Last update: Oct 2026

Cost of Living Comparison Between Cebu and Haskovo

For one person, living is cheaper in Haskovo: $860 a month against $918 in Cebu, rent and utilities included – about $700 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
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Cebu Living Index
42

Cost of Living Index in Haskovo
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Haskovo Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Haskovo

🇧🇬 Bulgaria

$860

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Haskovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Haskovo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $860 in Haskovo.

Cebu $918
Haskovo $860

Estimated couple costs with rent: $1,409 in Cebu versus $1,405 in Haskovo.

Cebu $1,409
Haskovo $1,405

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,949 in Haskovo.

Cebu $1,900
Haskovo $1,949

Living in Cebu is roughly 7% more expensive than in Haskovo, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Haskovo 36% lower.

Meal at Budget Restaurant

$3.09 ₱194

$9.77 BGN 17.00

-68.37%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$45.26 BGN 78.8

-46.49%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$9.87 BGN 17.18

-60.28%

Cappuccino

$2.51 ₱158

$1.94 BGN 3.38

29.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.18 BGN 2.06

34.75%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.98 BGN 1.71

-45.92%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.31 BGN 2.27

35.88%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.33 BGN 7.53

-49.88%

Milk (1 liter)

$1.92 ₱121

$1.59 BGN 2.77

20.75%

White Bread (500g)

$1.36 ₱85.4

$0.67 BGN 1.17

102.99%

Rice (white) (1kg)

$1.01 ₱63.5

$1.62 BGN 2.81

-37.65%

Eggs

$2.03 ₱128

$3.16 BGN 5.50

-35.76%

Local Cheese (1kg)

$9.86 ₱621

$11.68 BGN 20.33

-15.58%

Chicken Fillets (1kg)

$4.39 ₱277

$7.57 BGN 13.16

-42.01%

Beef Round Steak (1kg)

$7.60 ₱479

$8.49 BGN 14.78

-10.48%

Apples (1kg)

$3.30 ₱208

$1.55 BGN 2.70

112.90%

Banana (1kg)

$1.39 ₱87.8

$1.93 BGN 3.35

-27.98%

Oranges (1kg)

$2.33 ₱147

$1.46 BGN 2.55

59.59%

Tomato (1kg)

$1.50 ₱94.3

$1.79 BGN 3.11

-16.20%

Potato (1kg)

$2.36 ₱149

$0.84 BGN 1.46

180.95%

Onion (1kg)

$1.90 ₱119

$0.91 BGN 1.59

108.79%

Lettuce (1 head)

$1.19 ₱74.9

$0.85 BGN 1.48

40.00%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.65 BGN 1.13

-3.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.23 BGN 7.36

-29.08%

Wine (Bottle)

$6.03 ₱379

$7.67 BGN 13.34

-21.38%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.84 BGN 1.45

46.43%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.62 BGN 2.82

8.02%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.69 BGN 1.21

-63.77%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$22.90 BGN 39.85

-44.80%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.16 BGN 2.03

-33.62%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.66 BGN 1.14

-65.15%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$13.42 BGN 23.35

-66.77%

Gasoline (1 liter)

$1.31 ₱82.8

$1.54 BGN 2.67

-14.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.1K BGN 52.4K

-29.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$23.2K BGN 40.4K

-17.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$94.2 BGN 164

27.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$12.98 BGN 22.58

7.86%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$9.53 BGN 16.59

188.98%

Gym Membership (Monthly)

$32.33 ₱2,035

$54.8 BGN 95.3

-40.98%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$28.11 BGN 48.91

-76.34%

Cinema Ticket

$5.65 ₱356

$7.90 BGN 13.74

-28.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$774 BGN 1,346

-64.42%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$2,327 BGN 4,048

240.33%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$45.30 BGN 78.8

8.90%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$40.25 BGN 70.0

-37.29%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$78.3 BGN 136

-1.72%

Men's Leather Business Shoes

$57.2 ₱3,601

$84.2 BGN 147

-32.07%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$229 BGN 399

117.67%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$164 BGN 285

88.47%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$377 BGN 657

185.64%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$302 BGN 526

103.39%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,221 BGN 2,124

136.44%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$953 BGN 1,659

101.01%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,075 BGN 1,870

-67.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.89

149.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Haskovo: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Haskovo

$164 19% 46.9% $145

Groceries & Markets

Cebu

$206 22.4%

Haskovo

$212 24.7% 3.2% $6.6

Monthly Utilities & Internet

Cebu

$162 17.6%

Haskovo

$117 13.6% 27.8% $45

Clothing & Footwear

Cebu

$94 10.2%

Haskovo

$112 13% 18.8% $18

Eating Out

Cebu

$88 9.6%

Haskovo

$155 18% 75.6% $67

Sport & Entertainment

Cebu

$44 4.8%

Haskovo

$71 8.2% 61.8% $27

Getting Around

Cebu

$16 1.7%

Haskovo

$30 3.5% 93.4% $15

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $229 in Haskovo. Housing cost is often the main lever when comparing two cities.

Haskovo pays 211% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $45.00 in Haskovo for a mid-range dinner for two. Groceries echo the gap at $206 vs $213 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇧🇬 Haskovo

🕒 Local time

11:24 11:24 AM

06:24 6:24 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

76,587

💱 Currency

Philippine Peso PHP ₱

Bulgarian Lev BGN лв.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Haskovo 9,920 km ≈ 13 h nonstop flight

From you

Cebu
Haskovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Haskovo: Cost of Living - Frequently Asked Questions

Haskovo is cheaper overall, especially in utilities. The 7% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 211% lower in Haskovo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $229 in Haskovo. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $860 in Haskovo – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Haskovo runs roughly 81% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Haskovo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Haskovo is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Haskovo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Haskovo gentler on the wallet – expenses run 7% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.