Last update: Oct 2026

Cost of Living Comparison Between Harrow and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $3,031 in Harrow, rent and utilities included – about $25,100 less a year. Rent and utilities account for most of the difference.

146

Cost of Living Index in Harrow
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Harrow Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Harrow

🇬🇧 United Kingdom

$3,031

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Harrow and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Harrow and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $3,031 per month in Harrow vs $936 in Chiang Mai, rent included.

Harrow $3,031
Chiang Mai $936

A couple spends around $4,459 per month in Harrow vs $1,457 in Chiang Mai, rent included.

Harrow $4,459
Chiang Mai $1,457

A family of three spends $5,886 per month in Harrow vs $1,979 in Chiang Mai, rent included.

Harrow $5,886
Chiang Mai $1,979

Harrow costs about 224% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Harrow sits 123% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$19.77 £14.77

$2.24 ฿75.6

782.59%

Three-Course Dinner for Two, Mid-Range

$95.2 £71.1

$19.00 ฿641

401.00%

Fast Food Meal (McDonalds, etc)

$9.16 £6.84

$5.55 ฿187

65.05%

Cappuccino

$4.81 £3.59

$1.67 ฿56.5

188.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.90 £2.17

$0.64 ฿21.55

353.12%

Water (0.33 liter bottle)

$1.97 £1.48

$0.31 ฿10.31

535.48%

Local Beer (0.5 liter draught)

$7.32 £5.47

$2.36 ฿79.6

210.17%

Imported Beer (0.33 liter bottle)

$7.09 £5.29

$3.66 ฿124

93.72%

Milk (1 liter)

$1.62 £1.21

$1.95 ฿65.8

-16.92%

White Bread (500g)

$1.84 £1.37

$1.44 ฿48.48

27.78%

Rice (white) (1kg)

$1.64 £1.23

$1.33 ฿45.04

23.31%

Eggs

$5.83 £4.35

$2.28 ฿77.1

155.70%

Local Cheese (1kg)

$11.22 £8.38

$16.45 ฿555

-31.79%

Chicken Fillets (1kg)

$8.24 £6.15

$2.78 ฿93.9

196.40%

Beef Round Steak (1kg)

$12.71 £9.50

$9.31 ฿314

36.52%

Apples (1kg)

$2.01 £1.50

$2.35 ฿79.4

-14.47%

Banana (1kg)

$1.32 £0.99

$0.97 ฿32.80

36.08%

Oranges (1kg)

$1.77 £1.33

$1.60 ฿53.9

10.62%

Tomato (1kg)

$5.24 £3.92

$1.50 ฿50.6

249.33%

Potato (1kg)

$1.36 £1.02

$1.28 ฿43.12

6.25%

Onion (1kg)

$1.55 £1.16

$1.10 ฿37.19

40.91%

Lettuce (1 head)

$1.36 £1.02

$0.71 ฿23.82

91.55%

Water (1.5 liter bottle)

$1.37 £1.02

$0.49 ฿16.37

179.59%

Cigarettes 20 Pack (Marlboro, Camel)

$22.23 £16.61

$4.14 ฿140

436.96%

Wine (Bottle)

$9.55 £7.13

$17.52 ฿591

-45.49%

Local Beer (0.5 liter bottle)

$1.96 £1.46

$1.61 ฿54.5

21.74%

Imported Beer (0.33 liter bottle)

$1.35 £1.01

$2.78 ฿94.0

-51.44%

One-way Ticket (Public Transport)

$4.89 £3.66

$0.87 ฿29.31

462.07%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,826

Taxi Start (Normal Tariff)

$13.35 £9.98

$1.16 ฿39.06

1050.86%

Taxi (Normal Tariff) (1km)

$3.92 £2.93

$0.53 ฿17.80

639.62%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.8

Gasoline (1 liter)

$1.91 £1.43

$1.45 ฿48.90

31.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.3K £30.1K

$21.1K ฿710.7K

91.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.8K £33.5K

$26.9K ฿909.3K

66.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 £150

$62.2 ฿2,098

223.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.01 £11.21

$12.17 ฿411

23.34%

Internet (50+ Mbps, Unlimited Data)

$39.90 £29.81

$20.12 ฿679

98.31%

Gym Membership (Monthly)

$78.7 £58.8

$37.31 ฿1,259

110.99%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$14.18 £10.59

$6.49 ฿219

118.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,929 £1,441

$736 ฿24.8K

162.07%

International Primary School, 1 Child (Yearly)

$24.1K £18.0K

$14.8K ฿498.3K

63.16%

Jeans (Levis 501 Or Similar)

$78.7 £58.8

$53.4 ฿1,801

47.37%

Summer Dress (H&M, Zara, etc)

$59.9 £44.74

$24.64 ฿831

143.02%

Sport Shoes (Adidas, Nike)

$106 £79.4

$91.5 ฿3,087

16.16%

Men's Leather Business Shoes

$161 £120

$71.9 ฿2,428

123.39%

1-bedroom Apartment, City Center (Monthly)

$2,297 £1,716

$482 ฿16.3K

376.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,830 £1,367

$309 ฿10.4K

492.24%

3-bedroom Apartment, City Center (Monthly)

$4,227 £3,158

$1,006 ฿33.9K

320.26%

3-bedroom Apartment, Outside City Center (Monthly)

$3,096 £2,313

$633 ฿21.4K

388.79%

Buy Apartment in City Center (m2)

$7,262 £5,425

$2,363 ฿79.8K

207.30%

Buy Apartment Outside City Center (m2)

$7,235 £5,405

$1,589 ฿53.6K

355.30%

Average Monthly Net Salary (After Tax)

$5,045 £3,769

$590 ฿19.9K

755.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.3

5.57

-4.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Harrow: October 27, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Harrow

$1.8K 60.4%

Chiang Mai

$309 33% 83.1% $1.5K

Eating Out

Harrow

$314 10.4%

Chiang Mai

$78 8.3% 75.3% $236

Groceries & Markets

Harrow

$289 9.6%

Chiang Mai

$234 25.1% 19% $55

Monthly Utilities & Internet

Harrow

$256 8.5%

Chiang Mai

$94 10.1% 63.1% $162

Clothing & Footwear

Harrow

$182 6%

Chiang Mai

$109 11.6% 40.5% $74

Sport & Entertainment

Harrow

$107 3.5%

Chiang Mai

$50 5.4% 53% $57

Getting Around

Harrow

$53 * 1.7%

Chiang Mai

$61 6.6% 16.8% $8.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,297 in Harrow versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Harrow are about 8.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $95 in Harrow versus $19 in Chiang Mai. Monthly groceries follow the same trend: $289 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇬🇧 Harrow

🇹🇭 Chiang Mai

🕒 Local time

12:48 12:48 PM

19:48 7:48 PM

7 h ahead of Harrow

🌤 Weather

👥 Population

149,246

127,240

💱 Currency

British Pound GBP £

Thai Baht THB ฿

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 2, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.66 THB (100 THB = 2.66 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Harrow Chiang Mai 9,000 km ≈ 12 h nonstop flight

From you

Harrow
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Harrow vs Chiang Mai: Cost of Living - Frequently Asked Questions

Harrow costs about 224% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,546 per month in Harrow and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $2,297 in Harrow.

A mid-range dinner for two costs $95 in Harrow and $19 in Chiang Mai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 23% more in Harrow, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $3,031 in Harrow and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Harrow makes more sense. Both are solid long-term options with distinct trade-offs.