Cost of Living Comparison Between Harlow and London Cost of Living Comparison Between Harlow and London

Monthly Cost of Living

Monthly costs for one person with rent: $2,513 in Harlow versus $4,221 in London.

Estimated couple costs with rent: $3,707 in Harlow versus $5,971 in London.

Monthly costs for a family of three with rent: $4,901 in Harlow versus $7,721 in London.

Living in Harlow costs roughly 40% less than in London, driven mainly by Getting Around.

Both cities are pricier than the global median: Harlow 83% above, London 207% above.

Meal at Budget Restaurant

$21.71 £16.06

$27.14 £20.08

-20.01%

Three-Course Dinner for Two, Mid-Range

$97.1 £71.8

$110 £81.3

-11.70%

Fast Food Meal (McDonalds, etc)

$10.73 £7.94

$11.05 £8.17

-2.90%

Cappuccino

$5.91 £4.37

$5.84 £4.32

1.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 £2.02

$3.02 £2.24

-9.60%

Water (0.33 liter bottle)

$1.84 £1.36

$2.24 £1.66

-17.86%

Local Beer (0.5 liter draught)

$7.00 £5.18

$9.33 £6.90

-24.97%

Imported Beer (0.33 liter bottle)

$6.99 £5.17

$8.92 £6.60

-21.64%

Milk (1 liter)

$1.32 £0.98

$1.88 £1.39

-29.79%

White Bread (500g)

$1.35 £1.00

$2.05 £1.51

-34.15%

Rice (white) (1kg)

$1.17 £0.87

$2.46 £1.82

-52.44%

Eggs

$2.38 £1.76

$5.21 £3.85

-54.32%

Local Cheese (1kg)

$6.79 £5.02

$12.72 £9.41

-46.62%

Chicken Fillets (1kg)

$6.37 £4.71

$10.97 £8.12

-41.93%

Beef Round Steak (1kg)

$6.70 £4.96

$18.29 £13.53

-63.37%

Apples (1kg)

$2.09 £1.54

$3.17 £2.35

-34.07%

Banana (1kg)

$1.24 £0.92

$1.50 £1.11

-17.33%

Oranges (1kg)

$1.14 £0.84

$2.80 £2.07

-59.29%

Tomato (1kg)

$2.02 £1.49

$3.50 £2.59

-42.29%

Potato (1kg)

$1.64 £1.21

$1.65 £1.22

-0.61%

Onion (1kg)

$1.32 £0.98

$1.85 £1.37

-28.65%

Lettuce (1 head)

$1.37 £1.01

$1.53 £1.14

-10.46%

Water (1.5 liter bottle)

$1.52 £1.12

$1.83 £1.35

-16.94%

Cigarettes 20 Pack (Marlboro, Camel)

$21.92 £16.22

$24.20 £17.90

-9.42%

Wine (Bottle)

$9.33 £6.90

$13.40 £9.91

-30.37%

Local Beer (0.5 liter bottle)

$2.74 £2.02

$3.27 £2.42

-16.21%

Imported Beer (0.33 liter bottle)

$2.02 £1.49

$4.67 £3.46

-56.75%

One-way Ticket (Public Transport)

$3.49 £2.58

$4.18 £3.09

-16.51%

Public Transport Monthly Pass (Regular Price)

$94.7 £70.0

$272 £201

-65.20%

Taxi Start (Normal Tariff)

$6.16 £4.56

$5.75 £4.26

7.13%

Taxi (Normal Tariff) (1km)

$1.67 £1.23

$3.32 £2.46

-49.70%

Taxi 1hour Waiting (Normal Tariff)

$21.53 £15.93

$58.0 £42.89

-62.86%

Gasoline (1 liter)

$1.95 £1.44

$2.06 £1.52

-5.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.0K £28.1K

$39.5K £29.2K

-3.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.0K £31.0K

$42.6K £31.5K

-1.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$257 £190

$373 £276

-31.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.25 £9.06

$18.28 £13.53

-32.99%

Internet (50+ Mbps, Unlimited Data)

$28.99 £21.45

$42.44 £31.39

-31.69%

Gym Membership (Monthly)

$48.10 £35.58

$63.7 £47.12

-24.48%

Tennis Court (1 Hour on Weekend)

$8.37 £6.19

$22.74 £16.82

-63.19%

Cinema Ticket

$12.76 £9.44

$18.46 £13.66

-30.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,102 £815

$2,922 £2,161

-62.28%

International Primary School, 1 Child (Yearly)

$20.4K £15.1K

$37.1K £27.4K

-44.93%

Jeans (Levis 501 Or Similar)

$71.8 £53.1

$115 £84.8

-37.43%

Summer Dress (H&M, Zara, etc)

$31.12 £23.02

$54.6 £40.40

-43.01%

Sport Shoes (Adidas, Nike)

$79.9 £59.1

$129 £95.2

-37.94%

Men's Leather Business Shoes

$38.85 £28.74

$153 £113

-74.59%

1-bedroom Apartment, City Center (Monthly)

$1,426 £1,055

$3,001 £2,220

-52.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,339 £990

$2,363 £1,748

-43.34%

3-bedroom Apartment, City Center (Monthly)

$2,337 £1,729

$5,471 £4,047

-57.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,232 £1,652

$3,809 £2,818

-41.39%

Buy Apartment in City Center (m2)

$5,317 £3,934

$18.4K £13.6K

-71.14%

Buy Apartment Outside City Center (m2)

$3,714 £2,748

$7,891 £5,838

-52.93%

Average Monthly Net Salary (After Tax)

$3,037 £2,246

$4,580 £3,388

-33.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.91

4.61

6.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Harlow: August 30, 2026

Last update for London: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,426 in Harlow and $3,001 in London. Housing cost is often the main lever when comparing two cities.

London pays 51% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $97.0 in Harlow vs $110 in London for a mid-range dinner for two. Groceries echo the gap at $213 vs $361 per month, with Harlow cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Harlow vs London: Cost of Living - Frequently Asked Questions

Harlow and London differ by about 68% in total monthly costs ($2,513 vs $4,221 including rent). Harlow is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 51% lower in London. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,426 in Harlow versus $3,001 in London. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Harlow – a meal for two runs $97.0 versus $110 in London. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,513 per month in Harlow versus $4,221 in London – a 68% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,513 in Harlow versus $4,221 in London, a $3,000 budget is realistic in Harlow but tight or insufficient in London. The gap between the two cities makes Harlow the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Harlow and London are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Harlow gentler on the wallet – expenses run 68% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.