Last update: Oct 2026

Cost of Living Comparison Between Hangzhou and Luoyang

For one person, living is cheaper in Luoyang: $661 a month against $985 in Hangzhou, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Hangzhou
Learn more

Hangzhou Living Index
32

Cost of Living Index in Luoyang
Learn more

Luoyang Living Index

Jump to prices

Hangzhou

🇨🇳 China

$985

/mo nomad

Luoyang

🇨🇳 China

$661

/mo nomad

Monthly Cost of Living

How much you'll spend in Hangzhou and in Luoyang

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hangzhou and in Luoyang actually costs, broken down by who's living it.

A single person spends $985 per month in Hangzhou vs $661 in Luoyang, rent included.

Hangzhou $985
Luoyang $661

A couple spends around $1,533 per month in Hangzhou vs $1,068 in Luoyang, rent included.

Hangzhou $1,533
Luoyang $1,068

A family of three spends $2,080 per month in Hangzhou vs $1,476 in Luoyang, rent included.

Hangzhou $2,080
Luoyang $1,476

Hangzhou costs about 49% more than Luoyang, and outside of rent the biggest gap is in leisure.

Both Hangzhou and Luoyang are more affordable than the global median – Hangzhou 28% lower, Luoyang 51% lower.

Meal at Budget Restaurant

$3.73 ¥24.81

Three-Course Dinner for Two, Mid-Range

$26.03 ¥173

$30.26 ¥201

-13.98%

Fast Food Meal (McDonalds, etc)

$4.68 ¥31.15

$5.69 ¥37.87

-17.75%

Cappuccino

$3.48 ¥23.18

$3.57 ¥23.75

-2.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ¥4.05

$0.47 ¥3.11

29.79%

Water (0.33 liter bottle)

$0.33 ¥2.20

$0.25 ¥1.66

32.00%

Local Beer (0.5 liter draught)

$1.22 ¥8.09

$1.31 ¥8.70

-6.87%

Imported Beer (0.33 liter bottle)

$2.23 ¥14.82

$2.97 ¥19.79

-24.92%

Milk (1 liter)

$1.84 ¥12.22

$1.87 ¥12.47

-1.60%

White Bread (500g)

$1.61 ¥10.72

$2.30 ¥15.28

-30.00%

Rice (white) (1kg)

$1.10 ¥7.33

$1.02 ¥6.81

7.84%

Eggs

$2.11 ¥14.02

$1.43 ¥9.51

47.55%

Local Cheese (1kg)

$19.06 ¥127

$13.09 ¥87.1

45.61%

Chicken Fillets (1kg)

$3.74 ¥24.90

$3.42 ¥22.78

9.36%

Beef Round Steak (1kg)

$10.29 ¥68.5

$8.85 ¥58.9

16.27%

Apples (1kg)

$2.32 ¥15.44

$0.95 ¥6.30

144.21%

Banana (1kg)

$1.34 ¥8.93

$1.36 ¥9.05

-1.47%

Oranges (1kg)

$1.52 ¥10.11

$1.51 ¥10.02

0.66%

Tomato (1kg)

$1.53 ¥10.19

$1.33 ¥8.88

15.04%

Potato (1kg)

$0.94 ¥6.23

$0.75 ¥5.02

25.33%

Onion (1kg)

$0.94 ¥6.27

$0.97 ¥6.47

-3.09%

Lettuce (1 head)

$0.63 ¥4.18

$0.46 ¥3.08

36.96%

Water (1.5 liter bottle)

$0.55 ¥3.65

$0.84 ¥5.56

-34.52%

Cigarettes 20 Pack (Marlboro, Camel)

$4.02 ¥26.76

$1.75 ¥11.66

129.71%

Wine (Bottle)

$13.38 ¥89.1

$13.66 ¥90.9

-2.05%

Local Beer (0.5 liter bottle)

$0.77 ¥5.12

$0.43 ¥2.89

79.07%

Imported Beer (0.33 liter bottle)

$1.65 ¥10.98

$2.25 ¥15.00

-26.67%

One-way Ticket (Public Transport)

$0.47 ¥3.13

$0.31 ¥2.09

51.61%

Public Transport Monthly Pass (Regular Price)

$17.73 ¥118

$18.10 ¥120

-2.04%

Taxi Start (Normal Tariff)

$1.96 ¥13.05

$1.18 ¥7.88

66.10%

Taxi (Normal Tariff) (1km)

$0.38 ¥2.55

$0.36 ¥2.37

5.56%

Taxi 1hour Waiting (Normal Tariff)

$6.98 ¥46.48

$7.26 ¥48.32

-3.86%

Gasoline (1 liter)

$1.32 ¥8.75

$1.27 ¥8.45

3.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.7K ¥131.3K

$19.6K ¥130.1K

0.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.4K ¥122.3K

$18.0K ¥119.7K

2.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$48.04 ¥320

$42.16 ¥281

13.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.04 ¥66.8

$6.03 ¥40.10

66.50%

Internet (50+ Mbps, Unlimited Data)

$15.02 ¥100.0

$10.44 ¥69.5

43.87%

Gym Membership (Monthly)

$52.8 ¥351

$22.06 ¥147

139.21%

Tennis Court (1 Hour on Weekend)

$20.00 ¥133

$12.20 ¥81.2

63.93%

Cinema Ticket

$7.55 ¥50.2

$5.71 ¥37.98

32.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$577 ¥3,837

$191 ¥1,273

201.35%

International Primary School, 1 Child (Yearly)

$35.8K ¥238.2K

$18.6K ¥123.5K

92.87%

Jeans (Levis 501 Or Similar)

$60.2 ¥401

$49.85 ¥332

20.76%

Summer Dress (H&M, Zara, etc)

$42.24 ¥281

$29.86 ¥199

41.46%

Sport Shoes (Adidas, Nike)

$84.0 ¥559

$66.3 ¥441

26.85%

Men's Leather Business Shoes

$111 ¥736

$80.5 ¥536

37.33%

1-bedroom Apartment, City Center (Monthly)

$552 ¥3,674

$192 ¥1,277

187.70%

1-bedroom Apartment, Outside City Center (Monthly)

$352 ¥2,341

$129 ¥861

171.96%

3-bedroom Apartment, City Center (Monthly)

$1,117 ¥7,433

$441 ¥2,937

153.08%

3-bedroom Apartment, Outside City Center (Monthly)

$627 ¥4,171

$225 ¥1,495

179.02%

Buy Apartment in City Center (m2)

$7,668 ¥51.0K

$2,135 ¥14.2K

259.11%

Buy Apartment Outside City Center (m2)

$3,819 ¥25.4K

$1,390 ¥9,251

174.76%

Average Monthly Net Salary (After Tax)

$1,582 ¥10.5K

$644 ¥4,288

145.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

4.45

-21.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hangzhou: October 25, 2026

Last update for Luoyang: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hangzhou

$352 35.7%

Luoyang

$129 19.6% 63.2% $222

Groceries & Markets

Hangzhou

$235 23.9%

Luoyang

$210 31.8% 10.6% $25

Clothing & Footwear

Hangzhou

$134 13.6%

Luoyang

$102 15.4% 23.8% $32

Eating Out

Hangzhou

$100 10.2%

Luoyang

$105 15.9% 5.1% $5.1

Monthly Utilities & Internet

Hangzhou

$73 7.4%

Luoyang

$59 8.9% 19.8% $14

Sport & Entertainment

Hangzhou

$68 6.9%

Luoyang

$33 5.1% 50.7% $34

Getting Around

Hangzhou

$23 2.4%

Luoyang

$22 3.4% 5% $1.2

Cost Breakdown

A central one-bedroom costs $552 in Hangzhou versus $192 in Luoyang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hangzhou are about 2.5 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26 in Hangzhou versus $30 in Luoyang. Groceries tell a different story – $235 in Hangzhou vs $210 in Luoyang – so Luoyang wins on supermarket bills even if dining out costs more.

Good to know

🇨🇳 Hangzhou

🇨🇳 Luoyang

🕒 Local time

16:17 4:17 PM

Same time as Hangzhou

🌤 Weather

👥 Population

10,360,000

1,926,000

💱 Currency

Chinese Yuan CNY ¥

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.135 EUR

1 CNY = 0.15 USD

1 CNY = 0.135 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Hangzhou Luoyang 870 km ≈ 1 h 30 min nonstop flight

From you

Hangzhou
Luoyang

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hangzhou vs Luoyang: Cost of Living - Frequently Asked Questions

Yes – Hangzhou is pricier by about 49%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $1,477 per month in Hangzhou and $991 in Luoyang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Luoyang, especially for central apartments: a one-bedroom in the center costs $192 there versus $552 in Hangzhou.

A mid-range dinner for two costs $26 in Hangzhou and $30 in Luoyang. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 12% more in Hangzhou, though the gap depends on what you buy.

A $800 monthly budget goes further in Luoyang, where all-in costs run around $661, than in Hangzhou at $985. In Luoyang it covers expenses comfortably, while in Hangzhou it requires careful planning or may not stretch far enough.

Families tend to lean toward Luoyang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Luoyang. If higher salaries or specific career opportunities are the priority, Hangzhou makes more sense. Both are solid long-term options with distinct trade-offs.