Last update: Oct 2026

Cost of Living Comparison Between Hanoi and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Hanoi: $794 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $780 less a year. Rent and utilities account for about half of the difference.

39

Cost of Living Index in Hanoi
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Hanoi Living Index
42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index

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Hanoi

🇻🇳 Vietnam

$794

/mo nomad

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$859

/mo nomad

Monthly Cost of Living

How much you'll spend in Hanoi and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hanoi and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $794 in Hanoi versus $859 in Ho Chi Minh City (Saigon).

Hanoi $794
Ho Chi Minh City (Saigon) $859

Estimated couple costs with rent: $1,229 in Hanoi versus $1,395 in Ho Chi Minh City (Saigon).

Hanoi $1,229
Ho Chi Minh City (Saigon) $1,395

Monthly costs for a family of three with rent: $1,664 in Hanoi versus $1,931 in Ho Chi Minh City (Saigon).

Hanoi $1,664
Ho Chi Minh City (Saigon) $1,931

Living in Hanoi costs roughly 8% less than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Hanoi 41% lower, Ho Chi Minh City (Saigon) 36% lower.

Meal at Budget Restaurant

$2.11 ₫54.6K

$1.91 ₫49.6K

10.47%

Three-Course Dinner for Two, Mid-Range

$23.20 ₫600.7K

$22.84 ₫591.2K

1.58%

Fast Food Meal (McDonalds, etc)

$4.47 ₫115.6K

$4.54 ₫117.6K

-1.54%

Cappuccino

$1.83 ₫47.4K

$1.85 ₫48.0K

-1.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₫13.3K

$0.56 ₫14.6K

-8.93%

Water (0.33 liter bottle)

$0.30 ₫7,638

$0.32 ₫8,185

-6.25%

Local Beer (0.5 liter draught)

$1.10 ₫28.6K

$1.06 ₫27.5K

3.77%

Imported Beer (0.33 liter bottle)

$1.95 ₫50.4K

$1.72 ₫44.5K

13.37%

Milk (1 liter)

$1.53 ₫39.6K

$1.66 ₫42.9K

-7.83%

White Bread (500g)

$1.07 ₫27.6K

$1.11 ₫28.7K

-3.60%

Rice (white) (1kg)

$0.82 ₫21.1K

$1.00 ₫25.9K

-18.00%

Eggs

$1.48 ₫38.4K

$1.67 ₫43.1K

-11.38%

Local Cheese (1kg)

$10.36 ₫268.2K

$12.08 ₫312.8K

-14.24%

Chicken Fillets (1kg)

$3.64 ₫94.2K

$3.68 ₫95.2K

-1.09%

Beef Round Steak (1kg)

$9.85 ₫255.1K

$10.24 ₫265.1K

-3.81%

Apples (1kg)

$3.27 ₫84.6K

$2.96 ₫76.5K

10.47%

Banana (1kg)

$1.07 ₫27.8K

$1.24 ₫32.2K

-13.71%

Oranges (1kg)

$1.38 ₫35.8K

$1.56 ₫40.3K

-11.54%

Tomato (1kg)

$1.10 ₫28.5K

$1.30 ₫33.6K

-15.38%

Potato (1kg)

$0.98 ₫25.3K

$1.23 ₫31.9K

-20.33%

Onion (1kg)

$1.08 ₫27.9K

$1.15 ₫29.8K

-6.09%

Lettuce (1 head)

$0.53 ₫13.8K

$0.74 ₫19.1K

-28.38%

Water (1.5 liter bottle)

$0.52 ₫13.5K

$0.56 ₫14.4K

-7.14%

Cigarettes 20 Pack (Marlboro, Camel)

$1.36 ₫35.2K

$1.24 ₫32.1K

9.68%

Wine (Bottle)

$12.60 ₫326.2K

$12.60 ₫326.1K

Local Beer (0.5 liter bottle)

$0.90 ₫23.3K

$0.96 ₫24.9K

-6.25%

Imported Beer (0.33 liter bottle)

$1.65 ₫42.8K

$1.53 ₫39.6K

7.84%

One-way Ticket (Public Transport)

$0.41 ₫10.6K

$0.26 ₫6,694

57.69%

Public Transport Monthly Pass (Regular Price)

$9.45 ₫244.5K

$11.51 ₫297.9K

-17.90%

Taxi Start (Normal Tariff)

$0.74 ₫19.1K

$0.75 ₫19.5K

-1.33%

Taxi (Normal Tariff) (1km)

$0.56 ₫14.6K

$0.67 ₫17.4K

-16.42%

Taxi 1hour Waiting (Normal Tariff)

$2.27 ₫58.7K

$3.03 ₫78.5K

-25.08%

Gasoline (1 liter)

$0.95 ₫24.7K

$0.96 ₫24.8K

-1.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K ₫786.1M

$31.1K ₫804.3M

-2.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.8K ₫770.4M

$30.4K ₫785.9M

-1.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.5 ₫2.2M

$102 ₫2.6M

-15.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.16 ₫133.6K

$5.89 ₫152.5K

-12.39%

Internet (50+ Mbps, Unlimited Data)

$9.13 ₫236.3K

$10.49 ₫271.6K

-12.96%

Gym Membership (Monthly)

$24.26 ₫628.2K

$25.54 ₫661.2K

-5.01%

Tennis Court (1 Hour on Weekend)

$9.21 ₫238.4K

$11.92 ₫308.5K

-22.73%

Cinema Ticket

$4.22 ₫109.2K

$3.53 ₫91.3K

19.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$779 ₫20.2M

$436 ₫11.3M

78.52%

International Primary School, 1 Child (Yearly)

$27.5K ₫712.4M

$23.3K ₫602.8M

18.17%

Jeans (Levis 501 Or Similar)

$48.25 ₫1.2M

$52.8 ₫1.4M

-8.53%

Summer Dress (H&M, Zara, etc)

$26.18 ₫677.7K

$34.15 ₫884.1K

-23.34%

Sport Shoes (Adidas, Nike)

$82.7 ₫2.1M

$90.3 ₫2.3M

-8.33%

Men's Leather Business Shoes

$78.5 ₫2.0M

$95.0 ₫2.5M

-17.41%

1-bedroom Apartment, City Center (Monthly)

$403 ₫10.4M

$589 ₫15.3M

-31.60%

1-bedroom Apartment, Outside City Center (Monthly)

$280 ₫7.3M

$298 ₫7.7M

-5.89%

3-bedroom Apartment, City Center (Monthly)

$852 ₫22.1M

$1,292 ₫33.5M

-34.07%

3-bedroom Apartment, Outside City Center (Monthly)

$530 ₫13.7M

$711 ₫18.4M

-25.49%

Buy Apartment in City Center (m2)

$5,117 ₫132.5M

$4,676 ₫121.1M

9.43%

Buy Apartment Outside City Center (m2)

$2,859 ₫74.0M

$1,904 ₫49.3M

50.17%

Average Monthly Net Salary (After Tax)

$528 ₫13.7M

$490 ₫12.7M

7.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.28

8.64

-4.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hanoi: October 12, 2026

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hanoi

$280 35.3%

Ho Chi Minh City (Saigon)

$298 34.7% 6.3% $18

Groceries & Markets

Hanoi

$194 24.5%

Ho Chi Minh City (Saigon)

$207 24.1% 6.7% $13

Clothing & Footwear

Hanoi

$106 13.4%

Ho Chi Minh City (Saigon)

$122 14.3% 15.5% $16

Monthly Utilities & Internet

Hanoi

$101 12.7%

Ho Chi Minh City (Saigon)

$118 13.8% 17.5% $18

Eating Out

Hanoi

$65 8.2%

Ho Chi Minh City (Saigon)

$63 7.4% 2.2% $1.4

Sport & Entertainment

Hanoi

$33 4.1%

Ho Chi Minh City (Saigon)

$33 3.8% 0.3% $0.1

Getting Around

Hanoi

$15 1.9%

Ho Chi Minh City (Saigon)

$17 1.9% 13.7% $2

Cost Breakdown

A one-bedroom apartment in the center runs $403 in Hanoi and $589 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Hanoi pays 8% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Hanoi vs $23.00 in Ho Chi Minh City (Saigon) for a mid-range dinner for two. Groceries echo the gap at $194 vs $207 per month, with Hanoi cheaper across the board.

Good to know

🇻🇳 Hanoi

🇻🇳 Ho Chi Minh City (Saigon)

🕒 Local time

07:11 7:11 AM

Same time as Hanoi

🌤 Weather

👥 Population

8,587,100 Capital

9,456,700

💱 Currency

Vietnamese Dong VND ₫

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

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Between locations

Hanoi Ho Chi Minh City (Saigon) 1,140 km ≈ 2 h nonstop flight

From you

Hanoi
Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hanoi vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions

Hanoi and Ho Chi Minh City (Saigon) differ by about 8% in total monthly costs ($794 vs $859 including rent). Hanoi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 8% higher in Hanoi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $403 in Hanoi versus $589 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Hanoi runs roughly 22% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $779 in Hanoi versus $436 in Ho Chi Minh City (Saigon). Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $794 in Hanoi versus $859 in Ho Chi Minh City (Saigon), a $2,000 budget is realistic in Hanoi but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Hanoi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hanoi and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hanoi gentler on the wallet – expenses run 8% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.