Cost of Living Comparison Between Hanoi and Loznica Cost of Living Comparison Between Hanoi and Loznica

Monthly Cost of Living

Monthly costs for one person with rent: $805 in Hanoi versus $790 in Loznica.

Estimated couple costs with rent: $1,223 in Hanoi versus $1,210 in Loznica.

Monthly costs for a family of three with rent: $1,641 in Hanoi versus $1,630 in Loznica.

Living in Hanoi is roughly 2% more expensive than in Loznica, driven mainly by Eating Out.

Both cities sit below the global median: Hanoi 41% lower, Loznica 42% lower.

Currency
🍽 Eating Out
Hanoi
Loznica
Difference
Meal at Budget Restaurant
$2.05 ₫53.3K
$3.63 RSD 370
-43.53%
Three-Course Dinner for Two, Mid-Range
$21.43 ₫557.6K
$34.08 RSD 3,473
-37.12%
Fast Food Meal (McDonalds, etc)
$4.45 ₫115.8K
$11.42 RSD 1,164
-61.03%
Cappuccino
$1.83 ₫47.5K
$1.63 RSD 167
12.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.49 ₫12.6K
$1.96 RSD 200
-75.00%
Water (0.33 liter bottle)
$0.31 ₫8,090
$1.79 RSD 183
-82.68%
Local Beer (0.5 liter draught)
$1.18 ₫30.8K
$2.51 RSD 256
-52.99%
Imported Beer (0.33 liter bottle)
$1.90 ₫49.4K
$3.02 RSD 308
-37.09%
🛒 Groceries & Markets
Hanoi
Loznica
Difference
Milk (1 liter)
$1.54 ₫40.1K
$1.12 RSD 114
37.50%
White Bread (500g)
$1.01 ₫26.4K
$0.60 RSD 60.8
68.33%
Rice (white) (1kg)
$0.81 ₫21.0K
$1.35 RSD 138
-40.00%
Eggs
$1.52 ₫39.5K
$1.94 RSD 198
-21.65%
Local Cheese (1kg)
$10.52 ₫273.8K
$8.20 RSD 835
28.29%
Chicken Fillets (1kg)
$3.78 ₫98.4K
$5.95 RSD 607
-36.47%
Beef Round Steak (1kg)
$9.66 ₫251.4K
$10.14 RSD 1,033
-4.73%
Apples (1kg)
$3.10 ₫80.8K
$0.86 RSD 87.9
260.47%
Banana (1kg)
$1.05 ₫27.4K
$1.74 RSD 177
-39.66%
Oranges (1kg)
$1.33 ₫34.7K
$1.17 RSD 119
13.68%
Tomato (1kg)
$1.09 ₫28.4K
$1.24 RSD 126
-12.10%
Potato (1kg)
$0.94 ₫24.3K
$1.09 RSD 111
-13.76%
Onion (1kg)
$1.09 ₫28.5K
$0.61 RSD 62.5
78.69%
Lettuce (1 head)
$0.55 ₫14.2K
$0.64 RSD 65.6
-14.06%
Water (1.5 liter bottle)
$0.52 ₫13.5K
$0.48 RSD 48.85
8.33%
Cigarettes 20 Pack (Marlboro, Camel)
$1.36 ₫35.4K
$4.29 RSD 437
-68.30%
Wine (Bottle)
$12.30 ₫320.1K
$4.85 RSD 494
153.61%
Local Beer (0.5 liter bottle)
$0.87 ₫22.5K
$0.78 RSD 79.8
11.54%
Imported Beer (0.33 liter bottle)
$1.65 ₫42.9K
$2.41 RSD 246
-31.54%
🚌 Getting Around
Hanoi
Loznica
Difference
One-way Ticket (Public Transport)
$0.39 ₫10.2K
$0.87 RSD 88.8
-55.17%
Public Transport Monthly Pass (Regular Price)
$9.34 ₫242.9K
-
-
Taxi Start (Normal Tariff)
$0.80 ₫20.9K
$1.94 RSD 198
-58.76%
Taxi (Normal Tariff) (1km)
$0.56 ₫14.5K
$1.11 RSD 113
-49.55%
Taxi 1hour Waiting (Normal Tariff)
$2.32 ₫60.5K
$6.88 RSD 701
-66.28%
Gasoline (1 liter)
$0.84 ₫21.8K
$1.86 RSD 189
-54.84%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.9K ₫803.1M
$31.5K RSD 3.2M
-1.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6K ₫795.3M
$26.3K RSD 2.7M
16.35%
🧾 Monthly Utilities & Internet
Hanoi
Loznica
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84.6 ₫2.2M
$114 RSD 11.6K
-25.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.86 ₫126.6K
$16.19 RSD 1,650
-69.98%
Internet (50+ Mbps, Unlimited Data)
$8.59 ₫223.4K
$16.54 RSD 1,685
-48.07%
🎉 Sport & Entertainment
Hanoi
Loznica
Difference
Gym Membership (Monthly)
$24.25 ₫630.9K
$18.10 RSD 1,845
33.98%
Tennis Court (1 Hour on Weekend)
$9.66 ₫251.2K
$13.90 RSD 1,416
-30.50%
Cinema Ticket
$4.24 ₫110.4K
$4.83 RSD 492
-12.22%
🧸 Childcare & Education
Hanoi
Loznica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$727 ₫18.9M
$177 RSD 18.0K
311.76%
International Primary School, 1 Child (Yearly)
$27.1K ₫705.6M
$7,938 RSD 808.8K
241.63%
👕👟 Clothing & Footwear
Hanoi
Loznica
Difference
Jeans (Levis 501 Or Similar)
$46.38 ₫1.2M
$44.34 RSD 4,518
4.60%
Summer Dress (H&M, Zara, etc)
$25.86 ₫672.8K
$22.83 RSD 2,326
13.27%
Sport Shoes (Adidas, Nike)
$84.6 ₫2.2M
$94.7 RSD 9,644
-10.60%
Men's Leather Business Shoes
$82.2 ₫2.1M
$52.9 RSD 5,390
55.49%
🏠 Accommodation & Living
Hanoi
Loznica
Difference
1-bedroom Apartment, City Center (Monthly)
$410 ₫10.7M
$294 RSD 29.9K
39.52%
1-bedroom Apartment, Outside City Center (Monthly)
$277 ₫7.2M
$220 RSD 22.4K
26.04%
3-bedroom Apartment, City Center (Monthly)
$882 ₫22.9M
$474 RSD 48.3K
86.03%
3-bedroom Apartment, Outside City Center (Monthly)
$536 ₫14.0M
$375 RSD 38.2K
43.18%
Buy Apartment in City Center (m2)
$4,583 ₫119.2M
$1,509 RSD 153.7K
203.80%
Buy Apartment Outside City Center (m2)
$2,750 ₫71.6M
$1,596 RSD 162.6K
72.33%
💵 Salaries & Financials
Hanoi
Loznica
Difference
Average Monthly Net Salary (After Tax)
$490 ₫12.8M
$548 RSD 55.9K
-10.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.45
4.79
76.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hanoi: September 14, 2026

Last update for Loznica: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $410 in Hanoi and $294 in Loznica. Housing cost is often the main lever when comparing two cities.

Loznica pays 12% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $21.00 in Hanoi vs $34.00 in Loznica. Groceries flip the comparison at $193 vs $172, with Loznica cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hanoi vs Loznica: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Hanoi and in Loznica?
Hanoi and Loznica differ by about 2% in total monthly costs ($805 vs $790 including rent). Loznica is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 12% lower in Loznica. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Hanoi and in Loznica?
Rent for a central apartment: $410 in Hanoi versus $294 in Loznica. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Hanoi and Loznica?
Childcare runs $727 in Hanoi versus $177 in Loznica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Loznica – a meal for two runs $34.00 versus $21.00 in Hanoi. If you eat out regularly, this makes a real dent in your monthly spending.
How far does $800 go in Hanoi compared to Loznica?
Either city works on $800 a month, though Loznica gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Hanoi and Loznica?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Hanoi or Loznica safer for residents?
Safety-wise, Hanoi and Loznica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Hanoi or Loznica?
Expats usually find Loznica gentler on the wallet – expenses run 2% less than in Hanoi. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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