Cost of Living Comparison Between Hamilton and Charlottetown Cost of Living Comparison Between Hamilton and Charlottetown

Monthly Cost of Living

A single person spends $2,493 per month in Hamilton vs $2,072 in Charlottetown, rent included.

A couple spends around $3,584 per month in Hamilton vs $3,009 in Charlottetown, rent included.

A family of three spends $4,676 per month in Hamilton vs $3,946 in Charlottetown, rent included.

Hamilton costs about 20% more than Charlottetown, driven mainly by Getting Around.

Both Hamilton and Charlottetown sit above the global median – Hamilton by 87%, Charlottetown by 55%.

Meal at Budget Restaurant

$18.13 CA$25.41

$14.85 CA$20.82

22.09%

Three-Course Dinner for Two, Mid-Range

$73.3 CA$103

$59.9 CA$83.9

22.45%

Fast Food Meal (McDonalds, etc)

$10.98 CA$15.39

$9.09 CA$12.75

20.79%

Cappuccino

$4.05 CA$5.68

$3.85 CA$5.40

5.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.94

$1.68 CA$2.36

25.00%

Water (0.33 liter bottle)

$1.81 CA$2.53

$1.33 CA$1.86

36.09%

Local Beer (0.5 liter draught)

$5.83 CA$8.17

$5.92 CA$8.30

-1.52%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.23

$5.82 CA$8.16

13.06%

Milk (1 liter)

$2.23 CA$3.13

$2.03 CA$2.84

9.85%

White Bread (500g)

$2.12 CA$2.98

$2.80 CA$3.93

-24.29%

Rice (white) (1kg)

$2.85 CA$4.00

$4.11 CA$5.77

-30.66%

Eggs

$3.14 CA$4.40

$4.14 CA$5.80

-24.15%

Local Cheese (1kg)

$7.74 CA$10.85

$12.77 CA$17.91

-39.39%

Chicken Fillets (1kg)

$11.56 CA$16.21

$14.46 CA$20.27

-20.06%

Beef Round Steak (1kg)

$14.39 CA$20.18

$16.38 CA$22.97

-12.15%

Apples (1kg)

$3.91 CA$5.48

$4.04 CA$5.67

-3.22%

Banana (1kg)

$1.30 CA$1.82

$1.58 CA$2.22

-17.72%

Oranges (1kg)

$3.55 CA$4.97

$3.74 CA$5.25

-5.08%

Tomato (1kg)

$3.90 CA$5.47

$5.53 CA$7.75

-29.48%

Potato (1kg)

$2.62 CA$3.67

$2.06 CA$2.89

27.18%

Onion (1kg)

$2.19 CA$3.07

$2.21 CA$3.10

-0.90%

Lettuce (1 head)

$2.21 CA$3.09

$2.79 CA$3.90

-20.79%

Water (1.5 liter bottle)

$1.99 CA$2.80

$1.96 CA$2.74

1.53%

Cigarettes 20 Pack (Marlboro, Camel)

$13.47 CA$18.88

$18.19 CA$25.50

-25.95%

Wine (Bottle)

$12.63 CA$17.71

$13.74 CA$19.26

-8.08%

Local Beer (0.5 liter bottle)

$2.41 CA$3.38

$3.36 CA$4.71

-28.27%

Imported Beer (0.33 liter bottle)

$3.07 CA$4.31

$3.33 CA$4.67

-7.81%

One-way Ticket (Public Transport)

$2.62 CA$3.68

$1.45 CA$2.03

80.69%

Public Transport Monthly Pass (Regular Price)

$87.4 CA$123

$14.50 CA$20.33

502.83%

Taxi Start (Normal Tariff)

$3.54 CA$4.96

$7.64 CA$10.71

-53.66%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

$2.03 CA$2.85

-39.90%

Taxi 1hour Waiting (Normal Tariff)

$23.62 CA$33.12

$29.73 CA$41.68

-20.55%

Gasoline (1 liter)

$1.14 CA$1.60

$1.24 CA$1.74

-8.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K CA$35.6K

$25.3K CA$35.4K

0.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K CA$28.6K

$21.1K CA$29.6K

-3.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 CA$218

$130 CA$183

19.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.11 CA$56.2

$38.04 CA$53.3

5.44%

Internet (50+ Mbps, Unlimited Data)

$51.2 CA$71.7

$83.6 CA$117

-38.83%

Gym Membership (Monthly)

$36.80 CA$51.6

$55.4 CA$77.7

-33.60%

Tennis Court (1 Hour on Weekend)

$22.40 CA$31.40

$14.67 CA$20.57

52.69%

Cinema Ticket

$11.57 CA$16.22

$10.82 CA$15.17

6.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$643 CA$901

$163 CA$228

295.17%

International Primary School, 1 Child (Yearly)

$21.7K CA$30.4K

$11.7K CA$16.4K

84.86%

Jeans (Levis 501 Or Similar)

$56.0 CA$78.5

$40.99 CA$57.5

36.50%

Summer Dress (H&M, Zara, etc)

$33.71 CA$47.26

$35.65 CA$49.98

-5.44%

Sport Shoes (Adidas, Nike)

$96.7 CA$136

$85.7 CA$120

12.79%

Men's Leather Business Shoes

$121 CA$170

$139 CA$195

-12.88%

1-bedroom Apartment, City Center (Monthly)

$1,352 CA$1,895

$1,113 CA$1,561

21.42%

1-bedroom Apartment, Outside City Center (Monthly)

$1,268 CA$1,778

$901 CA$1,263

40.80%

3-bedroom Apartment, City Center (Monthly)

$1,987 CA$2,785

$1,715 CA$2,404

15.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,022 CA$2,835

$1,450 CA$2,033

39.47%

Buy Apartment in City Center (m2)

$2,710 CA$3,800

$3,180 CA$4,459

-14.78%

Buy Apartment Outside City Center (m2)

$2,749 CA$3,854

$1,930 CA$2,706

42.41%

Average Monthly Net Salary (After Tax)

$2,871 CA$4,025

$2,398 CA$3,362

19.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.46

2.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: July 14, 2026

Last update for Charlottetown: July 12, 2026

Cost Breakdown

A central one-bedroom costs $1,352 in Hamilton versus $1,113 in Charlottetown. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73.0 in Hamilton versus $60.0 in Charlottetown. Groceries tell a different story – $341 in Hamilton vs $410 in Charlottetown – so Hamilton wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Charlottetown: Cost of Living - Frequently Asked Questions

Hamilton costs about 20% more than Charlottetown, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,739 per month in Hamilton and $3,108 in Charlottetown. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Charlottetown, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,493 in Hamilton and $2,072 in Charlottetown. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 503% less in Charlottetown. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Charlottetown, where all-in costs run around $2,072, than in Hamilton at $2,493. In Charlottetown it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Charlottetown costs $2,072 versus $2,493 in Hamilton. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Charlottetown. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.