😐A single person spends $1,015 per month in Hangzhou vs $833 in Nanjing, rent included.
😐A couple spends around $1,544 per month in Hangzhou vs $1,329 in Nanjing, rent included.
😐A family of three spends $2,072 per month in Hangzhou vs $1,826 in Nanjing, rent included.
😐Hangzhou costs about 22% more than Nanjing, driven mainly by Groceries & Markets.
📊Both Hangzhou and Nanjing are more affordable than the global median – Hangzhou26% lower, Nanjing40% lower.
Currency
🍽 Eating Out
Hangzhou
Nanjing
Difference
Meal at Budget Restaurant
$3.68¥24.62
$3.82¥25.55
-3.66%
Three-Course Dinner for Two, Mid-Range
$26.36¥177
$22.06¥148
19.49%
Fast Food Meal(McDonalds, etc)
$4.64¥31.06
$4.92¥32.93
-5.69%
Cappuccino
$3.46¥23.20
$3.10¥20.76
11.61%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.60¥4.02
$0.53¥3.52
13.21%
Water(0.33 liter bottle)
$0.31¥2.07
$0.27¥1.82
14.81%
Local Beer(0.5 liter draught)
$1.50¥10.07
$1.50¥10.06
-
Imported Beer(0.33 liter bottle)
$2.29¥15.34
$2.18¥14.62
5.05%
🛒 Groceries & Markets
Hangzhou
Nanjing
Difference
Milk(1 liter)
$1.87¥12.54
$2.16¥14.45
-13.43%
White Bread(500g)
$1.70¥11.37
$2.06¥13.78
-17.48%
Rice(white)(1kg)
$1.06¥7.11
$0.85¥5.71
24.71%
Eggs
$2.12¥14.20
$1.36¥9.13
55.88%
Local Cheese(1kg)
$19.41¥130
$10.63¥71.2
82.60%
Chicken Fillets(1kg)
$3.81¥25.52
$2.97¥19.86
28.28%
Beef Round Steak(1kg)
$10.24¥68.6
$8.66¥58.0
18.24%
Apples(1kg)
$2.28¥15.24
$2.16¥14.48
5.56%
Banana(1kg)
$1.32¥8.83
$1.28¥8.58
3.13%
Oranges(1kg)
$1.52¥10.20
$1.72¥11.53
-11.63%
Tomato(1kg)
$1.50¥10.02
$1.11¥7.42
35.14%
Potato(1kg)
$0.88¥5.92
$0.89¥5.97
-1.12%
Onion(1kg)
$0.99¥6.63
$0.96¥6.42
3.13%
Lettuce(1 head)
$0.63¥4.22
$0.88¥5.88
-28.41%
Water(1.5 liter bottle)
$0.58¥3.86
$0.56¥3.72
3.57%
Cigarettes 20 Pack(Marlboro, Camel)
$4.11¥27.55
$3.77¥25.24
9.02%
Wine(Bottle)
$13.58¥90.9
$13.47¥90.2
0.82%
Local Beer(0.5 liter bottle)
$0.78¥5.24
$0.97¥6.50
-19.59%
Imported Beer(0.33 liter bottle)
$1.71¥11.48
$1.49¥9.96
14.77%
🚌 Getting Around
Hangzhou
Nanjing
Difference
One-way Ticket(Public Transport)
$0.58¥3.87
$0.31¥2.11
87.10%
Public Transport Monthly Pass(Regular Price)
$17.58¥118
$30.05¥201
-41.50%
Taxi Start(Normal Tariff)
$1.89¥12.65
$1.66¥11.15
13.86%
Taxi(Normal Tariff)(1km)
$0.39¥2.58
$0.41¥2.77
-4.88%
Taxi 1hour Waiting(Normal Tariff)
$6.95¥46.52
$8.70¥58.3
-20.11%
Gasoline(1 liter)
$1.28¥8.59
$1.32¥8.83
-3.03%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.1K¥128.2K
$19.6K¥131.4K
-2.47%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.1K¥121.1K
$16.4K¥109.6K
10.49%
🧾 Monthly Utilities & Internet
Hangzhou
Nanjing
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$48.93¥328
$54.0¥362
-9.37%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.09¥67.5
$7.86¥52.6
28.37%
Internet(50+ Mbps, Unlimited Data)
$14.51¥97.2
$7.06¥47.26
105.52%
🎉 Sport & Entertainment
Hangzhou
Nanjing
Difference
Gym Membership(Monthly)
$51.6¥345
$28.73¥192
79.46%
Tennis Court(1 Hour on Weekend)
$19.88¥133
$33.67¥226
-40.96%
Cinema Ticket
$7.47¥50.0
$5.79¥38.77
29.02%
🧸 Childcare & Education
Hangzhou
Nanjing
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$570¥3,815
$1,486¥9,953
-61.67%
International Primary School, 1 Child(Yearly)
$36.5K¥244.2K
$22.3K¥149.5K
63.36%
👕👟 Clothing & Footwear
Hangzhou
Nanjing
Difference
Jeans(Levis 501 Or Similar)
$58.4¥391
$42.04¥282
38.82%
Summer Dress(H&M, Zara, etc)
$42.35¥284
$34.04¥228
24.41%
Sport Shoes(Adidas, Nike)
$84.2¥564
$64.6¥432
30.36%
Men's Leather Business Shoes
$109¥728
$88.5¥593
22.90%
🏠 Accommodation & Living
Hangzhou
Nanjing
Difference
1-bedroom Apartment, City Center(Monthly)
$617¥4,133
$541¥3,622
14.11%
1-bedroom Apartment, Outside City Center(Monthly)
$390¥2,612
$296¥1,982
31.77%
3-bedroom Apartment, City Center(Monthly)
$1,209¥8,097
$1,132¥7,578
6.84%
3-bedroom Apartment, Outside City Center(Monthly)
$655¥4,385
$561¥3,756
16.74%
Buy Apartment in City Center(m2)
$7,818¥52.4K
$5,069¥33.9K
54.23%
Buy Apartment Outside City Center(m2)
$3,669¥24.6K
$3,094¥20.7K
18.57%
💵 Salaries & Financials
Hangzhou
Nanjing
Difference
Average Monthly Net Salary(After Tax)
$1,473¥9,866
$1,424¥9,537
3.45%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.5
3.42
2.34%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Hangzhou: September 5, 2026
Last update for Nanjing: September 6, 2026
Cost Breakdown
🏠A central one-bedroom costs $617 in Hangzhou versus $541 in Nanjing. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3% higher in Hangzhou, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $26.00 in Hangzhou versus $22.00 in Nanjing. Monthly groceries follow the same trend: $238 vs $204 – making Nanjing the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hangzhou vs Nanjing: Cost of Living - Frequently Asked Questions
Is Nanjing cheaper than Hangzhou?
Yes – Hangzhou is pricier by about 22%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,523 per month in Hangzhou and $1,249 in Nanjing. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Nanjing, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Hangzhou and in Nanjing?
Groceries cost about 16% more in Hangzhou, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Hangzhou or in Nanjing?
A mid-range dinner for two costs $26.00 in Hangzhou and $22.00 in Nanjing. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,500 a realistic budget for living in Hangzhou or in Nanjing?
A $1,500 monthly budget goes further in Nanjing, where all-in costs run around $833, than in Hangzhou at $1,015. In Nanjing it covers expenses comfortably, while in Hangzhou it requires careful planning or may not stretch far enough.
Is Hangzhou or Nanjing more family-friendly?
Families tend to lean toward Nanjing – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Nanjing. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hangzhou makes more sense. Both are solid long-term options with distinct trade-offs.