Last update: Oct 2026

Cost of Living Comparison Between Hameenlinna and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,733 in Hameenlinna, rent and utilities included – about $4,400 less a year. Other living expenses account for most of the difference.

85

Cost of Living Index in Hameenlinna
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Hameenlinna Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hameenlinna

🇫🇮 Finland

$1,733

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Hameenlinna and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hameenlinna and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,733 per month in Hameenlinna vs $1,368 in Ubud, Bali, rent included.

Hameenlinna $1,733
Ubud, Bali $1,368

A couple spends around $2,634 per month in Hameenlinna vs $2,314 in Ubud, Bali, rent included.

Hameenlinna $2,634
Ubud, Bali $2,314

A family of three spends $3,535 per month in Hameenlinna vs $3,260 in Ubud, Bali, rent included.

Hameenlinna $3,535
Ubud, Bali $3,260

Hameenlinna costs about 27% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Hameenlinna and Ubud, Bali sit above the global median – Hameenlinna by 28%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$15.56 €13.84

$3.33 Rp 59.9K

367.27%

Three-Course Dinner for Two, Mid-Range

$66.1 €58.8

$35.18 Rp 633.2K

87.92%

Fast Food Meal (McDonalds, etc)

$11.02 €9.81

$5.80 Rp 104.5K

90.00%

Cappuccino

$3.64 €3.24

$2.73 Rp 49.1K

33.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 €2.29

$1.64 Rp 29.5K

56.71%

Water (0.33 liter bottle)

$1.65 €1.47

$0.83 Rp 15.0K

98.80%

Local Beer (0.5 liter draught)

$9.31 €8.29

$2.70 Rp 48.6K

244.81%

Imported Beer (0.33 liter bottle)

$8.31 €7.39

$4.30 Rp 77.4K

93.26%

Milk (1 liter)

$1.25 €1.11

$1.50 Rp 27.1K

-16.67%

White Bread (500g)

$2.26 €2.01

$2.30 Rp 41.4K

-1.74%

Rice (white) (1kg)

$2.73 €2.43

$1.18 Rp 21.2K

131.36%

Eggs

$3.31 €2.95

$2.14 Rp 38.6K

54.67%

Local Cheese (1kg)

$7.69 €6.84

$17.48 Rp 314.6K

-56.01%

Chicken Fillets (1kg)

$13.29 €11.83

$4.03 Rp 72.5K

229.78%

Beef Round Steak (1kg)

$18.18 €16.17

$12.23 Rp 220.1K

48.65%

Apples (1kg)

$2.29 €2.04

$3.55 Rp 63.9K

-35.49%

Banana (1kg)

$1.82 €1.62

$1.57 Rp 28.3K

15.92%

Oranges (1kg)

$2.22 €1.97

$2.24 Rp 40.2K

-0.89%

Tomato (1kg)

$3.26 €2.90

$1.93 Rp 34.7K

68.91%

Potato (1kg)

$1.10 €0.98

$1.88 Rp 33.9K

-41.49%

Onion (1kg)

$1.55 €1.38

$2.29 Rp 41.3K

-32.31%

Lettuce (1 head)

$1.95 €1.73

$0.99 Rp 17.9K

96.97%

Water (1.5 liter bottle)

$1.88 €1.67

$0.53 Rp 9,475

254.72%

Cigarettes 20 Pack (Marlboro, Camel)

$11.71 €10.41

$2.28 Rp 41.1K

413.60%

Wine (Bottle)

$13.21 €11.75

$23.01 Rp 414.2K

-42.59%

Local Beer (0.5 liter bottle)

$3.28 €2.92

$2.34 Rp 42.2K

40.17%

Imported Beer (0.33 liter bottle)

$3.61 €3.21

$2.91 Rp 52.4K

24.05%

One-way Ticket (Public Transport)

$3.30 €2.94

$0.24 Rp 4,315

1275.00%

Public Transport Monthly Pass (Regular Price)

$63.5 €56.5

$8.82 Rp 158.7K

620.07%

Taxi Start (Normal Tariff)

$8.69 €7.73

$0.48 Rp 8,684

1710.42%

Taxi (Normal Tariff) (1km)

$1.25 €1.11

$0.46 Rp 8,233

171.74%

Taxi 1hour Waiting (Normal Tariff)

$64.9 €57.7

$5.45 Rp 98.2K

1089.91%

Gasoline (1 liter)

$2.29 €2.04

$0.88 Rp 15.9K

160.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K €32.4K

$24.6K Rp 442.2M

48.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.7K €27.3K

$31.2K Rp 561.4M

-1.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 €116

$83.0 Rp 1.5M

57.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.12 €25.90

$6.45 Rp 116.0K

351.47%

Internet (50+ Mbps, Unlimited Data)

$11.29 €10.04

$18.57 Rp 334.2K

-39.20%

Gym Membership (Monthly)

$43.17 €38.40

$55.8 Rp 1.0M

-22.66%

Tennis Court (1 Hour on Weekend)

$19.35 €17.21

$18.11 Rp 326.0K

6.85%

Cinema Ticket

$16.53 €14.70

$4.38 Rp 78.9K

277.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$312 €278

$493 Rp 8.9M

-36.71%

International Primary School, 1 Child (Yearly)

$7,260 €6,458

$5,754 Rp 103.6M

26.19%

Jeans (Levis 501 Or Similar)

$92.3 €82.1

$46.19 Rp 831.4K

99.85%

Summer Dress (H&M, Zara, etc)

$22.37 €19.90

$35.33 Rp 636.0K

-36.68%

Sport Shoes (Adidas, Nike)

$88.9 €79.1

$79.1 Rp 1.4M

12.37%

Men's Leather Business Shoes

$112 €99.6

$78.4 Rp 1.4M

42.88%

1-bedroom Apartment, City Center (Monthly)

$765 €680

$1,142 Rp 20.6M

-33.06%

1-bedroom Apartment, Outside City Center (Monthly)

$633 €563

$676 Rp 12.2M

-6.35%

3-bedroom Apartment, City Center (Monthly)

$1,231 €1,095

$3,503 Rp 63.1M

-64.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,005 €894

$1,700 Rp 30.6M

-40.86%

Buy Apartment in City Center (m2)

$3,822 €3,400

$2,784 Rp 50.1M

37.28%

Buy Apartment Outside City Center (m2)

$2,169 €1,929

$2,241 Rp 40.3M

-3.21%

Average Monthly Net Salary (After Tax)

$4,811 €4,279

$165 Rp 3.0M

2823.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.94

13.78

-71.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hameenlinna: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hameenlinna

$633 36.5%

Ubud, Bali

$676 49.4% 6.8% $43

Groceries & Markets

Hameenlinna

$338 19.5%

Ubud, Bali

$290 21.2% 14% $47

Eating Out

Hameenlinna

$281 16.2%

Ubud, Bali

$109 8% 61.3% $173

Monthly Utilities & Internet

Hameenlinna

$171 9.9%

Ubud, Bali

$108 7.9% 36.8% $63

Clothing & Footwear

Hameenlinna

$142 8.2%

Ubud, Bali

$108 7.9% 24.3% $34

Getting Around

Hameenlinna

$92 5.3%

Ubud, Bali

$13 0.9% 86.3% $79

Sport & Entertainment

Hameenlinna

$76 4.4%

Ubud, Bali

$65 4.7% 15.3% $12

Cost Breakdown

A central one-bedroom costs $765 in Hameenlinna versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2824% higher in Hameenlinna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Hameenlinna versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $338 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇫🇮 Hameenlinna

🇮🇩 Ubud, Bali

🕒 Local time

13:48 1:48 PM

18:48 6:48 PM

5 h ahead of Hameenlinna

🌤 Weather

👥 Population

68,303

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Hameenlinna Ubud, Bali 10,880 km ≈ 14 h nonstop flight

From you

Hameenlinna
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hameenlinna vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Hameenlinna is pricier by about 27%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,599 per month in Hameenlinna and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 16% more in Hameenlinna, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $66.0 in Hameenlinna and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Hameenlinna at $1,733. In Ubud, Bali it covers expenses comfortably, while in Hameenlinna it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hameenlinna makes more sense. Both are solid long-term options with distinct trade-offs.