Cost of Living Comparison Between Hamilton and Lower Hutt Cost of Living Comparison Between Hamilton and Lower Hutt

😐 Solo nomad: Hamilton is 3.1% more expensive than Lower Hutt without rent, and 6.1% more expensive with rent.
🙂 Family of 3: Hamilton is 13.4% cheaper than Lower Hutt without rent, and 4.1% more expensive with rent.
Currency
🍽 Eating Out
Hamilton
Lower Hutt
Difference
Meal at Budget Restaurant
$18.32 CA$25.10
$17.42 NZ$29.61
5.17%
Three-Course Dinner for Two, Mid-Range
$73.0 CA$100
$83.6 NZ$142
-12.68%
Fast Food Meal (McDonalds, etc)
$10.90 CA$14.93
$10.73 NZ$18.23
1.58%
Cappuccino
$4.13 CA$5.66
$3.58 NZ$6.09
15.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.13 CA$2.92
$2.34 NZ$3.97
-8.97%
Water (0.33 liter bottle)
$1.81 CA$2.48
$2.23 NZ$3.79
-18.83%
Local Beer (0.5 liter draught)
$6.03 CA$8.26
$7.11 NZ$12.09
-15.19%
Imported Beer (0.33 liter bottle)
$6.47 CA$8.87
$6.26 NZ$10.63
3.35%
🛒 Groceries & Markets
Hamilton
Lower Hutt
Difference
Milk (1 liter)
$2.25 CA$3.08
$1.87 NZ$3.18
20.32%
White Bread (500g)
$2.16 CA$2.96
$2.09 NZ$3.55
3.35%
Rice (white) (1kg)
$2.94 CA$4.03
$1.87 NZ$3.18
57.22%
Eggs
$3.20 CA$4.38
$7.10 NZ$12.07
-54.93%
Local Cheese (1kg)
$7.62 CA$10.43
$7.98 NZ$13.57
-4.51%
Chicken Fillets (1kg)
$11.52 CA$15.78
$9.29 NZ$15.79
24.00%
Beef Round Steak (1kg)
$14.33 CA$19.63
$12.92 NZ$21.96
10.91%
Apples (1kg)
$3.95 CA$5.41
$2.44 NZ$4.16
61.89%
Banana (1kg)
$1.26 CA$1.72
$2.12 NZ$3.61
-40.57%
Oranges (1kg)
$3.71 CA$5.08
$2.66 NZ$4.52
39.47%
Tomato (1kg)
$3.89 CA$5.34
$4.82 NZ$8.20
-19.29%
Potato (1kg)
$2.73 CA$3.74
$2.09 NZ$3.55
30.62%
Onion (1kg)
$2.10 CA$2.87
$1.77 NZ$3.02
18.64%
Lettuce (1 head)
$2.22 CA$3.04
$2.27 NZ$3.87
-2.20%
Water (1.5 liter bottle)
$2.07 CA$2.84
$1.25 NZ$2.12
65.60%
Cigarettes 20 Pack (Marlboro, Camel)
$13.47 CA$18.46
$21.85 NZ$37.14
-38.35%
Wine (Bottle)
$13.36 CA$18.31
$9.55 NZ$16.24
39.90%
Local Beer (0.5 liter bottle)
$2.37 CA$3.24
$3.53 NZ$6.00
-32.86%
Imported Beer (0.33 liter bottle)
$3.09 CA$4.23
$3.30 NZ$5.61
-6.36%
🚌 Getting Around
Hamilton
Lower Hutt
Difference
One-way Ticket (Public Transport)
$2.52 CA$3.45
$2.64 NZ$4.50
-4.55%
Public Transport Monthly Pass (Regular Price)
$88.3 CA$121
$63.4 NZ$108
39.38%
Taxi Start (Normal Tariff)
$3.58 CA$4.90
$2.63 NZ$4.47
36.12%
Taxi (Normal Tariff) (1km)
$1.22 CA$1.67
$1.87 NZ$3.18
-34.76%
Taxi 1hour Waiting (Normal Tariff)
$24.48 CA$33.54
$61.4 NZ$104
-60.14%
Gasoline (1 liter)
$1.15 CA$1.58
$1.64 NZ$2.79
-29.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8K CA$34.0K
$29.1K NZ$49.4K
-14.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.8K CA$28.4K
$24.6K NZ$41.9K
-15.71%
🧾 Monthly Utilities & Internet
Hamilton
Lower Hutt
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$150 CA$206
$160 NZ$271
-5.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$39.60 CA$54.3
$36.78 NZ$62.5
7.67%
Internet (50+ Mbps, Unlimited Data)
$52.5 CA$72.0
$50.9 NZ$86.5
3.32%
🎉 Sport & Entertainment
Hamilton
Lower Hutt
Difference
Gym Membership (Monthly)
$37.30 CA$51.1
$41.42 NZ$70.4
-9.95%
Tennis Court (1 Hour on Weekend)
$21.82 CA$29.89
$12.15 NZ$20.66
79.59%
Cinema Ticket
$11.55 CA$15.82
$11.00 NZ$18.70
5.00%
🧸 Childcare & Education
Hamilton
Lower Hutt
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$624 CA$855
$758 NZ$1,288
-17.67%
International Primary School, 1 Child (Yearly)
$22.1K CA$30.2K
$11.7K NZ$19.8K
89.03%
👕👟 Clothing & Footwear
Hamilton
Lower Hutt
Difference
Jeans (Levis 501 Or Similar)
$54.7 CA$75.0
$71.3 NZ$121
-23.27%
Summer Dress (H&M, Zara, etc)
$34.62 CA$47.42
$57.6 NZ$98.0
-39.92%
Sport Shoes (Adidas, Nike)
$97.0 CA$133
$116 NZ$198
-16.71%
Men's Leather Business Shoes
$119 CA$163
$141 NZ$239
-15.23%
🏠 Accommodation & Living
Hamilton
Lower Hutt
Difference
1-bedroom Apartment, City Center (Monthly)
$1,374 CA$1,883
$1,399 NZ$2,378
-1.74%
1-bedroom Apartment, Outside City Center (Monthly)
$1,290 CA$1,768
$1,097 NZ$1,864
17.66%
3-bedroom Apartment, City Center (Monthly)
$2,031 CA$2,783
$2,388 NZ$4,060
-14.94%
3-bedroom Apartment, Outside City Center (Monthly)
$2,032 CA$2,784
$1,713 NZ$2,912
18.62%
Buy Apartment in City Center (m2)
$2,822 CA$3,866
$5,001 NZ$8,502
-43.58%
Buy Apartment Outside City Center (m2)
$2,863 CA$3,922
$3,465 NZ$5,891
-17.39%
💵 Salaries & Financials
Hamilton
Lower Hutt
Difference
Average Monthly Net Salary (After Tax)
$2,846 CA$3,899
$3,418 NZ$5,811
-16.73%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.62
6.94
-4.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: March 2, 2026

Last update for Lower Hutt: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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