Last update: Oct 2026

Cost of Living Comparison Between Hamamatsu and Singapore

For one person, living is cheaper in Hamamatsu: $775 a month against $3,500 in Singapore, rent and utilities included – about $32,700 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Hamamatsu
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Hamamatsu Living Index
169

Cost of Living Index in Singapore
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Singapore Living Index

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Hamamatsu

🇯🇵 Japan

$775

/mo nomad

Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamamatsu and in Singapore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamamatsu and in Singapore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $775 in Hamamatsu versus $3,500 in Singapore.

Hamamatsu $775
Singapore $3,500

Estimated couple costs with rent: $1,251 in Hamamatsu versus $5,265 in Singapore.

Hamamatsu $1,251
Singapore $5,265

Monthly costs for a family of three with rent: $1,727 in Hamamatsu versus $7,030 in Singapore.

Hamamatsu $1,727
Singapore $7,030

Living in Hamamatsu costs roughly 78% less than in Singapore, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hamamatsu is 43% below, Singapore is 159% above.

Meal at Budget Restaurant

$3.86 ¥610

$11.76 SGD 15.05

-67.18%

Three-Course Dinner for Two, Mid-Range

$40.71 ¥6,432

$70.6 SGD 90.4

-42.35%

Fast Food Meal (McDonalds, etc)

$5.07 ¥801

$8.55 SGD 10.94

-40.70%

Cappuccino

$3.34 ¥528

$5.20 SGD 6.66

-35.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 ¥165

$1.77 SGD 2.27

-41.24%

Water (0.33 liter bottle)

$0.75 ¥118

$1.23 SGD 1.58

-39.02%

Local Beer (0.5 liter draught)

$2.49 ¥393

$8.26 SGD 10.58

-69.85%

Imported Beer (0.33 liter bottle)

$3.22 ¥508

$10.17 SGD 13.01

-68.34%

Milk (1 liter)

$1.01 ¥160

$3.04 SGD 3.89

-66.78%

White Bread (500g)

$1.64 ¥260

$2.55 SGD 3.26

-35.69%

Rice (white) (1kg)

$3.65 ¥577

$2.86 SGD 3.66

27.62%

Eggs

$1.60 ¥253

$3.53 SGD 4.51

-54.67%

Local Cheese (1kg)

$10.37 ¥1,638

$21.12 SGD 27.02

-50.90%

Chicken Fillets (1kg)

$5.92 ¥935

$9.90 SGD 12.67

-40.20%

Beef Round Steak (1kg)

$14.44 ¥2,282

$25.42 SGD 32.53

-43.19%

Apples (1kg)

$5.69 ¥899

$4.57 SGD 5.85

24.51%

Banana (1kg)

$2.80 ¥443

$3.13 SGD 4.00

-10.54%

Oranges (1kg)

$2.95 ¥467

$4.72 SGD 6.04

-37.50%

Tomato (1kg)

$4.14 ¥654

$2.23 SGD 2.85

85.65%

Potato (1kg)

$2.63 ¥415

$2.57 SGD 3.29

2.33%

Onion (1kg)

$2.54 ¥401

$2.29 SGD 2.93

10.92%

Lettuce (1 head)

$1.24 ¥196

$1.87 SGD 2.39

-33.69%

Water (1.5 liter bottle)

$0.65 ¥102

$1.44 SGD 1.84

-54.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.86 ¥610

$13.97 SGD 17.88

-72.37%

Wine (Bottle)

$6.19 ¥977

$23.48 SGD 30.05

-73.64%

Local Beer (0.5 liter bottle)

$1.76 ¥278

$4.54 SGD 5.80

-61.23%

Imported Beer (0.33 liter bottle)

$2.11 ¥333

$4.44 SGD 5.68

-52.48%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

Public Transport Monthly Pass (Regular Price)

$50.8 ¥8,017

$93.8 SGD 120

-45.87%

Taxi Start (Normal Tariff)

$3.21 ¥507

$3.64 SGD 4.66

-11.81%

Taxi (Normal Tariff) (1km)

$2.74 ¥433

$0.76 SGD 0.97

260.53%

Taxi 1hour Waiting (Normal Tariff)

$20.75 ¥3,278

$16.14 SGD 20.66

28.56%

Gasoline (1 liter)

$1.10 ¥173

$2.45 SGD 3.14

-55.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ¥3.3M

$155.2K SGD 198.5K

-86.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.1K ¥2.9M

$148.5K SGD 190.0K

-87.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 ¥20.7K

$172 SGD 220

-23.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.51 ¥1,345

$12.39 SGD 15.86

-31.32%

Internet (50+ Mbps, Unlimited Data)

$32.52 ¥5,137

$26.21 SGD 33.54

24.07%

Gym Membership (Monthly)

$108 SGD 138

Tennis Court (1 Hour on Weekend)

$16.81 ¥2,655

$12.31 SGD 15.75

36.56%

Cinema Ticket

$12.81 ¥2,024

$11.64 SGD 14.90

10.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$643 ¥101.5K

$1,481 SGD 1,895

-56.60%

International Primary School, 1 Child (Yearly)

$14.9K ¥2.4M

$28.3K SGD 36.3K

-47.26%

Jeans (Levis 501 Or Similar)

$61.5 ¥9,712

$80.6 SGD 103

-23.67%

Summer Dress (H&M, Zara, etc)

$36.85 ¥5,822

$50.1 SGD 64.1

-26.46%

Sport Shoes (Adidas, Nike)

$61.0 ¥9,639

$112 SGD 143

-45.42%

Men's Leather Business Shoes

$102 ¥16.1K

$129 SGD 165

-20.83%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,475

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,174

Buy Apartment in City Center (m2)

$7,748 ¥1.2M

$23.8K SGD 30.4K

-67.43%

Buy Apartment Outside City Center (m2)

$5,222 ¥825.0K

$16.8K SGD 21.4K

-68.83%

Average Monthly Net Salary (After Tax)

$1,580 ¥249.7K

$4,385 SGD 5,611

-63.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.64

2.44

8.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamamatsu: October 12, 2026

Last update for Singapore: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Hamamatsu

$280 36.2%

Singapore

$458 13.1% 63.2% $177

Monthly Utilities & Internet

Hamamatsu

$172 22.2%

Singapore

$210 6% 22.3% $38

Clothing & Footwear

Hamamatsu

$118 15.2%

Singapore

$167 4.8% 42.1% $49

Eating Out

Hamamatsu

$112 14.5%

Singapore

$256 7.3% 128% $144

Getting Around

Hamamatsu

$68 * 8.7%

Singapore

$107 3.1% 58.8% $40

Sport & Entertainment

Hamamatsu

$26 * 3.3%

Singapore

$131 3.8% 413% $106

Accommodation & Living

Hamamatsu

- * 0%

Singapore

$2.2K 62%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Singapore pays 177% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $41.00 in Hamamatsu vs $71.0 in Singapore for a mid-range dinner for two. Groceries echo the gap at $280 vs $458 per month, with Hamamatsu cheaper across the board.

Good to know

🇯🇵 Hamamatsu

🇸🇬 Singapore

🕒 Local time

16:52 4:52 PM

15:52 3:52 PM

1 h behind Hamamatsu

🌤 Weather

👥 Population

797,033

5,535,002 Capital

💱 Currency

Japanese Yen JPY ¥

Singapore Dollar SGD $

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

Exchange rates and currency converter

SGD, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Singapore Dollar exchange rates as of October 19, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

USD to JPY in detail →

On the map

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Between locations

Hamamatsu Singapore 5,110 km ≈ 7 h nonstop flight

From you

Hamamatsu
Singapore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamamatsu vs Singapore: Cost of Living - Frequently Asked Questions

Hamamatsu and Singapore differ by about 351% in total monthly costs ($775 vs $3,500 including rent). Hamamatsu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 177% lower in Singapore. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 63% higher in Singapore. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Hamamatsu – a meal for two runs $41.00 versus $71.0 in Singapore. If you eat out regularly, this makes a real dent in your monthly spending.

At $775 in Hamamatsu versus $3,500 in Singapore, a $2,000 budget is realistic in Hamamatsu but tight or insufficient in Singapore. The gap between the two cities makes Hamamatsu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hamamatsu and Singapore are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hamamatsu gentler on the wallet – expenses run 351% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.