Cost of Living Comparison Between Hamilton and Lower Hutt Cost of Living Comparison Between Hamilton and Lower Hutt

😐 Solo nomad: Hamilton is 11.1% more expensive than Lower Hutt without rent, and 10.6% more expensive with rent.

😐 Family of 3: Hamilton is 5% more expensive than Lower Hutt without rent, and 7.2% more expensive with rent.

Meal at Budget Restaurant

$18.19 CA$25.29

$17.68 NZ$30.76

2.88%

Three-Course Dinner for Two, Mid-Range

$74.0 CA$103

$84.0 NZ$146

-11.83%

Fast Food Meal (McDonalds, etc)

$10.87 CA$15.11

$10.89 NZ$18.94

-0.18%

Cappuccino

$4.15 CA$5.77

$3.64 NZ$6.33

14.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 CA$3.02

$2.42 NZ$4.21

-10.33%

Water (0.33 liter bottle)

$1.73 CA$2.41

$2.17 NZ$3.78

-20.28%

Local Beer (0.5 liter draught)

$5.81 CA$8.08

$7.26 NZ$12.64

-19.97%

Imported Beer (0.33 liter bottle)

$6.50 CA$9.03

$6.23 NZ$10.84

4.33%

Milk (1 liter)

$2.34 CA$3.26

$1.90 NZ$3.30

23.16%

White Bread (500g)

$2.14 CA$2.97

$2.01 NZ$3.50

6.47%

Rice (white) (1kg)

$2.95 CA$4.10

$1.96 NZ$3.41

50.51%

Eggs

$3.17 CA$4.41

$7.03 NZ$12.24

-54.91%

Local Cheese (1kg)

$7.87 CA$10.94

$8.08 NZ$14.05

-2.60%

Chicken Fillets (1kg)

$11.45 CA$15.92

$9.17 NZ$15.96

24.86%

Beef Round Steak (1kg)

$14.04 CA$19.52

$12.97 NZ$22.57

8.25%

Apples (1kg)

$4.00 CA$5.56

$2.49 NZ$4.33

60.64%

Banana (1kg)

$1.29 CA$1.79

$2.06 NZ$3.59

-37.38%

Oranges (1kg)

$3.69 CA$5.14

$2.62 NZ$4.56

40.84%

Tomato (1kg)

$3.73 CA$5.19

$4.86 NZ$8.46

-23.25%

Potato (1kg)

$2.74 CA$3.80

$2.01 NZ$3.49

36.32%

Onion (1kg)

$2.15 CA$2.99

$1.81 NZ$3.14

18.78%

Lettuce (1 head)

$2.22 CA$3.09

$2.21 NZ$3.84

0.45%

Water (1.5 liter bottle)

$1.97 CA$2.74

$1.30 NZ$2.27

51.54%

Cigarettes 20 Pack (Marlboro, Camel)

$13.76 CA$19.13

$21.86 NZ$38.04

-37.05%

Wine (Bottle)

$13.10 CA$18.20

$9.79 NZ$17.04

33.81%

Local Beer (0.5 liter bottle)

$2.46 CA$3.42

$3.65 NZ$6.36

-32.60%

Imported Beer (0.33 liter bottle)

$2.99 CA$4.15

$3.13 NZ$5.45

-4.47%

One-way Ticket (Public Transport)

$2.65 CA$3.69

$2.74 NZ$4.77

-3.28%

Public Transport Monthly Pass (Regular Price)

$88.5 CA$123

$63.0 NZ$110

40.45%

Taxi Start (Normal Tariff)

$3.57 CA$4.96

$2.78 NZ$4.84

28.42%

Taxi (Normal Tariff) (1km)

$1.28 CA$1.78

$1.80 NZ$3.13

-28.89%

Taxi 1hour Waiting (Normal Tariff)

$24.24 CA$33.69

$60.6 NZ$105

-60.02%

Gasoline (1 liter)

$1.12 CA$1.56

$1.64 NZ$2.86

-31.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K CA$34.5K

$29.2K NZ$50.7K

-14.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.2K

$25.0K NZ$43.6K

-18.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 CA$216

$159 NZ$276

-2.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.56 CA$55.0

$37.51 NZ$65.3

5.47%

Internet (50+ Mbps, Unlimited Data)

$51.1 CA$71.1

$51.6 NZ$89.7

-0.81%

Gym Membership (Monthly)

$37.20 CA$51.7

$41.80 NZ$72.7

-11.00%

Tennis Court (1 Hour on Weekend)

$22.37 CA$31.09

$12.10 NZ$21.06

84.88%

Cinema Ticket

$11.98 CA$16.66

$10.75 NZ$18.70

11.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$648 CA$900

$750 NZ$1,306

-13.70%

International Primary School, 1 Child (Yearly)

$22.2K CA$30.9K

$11.9K NZ$20.7K

87.27%

Jeans (Levis 501 Or Similar)

$55.3 CA$76.9

$71.9 NZ$125

-23.09%

Summer Dress (H&M, Zara, etc)

$33.82 CA$47.02

$56.6 NZ$98.5

-40.23%

Sport Shoes (Adidas, Nike)

$99.1 CA$138

$119 NZ$208

-17.06%

Men's Leather Business Shoes

$118 CA$164

$143 NZ$248

-17.21%

1-bedroom Apartment, City Center (Monthly)

$1,350 CA$1,877

$1,358 NZ$2,362

-0.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,260 CA$1,752

$1,116 NZ$1,942

12.92%

3-bedroom Apartment, City Center (Monthly)

$1,997 CA$2,776

$2,364 NZ$4,113

-15.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,971 CA$2,740

$1,666 NZ$2,898

18.35%

Buy Apartment in City Center (m2)

$2,722 CA$3,784

$4,890 NZ$8,508

-44.32%

Buy Apartment Outside City Center (m2)

$2,830 CA$3,934

$3,337 NZ$5,807

-15.19%

Average Monthly Net Salary (After Tax)

$2,874 CA$3,995

$3,323 NZ$5,782

-13.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.94

-4.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: January 12, 2026

Last update for Lower Hutt: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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