Last update: Oct 2026

Cost of Living Comparison Between Bansko and Havlíčkův Brod

For one person, living is cheaper in Bansko: $956 a month against $1,546 in Havlíčkův Brod, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

47

Cost of Living Index in Bansko
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Bansko Living Index
75

Cost of Living Index in Havlíčkův Brod
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Havlíčkův Brod Living Index

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Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Havlíčkův Brod

🇨🇿 Czech Republic

$1,546

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Havlíčkův Brod

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Havlíčkův Brod actually costs, broken down by who's living it.

A single person spends $956 per month in Bansko vs $1,546 in Havlíčkův Brod, rent included.

Bansko $956
Havlíčkův Brod $1,546

A couple spends around $1,467 per month in Bansko vs $2,172 in Havlíčkův Brod, rent included.

Bansko $1,467
Havlíčkův Brod $2,172

A family of three spends $1,979 per month in Bansko vs $2,799 in Havlíčkův Brod, rent included.

Bansko $1,979
Havlíčkův Brod $2,799

Bansko is about 38% cheaper than Havlíčkův Brod, and outside of rent the biggest gap is in clothing.

Bansko sits 29% below the global median, while Havlíčkův Brod is 14% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.66 BGN 15.15

$8.00 Kč 174

8.25%

Three-Course Dinner for Two, Mid-Range

$44.94 BGN 78.6

$40.03 Kč 870

12.27%

Fast Food Meal (McDonalds, etc)

$8.78 BGN 15.36

$6.52 Kč 142

34.66%

Cappuccino

$2.33 BGN 4.07

$3.75 Kč 81.5

-37.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 BGN 2.76

$1.69 Kč 36.77

-7.10%

Water (0.33 liter bottle)

$0.82 BGN 1.44

$1.48 Kč 32.08

-44.59%

Local Beer (0.5 liter draught)

$1.68 BGN 2.93

$2.02 Kč 43.81

-16.83%

Imported Beer (0.33 liter bottle)

$1.98 BGN 3.47

$2.49 Kč 54.1

-20.48%

Milk (1 liter)

$1.73 BGN 3.02

$0.72 Kč 15.58

140.28%

White Bread (500g)

$0.80 BGN 1.40

$1.59 Kč 34.65

-49.69%

Rice (white) (1kg)

$1.44 BGN 2.53

$2.52 Kč 54.8

-42.86%

Eggs

$2.36 BGN 4.13

$2.78 Kč 60.4

-15.11%

Local Cheese (1kg)

$9.39 BGN 16.43

$6.95 Kč 151

35.11%

Chicken Fillets (1kg)

$6.41 BGN 11.21

$4.64 Kč 101

38.15%

Beef Round Steak (1kg)

$8.48 BGN 14.84

$5.41 Kč 117

56.75%

Apples (1kg)

$1.31 BGN 2.29

$0.70 Kč 15.25

87.14%

Banana (1kg)

$1.62 BGN 2.84

$1.74 Kč 37.81

-6.90%

Oranges (1kg)

$1.73 BGN 3.03

$2.17 Kč 47.04

-20.28%

Tomato (1kg)

$1.94 BGN 3.40

$3.33 Kč 72.3

-41.74%

Potato (1kg)

$0.94 BGN 1.64

$1.05 Kč 22.75

-10.48%

Onion (1kg)

$0.76 BGN 1.33

$0.91 Kč 19.69

-16.48%

Lettuce (1 head)

$0.55 BGN 0.96

$0.44 Kč 9.56

25.00%

Water (1.5 liter bottle)

$0.59 BGN 1.03

$0.83 Kč 18.10

-28.92%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 BGN 5.69

$4.78 Kč 104

-32.01%

Wine (Bottle)

$5.20 BGN 9.10

$6.96 Kč 151

-25.29%

Local Beer (0.5 liter bottle)

$1.09 BGN 1.90

$0.96 Kč 20.95

13.54%

Imported Beer (0.33 liter bottle)

$1.68 BGN 2.94

$2.05 Kč 44.60

-18.05%

One-way Ticket (Public Transport)

$0.84 BGN 1.46

$1.11 Kč 24.18

-24.32%

Public Transport Monthly Pass (Regular Price)

$27.06 BGN 47.36

$24.65 Kč 536

9.78%

Taxi Start (Normal Tariff)

$1.34 BGN 2.35

$1.85 Kč 40.12

-27.57%

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.14

$0.96 Kč 20.77

-32.29%

Taxi 1hour Waiting (Normal Tariff)

$10.06 BGN 17.61

$19.04 Kč 414

-47.16%

Gasoline (1 liter)

$1.48 BGN 2.59

$1.90 Kč 41.32

-22.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BGN 51.0K

$28.0K Kč 608.5K

4.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K BGN 36.6K

$28.4K Kč 617.8K

-26.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.4 BGN 162

$289 Kč 6,277

-68.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.52 BGN 25.40

$23.73 Kč 516

-38.81%

Internet (50+ Mbps, Unlimited Data)

$12.32 BGN 21.55

$22.00 Kč 478

-44.00%

Gym Membership (Monthly)

$31.70 BGN 55.5

$54.8 Kč 1,191

-42.18%

Tennis Court (1 Hour on Weekend)

$8.53 BGN 14.92

$17.12 Kč 372

-50.18%

Cinema Ticket

$5.62 BGN 9.84

$5.97 Kč 130

-5.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 403

$477 Kč 10.4K

-51.74%

International Primary School, 1 Child (Yearly)

$2,268 BGN 3,970

$18.8K Kč 408.6K

-87.94%

Jeans (Levis 501 Or Similar)

$30.10 BGN 52.7

$91.3 Kč 1,983

-67.02%

Summer Dress (H&M, Zara, etc)

$19.62 BGN 34.33

$40.73 Kč 885

-51.83%

Sport Shoes (Adidas, Nike)

$45.86 BGN 80.3

$107 Kč 2,333

-57.29%

Men's Leather Business Shoes

$47.69 BGN 83.5

$129 Kč 2,808

-63.10%

1-bedroom Apartment, City Center (Monthly)

$518 BGN 907

$700 Kč 15.2K

-25.99%

1-bedroom Apartment, Outside City Center (Monthly)

$357 BGN 625

$603 Kč 13.1K

-40.78%

3-bedroom Apartment, City Center (Monthly)

$614 BGN 1,075

$1,208 Kč 26.2K

-49.13%

3-bedroom Apartment, Outside City Center (Monthly)

$569 BGN 996

$916 Kč 19.9K

-37.88%

Buy Apartment in City Center (m2)

$1,191 BGN 2,085

$4,524 Kč 98.3K

-73.67%

Buy Apartment Outside City Center (m2)

$959 BGN 1,679

$3,517 Kč 76.4K

-72.73%

Average Monthly Net Salary (After Tax)

$1,704 BGN 2,982

$1,404 Kč 30.5K

21.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

4.72

-36.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 11, 2026

Last update for Havlíčkův Brod: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$357 37.3%

Havlíčkův Brod

$603 39% 68.9% $246

Groceries & Markets

Bansko

$192 20.1%

Havlíčkův Brod

$183 11.9% 4.4% $8.4

Eating Out

Bansko

$145 15.2%

Havlíčkův Brod

$156 10.1% 7.5% $11

Monthly Utilities & Internet

Bansko

$119 12.5%

Havlíčkův Brod

$335 21.7% 181% $215

Clothing & Footwear

Bansko

$64 6.7%

Havlíčkův Brod

$166 10.7% 157% $101

Sport & Entertainment

Bansko

$43 4.5%

Havlíčkův Brod

$67 4.3% 55.5% $24

Getting Around

Bansko

$35 3.7%

Havlíčkův Brod

$36 2.3% 2% $0.7

Cost Breakdown

A central one-bedroom costs $518 in Bansko versus $700 in Havlíčkův Brod. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Bansko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $45.00 in Bansko versus $40.00 in Havlíčkův Brod. Monthly groceries follow the same trend: $192 vs $183 – making Havlíčkův Brod the more affordable choice for daily food spending.

Good to know

🇧🇬 Bansko

🇨🇿 Havlíčkův Brod

🕒 Local time

17:36 5:36 PM

16:36 4:36 PM

1 h behind Bansko

🌤 Weather

👥 Population

8,000

23,534

💱 Currency

Bulgarian Lev BGN лв.

Czech Koruna CZK Kč

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

100 CZK = 4.6 USD

100 CZK = 4.11 EUR

Exchange rates and currency converter

CZK, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 15, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

Czech Koruna exchange rates as of October 15, 2026: 1 USD = 21.73 CZK (100 CZK = 4.6 USD). 1 EUR = 24.33 CZK (100 CZK = 4.11 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Bansko Havlíčkův Brod 1,060 km ≈ 1 h 45 min nonstop flight

From you

Bansko
Havlíčkův Brod

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Havlíčkův Brod: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $956 in Bansko, $1,546 in Havlíčkův Brod – roughly 62% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,434 per month in Bansko and $2,318 in Havlíčkův Brod. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $45.00 in Bansko and $40.00 in Havlíčkův Brod. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $956 in Bansko and $1,546 in Havlíčkův Brod. That's a gap of about 62%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Havlíčkův Brod at $1,546. In Bansko it covers expenses comfortably, while in Havlíčkův Brod it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $956 in Bansko to $1,546 in Havlíčkův Brod. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Havlíčkův Brod makes more sense. Both are solid long-term options with distinct trade-offs.