Last update: Nov 2026

Cost of Living Comparison Between Hay River, NT and New York, NY

For one person, living is cheaper in Hay River, NT: $2,243 a month against $4,906 in New York, NY, rent and utilities included – about $32,000 less a year. Rent and utilities account for most of the difference.

108

Cost of Living Index in Hay River, NT
Learn more

Hay River, NT Living Index
234

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index

Jump to prices

Hay River, NT

🇨🇦 Canada

$2,243

/mo nomad

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Monthly Cost of Living

How much you'll spend in Hay River, NT and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hay River, NT and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,243 per month in Hay River, NT vs $4,906 in New York, NY, rent included.

Hay River, NT $2,243
New York, NY $4,906

A couple spends around $3,217 per month in Hay River, NT vs $7,273 in New York, NY, rent included.

Hay River, NT $3,217
New York, NY $7,273

A family of three spends $4,192 per month in Hay River, NT vs $9,641 in New York, NY, rent included.

Hay River, NT $4,192
New York, NY $9,641

Hay River, NT is about 54% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Hay River, NT and New York, NY sit above the global median – Hay River, NT by 66%, New York, NY by 263%.

Meal at Budget Restaurant

$17.96 CA$25.38

$26.93 $26.93

-33.31%

Three-Course Dinner for Two, Mid-Range

$65.3 CA$92.3

$117 $117

-44.07%

Fast Food Meal (McDonalds, etc)

$10.55 CA$14.90

$14.60 $14.60

-27.74%

Cappuccino

$3.76 CA$5.31

$6.54 $6.54

-42.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 CA$2.80

$3.86 $3.86

-48.70%

Water (0.33 liter bottle)

$1.68 CA$2.38

$2.95 $2.95

-43.05%

Local Beer (0.5 liter draught)

$5.07 CA$7.17

$8.08 $8.08

-37.25%

Imported Beer (0.33 liter bottle)

$5.54 CA$7.83

$9.85 $9.85

-43.76%

Milk (1 liter)

$2.10 CA$2.96

$1.31 $1.31

60.31%

White Bread (500g)

$2.47 CA$3.50

$4.97 $4.97

-50.30%

Rice (white) (1kg)

$3.50 CA$4.95

$7.70 $7.70

-54.55%

Eggs

$3.45 CA$4.88

$6.09 $6.09

-43.35%

Local Cheese (1kg)

$10.10 CA$14.27

$19.55 $19.55

-48.34%

Chicken Fillets (1kg)

$11.64 CA$16.45

$17.59 $17.59

-33.83%

Beef Round Steak (1kg)

$14.78 CA$20.88

$20.26 $20.26

-27.05%

Apples (1kg)

$3.81 CA$5.38

$6.99 $6.99

-45.49%

Banana (1kg)

$1.36 CA$1.93

$2.21 $2.21

-38.46%

Oranges (1kg)

$3.77 CA$5.32

$6.72 $6.72

-43.90%

Tomato (1kg)

$3.90 CA$5.50

$7.12 $7.12

-45.22%

Potato (1kg)

$2.45 CA$3.47

$4.61 $4.61

-46.85%

Onion (1kg)

$2.17 CA$3.07

$4.78 $4.78

-54.60%

Lettuce (1 head)

$2.47 CA$3.49

$2.87 $2.87

-13.94%

Water (1.5 liter bottle)

$1.58 CA$2.23

$2.69 $2.69

-41.26%

Cigarettes 20 Pack (Marlboro, Camel)

$14.41 CA$20.36

$19.14 $19.14

-24.71%

Wine (Bottle)

$12.85 CA$18.16

$19.63 $19.63

-34.54%

Local Beer (0.5 liter bottle)

$2.84 CA$4.01

$3.32 $3.32

-14.46%

Imported Beer (0.33 liter bottle)

$3.19 CA$4.50

$4.19 $4.19

-23.87%

One-way Ticket (Public Transport)

$2.38 CA$3.36

$3.02 $3.02

-21.19%

Public Transport Monthly Pass (Regular Price)

$63.3 CA$89.4

$139 $139

-54.57%

Taxi Start (Normal Tariff)

$2.86 CA$4.04

$3.04 $3.04

-5.92%

Taxi (Normal Tariff) (1km)

$1.43 CA$2.02

$2.20 $2.20

-35.00%

Taxi 1hour Waiting (Normal Tariff)

$23.34 CA$32.98

$41.33 $41.33

-43.53%

Gasoline (1 liter)

$1.22 CA$1.72

$1.13 $1.13

7.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$39.4K

$34.5K $34.5K

-19.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K CA$30.5K

$25.8K $25.8K

-16.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 CA$192

$232 $232

-41.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.85 CA$54.9

$71.0 $71.0

-45.30%

Internet (50+ Mbps, Unlimited Data)

$54.2 CA$76.6

$67.7 $67.7

-19.84%

Gym Membership (Monthly)

$37.47 CA$52.9

$115 $115

-67.52%

Tennis Court (1 Hour on Weekend)

$18.40 CA$26.00

$76.8 $76.8

-76.04%

Cinema Ticket

$10.83 CA$15.30

$22.41 $22.41

-51.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$641 CA$905

$3,606 $3,606

-82.23%

International Primary School, 1 Child (Yearly)

$13.5K CA$19.1K

$68.7K $68.7K

-80.37%

Jeans (Levis 501 Or Similar)

$55.4 CA$78.2

$79.3 $79.3

-30.16%

Summer Dress (H&M, Zara, etc)

$39.28 CA$55.5

$51.4 $51.4

-23.58%

Sport Shoes (Adidas, Nike)

$85.3 CA$120

$121 $121

-29.60%

Men's Leather Business Shoes

$105 CA$148

$140 $140

-25.37%

1-bedroom Apartment, City Center (Monthly)

$1,143 CA$1,615

$4,555 $4,555

-74.90%

1-bedroom Apartment, Outside City Center (Monthly)

$1,118 CA$1,579

$3,040 $3,040

-63.23%

3-bedroom Apartment, City Center (Monthly)

$1,980 CA$2,797

$9,742 $9,742

-79.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,645 CA$2,324

$5,331 $5,331

-69.14%

Buy Apartment in City Center (m2)

$4,323 CA$6,107

$18.2K $18.2K

-76.28%

Buy Apartment Outside City Center (m2)

$3,528 CA$4,985

$6,685 $6,685

-47.22%

Average Monthly Net Salary (After Tax)

$4,215 CA$5,955

$5,096 $5,096

-17.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.68

6.89

-32.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hay River, NT: November 2, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hay River, NT

$1.1K 49.8%

New York, NY

$3K 62% 172% $1.9K

Groceries & Markets

Hay River, NT

$355 15.8%

New York, NY

$567 11.6% 59.8% $212

Eating Out

Hay River, NT

$272 12.1%

New York, NY

$425 8.7% 56.5% $154

Monthly Utilities & Internet

Hay River, NT

$229 10.2%

New York, NY

$371 7.6% 62.2% $142

Clothing & Footwear

Hay River, NT

$128 5.7%

New York, NY

$176 3.6% 37.8% $48

Getting Around

Hay River, NT

$83 3.7%

New York, NY

$165 3.4% 99.8% $83

Sport & Entertainment

Hay River, NT

$59 2.6%

New York, NY

$160 3.3% 171% $101

Cost Breakdown

A central one-bedroom costs $1,143 in Hay River, NT versus $4,555 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65 in Hay River, NT versus $117 in New York, NY. Monthly groceries follow the same trend: $355 vs $567 – making Hay River, NT the more affordable choice for daily food spending.

Good to know

🇨🇦 Hay River, NT

🇺🇸 New York, NY

🕒 Local time

21:27 9:27 PM

22:27 10:27 PM

1 h ahead of Hay River, NT

🌤 Weather

👥 Population

3,600

8,804,190

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.708 USD

1 CAD = 0.633 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 7, 2026: 1 USD = 1.41 CAD (1 CAD = 0.708 USD). 1 EUR = 1.58 CAD (1 CAD = 0.633 EUR).

United States Dollar exchange rates as of November 7, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Hay River, NT New York, NY 3,590 km ≈ 5 h nonstop flight

From you

Hay River, NT
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hay River, NT vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 119% more than Hay River, NT, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,364 per month in Hay River, NT and $7,358 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hay River, NT, especially for central apartments: a one-bedroom in the center costs $1,143 there versus $4,555 in New York, NY.

Monthly expenses with rent come to $2,243 in Hay River, NT and $4,906 in New York, NY. That makes Hay River, NT about 54% cheaper.

Public transport costs about 55% less in Hay River, NT. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $2,243 in Hay River, NT and $4,906 in New York, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Hay River, NT – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Hay River, NT. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.