Cost of Living Comparison Between Hamar and Ubud Cost of Living Comparison Between Hamar and Ubud

😐 Solo nomad: Hamar is 149.1% more expensive than Ubud without rent, and 223.8% more expensive with rent.
😐 Family of 3: Hamar is 184.3% more expensive than Ubud without rent, and 220.5% more expensive with rent.
Currency
🍽 Eating Out
Hamar
Ubud
Difference
Meal at Budget Restaurant
$24.85 NOK 247
$3 Rp 48.8K
728.33%
Three-Course Dinner for Two, Mid-Range
$122 NOK 1,215
$12.52 Rp 203.2K
875.88%
Fast Food Meal (McDonalds, etc)
$15.41 NOK 153
$3.18 Rp 51.6K
384.59%
Cappuccino
$4.94 NOK 49.16
$2.21 Rp 35.9K
123.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.22 NOK 42
$1.1 Rp 17.9K
283.64%
Water (0.33 liter bottle)
$3.3 NOK 32.78
$0.26 Rp 4,217
1169.23%
Local Beer (0.5 liter draught)
$12.32 NOK 123
$2.5 Rp 40.5K
392.80%
Imported Beer (0.33 liter bottle)
$7.97 NOK 79.2
$3.2 Rp 51.9K
149.06%
🛒 Groceries & Markets
Hamar
Ubud
Difference
Milk (1 liter)
$2.18 NOK 21.69
$1.49 Rp 24.2K
46.31%
White Bread (500g)
$2.87 NOK 28.53
$1.67 Rp 27K
71.86%
Rice (white) (1kg)
$2.08 NOK 20.68
$1.14 Rp 18.5K
82.46%
Eggs
$4.99 NOK 49.6
$2.27 Rp 36.9K
119.82%
Local Cheese (1kg)
$10.39 NOK 103
$13.94 Rp 226.3K
-25.47%
Chicken Fillets (1kg)
$11.86 NOK 118
$4 Rp 64.8K
196.50%
Beef Round Steak (1kg)
$30.82 NOK 307
$11.3 Rp 183.4K
172.74%
Apples (1kg)
$3.57 NOK 35.55
$3.6 Rp 58.4K
-0.83%
Banana (1kg)
$2.6 NOK 25.82
$1.53 Rp 24.8K
69.93%
Oranges (1kg)
$2.85 NOK 28.38
$2.65 Rp 43K
7.55%
Tomato (1kg)
$5.15 NOK 51.2
$1.38 Rp 22.4K
273.19%
Potato (1kg)
$2.5 NOK 24.88
$1.58 Rp 25.6K
58.23%
Onion (1kg)
$2.38 NOK 23.7
$2.16 Rp 35.1K
10.19%
Lettuce (1 head)
$1.97 NOK 19.61
$1.04 Rp 16.9K
89.42%
Water (1.5 liter bottle)
$1.87 NOK 18.55
$0.56 Rp 9,114
233.93%
Cigarettes 20 Pack (Marlboro, Camel)
$16.94 NOK 169
$2.23 Rp 36.3K
659.64%
Wine (Bottle)
$20.38 NOK 203
$14.98 Rp 243.2K
36.05%
Local Beer (0.5 liter bottle)
$3.37 NOK 33.56
$2.43 Rp 39.5K
38.68%
Imported Beer (0.33 liter bottle)
$4.26 NOK 42.41
$2.64 Rp 42.8K
61.36%
🚌 Getting Around
Hamar
Ubud
Difference
One-way Ticket (Public Transport)
$4.42 NOK 44.01
$0.32 Rp 5,203
1281.25%
Public Transport Monthly Pass (Regular Price)
$64.5 NOK 641
$10.12 Rp 164.3K
537.06%
Taxi Start (Normal Tariff)
$10.23 NOK 102
$0.49 Rp 7,888
1987.76%
Taxi (Normal Tariff) (1km)
$1.41 NOK 13.98
$0.34 Rp 5,573
314.71%
Taxi 1hour Waiting (Normal Tariff)
$42.55 NOK 423
$6.04 Rp 98K
604.47%
Gasoline (1 liter)
$2.12 NOK 21.12
$0.73 Rp 11.9K
190.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.3K NOK 361.2K
$26.2K Rp 425.6M
38.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$43.1K NOK 429.1K
$31.9K Rp 518.5M
35.04%
🧾 Monthly Utilities & Internet
Hamar
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$222 NOK 2,204
$62.6 Rp 1M
253.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.55 NOK 304
$4.1 Rp 66.6K
645.12%
Internet (50+ Mbps, Unlimited Data)
$54.9 NOK 547
$24.32 Rp 394.7K
125.90%
🎉 Sport & Entertainment
Hamar
Ubud
Difference
Gym Membership (Monthly)
$56.6 NOK 563
$22.6 Rp 366.9K
150.40%
Tennis Court (1 Hour on Weekend)
$28.64 NOK 285
$6.26 Rp 101.5K
357.51%
Cinema Ticket
$17.9 NOK 178
$3.29 Rp 53.4K
444.07%
🧸 Childcare & Education
Hamar
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$205 NOK 2,035
$93.2 Rp 1.5M
119.45%
International Primary School, 1 Child (Yearly)
$15K NOK 149.6K
$6,098 Rp 99M
146.54%
👕👟 Clothing & Footwear
Hamar
Ubud
Difference
Jeans (Levis 501 Or Similar)
$106 NOK 1,052
$52.8 Rp 857.4K
100.25%
Summer Dress (H&M, Zara, etc)
$59.6 NOK 593
$24.84 Rp 403.3K
139.90%
Sport Shoes (Adidas, Nike)
$121 NOK 1,207
$85.2 Rp 1.4M
42.32%
Men's Leather Business Shoes
$99.7 NOK 991
$72.5 Rp 1.2M
37.52%
🏠 Accommodation & Living
Hamar
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$1,199 NOK 11.9K
$259 Rp 4.2M
363.38%
1-bedroom Apartment, Outside City Center (Monthly)
$827 NOK 8,231
$159 Rp 2.6M
420.82%
3-bedroom Apartment, City Center (Monthly)
$1,545 NOK 15.4K
$578 Rp 9.4M
167.60%
3-bedroom Apartment, Outside City Center (Monthly)
$1,479 NOK 14.7K
$336 Rp 5.5M
339.96%
Buy Apartment in City Center (m2)
$4,024 NOK 40K
$1,000 Rp 16.2M
302.20%
Buy Apartment Outside City Center (m2)
$3,341 NOK 33.2K
$860 Rp 14M
288.24%
💵 Salaries & Financials
Hamar
Ubud
Difference
Average Monthly Net Salary (After Tax)
$4,003 NOK 39.8K
$182 Rp 3M
2094.30%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.08
13.28
-61.75%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamar: October 28, 2025

Last update for Ubud: October 29, 2025

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