Last update: Oct 2026

Cost of Living Comparison Between Havlíčkův Brod and Bansko

For one person, living is cheaper in Bansko: $956 a month against $1,546 in Havlíčkův Brod, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

75

Cost of Living Index in Havlíčkův Brod
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Havlíčkův Brod Living Index
47

Cost of Living Index in Bansko
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Bansko Living Index

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Havlíčkův Brod

🇨🇿 Czech Republic

$1,546

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Havlíčkův Brod and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Havlíčkův Brod and in Bansko actually costs, broken down by who's living it.

A single person spends $1,546 per month in Havlíčkův Brod vs $956 in Bansko, rent included.

Havlíčkův Brod $1,546
Bansko $956

A couple spends around $2,172 per month in Havlíčkův Brod vs $1,467 in Bansko, rent included.

Havlíčkův Brod $2,172
Bansko $1,467

A family of three spends $2,799 per month in Havlíčkův Brod vs $1,979 in Bansko, rent included.

Havlíčkův Brod $2,799
Bansko $1,979

Havlíčkův Brod costs about 62% more than Bansko, and outside of rent the biggest gap is in clothing.

Havlíčkův Brod sits 14% above the global median, while Bansko is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.00 Kč 174

$8.66 BGN 15.15

-7.62%

Three-Course Dinner for Two, Mid-Range

$40.03 Kč 870

$44.94 BGN 78.6

-10.93%

Fast Food Meal (McDonalds, etc)

$6.52 Kč 142

$8.78 BGN 15.36

-25.74%

Cappuccino

$3.75 Kč 81.5

$2.33 BGN 4.07

60.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.69 Kč 36.77

$1.57 BGN 2.76

7.64%

Water (0.33 liter bottle)

$1.48 Kč 32.08

$0.82 BGN 1.44

80.49%

Local Beer (0.5 liter draught)

$2.02 Kč 43.81

$1.68 BGN 2.93

20.24%

Imported Beer (0.33 liter bottle)

$2.49 Kč 54.1

$1.98 BGN 3.47

25.76%

Milk (1 liter)

$0.72 Kč 15.58

$1.73 BGN 3.02

-58.38%

White Bread (500g)

$1.59 Kč 34.65

$0.80 BGN 1.40

98.75%

Rice (white) (1kg)

$2.52 Kč 54.8

$1.44 BGN 2.53

75.00%

Eggs

$2.78 Kč 60.4

$2.36 BGN 4.13

17.80%

Local Cheese (1kg)

$6.95 Kč 151

$9.39 BGN 16.43

-25.99%

Chicken Fillets (1kg)

$4.64 Kč 101

$6.41 BGN 11.21

-27.61%

Beef Round Steak (1kg)

$5.41 Kč 117

$8.48 BGN 14.84

-36.20%

Apples (1kg)

$0.70 Kč 15.25

$1.31 BGN 2.29

-46.56%

Banana (1kg)

$1.74 Kč 37.81

$1.62 BGN 2.84

7.41%

Oranges (1kg)

$2.17 Kč 47.04

$1.73 BGN 3.03

25.43%

Tomato (1kg)

$3.33 Kč 72.3

$1.94 BGN 3.40

71.65%

Potato (1kg)

$1.05 Kč 22.75

$0.94 BGN 1.64

11.70%

Onion (1kg)

$0.91 Kč 19.69

$0.76 BGN 1.33

19.74%

Lettuce (1 head)

$0.44 Kč 9.56

$0.55 BGN 0.96

-20.00%

Water (1.5 liter bottle)

$0.83 Kč 18.10

$0.59 BGN 1.03

40.68%

Cigarettes 20 Pack (Marlboro, Camel)

$4.78 Kč 104

$3.25 BGN 5.69

47.08%

Wine (Bottle)

$6.96 Kč 151

$5.20 BGN 9.10

33.85%

Local Beer (0.5 liter bottle)

$0.96 Kč 20.95

$1.09 BGN 1.90

-11.93%

Imported Beer (0.33 liter bottle)

$2.05 Kč 44.60

$1.68 BGN 2.94

22.02%

One-way Ticket (Public Transport)

$1.11 Kč 24.18

$0.84 BGN 1.46

32.14%

Public Transport Monthly Pass (Regular Price)

$24.65 Kč 536

$27.06 BGN 47.36

-8.91%

Taxi Start (Normal Tariff)

$1.85 Kč 40.12

$1.34 BGN 2.35

38.06%

Taxi (Normal Tariff) (1km)

$0.96 Kč 20.77

$0.65 BGN 1.14

47.69%

Taxi 1hour Waiting (Normal Tariff)

$19.04 Kč 414

$10.06 BGN 17.61

89.26%

Gasoline (1 liter)

$1.90 Kč 41.32

$1.48 BGN 2.59

28.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K Kč 608.5K

$29.1K BGN 51.0K

-3.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K Kč 617.8K

$20.9K BGN 36.6K

35.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$289 Kč 6,277

$92.4 BGN 162

212.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.73 Kč 516

$14.52 BGN 25.40

63.43%

Internet (50+ Mbps, Unlimited Data)

$22.00 Kč 478

$12.32 BGN 21.55

78.57%

Gym Membership (Monthly)

$54.8 Kč 1,191

$31.70 BGN 55.5

72.97%

Tennis Court (1 Hour on Weekend)

$17.12 Kč 372

$8.53 BGN 14.92

100.70%

Cinema Ticket

$5.97 Kč 130

$5.62 BGN 9.84

6.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$477 Kč 10.4K

$230 BGN 403

107.23%

International Primary School, 1 Child (Yearly)

$18.8K Kč 408.6K

$2,268 BGN 3,970

729.08%

Jeans (Levis 501 Or Similar)

$91.3 Kč 1,983

$30.10 BGN 52.7

203.26%

Summer Dress (H&M, Zara, etc)

$40.73 Kč 885

$19.62 BGN 34.33

107.59%

Sport Shoes (Adidas, Nike)

$107 Kč 2,333

$45.86 BGN 80.3

134.15%

Men's Leather Business Shoes

$129 Kč 2,808

$47.69 BGN 83.5

171.02%

1-bedroom Apartment, City Center (Monthly)

$700 Kč 15.2K

$518 BGN 907

35.12%

1-bedroom Apartment, Outside City Center (Monthly)

$603 Kč 13.1K

$357 BGN 625

68.87%

3-bedroom Apartment, City Center (Monthly)

$1,208 Kč 26.2K

$614 BGN 1,075

96.59%

3-bedroom Apartment, Outside City Center (Monthly)

$916 Kč 19.9K

$569 BGN 996

60.98%

Buy Apartment in City Center (m2)

$4,524 Kč 98.3K

$1,191 BGN 2,085

279.75%

Buy Apartment Outside City Center (m2)

$3,517 Kč 76.4K

$959 BGN 1,679

266.67%

Average Monthly Net Salary (After Tax)

$1,404 Kč 30.5K

$1,704 BGN 2,982

-17.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.72

2.99

57.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Havlíčkův Brod: October 12, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Havlíčkův Brod

$603 39%

Bansko

$357 37.3% 40.8% $246

Monthly Utilities & Internet

Havlíčkův Brod

$335 21.7%

Bansko

$119 12.5% 64.4% $215

Groceries & Markets

Havlíčkův Brod

$183 11.9%

Bansko

$192 20.1% 4.6% $8.4

Clothing & Footwear

Havlíčkův Brod

$166 10.7%

Bansko

$64 6.7% 61.1% $101

Eating Out

Havlíčkův Brod

$156 10.1%

Bansko

$145 15.2% 7% $11

Sport & Entertainment

Havlíčkův Brod

$67 4.3%

Bansko

$43 4.5% 35.7% $24

Getting Around

Havlíčkův Brod

$36 2.3%

Bansko

$35 3.7% 2% $0.7

Cost Breakdown

A central one-bedroom costs $700 in Havlíčkův Brod versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Bansko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $40.00 in Havlíčkův Brod versus $45.00 in Bansko. Monthly groceries follow the same trend: $183 vs $192 – making Havlíčkův Brod the more affordable choice for daily food spending.

Good to know

🇨🇿 Havlíčkův Brod

🇧🇬 Bansko

🕒 Local time

15:40 3:40 PM

16:40 4:40 PM

1 h ahead of Havlíčkův Brod

🌤 Weather

👥 Population

23,534

8,000

💱 Currency

Czech Koruna CZK Kč

Bulgarian Lev BGN лв.

📈 Exchange rate

100 CZK = 4.6 USD

100 CZK = 4.11 EUR

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

BGN, USD, EUR to CZK – Czech Koruna Converter

🇺🇸 United States Dollar ($)

🇨🇿 Czech Koruna (Kč)

Czech Koruna exchange rates as of October 15, 2026: 1 USD = 21.73 CZK (100 CZK = 4.6 USD). 1 EUR = 24.33 CZK (100 CZK = 4.11 EUR).

Bulgarian Lev exchange rates as of October 15, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

USD to CZK in detail →

On the map

Lowest

Highest

Between locations

Havlíčkův Brod Bansko 1,060 km ≈ 1 h 45 min nonstop flight

From you

Havlíčkův Brod
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Havlíčkův Brod vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,546 in Havlíčkův Brod, $956 in Bansko – roughly 62% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,318 per month in Havlíčkův Brod and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $40.00 in Havlíčkův Brod and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,546 in Havlíčkův Brod and $956 in Bansko. That's a gap of about 62%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Havlíčkův Brod at $1,546. In Bansko it covers expenses comfortably, while in Havlíčkův Brod it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $956 in Bansko to $1,546 in Havlíčkův Brod. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Havlíčkův Brod makes more sense. Both are solid long-term options with distinct trade-offs.