Cost of Living Comparison Between Hangzhou and Luoyang Cost of Living Comparison Between Hangzhou and Luoyang

Monthly Cost of Living

A single person spends $1,015 per month in Hangzhou vs $655 in Luoyang, rent included.

A couple spends around $1,544 per month in Hangzhou vs $1,051 in Luoyang, rent included.

A family of three spends $2,072 per month in Hangzhou vs $1,447 in Luoyang, rent included.

Hangzhou costs about 55% more than Luoyang, driven mainly by Sport & Entertainment.

Both Hangzhou and Luoyang are more affordable than the global median – Hangzhou 26% lower, Luoyang 52% lower.

Meal at Budget Restaurant

$3.68 ¥24.62

$3.75 ¥25.10

-1.87%

Three-Course Dinner for Two, Mid-Range

$26.36 ¥177

$29.99 ¥201

-12.10%

Fast Food Meal (McDonalds, etc)

$4.64 ¥31.06

$5.61 ¥37.57

-17.29%

Cappuccino

$3.46 ¥23.20

$3.62 ¥24.23

-4.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 ¥4.02

$0.44 ¥2.94

36.36%

Water (0.33 liter bottle)

$0.31 ¥2.07

$0.27 ¥1.81

14.81%

Local Beer (0.5 liter draught)

$1.50 ¥10.07

$1.30 ¥8.68

15.38%

Imported Beer (0.33 liter bottle)

$2.29 ¥15.34

$3.00 ¥20.06

-23.67%

Milk (1 liter)

$1.87 ¥12.54

$1.91 ¥12.80

-2.09%

White Bread (500g)

$1.70 ¥11.37

$2.26 ¥15.11

-24.78%

Rice (white) (1kg)

$1.06 ¥7.11

$1.02 ¥6.80

3.92%

Eggs

$2.12 ¥14.20

$1.49 ¥10.00

42.28%

Local Cheese (1kg)

$19.41 ¥130

$13.46 ¥90.1

44.21%

Chicken Fillets (1kg)

$3.81 ¥25.52

$3.52 ¥23.56

8.24%

Beef Round Steak (1kg)

$10.24 ¥68.6

$8.74 ¥58.5

17.16%

Apples (1kg)

$2.28 ¥15.24

$1.02 ¥6.80

123.53%

Banana (1kg)

$1.32 ¥8.83

$1.31 ¥8.76

0.76%

Oranges (1kg)

$1.52 ¥10.20

$1.58 ¥10.59

-3.80%

Tomato (1kg)

$1.50 ¥10.02

$1.25 ¥8.36

20.00%

Potato (1kg)

$0.88 ¥5.92

$0.72 ¥4.80

22.22%

Onion (1kg)

$0.99 ¥6.63

$0.96 ¥6.46

3.13%

Lettuce (1 head)

$0.63 ¥4.22

$0.46 ¥3.11

36.96%

Water (1.5 liter bottle)

$0.58 ¥3.86

$0.84 ¥5.63

-30.95%

Cigarettes 20 Pack (Marlboro, Camel)

$4.11 ¥27.55

$1.74 ¥11.68

136.21%

Wine (Bottle)

$13.58 ¥90.9

$13.18 ¥88.3

3.03%

Local Beer (0.5 liter bottle)

$0.78 ¥5.24

$0.43 ¥2.89

81.40%

Imported Beer (0.33 liter bottle)

$1.71 ¥11.48

$2.19 ¥14.70

-21.92%

One-way Ticket (Public Transport)

$0.58 ¥3.87

$0.31 ¥2.08

87.10%

Public Transport Monthly Pass (Regular Price)

$17.58 ¥118

$17.55 ¥118

0.17%

Taxi Start (Normal Tariff)

$1.89 ¥12.65

$1.20 ¥8.05

57.50%

Taxi (Normal Tariff) (1km)

$0.39 ¥2.58

$0.33 ¥2.20

18.18%

Taxi 1hour Waiting (Normal Tariff)

$6.95 ¥46.52

$6.93 ¥46.40

0.29%

Gasoline (1 liter)

$1.28 ¥8.59

$1.21 ¥8.08

5.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.1K ¥128.2K

$19.2K ¥128.9K

-0.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.1K ¥121.1K

$17.2K ¥115.3K

4.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$48.93 ¥328

$42.13 ¥282

16.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.09 ¥67.5

$5.85 ¥39.19

72.48%

Internet (50+ Mbps, Unlimited Data)

$14.51 ¥97.2

$10.59 ¥70.9

37.02%

Gym Membership (Monthly)

$51.6 ¥345

$22.54 ¥151

128.75%

Tennis Court (1 Hour on Weekend)

$19.88 ¥133

$11.79 ¥79.0

68.62%

Cinema Ticket

$7.47 ¥50.0

$5.53 ¥37.03

35.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$570 ¥3,815

$191 ¥1,279

198.32%

International Primary School, 1 Child (Yearly)

$36.5K ¥244.2K

$16.9K ¥113.4K

115.39%

Jeans (Levis 501 Or Similar)

$58.4 ¥391

$50.2 ¥336

16.28%

Summer Dress (H&M, Zara, etc)

$42.35 ¥284

$30.30 ¥203

39.77%

Sport Shoes (Adidas, Nike)

$84.2 ¥564

$64.0 ¥428

31.56%

Men's Leather Business Shoes

$109 ¥728

$80.8 ¥541

34.56%

1-bedroom Apartment, City Center (Monthly)

$617 ¥4,133

$190 ¥1,272

224.98%

1-bedroom Apartment, Outside City Center (Monthly)

$390 ¥2,612

$125 ¥834

213.16%

3-bedroom Apartment, City Center (Monthly)

$1,209 ¥8,097

$432 ¥2,890

180.16%

3-bedroom Apartment, Outside City Center (Monthly)

$655 ¥4,385

$222 ¥1,484

195.46%

Buy Apartment in City Center (m2)

$7,818 ¥52.4K

$2,144 ¥14.4K

264.59%

Buy Apartment Outside City Center (m2)

$3,669 ¥24.6K

$1,385 ¥9,276

164.91%

Average Monthly Net Salary (After Tax)

$1,473 ¥9,866

$626 ¥4,190

135.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

4.45

-21.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hangzhou: September 5, 2026

Last update for Luoyang: September 6, 2026

Cost Breakdown

A central one-bedroom costs $617 in Hangzhou versus $190 in Luoyang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 135% higher in Hangzhou, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26.00 in Hangzhou versus $30.00 in Luoyang. Groceries tell a different story – $238 in Hangzhou vs $210 in Luoyang – so Luoyang wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hangzhou vs Luoyang: Cost of Living - Frequently Asked Questions

Yes – Hangzhou is pricier by about 55%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,523 per month in Hangzhou and $983 in Luoyang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Luoyang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 13% more in Hangzhou, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $26.00 in Hangzhou and $30.00 in Luoyang. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Luoyang, where all-in costs run around $655, than in Hangzhou at $1,015. In Luoyang it covers expenses comfortably, while in Hangzhou it requires careful planning or may not stretch far enough.

Families tend to lean toward Luoyang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Luoyang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hangzhou makes more sense. Both are solid long-term options with distinct trade-offs.