Last update: Oct 2026

Cost of Living Comparison Between Hamburg and Villingen-Schwenningen

For one person, living is cheaper in Villingen-Schwenningen: $1,845 a month against $2,332 in Hamburg, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

Hamburg, Germany
Villingen-Schwenningen, Germany
Hamburg
🇩🇪 Germany
$2,332
/mo nomad
Villingen-Schwenningen
🇩🇪 Germany
$1,845
/mo nomad
Monthly Cost of Living

How much you'll spend in Hamburg and in Villingen-Schwenningen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamburg and in Villingen-Schwenningen actually costs, broken down by who's living it.

A single person spends $2,332 per month in Hamburg vs $1,845 in Villingen-Schwenningen, rent included.

  • Hamburg $2,332
  • Villingen-Schwenningen $1,845

A couple spends around $3,481 per month in Hamburg vs $2,861 in Villingen-Schwenningen, rent included.

  • Hamburg $3,481
  • Villingen-Schwenningen $2,861

A family of three spends $4,631 per month in Hamburg vs $3,878 in Villingen-Schwenningen, rent included.

  • Hamburg $4,631
  • Villingen-Schwenningen $3,878

Hamburg costs about 26% more than Villingen-Schwenningen, and outside of rent the biggest gap is in groceries.

Both Hamburg and Villingen-Schwenningen sit above the global median – Hamburg by 71%, Villingen-Schwenningen by 36%.

Currency
🍽 Eating Out
Hamburg
Villingen-Schwenningen
Difference
Meal at Budget Restaurant
$17.03 €15.26
$15.59 €13.97
9.24%
Three-Course Dinner for Two, Mid-Range
$73.6 €66.0
$56.7 €50.8
29.88%
Fast Food Meal (McDonalds, etc)
$13.65 €12.24
$10.21 €9.15
33.69%
Cappuccino
$4.67 €4.19
$3.40 €3.04
37.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.18 €3.75
$3.38 €3.03
23.67%
Water (0.33 liter bottle)
$3.24 €2.90
$2.19 €1.96
47.95%
Local Beer (0.5 liter draught)
$5.96 €5.34
$4.93 €4.42
20.89%
Imported Beer (0.33 liter bottle)
$4.98 €4.47
$4.42 €3.96
12.67%
🛒 Groceries & Markets
Hamburg
Villingen-Schwenningen
Difference
Milk (1 liter)
$1.20 €1.07
$1.22 €1.09
-1.64%
White Bread (500g)
$2.60 €2.33
$2.18 €1.95
19.27%
Rice (white) (1kg)
$2.79 €2.50
$2.86 €2.56
-2.45%
Eggs
$4.24 €3.80
$2.59 €2.32
63.71%
Local Cheese (1kg)
$12.36 €11.08
$9.90 €8.87
24.85%
Chicken Fillets (1kg)
$12.02 €10.77
$11.29 €10.12
6.47%
Beef Round Steak (1kg)
$18.94 €16.97
$14.94 €13.39
26.77%
Apples (1kg)
$3.24 €2.90
$3.11 €2.79
4.18%
Banana (1kg)
$2.33 €2.09
$1.57 €1.41
48.41%
Oranges (1kg)
$2.95 €2.65
$2.12 €1.90
39.15%
Tomato (1kg)
$4.12 €3.69
$3.99 €3.58
3.26%
Potato (1kg)
$1.83 €1.64
$1.28 €1.15
42.97%
Onion (1kg)
$1.75 €1.56
$1.34 €1.20
30.60%
Lettuce (1 head)
$1.73 €1.55
$1.40 €1.26
23.57%
Water (1.5 liter bottle)
$1.17 €1.05
$1.06 €0.95
10.38%
Cigarettes 20 Pack (Marlboro, Camel)
$10.07 €9.02
$9.21 €8.25
9.34%
Wine (Bottle)
$6.61 €5.92
$3.79 €3.40
74.41%
Local Beer (0.5 liter bottle)
$1.13 €1.02
$1.18 €1.05
-4.24%
Imported Beer (0.33 liter bottle)
$1.50 €1.34
$1.56 €1.40
-3.85%
🚌 Getting Around
Hamburg
Villingen-Schwenningen
Difference
One-way Ticket (Public Transport)
$4.43 €3.97
$3.56 €3.19
24.44%
Public Transport Monthly Pass (Regular Price)
$69.4 €62.2
$69.4 €62.2
0.03%
Taxi Start (Normal Tariff)
$6.79 €6.08
$4.98 €4.46
36.35%
Taxi (Normal Tariff) (1km)
$2.98 €2.67
$2.77 €2.49
7.58%
Taxi 1hour Waiting (Normal Tariff)
$41.72 €37.39
$42.27 €37.87
-1.30%
Gasoline (1 liter)
$2.29 €2.05
$2.02 €1.81
13.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.0K €29.6K
$32.9K €29.5K
0.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.9K €34.9K
$38.1K €34.1K
2.29%
🧾 Monthly Utilities & Internet
Hamburg
Villingen-Schwenningen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$383 €343
$475 €426
-19.46%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.47 €17.45
$15.55 €13.93
25.21%
Internet (50+ Mbps, Unlimited Data)
$38.79 €34.76
$45.96 €41.19
-15.60%
🎉 Sport & Entertainment
Hamburg
Villingen-Schwenningen
Difference
Gym Membership (Monthly)
$42.26 €37.87
$38.59 €34.58
9.51%
Tennis Court (1 Hour on Weekend)
$28.37 €25.43
$24.36 €21.83
16.46%
Cinema Ticket
$15.46 €13.85
$10.26 €9.19
50.68%
🧸 Childcare & Education
Hamburg
Villingen-Schwenningen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$502 €450
$261 €234
92.38%
International Primary School, 1 Child (Yearly)
$13.8K €12.3K
$17.1K €15.3K
-19.49%
👕👟 Clothing & Footwear
Hamburg
Villingen-Schwenningen
Difference
Jeans (Levis 501 Or Similar)
$86.6 €77.6
$84.7 €75.9
2.20%
Summer Dress (H&M, Zara, etc)
$36.18 €32.42
$60.3 €54.0
-39.95%
Sport Shoes (Adidas, Nike)
$101 €90.2
$110 €98.7
-8.64%
Men's Leather Business Shoes
$117 €105
$106 €94.7
11.10%
🏠 Accommodation & Living
Hamburg
Villingen-Schwenningen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,212 €1,086
$807 €723
50.20%
1-bedroom Apartment, Outside City Center (Monthly)
$919 €823
$450 €403
104.08%
3-bedroom Apartment, City Center (Monthly)
$2,155 €1,931
$1,481 €1,328
45.43%
3-bedroom Apartment, Outside City Center (Monthly)
$1,667 €1,494
$1,159 €1,038
43.89%
Buy Apartment in City Center (m2)
$9,358 €8,385
$4,504 €4,036
107.77%
Buy Apartment Outside City Center (m2)
$5,163 €4,627
$3,133 €2,808
64.80%
💵 Salaries & Financials
Hamburg
Villingen-Schwenningen
Difference
Average Monthly Net Salary (After Tax)
$3,622 €3,245
$4,022 €3,604
-9.94%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.69
3.81
-3.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: October 26, 2026

Last update for Villingen-Schwenningen: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Hamburg
$919
Villingen-Schwenningen
$450 51% $469
Monthly Utilities & Internet
Hamburg
$441
Villingen-Schwenningen
$537 21.7% $96
Groceries & Markets
Hamburg
$335
Villingen-Schwenningen
$282 15.8% $53
Eating Out
Hamburg
$303
Villingen-Schwenningen
$252 16.8% $51
Clothing & Footwear
Hamburg
$153
Villingen-Schwenningen
$162 5.9% $9
Getting Around
Hamburg
$109
Villingen-Schwenningen
$102 5.8% $6.3
Sport & Entertainment
Hamburg
$73
Villingen-Schwenningen
$59 19.2% $14

Cost Breakdown

A central one-bedroom costs $1,212 in Hamburg versus $807 in Villingen-Schwenningen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Villingen-Schwenningen, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $74 in Hamburg versus $57 in Villingen-Schwenningen. Monthly groceries follow the same trend: $335 vs $282 – making Villingen-Schwenningen the more affordable choice for daily food spending.

Good to know
🇩🇪 Hamburg
🇩🇪 Villingen-Schwenningen
🕒 Local time
11:13 11:13 AM
11:13 11:13 AM
Same time as Hamburg
🌤 Weather
👥 Population
1,812,709
81,128
💱 Currency
Euro EUR €
Euro EUR €
Exchange rates and currency converter

USD to EUR – Euro Converter

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Hamburg Villingen-Schwenningen 620 km ≈ 1 h 15 min nonstop flight
From you
  • Hamburg
  • Villingen-Schwenningen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hamburg vs Villingen-Schwenningen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Hamburg or Villingen-Schwenningen?
Hamburg costs about 26% more than Villingen-Schwenningen, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Hamburg and in Villingen-Schwenningen?
For a comfortable life, plan on about $3,499 per month in Hamburg and $2,767 in Villingen-Schwenningen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Hamburg or Villingen-Schwenningen?
Rent is clearly cheaper in Villingen-Schwenningen, especially for central apartments: a one-bedroom in the center costs $807 there versus $1,212 in Hamburg.
How much does it cost to live in Hamburg compared to Villingen-Schwenningen?
Monthly expenses with rent come to $2,332 in Hamburg and $1,845 in Villingen-Schwenningen. That makes Villingen-Schwenningen about 21% cheaper.
How do childcare costs compare in Hamburg and in Villingen-Schwenningen?
Kindergarten costs $502 per month in Hamburg and $261 in Villingen-Schwenningen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $3,000/month in Hamburg or in Villingen-Schwenningen?
$3,000 covers both cities comfortably – all-in costs are $2,332 in Hamburg and $1,845 in Villingen-Schwenningen, leaving budget for savings and extras in both cases.
Which city is better for families?
Families tend to lean toward Villingen-Schwenningen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Hamburg compared to Villingen-Schwenningen?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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