Last update: Oct 2026

Cost of Living Comparison Between Haskovo and Cebu

For one person, living is cheaper in Haskovo: $860 a month against $918 in Cebu, rent and utilities included – about $700 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

42

Cost of Living Index in Haskovo
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Haskovo Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Haskovo

🇧🇬 Bulgaria

$860

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Haskovo and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Haskovo and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $860 in Haskovo versus $918 in Cebu.

Haskovo $860
Cebu $918

Estimated couple costs with rent: $1,405 in Haskovo versus $1,409 in Cebu.

Haskovo $1,405
Cebu $1,409

Monthly costs for a family of three with rent: $1,949 in Haskovo versus $1,900 in Cebu.

Haskovo $1,949
Cebu $1,900

Living in Haskovo costs roughly 6% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Haskovo 36% lower, Cebu 32% lower.

Meal at Budget Restaurant

$9.77 BGN 17.00

$3.09 ₱194

216.18%

Three-Course Dinner for Two, Mid-Range

$45.26 BGN 78.8

$24.22 ₱1,525

86.87%

Fast Food Meal (McDonalds, etc)

$9.87 BGN 17.18

$3.92 ₱247

151.79%

Cappuccino

$1.94 BGN 3.38

$2.51 ₱158

-22.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.18 BGN 2.06

$1.59 ₱100

-25.79%

Water (0.33 liter bottle)

$0.98 BGN 1.71

$0.53 ₱33.43

84.91%

Local Beer (0.5 liter draught)

$1.31 BGN 2.27

$1.78 ₱112

-26.40%

Imported Beer (0.33 liter bottle)

$4.33 BGN 7.53

$2.17 ₱137

99.54%

Milk (1 liter)

$1.59 BGN 2.77

$1.92 ₱121

-17.19%

White Bread (500g)

$0.67 BGN 1.17

$1.36 ₱85.4

-50.74%

Rice (white) (1kg)

$1.62 BGN 2.81

$1.01 ₱63.5

60.40%

Eggs

$3.16 BGN 5.50

$2.03 ₱128

55.67%

Local Cheese (1kg)

$11.68 BGN 20.33

$9.86 ₱621

18.46%

Chicken Fillets (1kg)

$7.57 BGN 13.16

$4.39 ₱277

72.44%

Beef Round Steak (1kg)

$8.49 BGN 14.78

$7.60 ₱479

11.71%

Apples (1kg)

$1.55 BGN 2.70

$3.30 ₱208

-53.03%

Banana (1kg)

$1.93 BGN 3.35

$1.39 ₱87.8

38.85%

Oranges (1kg)

$1.46 BGN 2.55

$2.33 ₱147

-37.34%

Tomato (1kg)

$1.79 BGN 3.11

$1.50 ₱94.3

19.33%

Potato (1kg)

$0.84 BGN 1.46

$2.36 ₱149

-64.41%

Onion (1kg)

$0.91 BGN 1.59

$1.90 ₱119

-52.11%

Lettuce (1 head)

$0.85 BGN 1.48

$1.19 ₱74.9

-28.57%

Water (1.5 liter bottle)

$0.65 BGN 1.13

$0.63 ₱39.71

3.17%

Cigarettes 20 Pack (Marlboro, Camel)

$4.23 BGN 7.36

$3.00 ₱189

41.00%

Wine (Bottle)

$7.67 BGN 13.34

$6.03 ₱379

27.20%

Local Beer (0.5 liter bottle)

$0.84 BGN 1.45

$1.23 ₱77.7

-31.71%

Imported Beer (0.33 liter bottle)

$1.62 BGN 2.82

$1.75 ₱110

-7.43%

One-way Ticket (Public Transport)

$0.69 BGN 1.21

$0.25 ₱15.86

176.00%

Public Transport Monthly Pass (Regular Price)

$22.90 BGN 39.85

$12.64 ₱796

81.17%

Taxi Start (Normal Tariff)

$1.16 BGN 2.03

$0.77 ₱48.62

50.65%

Taxi (Normal Tariff) (1km)

$0.66 BGN 1.14

$0.23 ₱14.53

186.96%

Taxi 1hour Waiting (Normal Tariff)

$13.42 BGN 23.35

$4.46 ₱281

200.90%

Gasoline (1 liter)

$1.54 BGN 2.67

$1.31 ₱82.8

17.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K BGN 52.4K

$21.2K ₱1.3M

41.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K BGN 40.4K

$19.1K ₱1.2M

21.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.2 BGN 164

$120 ₱7,569

-21.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.98 BGN 22.58

$14.00 ₱882

-7.29%

Internet (50+ Mbps, Unlimited Data)

$9.53 BGN 16.59

$27.54 ₱1,734

-65.40%

Gym Membership (Monthly)

$54.8 BGN 95.3

$32.33 ₱2,035

69.44%

Tennis Court (1 Hour on Weekend)

$28.11 BGN 48.91

$6.65 ₱419

322.71%

Cinema Ticket

$7.90 BGN 13.74

$5.65 ₱356

39.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$774 BGN 1,346

$275 ₱17.3K

181.02%

International Primary School, 1 Child (Yearly)

$2,327 BGN 4,048

$7,918 ₱498.5K

-70.62%

Jeans (Levis 501 Or Similar)

$45.30 BGN 78.8

$49.33 ₱3,106

-8.17%

Summer Dress (H&M, Zara, etc)

$40.25 BGN 70.0

$25.24 ₱1,589

59.47%

Sport Shoes (Adidas, Nike)

$78.3 BGN 136

$77.0 ₱4,846

1.75%

Men's Leather Business Shoes

$84.2 BGN 147

$57.2 ₱3,601

47.22%

1-bedroom Apartment, City Center (Monthly)

$229 BGN 399

$500 ₱31.5K

-54.06%

1-bedroom Apartment, Outside City Center (Monthly)

$164 BGN 285

$309 ₱19.4K

-46.94%

3-bedroom Apartment, City Center (Monthly)

$377 BGN 657

$1,078 ₱67.9K

-64.99%

3-bedroom Apartment, Outside City Center (Monthly)

$302 BGN 526

$615 ₱38.7K

-50.83%

Buy Apartment in City Center (m2)

$1,221 BGN 2,124

$2,886 ₱181.7K

-57.71%

Buy Apartment Outside City Center (m2)

$953 BGN 1,659

$1,917 ₱120.7K

-50.25%

Average Monthly Net Salary (After Tax)

$1,075 BGN 1,870

$346 ₱21.8K

210.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.89

7.2

-59.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Haskovo: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Haskovo

$212 24.7%

Cebu

$206 22.4% 3.1% $6.6

Accommodation & Living

Haskovo

$164 19%

Cebu

$309 33.6% 88.5% $145

Eating Out

Haskovo

$155 18%

Cebu

$88 9.6% 43.1% $67

Monthly Utilities & Internet

Haskovo

$117 13.6%

Cebu

$162 17.6% 38.6% $45

Clothing & Footwear

Haskovo

$112 13%

Cebu

$94 10.2% 15.9% $18

Sport & Entertainment

Haskovo

$71 8.2%

Cebu

$44 4.8% 38.2% $27

Getting Around

Haskovo

$30 3.5%

Cebu

$16 1.7% 48.3% $15

Cost Breakdown

A one-bedroom apartment in the center runs $229 in Haskovo and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Haskovo pays 211% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $45.00 in Haskovo vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $213 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇬 Haskovo

🇵🇭 Cebu

🕒 Local time

05:26 5:26 AM

10:26 10:26 AM

5 h ahead of Haskovo

🌤 Weather

👥 Population

76,587

964,169

💱 Currency

Bulgarian Lev BGN лв.

Philippine Peso PHP ₱

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BGN in detail →

On the map

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Highest

Between locations

Haskovo Cebu 9,920 km ≈ 13 h nonstop flight

From you

Haskovo
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Haskovo vs Cebu: Cost of Living - Frequently Asked Questions

Haskovo is cheaper overall, especially in utilities. The 7% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 211% higher in Haskovo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $229 in Haskovo versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $860 per month in Haskovo versus $918 in Cebu – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Haskovo runs roughly 81% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Haskovo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Haskovo is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Haskovo and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Haskovo gentler on the wallet – expenses run 7% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.