Last update: Nov 2026

Cost of Living Comparison Between Hamburg and Simbach am Inn

For one person, living is cheaper in Simbach am Inn: $1,892 a month against $2,364 in Hamburg, rent and utilities included – about $5,700 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Hamburg
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Hamburg Living Index
90

Cost of Living Index in Simbach am Inn
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Simbach am Inn Living Index

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Hamburg

🇩🇪 Germany

$2,364

/mo nomad

Simbach am Inn

🇩🇪 Germany

$1,892

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamburg and in Simbach am Inn

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamburg and in Simbach am Inn actually costs, broken down by who's living it.

A single person spends $2,364 per month in Hamburg vs $1,892 in Simbach am Inn, rent included.

Hamburg $2,364
Simbach am Inn $1,892

A couple spends around $3,490 per month in Hamburg vs $2,833 in Simbach am Inn, rent included.

Hamburg $3,490
Simbach am Inn $2,833

A family of three spends $4,615 per month in Hamburg vs $3,774 in Simbach am Inn, rent included.

Hamburg $4,615
Simbach am Inn $3,774

Hamburg costs about 25% more than Simbach am Inn, and outside of rent the biggest gap is in eating out.

Both Hamburg and Simbach am Inn sit above the global median – Hamburg by 75%, Simbach am Inn by 40%.

Meal at Budget Restaurant

$18.17 €16.26

$15.53 €13.90

17.00%

Three-Course Dinner for Two, Mid-Range

$71.6 €64.0

$56.4 €50.4

27.01%

Fast Food Meal (McDonalds, etc)

$13.50 €12.08

$12.08 €10.81

11.75%

Cappuccino

$4.55 €4.07

$4.09 €3.66

11.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.10 €3.67

$2.79 €2.50

46.95%

Water (0.33 liter bottle)

$3.33 €2.98

$2.42 €2.17

37.60%

Local Beer (0.5 liter draught)

$5.56 €4.98

$4.45 €3.99

24.94%

Imported Beer (0.33 liter bottle)

$5.06 €4.53

$4.43 €3.96

14.22%

Milk (1 liter)

$1.23 €1.10

$1.25 €1.12

-1.60%

White Bread (500g)

$2.70 €2.42

$1.91 €1.71

41.36%

Rice (white) (1kg)

$2.87 €2.57

$4.06 €3.63

-29.31%

Eggs

$4.35 €3.89

$2.74 €2.45

58.76%

Local Cheese (1kg)

$12.37 €11.07

$12.32 €11.03

0.41%

Chicken Fillets (1kg)

$11.82 €10.57

$9.01 €8.06

31.19%

Beef Round Steak (1kg)

$18.72 €16.75

$23.94 €21.42

-21.80%

Apples (1kg)

$3.19 €2.86

$3.33 €2.98

-4.20%

Banana (1kg)

$2.30 €2.06

$1.43 €1.28

60.84%

Oranges (1kg)

$2.98 €2.67

$2.12 €1.90

40.57%

Tomato (1kg)

$4.05 €3.62

$4.22 €3.78

-4.03%

Potato (1kg)

$1.89 €1.69

$1.24 €1.11

52.42%

Onion (1kg)

$1.74 €1.56

$1.24 €1.11

40.32%

Lettuce (1 head)

$1.71 €1.53

$0.85 €0.76

101.18%

Water (1.5 liter bottle)

$1.23 €1.10

$0.45 €0.40

173.33%

Cigarettes 20 Pack (Marlboro, Camel)

$10.36 €9.27

$9.52 €8.52

8.82%

Wine (Bottle)

$6.55 €5.86

$6.07 €5.43

7.91%

Local Beer (0.5 liter bottle)

$1.18 €1.06

$1.08 €0.97

9.26%

Imported Beer (0.33 liter bottle)

$1.50 €1.34

$1.62 €1.45

-7.41%

One-way Ticket (Public Transport)

$4.29 €3.84

$3.44 €3.07

24.71%

Public Transport Monthly Pass (Regular Price)

$71.5 €63.9

$69.8 €62.5

2.33%

Taxi Start (Normal Tariff)

$5.41 €4.84

$3.94 €3.52

37.31%

Taxi (Normal Tariff) (1km)

$3.07 €2.75

$2.22 €1.99

38.29%

Taxi 1hour Waiting (Normal Tariff)

$41.82 €37.42

$28.17 €25.21

48.46%

Gasoline (1 liter)

$2.27 €2.03

$1.96 €1.76

15.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K €30.1K

$33.0K €29.5K

2.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.0K €34.0K

$38.1K €34.1K

-0.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$401 €359

$264 €236

51.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.94 €17.84

$11.04 €9.87

80.62%

Internet (50+ Mbps, Unlimited Data)

$38.88 €34.79

$39.30 €35.16

-1.07%

Gym Membership (Monthly)

$42.28 €37.84

$38.52 €34.47

9.76%

Tennis Court (1 Hour on Weekend)

$28.73 €25.71

$25.81 €23.10

11.31%

Cinema Ticket

$16.16 €14.46

$16.39 €14.67

-1.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$512 €458

$345 €309

48.30%

International Primary School, 1 Child (Yearly)

$18.3K €16.4K

$9,529 €8,526

92.43%

Jeans (Levis 501 Or Similar)

$85.1 €76.1

$92.0 €82.4

-7.57%

Summer Dress (H&M, Zara, etc)

$35.94 €32.16

$59.3 €53.1

-39.40%

Sport Shoes (Adidas, Nike)

$105 €94.1

$79.3 €71.0

32.65%

Men's Leather Business Shoes

$118 €106

$178 €159

-33.50%

1-bedroom Apartment, City Center (Monthly)

$1,242 €1,111

$801 €717

55.02%

1-bedroom Apartment, Outside City Center (Monthly)

$922 €825

$659 €590

39.81%

3-bedroom Apartment, City Center (Monthly)

$2,193 €1,962

$1,455 €1,302

50.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,621 €1,450

$1,140 €1,020

42.18%

Buy Apartment in City Center (m2)

$9,428 €8,436

$4,783 €4,280

97.12%

Buy Apartment Outside City Center (m2)

$5,259 €4,706

$3,337 €2,986

57.58%

Average Monthly Net Salary (After Tax)

$3,680 €3,293

$3,866 €3,459

-4.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.75

3.95

-5.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: November 1, 2026

Last update for Simbach am Inn: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamburg

$922 39%

Simbach am Inn

$659 34.8% 28.5% $262

Monthly Utilities & Internet

Hamburg

$460 19.5%

Simbach am Inn

$315 16.6% 31.6% $145

Groceries & Markets

Hamburg

$335 14.2%

Simbach am Inn

$303 16% 9.5% $32

Eating Out

Hamburg

$308 13%

Simbach am Inn

$262 13.8% 15.1% $46

Clothing & Footwear

Hamburg

$155 6.6%

Simbach am Inn

$184 9.7% 18.6% $29

Getting Around

Hamburg

$109 4.6%

Simbach am Inn

$99 5.2% 9.8% $11

Sport & Entertainment

Hamburg

$75 3.2%

Simbach am Inn

$71 3.8% 4.4% $3.3

Cost Breakdown

A central one-bedroom costs $1,242 in Hamburg versus $801 in Simbach am Inn. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Simbach am Inn, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $72 in Hamburg versus $56 in Simbach am Inn. Monthly groceries follow the same trend: $335 vs $303 – making Simbach am Inn the more affordable choice for daily food spending.

Good to know

🇩🇪 Hamburg

🇩🇪 Simbach am Inn

🕒 Local time

02:57 2:57 AM

Same time as Hamburg

🌤 Weather

👥 Population

1,812,709

10,000

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Hamburg Simbach am Inn 620 km ≈ 1 h 15 min nonstop flight

From you

Hamburg
Simbach am Inn

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamburg vs Simbach am Inn: Cost of Living - Frequently Asked Questions

Hamburg costs about 25% more than Simbach am Inn, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,546 per month in Hamburg and $2,839 in Simbach am Inn. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Simbach am Inn, especially for central apartments: a one-bedroom in the center costs $801 there versus $1,242 in Hamburg.

Monthly expenses with rent come to $2,364 in Hamburg and $1,892 in Simbach am Inn. That makes Simbach am Inn about 20% cheaper.

Kindergarten costs $512 per month in Hamburg and $345 in Simbach am Inn. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Families tend to lean toward Simbach am Inn – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.