Cost of Living Comparison Between Hamilton and Charlottetown Cost of Living Comparison Between Hamilton and Charlottetown

Monthly Cost of Living

A single person spends $2,321 per month in Hamilton vs $2,027 in Charlottetown, rent included.

A couple spends around $3,399 per month in Hamilton vs $3,009 in Charlottetown, rent included.

A family of three spends $4,477 per month in Hamilton vs $3,992 in Charlottetown, rent included.

Hamilton costs about 15% more than Charlottetown, driven mainly by Groceries & Markets.

Both Hamilton and Charlottetown sit above the global median – Hamilton by 69%, Charlottetown by 48%.

Meal at Budget Restaurant

$18.38 CA$25.54

$14.26 CA$19.81

28.89%

Three-Course Dinner for Two, Mid-Range

$68.1 CA$94.7

$62.1 CA$86.3

9.62%

Fast Food Meal (McDonalds, etc)

$12.51 CA$17.38

$9.87 CA$13.72

26.75%

Cappuccino

$3.56 CA$4.94

$3.70 CA$5.14

-3.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 CA$3.06

$1.76 CA$2.45

25.00%

Water (0.33 liter bottle)

$1.74 CA$2.42

$1.33 CA$1.84

30.83%

Local Beer (0.5 liter draught)

$5.18 CA$7.20

$5.76 CA$8.00

-10.07%

Imported Beer (0.33 liter bottle)

$6.50 CA$9.04

$5.84 CA$8.11

11.30%

Milk (1 liter)

$2.05 CA$2.85

$2.38 CA$3.31

-13.87%

White Bread (500g)

$2.22 CA$3.09

$3.16 CA$4.40

-29.75%

Rice (white) (1kg)

$2.84 CA$3.94

$4.97 CA$6.91

-42.86%

Eggs

$3.44 CA$4.78

$4.17 CA$5.80

-17.51%

Local Cheese (1kg)

$7.57 CA$10.52

$11.65 CA$16.19

-35.02%

Chicken Fillets (1kg)

$10.40 CA$14.46

$15.48 CA$21.50

-32.82%

Beef Round Steak (1kg)

$14.04 CA$19.52

$17.56 CA$24.40

-20.05%

Apples (1kg)

$3.91 CA$5.44

$3.57 CA$4.96

9.52%

Banana (1kg)

$1.28 CA$1.78

$1.43 CA$1.99

-10.49%

Oranges (1kg)

$4.27 CA$5.93

$4.00 CA$5.56

6.75%

Tomato (1kg)

$3.92 CA$5.45

$5.09 CA$7.08

-22.99%

Potato (1kg)

$2.64 CA$3.66

$1.78 CA$2.47

48.31%

Onion (1kg)

$1.75 CA$2.43

$3.22 CA$4.48

-45.65%

Lettuce (1 head)

$2.34 CA$3.26

$2.86 CA$3.97

-18.18%

Water (1.5 liter bottle)

$1.46 CA$2.03

$2.08 CA$2.89

-29.81%

Cigarettes 20 Pack (Marlboro, Camel)

$14.22 CA$19.76

$18.15 CA$25.22

-21.65%

Wine (Bottle)

$13.06 CA$18.15

$13.89 CA$19.30

-5.98%

Local Beer (0.5 liter bottle)

$2.38 CA$3.31

$3.32 CA$4.62

-28.31%

Imported Beer (0.33 liter bottle)

$4.19 CA$5.82

$3.13 CA$4.35

33.87%

One-way Ticket (Public Transport)

$2.74 CA$3.81

$1.42 CA$1.97

92.96%

Public Transport Monthly Pass (Regular Price)

$87.7 CA$122

$14.18 CA$19.71

518.48%

Taxi Start (Normal Tariff)

$3.50 CA$4.86

$7.45 CA$10.36

-53.02%

Taxi (Normal Tariff) (1km)

$1.33 CA$1.85

$2.13 CA$2.95

-37.56%

Taxi 1hour Waiting (Normal Tariff)

$23.47 CA$32.62

$28.61 CA$39.75

-17.97%

Gasoline (1 liter)

$1.19 CA$1.65

$1.25 CA$1.73

-4.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K CA$40.2K

$28.2K CA$39.1K

2.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K CA$27.9K

$19.3K CA$26.9K

3.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 CA$209

$129 CA$179

16.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.12 CA$55.8

$33.51 CA$46.56

19.73%

Internet (50+ Mbps, Unlimited Data)

$51.2 CA$71.1

$76.0 CA$106

-32.65%

Gym Membership (Monthly)

$37.62 CA$52.3

$59.0 CA$82.0

-36.24%

Tennis Court (1 Hour on Weekend)

$21.56 CA$29.96

$3.51 CA$4.87

514.25%

Cinema Ticket

$10.27 CA$14.27

$10.81 CA$15.03

-5.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$615 CA$855

$160 CA$223

284.17%

International Primary School, 1 Child (Yearly)

$16.6K CA$23.1K

Jeans (Levis 501 Or Similar)

$50.2 CA$69.8

$40.11 CA$55.7

25.23%

Summer Dress (H&M, Zara, etc)

$34.50 CA$47.94

$34.91 CA$48.52

-1.17%

Sport Shoes (Adidas, Nike)

$91.9 CA$128

$86.5 CA$120

6.35%

Men's Leather Business Shoes

$121 CA$168

$135 CA$188

-10.73%

1-bedroom Apartment, City Center (Monthly)

$1,320 CA$1,834

$1,105 CA$1,535

19.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,211 CA$1,683

$848 CA$1,178

42.86%

3-bedroom Apartment, City Center (Monthly)

$2,063 CA$2,867

$1,745 CA$2,425

18.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,928 CA$2,680

$1,388 CA$1,929

38.88%

Buy Apartment in City Center (m2)

$2,814 CA$3,910

$3,202 CA$4,450

-12.13%

Buy Apartment Outside City Center (m2)

$2,808 CA$3,902

$1,967 CA$2,733

42.78%

Average Monthly Net Salary (After Tax)

$2,912 CA$4,047

$2,533 CA$3,520

14.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.6

4.58

0.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: August 29, 2026

Last update for Charlottetown: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,320 in Hamilton versus $1,105 in Charlottetown. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68.0 in Hamilton versus $62.0 in Charlottetown. Groceries tell a different story – $333 in Hamilton vs $424 in Charlottetown – so Hamilton wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Charlottetown: Cost of Living - Frequently Asked Questions

Hamilton costs about 15% more than Charlottetown, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,482 per month in Hamilton and $3,040 in Charlottetown. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Charlottetown, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,321 in Hamilton and $2,027 in Charlottetown. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 518% less in Charlottetown. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Charlottetown, where all-in costs run around $2,027, than in Hamilton at $2,321. In Charlottetown it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Charlottetown costs $2,027 versus $2,321 in Hamilton. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Charlottetown. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.