Cost of Living Comparison Between Hamilton and Lisbon Cost of Living Comparison Between Hamilton and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $1,850 in Hamilton versus $2,280 in Lisbon.

Estimated couple costs with rent: $2,919 in Hamilton versus $3,294 in Lisbon.

Monthly costs for a family of three with rent: $3,988 in Hamilton versus $4,307 in Lisbon.

Living in Hamilton costs roughly 19% less than in Lisbon, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Hamilton 39% above, Lisbon 71% above.

Meal at Budget Restaurant

$13.94 NZ$24.02

$15.75 €13.74

-11.49%

Three-Course Dinner for Two, Mid-Range

$84.0 NZ$145

$63.5 €55.3

32.34%

Fast Food Meal (McDonalds, etc)

$8.97 NZ$15.46

$10.45 €9.11

-14.16%

Cappuccino

$3.54 NZ$6.09

$2.91 €2.54

21.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.37 NZ$4.08

$2.29 €2.00

3.49%

Water (0.33 liter bottle)

$2.94 NZ$5.06

$1.50 €1.31

96.00%

Local Beer (0.5 liter draught)

$6.84 NZ$11.79

$3.56 €3.11

92.13%

Imported Beer (0.33 liter bottle)

$6.24 NZ$10.75

$3.96 €3.46

57.58%

Milk (1 liter)

$1.61 NZ$2.77

$1.08 €0.94

49.07%

White Bread (500g)

$1.32 NZ$2.28

$1.76 €1.54

-25.00%

Rice (white) (1kg)

$1.93 NZ$3.33

$1.70 €1.48

13.53%

Eggs

$5.95 NZ$10.26

$3.25 €2.83

83.08%

Local Cheese (1kg)

$5.81 NZ$10.00

$13.25 €11.55

-56.15%

Chicken Fillets (1kg)

$8.14 NZ$14.03

$7.70 €6.72

5.71%

Beef Round Steak (1kg)

$10.86 NZ$18.72

$15.77 €13.75

-31.14%

Apples (1kg)

$2.75 NZ$4.74

$2.28 €1.99

20.61%

Banana (1kg)

$2.89 NZ$4.97

$1.66 €1.44

74.10%

Oranges (1kg)

$3.09 NZ$5.32

$2.02 €1.76

52.97%

Tomato (1kg)

$6.52 NZ$11.23

$2.47 €2.16

163.97%

Potato (1kg)

$2.23 NZ$3.84

$1.79 €1.56

24.58%

Onion (1kg)

$2.02 NZ$3.48

$2.07 €1.80

-2.42%

Lettuce (1 head)

$2.59 NZ$4.46

$1.97 €1.72

31.47%

Water (1.5 liter bottle)

$1.06 NZ$1.83

$0.83 €0.73

27.71%

Cigarettes 20 Pack (Marlboro, Camel)

$25.43 NZ$43.81

$6.55 €5.71

288.24%

Wine (Bottle)

$10.90 NZ$18.79

$5.57 €4.85

95.69%

Local Beer (0.5 liter bottle)

$3.43 NZ$5.91

$1.33 €1.16

157.89%

Imported Beer (0.33 liter bottle)

$4.44 NZ$7.65

$3.01 €2.62

47.51%

One-way Ticket (Public Transport)

$1.62 NZ$2.78

$2.27 €1.98

-28.63%

Public Transport Monthly Pass (Regular Price)

$48.05 NZ$82.8

$46.35 €40.41

3.67%

Taxi Start (Normal Tariff)

$4.25 NZ$7.32

$4.23 €3.69

0.47%

Taxi (Normal Tariff) (1km)

$1.95 NZ$3.36

$0.85 €0.74

129.41%

Taxi 1hour Waiting (Normal Tariff)

$42.19 NZ$72.7

$18.83 €16.41

124.06%

Gasoline (1 liter)

$1.72 NZ$2.97

$2.02 €1.76

-14.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.5K NZ$40.5K

$35.0K €30.5K

-32.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K NZ$39.7K

$39.6K €34.6K

-41.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.1 NZ$159

$148 €129

-37.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.33 NZ$67.8

$20.52 €17.89

91.67%

Internet (50+ Mbps, Unlimited Data)

$53.2 NZ$91.6

$39.52 €34.46

34.54%

Gym Membership (Monthly)

$31.88 NZ$54.9

$48.17 €42.00

-33.82%

Tennis Court (1 Hour on Weekend)

$16.96 NZ$29.23

$18.39 €16.03

-7.78%

Cinema Ticket

$13.36 NZ$23.01

$9.10 €7.93

46.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$847 NZ$1,459

$615 €536

37.71%

International Primary School, 1 Child (Yearly)

$18.1K NZ$31.2K

$16.3K €14.2K

11.13%

Jeans (Levis 501 Or Similar)

$63.0 NZ$108

$102 €88.6

-38.02%

Summer Dress (H&M, Zara, etc)

$40.53 NZ$69.8

$42.09 €36.69

-3.71%

Sport Shoes (Adidas, Nike)

$87.2 NZ$150

$92.3 €80.5

-5.49%

Men's Leather Business Shoes

$117 NZ$202

$122 €106

-3.76%

1-bedroom Apartment, City Center (Monthly)

$985 NZ$1,697

$1,612 €1,405

-38.90%

1-bedroom Apartment, Outside City Center (Monthly)

$851 NZ$1,467

$1,254 €1,093

-32.10%

3-bedroom Apartment, City Center (Monthly)

$1,244 NZ$2,144

$3,069 €2,676

-59.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,591 NZ$2,741

$2,037 €1,776

-21.89%

Buy Apartment in City Center (m2)

$4,119 NZ$7,097

$7,751 €6,757

-46.86%

Buy Apartment Outside City Center (m2)

$4,634 NZ$7,985

$4,286 €3,737

8.11%

Average Monthly Net Salary (After Tax)

$2,718 NZ$4,684

$1,602 €1,396

69.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.83

3.81

79.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: July 27, 2026

Last update for Lisbon: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Hamilton and $1,612 in Lisbon. Housing cost is often the main lever when comparing two cities.

Hamilton pays 70% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $84.0 in Hamilton vs $63.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $309 vs $267 per month, with Lisbon cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Lisbon: Cost of Living - Frequently Asked Questions

Hamilton is cheaper overall, especially in Clothing & Footwear, Sport & Entertainment. The 23% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 70% higher in Hamilton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $985 in Hamilton versus $1,612 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Hamilton – a meal for two runs $84.0 versus $63.0 in Lisbon. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,850 per month in Hamilton versus $2,280 in Lisbon – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,850 in Hamilton versus $2,280 in Lisbon, a $2,500 budget is realistic in Hamilton but tight or insufficient in Lisbon. The gap between the two cities makes Hamilton the clear choice for anyone on this budget.

For families, Hamilton is more practical. Housing and childcare are both notably cheaper than in Lisbon, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hamilton and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hamilton gentler on the wallet – expenses run 23% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.