😐Monthly costs for one person with rent: $1,869 in Hamilton versus $1,438 in Ubud, Bali.
😐Estimated couple costs with rent: $2,967 in Hamilton versus $2,585 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $4,066 in Hamilton versus $3,732 in Ubud, Bali.
😐Living in Hamilton is roughly 30% more expensive than Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Hamilton40% above, Ubud, Bali7% above.
Moneda
🍽 Eating Out
Hamilton
Ubud, Bali
Diferencia
Meal at Budget Restaurant
$13.89NZ$23.61
$3.57Rp 61.6K
289.08%
Three-Course Dinner for Two, Mid-Range
$85.0NZ$145
$32.58Rp 562.6K
160.93%
Fast Food Meal(McDonalds, etc)
$8.86NZ$15.07
$5.07Rp 87.5K
74.75%
Cappuccino
$3.69NZ$6.27
$2.83Rp 48.8K
30.39%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.41NZ$4.10
$1.34Rp 23.1K
79.85%
Water(0.33 liter bottle)
$2.88NZ$4.90
$0.69Rp 12.0K
317.39%
Local Beer(0.5 liter draught)
$6.73NZ$11.43
$2.99Rp 51.6K
125.08%
Imported Beer(0.33 liter bottle)
$5.99NZ$10.19
$3.85Rp 66.4K
55.58%
🛒 Groceries & Markets
Hamilton
Ubud, Bali
Diferencia
Milk(1 liter)
$1.60NZ$2.71
$1.74Rp 30.1K
-8.05%
White Bread(500g)
$1.30NZ$2.22
$2.54Rp 43.8K
-48.82%
Rice(white)(1kg)
$1.94NZ$3.29
$1.19Rp 20.6K
63.03%
Eggs
$6.04NZ$10.27
$2.43Rp 41.9K
148.56%
Local Cheese(1kg)
$5.65NZ$9.61
$14.66Rp 253.2K
-61.46%
Chicken Fillets(1kg)
$8.19NZ$13.92
$4.18Rp 72.1K
95.93%
Beef Round Steak(1kg)
$11.21NZ$19.05
$11.94Rp 206.1K
-6.11%
Apples(1kg)
$2.68NZ$4.56
$3.69Rp 63.6K
-27.37%
Banana(1kg)
$2.96NZ$5.03
$1.61Rp 27.7K
83.85%
Oranges(1kg)
$3.05NZ$5.18
$2.69Rp 46.4K
13.38%
Tomato(1kg)
$6.49NZ$11.03
$2.33Rp 40.2K
178.54%
Potato(1kg)
$2.26NZ$3.84
$1.91Rp 32.9K
18.32%
Onion(1kg)
$1.91NZ$3.24
$2.19Rp 37.7K
-12.79%
Lettuce(1 head)
$2.72NZ$4.62
$1.06Rp 18.3K
156.60%
Water(1.5 liter bottle)
$1.03NZ$1.76
$0.72Rp 12.5K
43.06%
Cigarettes 20 Pack(Marlboro, Camel)
$25.68NZ$43.66
$3.13Rp 54.1K
720.45%
Wine(Bottle)
$11.20NZ$19.04
$23.49Rp 405.6K
-52.32%
Local Beer(0.5 liter bottle)
$3.46NZ$5.87
$2.74Rp 47.3K
26.28%
Imported Beer(0.33 liter bottle)
$4.42NZ$7.51
$2.88Rp 49.7K
53.47%
🚌 Getting Around
Hamilton
Ubud, Bali
Diferencia
One-way Ticket(Public Transport)
$1.63NZ$2.77
$0.29Rp 5,010
462.07%
Public Transport Monthly Pass(Regular Price)
$47.48NZ$80.7
$8.17Rp 141.0K
481.15%
Taxi Start(Normal Tariff)
$4.25NZ$7.23
$0.45Rp 7,834
844.44%
Taxi(Normal Tariff)(1km)
$1.98NZ$3.37
$0.42Rp 7,278
371.43%
Taxi 1hour Waiting(Normal Tariff)
$42.54NZ$72.3
$6.16Rp 106.3K
590.58%
Gasoline(1 liter)
$1.72NZ$2.92
$0.84Rp 14.5K
104.76%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.4KNZ$39.8K
$26.2KRp 453.1M
-10.88%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.6KNZ$38.4K
$32.5KRp 560.8M
-30.46%
🧾 Monthly Utilities & Internet
Hamilton
Ubud, Bali
Diferencia
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$93.9NZ$160
$78.4Rp 1.4M
19.77%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$39.03NZ$66.4
$3.95Rp 68.2K
888.10%
Internet(50+ Mbps, Unlimited Data)
$54.2NZ$92.1
$24.40Rp 421.4K
122.13%
🎉 Sport & Entertainment
Hamilton
Ubud, Bali
Diferencia
Gym Membership(Monthly)
$32.44NZ$55.2
$96.5Rp 1.7M
-66.40%
Tennis Court(1 Hour on Weekend)
$16.44NZ$27.95
$6.35Rp 109.6K
158.90%
Cinema Ticket
$13.38NZ$22.74
$4.04Rp 69.7K
231.19%
🧸 Childcare & Education
Hamilton
Ubud, Bali
Diferencia
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$835NZ$1,419
$303Rp 5.2M
175.80%
International Primary School, 1 Child(Yearly)
$17.9KNZ$30.5K
$6,523Rp 112.6M
175.15%
👕👟 Clothing & Footwear
Hamilton
Ubud, Bali
Diferencia
Jeans(Levis 501 Or Similar)
$63.0NZ$107
$53.8Rp 929.5K
16.94%
Summer Dress(H&M, Zara, etc)
$41.00NZ$69.7
$37.98Rp 655.8K
7.95%
Sport Shoes(Adidas, Nike)
$88.2NZ$150
$86.8Rp 1.5M
1.63%
Men's Leather Business Shoes
$114NZ$194
$78.9Rp 1.4M
44.94%
🏠 Accommodation & Living
Hamilton
Ubud, Bali
Diferencia
1-bedroom Apartment, City Center(Monthly)
$958NZ$1,629
$1,012Rp 17.5M
-5.33%
1-bedroom Apartment, Outside City Center(Monthly)
$878NZ$1,492
$674Rp 11.6M
30.13%
3-bedroom Apartment, City Center(Monthly)
$1,249NZ$2,123
$3,390Rp 58.5M
-63.16%
3-bedroom Apartment, Outside City Center(Monthly)
$1,615NZ$2,746
$2,098Rp 36.2M
-23.03%
Buy Apartment in City Center(m2)
$5,675NZ$9,647
$2,985Rp 51.5M
90.13%
Buy Apartment Outside City Center(m2)
$4,916NZ$8,358
$2,339Rp 40.4M
110.18%
💵 Salaries & Financials
Hamilton
Ubud, Bali
Diferencia
Average Monthly Net Salary(After Tax)
$2,673NZ$4,545
$173Rp 3.0M
1444.12%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.83
13.28
-48.57%
Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.
Última actualización para Hamilton: April 25, 2026
Última actualización para Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $958 in Hamilton and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Hamilton pays 1444% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $85.0 in Hamilton vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $311 vs $298 per month, with Ubud, Bali cheaper across the board.
Comparación de velocidades medias de internet por ciudad (actualizado April 2026)
El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.
Índice del coste de vida para nómadas digitales
Hamilton vs Ubud, Bali: Coste de vida - preguntas frecuentes
Is Ubud, Bali cheaper than Hamilton?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 30% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Hamilton or Ubud, Bali?
Hamilton pays 1444% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Hamilton and Ubud, Bali?
Rent for a central apartment: $958 in Hamilton versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Hamilton or Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $85.0 in Hamilton. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Hamilton vs Ubud, Bali?
All in, you'll spend $1,869 per month in Hamilton versus $1,438 in Ubud, Bali – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for Hamilton or Ubud, Bali?
At $1,438 in Ubud, Bali versus $1,869 in Hamilton, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hamilton. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Hamilton or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Hamilton, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Hamilton or Ubud, Bali?
Safety-wise, Hamilton and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 30% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Hamilton vs otros destinos: coste de vida comparado