Last update: Oct 2026

Cost of Living Comparison Between Hamilton and Charlottetown

For one person, living is cheaper in Charlottetown: $1,956 a month against $2,253 in Hamilton, rent and utilities included – about $3,600 less a year. Higher rent and utilities in Hamilton outweigh lower spending on other living expenses.

110

Cost of Living Index in Hamilton
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Hamilton Living Index
95

Cost of Living Index in Charlottetown
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Charlottetown Living Index

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Hamilton

🇨🇦 Canada

$2,253

/mo nomad

Charlottetown

🇨🇦 Canada

$1,956

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in Charlottetown

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Charlottetown actually costs, broken down by who's living it.

A single person spends $2,253 per month in Hamilton vs $1,956 in Charlottetown, rent included.

Hamilton $2,253
Charlottetown $1,956

A couple spends around $3,331 per month in Hamilton vs $2,897 in Charlottetown, rent included.

Hamilton $3,331
Charlottetown $2,897

A family of three spends $4,408 per month in Hamilton vs $3,838 in Charlottetown, rent included.

Hamilton $4,408
Charlottetown $3,838

Hamilton costs about 15% more than Charlottetown, and outside of rent the biggest gap is in groceries.

Both Hamilton and Charlottetown sit above the global median – Hamilton by 67%, Charlottetown by 45%.

Meal at Budget Restaurant

$17.21 CA$24.33

$14.22 CA$20.10

21.03%

Three-Course Dinner for Two, Mid-Range

$65.7 CA$92.8

$60.3 CA$85.2

9.00%

Fast Food Meal (McDonalds, etc)

$11.87 CA$16.77

$9.55 CA$13.50

24.29%

Cappuccino

$3.37 CA$4.77

$3.57 CA$5.04

-5.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.14

$1.65 CA$2.34

34.55%

Water (0.33 liter bottle)

$1.69 CA$2.39

$1.27 CA$1.80

33.07%

Local Beer (0.5 liter draught)

$4.99 CA$7.05

$5.54 CA$7.84

-9.93%

Imported Beer (0.33 liter bottle)

$6.03 CA$8.52

$5.73 CA$8.10

5.24%

Milk (1 liter)

$1.89 CA$2.67

$2.22 CA$3.14

-14.86%

White Bread (500g)

$2.12 CA$2.99

$2.96 CA$4.19

-28.38%

Rice (white) (1kg)

$3.13 CA$4.43

$5.04 CA$7.12

-37.90%

Eggs

$3.33 CA$4.70

$4.11 CA$5.80

-18.98%

Local Cheese (1kg)

$7.88 CA$11.13

$11.38 CA$16.09

-30.76%

Chicken Fillets (1kg)

$11.30 CA$15.98

$15.28 CA$21.59

-26.05%

Beef Round Steak (1kg)

$14.24 CA$20.13

$17.37 CA$24.55

-18.02%

Apples (1kg)

$3.81 CA$5.38

$3.48 CA$4.92

9.48%

Banana (1kg)

$1.27 CA$1.79

$1.45 CA$2.06

-12.41%

Oranges (1kg)

$3.98 CA$5.63

$3.88 CA$5.48

2.58%

Tomato (1kg)

$3.82 CA$5.40

$4.89 CA$6.91

-21.88%

Potato (1kg)

$2.71 CA$3.83

$1.72 CA$2.43

57.56%

Onion (1kg)

$1.91 CA$2.69

$3.09 CA$4.37

-38.19%

Lettuce (1 head)

$1.95 CA$2.75

$2.64 CA$3.73

-26.14%

Water (1.5 liter bottle)

$1.33 CA$1.88

$1.96 CA$2.77

-32.14%

Cigarettes 20 Pack (Marlboro, Camel)

$12.49 CA$17.65

$17.44 CA$24.65

-28.38%

Wine (Bottle)

$13.95 CA$19.72

$13.59 CA$19.21

2.65%

Local Beer (0.5 liter bottle)

$2.65 CA$3.74

$3.26 CA$4.61

-18.71%

Imported Beer (0.33 liter bottle)

$3.77 CA$5.33

$3.06 CA$4.32

23.20%

One-way Ticket (Public Transport)

$2.56 CA$3.62

$1.42 CA$2.00

80.28%

Public Transport Monthly Pass (Regular Price)

$84.1 CA$119

$14.13 CA$19.98

495.47%

Taxi Start (Normal Tariff)

$3.36 CA$4.76

$7.58 CA$10.71

-55.67%

Taxi (Normal Tariff) (1km)

$1.28 CA$1.82

$2.09 CA$2.95

-38.76%

Taxi 1hour Waiting (Normal Tariff)

$23.24 CA$32.85

$28.26 CA$39.95

-17.76%

Gasoline (1 liter)

$1.21 CA$1.71

$1.25 CA$1.77

-3.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.1K

$27.3K CA$38.5K

1.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.7K

$18.8K CA$26.6K

4.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 CA$214

$125 CA$176

21.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.21 CA$58.3

$32.54 CA$46.00

26.64%

Internet (50+ Mbps, Unlimited Data)

$50.2 CA$70.9

$73.9 CA$104

-32.07%

Gym Membership (Monthly)

$36.85 CA$52.1

$58.1 CA$82.2

-36.61%

Tennis Court (1 Hour on Weekend)

$17.62 CA$24.91

$3.53 CA$5.00

399.15%

Cinema Ticket

$10.23 CA$14.46

$10.70 CA$15.12

-4.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$600 CA$848

$155 CA$218

288.03%

International Primary School, 1 Child (Yearly)

$16.6K CA$23.4K

Jeans (Levis 501 Or Similar)

$47.93 CA$67.8

$39.40 CA$55.7

21.65%

Summer Dress (H&M, Zara, etc)

$30.45 CA$43.05

$32.89 CA$46.50

-7.42%

Sport Shoes (Adidas, Nike)

$83.8 CA$118

$81.7 CA$115

2.62%

Men's Leather Business Shoes

$114 CA$161

$132 CA$187

-13.74%

1-bedroom Apartment, City Center (Monthly)

$1,251 CA$1,769

$1,078 CA$1,524

16.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,123 CA$1,588

$831 CA$1,174

35.26%

3-bedroom Apartment, City Center (Monthly)

$2,042 CA$2,887

$1,699 CA$2,403

20.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,873 CA$2,647

$1,332 CA$1,883

40.59%

Buy Apartment in City Center (m2)

$2,695 CA$3,810

$3,081 CA$4,355

-12.52%

Buy Apartment Outside City Center (m2)

$2,668 CA$3,771

$1,934 CA$2,734

37.96%

Average Monthly Net Salary (After Tax)

$2,860 CA$4,044

$2,431 CA$3,437

17.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.6

4.58

0.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 10, 2026

Last update for Charlottetown: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$1.1K 49.9%

Charlottetown

$831 42.5% 26.1% $293

Groceries & Markets

Hamilton

$335 14.9%

Charlottetown

$412 21.1% 23.1% $77

Eating Out

Hamilton

$266 11.8%

Charlottetown

$236 12.1% 11.4% $30

Monthly Utilities & Internet

Hamilton

$243 10.8%

Charlottetown

$231 11.8% 5% $12

Clothing & Footwear

Hamilton

$124 5.5%

Charlottetown

$129 6.6% 3.6% $4.5

Getting Around

Hamilton

$104 4.6%

Charlottetown

$38 1.9% 63.7% $66

Sport & Entertainment

Hamilton

$57 2.5%

Charlottetown

$80 4.1% 38.8% $22

Cost Breakdown

A central one-bedroom costs $1,251 in Hamilton versus $1,078 in Charlottetown. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Hamilton versus $60.0 in Charlottetown. Groceries tell a different story – $335 in Hamilton vs $412 in Charlottetown – so Hamilton wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Hamilton

🇨🇦 Charlottetown

🕒 Local time

09:41 9:41 AM

10:41 10:41 AM

1 h ahead of Hamilton

🌤 Weather

👥 Population

519,949

38,809

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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Between locations

Hamilton Charlottetown 1,360 km ≈ 2 h 15 min nonstop flight

From you

Hamilton
Charlottetown

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Charlottetown: Cost of Living - Frequently Asked Questions

Hamilton costs about 15% more than Charlottetown, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,380 per month in Hamilton and $2,933 in Charlottetown. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Charlottetown, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,253 in Hamilton and $1,956 in Charlottetown. That's a gap of about 15%.

Public transport costs about 495% less in Charlottetown. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Charlottetown, where all-in costs run around $1,956, than in Hamilton at $2,253. In Charlottetown it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Charlottetown costs $1,956 versus $2,253 in Hamilton. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Charlottetown. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.