Last update: Oct 2026

Cost of Living Comparison Between Hamamatsu and Hong Kong

For one person, living is cheaper in Hamamatsu: $775 a month against $2,984 in Hong Kong, rent and utilities included – about $26,500 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Hamamatsu
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Hamamatsu Living Index
144

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Hamamatsu

🇯🇵 Japan

$775

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamamatsu and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamamatsu and in Hong Kong actually costs, broken down by who's living it.

Monthly costs for one person with rent: $775 in Hamamatsu versus $2,984 in Hong Kong.

Hamamatsu $775
Hong Kong $2,984

Estimated couple costs with rent: $1,251 in Hamamatsu versus $4,584 in Hong Kong.

Hamamatsu $1,251
Hong Kong $4,584

Monthly costs for a family of three with rent: $1,727 in Hamamatsu versus $6,183 in Hong Kong.

Hamamatsu $1,727
Hong Kong $6,183

Living in Hamamatsu costs roughly 74% less than in Hong Kong, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hamamatsu is 43% below, Hong Kong is 121% above.

Meal at Budget Restaurant

$3.86 ¥610

$7.75 HK$60.8

-50.19%

Three-Course Dinner for Two, Mid-Range

$40.71 ¥6,432

$64.7 HK$508

-37.06%

Fast Food Meal (McDonalds, etc)

$5.07 ¥801

$6.18 HK$48.51

-17.96%

Cappuccino

$3.34 ¥528

$5.08 HK$39.85

-34.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 ¥165

$1.31 HK$10.31

-20.61%

Water (0.33 liter bottle)

$0.75 ¥118

$1.09 HK$8.56

-31.19%

Local Beer (0.5 liter draught)

$2.49 ¥393

$7.47 HK$58.6

-66.67%

Imported Beer (0.33 liter bottle)

$3.22 ¥508

$6.50 HK$51.0

-50.46%

Milk (1 liter)

$1.01 ¥160

$2.89 HK$22.71

-65.05%

White Bread (500g)

$1.64 ¥260

$2.31 HK$18.14

-29.00%

Rice (white) (1kg)

$3.65 ¥577

$2.13 HK$16.71

71.36%

Eggs

$1.60 ¥253

$3.52 HK$27.65

-54.55%

Local Cheese (1kg)

$10.37 ¥1,638

$24.72 HK$194

-58.05%

Chicken Fillets (1kg)

$5.92 ¥935

$8.52 HK$66.9

-30.52%

Beef Round Steak (1kg)

$14.44 ¥2,282

$18.00 HK$141

-19.78%

Apples (1kg)

$5.69 ¥899

$4.18 HK$32.79

36.12%

Banana (1kg)

$2.80 ¥443

$2.68 HK$21.07

4.48%

Oranges (1kg)

$2.95 ¥467

$4.49 HK$35.22

-34.30%

Tomato (1kg)

$4.14 ¥654

$4.03 HK$31.66

2.73%

Potato (1kg)

$2.63 ¥415

$3.12 HK$24.51

-15.71%

Onion (1kg)

$2.54 ¥401

$3.15 HK$24.72

-19.37%

Lettuce (1 head)

$1.24 ¥196

$1.62 HK$12.75

-23.46%

Water (1.5 liter bottle)

$0.65 ¥102

$1.74 HK$13.66

-62.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.86 ¥610

$13.50 HK$106

-71.41%

Wine (Bottle)

$6.19 ¥977

$16.54 HK$130

-62.58%

Local Beer (0.5 liter bottle)

$1.76 ¥278

$1.94 HK$15.19

-9.28%

Imported Beer (0.33 liter bottle)

$2.11 ¥333

$2.18 HK$17.11

-3.21%

One-way Ticket (Public Transport)

$1.41 HK$11.04

Public Transport Monthly Pass (Regular Price)

$50.8 ¥8,017

$88.6 HK$696

-42.74%

Taxi Start (Normal Tariff)

$3.21 ¥507

$3.69 HK$28.94

-13.01%

Taxi (Normal Tariff) (1km)

$2.74 ¥433

$1.32 HK$10.36

107.58%

Taxi 1hour Waiting (Normal Tariff)

$20.75 ¥3,278

$15.77 HK$124

31.58%

Gasoline (1 liter)

$1.10 ¥173

$4.03 HK$31.65

-72.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ¥3.3M

$44.7K HK$350.5K

-53.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.1K ¥2.9M

$37.8K HK$296.6K

-52.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 ¥20.7K

$250 HK$1,959

-47.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.51 ¥1,345

$15.60 HK$122

-45.45%

Internet (50+ Mbps, Unlimited Data)

$32.52 ¥5,137

$21.77 HK$171

49.38%

Gym Membership (Monthly)

$94.2 HK$739

Tennis Court (1 Hour on Weekend)

$16.81 ¥2,655

$9.29 HK$72.9

80.95%

Cinema Ticket

$12.81 ¥2,024

$13.91 HK$109

-7.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$643 ¥101.5K

$1,162 HK$9,122

-44.72%

International Primary School, 1 Child (Yearly)

$14.9K ¥2.4M

$21.9K HK$171.6K

-31.64%

Jeans (Levis 501 Or Similar)

$61.5 ¥9,712

$68.0 HK$534

-9.57%

Summer Dress (H&M, Zara, etc)

$36.85 ¥5,822

$41.91 HK$329

-12.07%

Sport Shoes (Adidas, Nike)

$61.0 ¥9,639

$79.7 HK$626

-23.49%

Men's Leather Business Shoes

$102 ¥16.1K

$122 HK$956

-16.20%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

Buy Apartment in City Center (m2)

$7,748 ¥1.2M

$29.2K HK$229.0K

-73.45%

Buy Apartment Outside City Center (m2)

$5,222 ¥825.0K

$17.6K HK$137.9K

-70.28%

Average Monthly Net Salary (After Tax)

$1,580 ¥249.7K

$3,271 HK$25.7K

-51.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.64

3.91

-32.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamamatsu: October 12, 2026

Last update for Hong Kong: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Hamamatsu

$280 36.2%

Hong Kong

$411 13.8% 46.5% $130

Monthly Utilities & Internet

Hamamatsu

$172 22.2%

Hong Kong

$287 9.6% 67% $115

Clothing & Footwear

Hamamatsu

$118 15.2%

Hong Kong

$140 4.7% 19.1% $23

Eating Out

Hamamatsu

$112 14.5%

Hong Kong

$201 6.8% 79.5% $89

Getting Around

Hamamatsu

$68 * 8.7%

Hong Kong

$105 3.5% 54.5% $37

Sport & Entertainment

Hamamatsu

$26 * 3.3%

Hong Kong

$122 4.1% 376% $96

Accommodation & Living

Hamamatsu

- * 0%

Hong Kong

$1.7K 57.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Hong Kong pays 107% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $41.00 in Hamamatsu vs $65.0 in Hong Kong for a mid-range dinner for two. Groceries echo the gap at $280 vs $411 per month, with Hamamatsu cheaper across the board.

Good to know

🇯🇵 Hamamatsu

🇭🇰 Hong Kong

🕒 Local time

17:41 5:41 PM

16:41 4:41 PM

1 h behind Hamamatsu

🌤 Weather

👥 Population

797,033

1,367,900 Capital

💱 Currency

Japanese Yen JPY ¥

Hong Kong Dollar HKD $

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

Exchange rates and currency converter

HKD, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Hong Kong Dollar exchange rates as of October 19, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

USD to JPY in detail →

On the map

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Between locations

Hamamatsu Hong Kong 2,680 km ≈ 3 h 45 min nonstop flight

From you

Hamamatsu
Hong Kong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamamatsu vs Hong Kong: Cost of Living - Frequently Asked Questions

Hamamatsu and Hong Kong differ by about 285% in total monthly costs ($775 vs $2,984 including rent). Hamamatsu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 107% lower in Hong Kong. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 46% higher in Hong Kong. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Hamamatsu – a meal for two runs $41.00 versus $65.0 in Hong Kong. If you eat out regularly, this makes a real dent in your monthly spending.

At $775 in Hamamatsu versus $2,984 in Hong Kong, a $2,000 budget is realistic in Hamamatsu but tight or insufficient in Hong Kong. The gap between the two cities makes Hamamatsu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hamamatsu and Hong Kong are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hamamatsu gentler on the wallet – expenses run 285% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.