Last update: Oct 2026

Cost of Living Comparison Between Heerlen and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,255 in Heerlen, rent and utilities included – about $10,800 less a year. Other living expenses account for most of the difference.

110

Cost of Living Index in Heerlen
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Heerlen Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Heerlen

🇳🇱 Netherlands

$2,255

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Heerlen and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Heerlen and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,255 in Heerlen versus $1,353 in Ubud, Bali.

Heerlen $2,255
Ubud, Bali $1,353

Estimated couple costs with rent: $3,463 in Heerlen versus $2,297 in Ubud, Bali.

Heerlen $3,463
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $4,672 in Heerlen versus $3,241 in Ubud, Bali.

Heerlen $4,672
Ubud, Bali $3,241

Living in Heerlen is roughly 67% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Heerlen 66% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$23.76 €21.13

$3.23 Rp 58.1K

635.60%

Three-Course Dinner for Two, Mid-Range

$97.9 €87.0

$34.88 Rp 627.8K

180.53%

Fast Food Meal (McDonalds, etc)

$19.01 €16.90

$5.70 Rp 102.5K

233.51%

Cappuccino

$4.09 €3.64

$2.62 Rp 47.1K

56.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.24 €2.88

$1.72 Rp 31.0K

88.37%

Water (0.33 liter bottle)

$2.29 €2.03

$0.81 Rp 14.6K

182.72%

Local Beer (0.5 liter draught)

$6.09 €5.42

$2.65 Rp 47.7K

129.81%

Imported Beer (0.33 liter bottle)

$5.59 €4.97

$4.37 Rp 78.6K

27.92%

Milk (1 liter)

$1.33 €1.19

$1.57 Rp 28.3K

-15.29%

White Bread (500g)

$2.41 €2.15

$2.19 Rp 39.5K

10.05%

Rice (white) (1kg)

$2.54 €2.26

$1.18 Rp 21.2K

115.25%

Eggs

$4.47 €3.97

$2.16 Rp 38.8K

106.94%

Local Cheese (1kg)

$11.73 €10.43

$17.65 Rp 317.7K

-33.54%

Chicken Fillets (1kg)

$14.00 €12.45

$3.78 Rp 68.0K

270.37%

Beef Round Steak (1kg)

$17.89 €15.91

$11.95 Rp 215.1K

49.71%

Apples (1kg)

$2.28 €2.03

$3.60 Rp 64.8K

-36.67%

Banana (1kg)

$2.51 €2.23

$1.59 Rp 28.6K

57.86%

Oranges (1kg)

$2.11 €1.88

$2.31 Rp 41.6K

-8.66%

Tomato (1kg)

$4.32 €3.84

$1.91 Rp 34.3K

126.18%

Potato (1kg)

$1.85 €1.65

$1.78 Rp 32.1K

3.93%

Onion (1kg)

$2.09 €1.86

$2.33 Rp 41.9K

-10.30%

Lettuce (1 head)

$1.39 €1.24

$1.00 Rp 18.0K

39.00%

Water (1.5 liter bottle)

$0.83 €0.74

$0.53 Rp 9,509

56.60%

Cigarettes 20 Pack (Marlboro, Camel)

$13.87 €12.34

$2.29 Rp 41.1K

505.68%

Wine (Bottle)

$7.20 €6.41

$22.07 Rp 397.3K

-67.38%

Local Beer (0.5 liter bottle)

$1.41 €1.26

$2.35 Rp 42.2K

-40.00%

Imported Beer (0.33 liter bottle)

$2.66 €2.37

$2.98 Rp 53.6K

-10.74%

One-way Ticket (Public Transport)

$3.60 €3.20

$0.23 Rp 4,112

1465.22%

Public Transport Monthly Pass (Regular Price)

$59.8 €53.2

$8.90 Rp 160.2K

571.91%

Taxi Start (Normal Tariff)

$6.27 €5.58

$0.47 Rp 8,466

1234.04%

Taxi (Normal Tariff) (1km)

$1.69 €1.50

$0.43 Rp 7,737

293.02%

Taxi 1hour Waiting (Normal Tariff)

$22.38 €19.91

$5.47 Rp 98.4K

309.14%

Gasoline (1 liter)

$2.46 €2.19

$0.83 Rp 14.9K

196.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K €26.4K

$23.9K Rp 429.8M

24.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.0K €31.1K

$32.8K Rp 590.1M

6.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 €170

$80.0 Rp 1.4M

139.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.36 €23.45

$6.56 Rp 118.1K

301.83%

Internet (50+ Mbps, Unlimited Data)

$56.0 €49.78

$18.60 Rp 334.8K

200.86%

Gym Membership (Monthly)

$35.46 €31.54

$54.1 Rp 974.1K

-34.48%

Tennis Court (1 Hour on Weekend)

$27.63 €24.58

$18.28 Rp 329.0K

51.15%

Cinema Ticket

$13.40 €11.92

$4.25 Rp 76.5K

215.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$671 €597

$493 Rp 8.9M

36.28%

International Primary School, 1 Child (Yearly)

$5,507 €4,898

$5,597 Rp 100.7M

-1.62%

Jeans (Levis 501 Or Similar)

$99.6 €88.6

$45.58 Rp 820.4K

118.45%

Summer Dress (H&M, Zara, etc)

$49.56 €44.08

$34.96 Rp 629.4K

41.76%

Sport Shoes (Adidas, Nike)

$101 €90.1

$77.7 Rp 1.4M

30.31%

Men's Leather Business Shoes

$193 €172

$78.5 Rp 1.4M

145.85%

1-bedroom Apartment, City Center (Monthly)

$1,120 €996

$1,131 Rp 20.4M

-1.04%

1-bedroom Apartment, Outside City Center (Monthly)

$938 €834

$673 Rp 12.1M

39.39%

3-bedroom Apartment, City Center (Monthly)

$1,913 €1,701

$3,613 Rp 65.0M

-47.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,587 €1,411

$1,702 Rp 30.6M

-6.76%

Buy Apartment in City Center (m2)

$3,938 €3,502

$2,717 Rp 48.9M

44.90%

Buy Apartment Outside City Center (m2)

$2,810 €2,500

$2,241 Rp 40.3M

25.40%

Average Monthly Net Salary (After Tax)

$2,947 €2,622

$166 Rp 3.0M

1671.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.35

13.78

-68.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Heerlen: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Heerlen

$938 41.6%

Ubud, Bali

$673 49.7% 28.3% $265

Eating Out

Heerlen

$360 16%

Ubud, Bali

$106 7.9% 70.4% $253

Groceries & Markets

Heerlen

$333 14.8%

Ubud, Bali

$287 21.2% 13.7% $46

Monthly Utilities & Internet

Heerlen

$274 12.1%

Ubud, Bali

$105 7.8% 61.6% $169

Clothing & Footwear

Heerlen

$200 8.9%

Ubud, Bali

$107 7.9% 46.6% $93

Getting Around

Heerlen

$89 3.9%

Ubud, Bali

$12 0.9% 86% $77

Sport & Entertainment

Heerlen

$62 2.8%

Ubud, Bali

$63 4.6% 0.6% $0.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,120 in Heerlen and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Heerlen pays 1671% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Heerlen vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $333 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇳🇱 Heerlen

🇮🇩 Ubud, Bali

🕒 Local time

23:53 11:53 PM

05:53 5:53 AM

6 h ahead of Heerlen

🌤 Weather

👥 Population

87,086

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 21, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Between locations

Heerlen Ubud, Bali 12,090 km ≈ 16 h nonstop flight

From you

Heerlen
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Heerlen vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 67% lower than in Heerlen. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1671% higher in Heerlen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,120 in Heerlen versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 572% less than in Heerlen. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $671 in Heerlen versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,353 in Ubud, Bali versus $2,255 in Heerlen, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Heerlen. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Heerlen and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 67% less than in Heerlen. Beyond cost, consider language, visa policies, and how big the international community is in each city.