Last update: Oct 2026

Cost of Living Comparison Between Hamrun and Bansko

For one person, living is cheaper in Bansko: $956 a month against $1,670 in Hamrun, rent and utilities included – about $8,600 less a year. Rent and utilities account for most of the difference.

81

Cost of Living Index in Hamrun
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Hamrun Living Index
47

Cost of Living Index in Bansko
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Bansko Living Index

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Hamrun

🇲🇹 Malta

$1,670

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamrun and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamrun and in Bansko actually costs, broken down by who's living it.

A single person spends $1,670 per month in Hamrun vs $956 in Bansko, rent included.

Hamrun $1,670
Bansko $956

A couple spends around $2,558 per month in Hamrun vs $1,467 in Bansko, rent included.

Hamrun $2,558
Bansko $1,467

A family of three spends $3,445 per month in Hamrun vs $1,979 in Bansko, rent included.

Hamrun $3,445
Bansko $1,979

Hamrun costs about 75% more than Bansko, and outside of rent the biggest gap is in groceries.

Hamrun sits 24% above the global median, while Bansko is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.76 €11.35

$8.66 BGN 15.06

47.34%

Three-Course Dinner for Two, Mid-Range

$55.7 €49.50

$44.94 BGN 78.2

23.83%

Fast Food Meal (McDonalds, etc)

$8.69 €7.73

$8.78 BGN 15.28

-1.03%

Cappuccino

$1.99 €1.77

$2.33 BGN 4.05

-14.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 €1.78

$1.57 BGN 2.74

27.39%

Water (0.33 liter bottle)

$1.36 €1.21

$0.82 BGN 1.43

65.85%

Local Beer (0.5 liter draught)

$1.91 €1.70

$1.68 BGN 2.92

13.69%

Imported Beer (0.33 liter bottle)

$2.26 €2.01

$1.98 BGN 3.45

14.14%

Milk (1 liter)

$1.27 €1.13

$1.73 BGN 3.00

-26.59%

White Bread (500g)

$1.32 €1.17

$0.80 BGN 1.40

65.00%

Rice (white) (1kg)

$4.26 €3.79

$1.44 BGN 2.51

195.83%

Eggs

$4.36 €3.87

$2.36 BGN 4.10

84.75%

Local Cheese (1kg)

$8.38 €7.45

$9.39 BGN 16.34

-10.76%

Chicken Fillets (1kg)

$10.25 €9.12

$6.41 BGN 11.15

59.91%

Beef Round Steak (1kg)

$18.10 €16.10

$8.48 BGN 14.76

113.44%

Apples (1kg)

$4.05 €3.60

$1.31 BGN 2.28

209.16%

Banana (1kg)

$2.71 €2.41

$1.62 BGN 2.82

67.28%

Oranges (1kg)

$3.54 €3.15

$1.73 BGN 3.01

104.62%

Tomato (1kg)

$3.43 €3.05

$1.94 BGN 3.38

76.80%

Potato (1kg)

$2.42 €2.15

$0.94 BGN 1.63

157.45%

Onion (1kg)

$1.96 €1.74

$0.76 BGN 1.32

157.89%

Lettuce (1 head)

$2.26 €2.01

$0.55 BGN 0.95

310.91%

Water (1.5 liter bottle)

$1.35 €1.20

$0.59 BGN 1.02

128.81%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.85

$3.25 BGN 5.66

102.46%

Wine (Bottle)

$7.91 €7.03

$5.20 BGN 9.05

52.12%

Local Beer (0.5 liter bottle)

$1.74 €1.55

$1.09 BGN 1.89

59.63%

Imported Beer (0.33 liter bottle)

$2.41 €2.14

$1.68 BGN 2.92

43.45%

One-way Ticket (Public Transport)

$2.47 €2.20

$0.84 BGN 1.45

194.05%

Public Transport Monthly Pass (Regular Price)

$27.06 BGN 47.09

Taxi Start (Normal Tariff)

$5.54 €4.92

$1.34 BGN 2.34

313.43%

Taxi (Normal Tariff) (1km)

$2.29 €2.03

$0.65 BGN 1.14

252.31%

Taxi 1hour Waiting (Normal Tariff)

$27.03 €24.04

$10.06 BGN 17.51

168.69%

Gasoline (1 liter)

$1.52 €1.35

$1.48 BGN 2.57

2.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K €33.3K

$29.1K BGN 50.7K

28.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K €34.2K

$20.9K BGN 36.4K

83.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 €89.7

$92.4 BGN 161

9.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.10 €22.33

$14.52 BGN 25.26

72.87%

Internet (50+ Mbps, Unlimited Data)

$27.69 €24.63

$12.32 BGN 21.43

124.76%

Gym Membership (Monthly)

$61.2 €54.4

$31.70 BGN 55.2

93.00%

Tennis Court (1 Hour on Weekend)

$8.53 BGN 14.84

Cinema Ticket

$9.86 €8.77

$5.62 BGN 9.78

75.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$363 €323

$230 BGN 401

57.67%

International Primary School, 1 Child (Yearly)

$11.3K €10.0K

$2,268 BGN 3,947

396.76%

Jeans (Levis 501 Or Similar)

$88.6 €78.8

$30.10 BGN 52.4

194.19%

Summer Dress (H&M, Zara, etc)

$41.07 €36.53

$19.62 BGN 34.13

109.33%

Sport Shoes (Adidas, Nike)

$100.0 €88.9

$45.86 BGN 79.8

117.99%

Men's Leather Business Shoes

$78.0 €69.4

$47.69 BGN 83.0

63.60%

1-bedroom Apartment, City Center (Monthly)

$834 €742

$518 BGN 902

60.92%

1-bedroom Apartment, Outside City Center (Monthly)

$767 €682

$357 BGN 621

114.74%

3-bedroom Apartment, City Center (Monthly)

$1,564 €1,391

$614 BGN 1,069

154.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,333 €1,186

$569 BGN 990

134.26%

Buy Apartment in City Center (m2)

$3,965 €3,527

$1,191 BGN 2,073

232.83%

Buy Apartment Outside City Center (m2)

$2,772 €2,466

$959 BGN 1,669

188.98%

Average Monthly Net Salary (After Tax)

$1,704 BGN 2,965

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

2.99

-3.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamrun: October 11, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamrun

$767 45.9%

Bansko

$357 37.3% 53.4% $410

Groceries & Markets

Hamrun

$325 19.4%

Bansko

$192 20.1% 40.9% $133

Eating Out

Hamrun

$180 10.8%

Bansko

$145 15.2% 19% $34

Monthly Utilities & Internet

Hamrun

$154 9.2%

Bansko

$119 12.5% 22.4% $34

Clothing & Footwear

Hamrun

$138 8.3%

Bansko

$64 6.7% 53.4% $74

Sport & Entertainment

Hamrun

$81 4.8%

Bansko

$43 4.5% 46.9% $38

Getting Around

Hamrun

$27 * 1.6%

Bansko

$35 3.7% 30.5% $8.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $834 in Hamrun versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $56.0 in Hamrun versus $45.00 in Bansko. Monthly groceries follow the same trend: $325 vs $192 – making Bansko the more affordable choice for daily food spending.

Good to know

🇲🇹 Hamrun

🇧🇬 Bansko

🕒 Local time

16:38 4:38 PM

17:38 5:38 PM

1 h ahead of Hamrun

🌤 Weather

👥 Population

9,000

8,000

💱 Currency

Euro EUR €

Bulgarian Lev BGN лв.

📈 Exchange rate

1 EUR = 1.12 USD

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Hamrun Bansko 1,020 km ≈ 1 h 45 min nonstop flight

From you

Hamrun
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamrun vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,670 in Hamrun, $956 in Bansko – roughly 75% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,506 per month in Hamrun and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,670 in Hamrun and $956 in Bansko. That's a gap of about 75%.

Kindergarten costs $363 per month in Hamrun and $230 in Bansko. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Hamrun at $1,670. In Bansko it covers expenses comfortably, while in Hamrun it requires careful planning or may not stretch far enough.

It depends on your priorities. Hamrun has an edge in some lifestyle areas, with costs from $956 in Bansko to $1,670 in Hamrun. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamrun makes more sense. Both are solid long-term options with distinct trade-offs.