Last update: Oct 2026

Cost of Living Comparison Between Hamrun and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,670 in Hamrun, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

81

Cost of Living Index in Hamrun
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Hamrun Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Hamrun

🇲🇹 Malta

$1,670

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamrun and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamrun and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,670 in Hamrun versus $918 in Cebu.

Hamrun $1,670
Cebu $918

Estimated couple costs with rent: $2,558 in Hamrun versus $1,409 in Cebu.

Hamrun $2,558
Cebu $1,409

Monthly costs for a family of three with rent: $3,445 in Hamrun versus $1,900 in Cebu.

Hamrun $3,445
Cebu $1,900

Living in Hamrun is roughly 82% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hamrun is 24% above, Cebu is 32% below.

Meal at Budget Restaurant

$12.76 €11.35

$3.09 ₱194

312.94%

Three-Course Dinner for Two, Mid-Range

$55.7 €49.50

$24.22 ₱1,525

129.77%

Fast Food Meal (McDonalds, etc)

$8.69 €7.73

$3.92 ₱247

121.68%

Cappuccino

$1.99 €1.77

$2.51 ₱158

-20.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 €1.78

$1.59 ₱100

25.79%

Water (0.33 liter bottle)

$1.36 €1.21

$0.53 ₱33.43

156.60%

Local Beer (0.5 liter draught)

$1.91 €1.70

$1.78 ₱112

7.30%

Imported Beer (0.33 liter bottle)

$2.26 €2.01

$2.17 ₱137

4.15%

Milk (1 liter)

$1.27 €1.13

$1.92 ₱121

-33.85%

White Bread (500g)

$1.32 €1.17

$1.36 ₱85.4

-2.94%

Rice (white) (1kg)

$4.26 €3.79

$1.01 ₱63.5

321.78%

Eggs

$4.36 €3.87

$2.03 ₱128

114.78%

Local Cheese (1kg)

$8.38 €7.45

$9.86 ₱621

-15.01%

Chicken Fillets (1kg)

$10.25 €9.12

$4.39 ₱277

133.49%

Beef Round Steak (1kg)

$18.10 €16.10

$7.60 ₱479

138.16%

Apples (1kg)

$4.05 €3.60

$3.30 ₱208

22.73%

Banana (1kg)

$2.71 €2.41

$1.39 ₱87.8

94.96%

Oranges (1kg)

$3.54 €3.15

$2.33 ₱147

51.93%

Tomato (1kg)

$3.43 €3.05

$1.50 ₱94.3

128.67%

Potato (1kg)

$2.42 €2.15

$2.36 ₱149

2.54%

Onion (1kg)

$1.96 €1.74

$1.90 ₱119

3.16%

Lettuce (1 head)

$2.26 €2.01

$1.19 ₱74.9

89.92%

Water (1.5 liter bottle)

$1.35 €1.20

$0.63 ₱39.71

114.29%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.85

$3.00 ₱189

119.33%

Wine (Bottle)

$7.91 €7.03

$6.03 ₱379

31.18%

Local Beer (0.5 liter bottle)

$1.74 €1.55

$1.23 ₱77.7

41.46%

Imported Beer (0.33 liter bottle)

$2.41 €2.14

$1.75 ₱110

37.71%

One-way Ticket (Public Transport)

$2.47 €2.20

$0.25 ₱15.86

888.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$5.54 €4.92

$0.77 ₱48.62

619.48%

Taxi (Normal Tariff) (1km)

$2.29 €2.03

$0.23 ₱14.53

895.65%

Taxi 1hour Waiting (Normal Tariff)

$27.03 €24.04

$4.46 ₱281

506.05%

Gasoline (1 liter)

$1.52 €1.35

$1.31 ₱82.8

16.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K €33.3K

$21.2K ₱1.3M

76.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K €34.2K

$19.1K ₱1.2M

100.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 €89.7

$120 ₱7,569

-16.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.10 €22.33

$14.00 ₱882

79.29%

Internet (50+ Mbps, Unlimited Data)

$27.69 €24.63

$27.54 ₱1,734

0.54%

Gym Membership (Monthly)

$61.2 €54.4

$32.33 ₱2,035

89.24%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$9.86 €8.77

$5.65 ₱356

74.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$363 €323

$275 ₱17.3K

31.95%

International Primary School, 1 Child (Yearly)

$11.3K €10.0K

$7,918 ₱498.5K

42.31%

Jeans (Levis 501 Or Similar)

$88.6 €78.8

$49.33 ₱3,106

79.51%

Summer Dress (H&M, Zara, etc)

$41.07 €36.53

$25.24 ₱1,589

62.72%

Sport Shoes (Adidas, Nike)

$100.0 €88.9

$77.0 ₱4,846

29.90%

Men's Leather Business Shoes

$78.0 €69.4

$57.2 ₱3,601

36.40%

1-bedroom Apartment, City Center (Monthly)

$834 €742

$500 ₱31.5K

66.94%

1-bedroom Apartment, Outside City Center (Monthly)

$767 €682

$309 ₱19.4K

148.21%

3-bedroom Apartment, City Center (Monthly)

$1,564 €1,391

$1,078 ₱67.9K

45.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,333 €1,186

$615 ₱38.7K

116.64%

Buy Apartment in City Center (m2)

$3,965 €3,527

$2,886 ₱181.7K

37.39%

Buy Apartment Outside City Center (m2)

$2,772 €2,466

$1,917 ₱120.7K

44.64%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

7.2

-59.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamrun: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamrun

$767 45.9%

Cebu

$309 33.6% 59.7% $458

Groceries & Markets

Hamrun

$325 19.4%

Cebu

$206 22.4% 36.6% $119

Eating Out

Hamrun

$180 10.8%

Cebu

$88 9.6% 50.8% $91

Monthly Utilities & Internet

Hamrun

$154 9.2%

Cebu

$162 17.6% 5.3% $8.1

Clothing & Footwear

Hamrun

$138 8.3%

Cebu

$94 10.2% 32.1% $44

Sport & Entertainment

Hamrun

$81 4.8%

Cebu

$44 4.8% 46.1% $37

Getting Around

Hamrun

$27 * 1.6%

Cebu

$16 1.7% 42% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $834 in Hamrun and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $56.0 in Hamrun vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $325 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇲🇹 Hamrun

🇵🇭 Cebu

🕒 Local time

17:32 5:32 PM

23:32 11:32 PM

6 h ahead of Hamrun

🌤 Weather

👥 Population

9,000

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Hamrun Cebu 11,030 km ≈ 14 h nonstop flight

From you

Hamrun
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamrun vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 82% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,506 in Hamrun and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $834 in Hamrun versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 58% higher in Hamrun. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,670 per month in Hamrun versus $918 in Cebu – a 82% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,670 in Hamrun, a $1,500 budget is realistic in Cebu but tight or insufficient in Hamrun. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Hamrun, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hamrun and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 82% less than in Hamrun. Beyond cost, consider language, visa policies, and how big the international community is in each city.