Cost of Living Comparison Between Hamamatsu and Chiang Mai Cost of Living Comparison Between Hamamatsu and Chiang Mai

Monthly Cost of Living

A single person spends $1,109 per month in Hamamatsu vs $869 in Chiang Mai, rent included.

A couple spends around $1,844 per month in Hamamatsu vs $1,362 in Chiang Mai, rent included.

A family of three spends $2,579 per month in Hamamatsu vs $1,855 in Chiang Mai, rent included.

Hamamatsu costs about 28% more than Chiang Mai, driven mainly by Sport & Entertainment.

Both Hamamatsu and Chiang Mai are more affordable than the global median – Hamamatsu 17% lower, Chiang Mai 35% lower.

Meal at Budget Restaurant

$4.99 ¥798

$1.98 ฿64.3

152.02%

Three-Course Dinner for Two, Mid-Range

$40.88 ¥6,538

$18.80 ฿612

117.45%

Fast Food Meal (McDonalds, etc)

$3.44 ¥550

$7.75 ฿252

-55.61%

Cappuccino

$3.07 ¥490

$1.92 ฿62.5

59.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.72 ¥115

$0.79 ฿25.79

-8.86%

Water (0.33 liter bottle)

$0.75 ¥120

$0.36 ฿11.62

108.33%

Local Beer (0.5 liter draught)

$2.07 ¥331

$2.21 ฿72.1

-6.33%

Imported Beer (0.33 liter bottle)

$2.75 ¥440

$3.66 ฿119

-24.86%

Milk (1 liter)

$1.51 ¥242

$1.65 ฿53.8

-8.48%

White Bread (500g)

$1.73 ¥276

$1.63 ฿53.2

6.13%

Rice (white) (1kg)

$5.00 ¥799

$1.19 ฿38.86

320.17%

Eggs

$1.82 ¥291

$2.00 ฿65.1

-9.00%

Local Cheese (1kg)

$9.93 ¥1,588

$15.98 ฿520

-37.86%

Chicken Fillets (1kg)

$6.24 ¥997

$3.03 ฿98.5

105.94%

Beef Round Steak (1kg)

$15.56 ¥2,489

$10.86 ฿354

43.28%

Apples (1kg)

$4.22 ¥675

$2.76 ฿90.0

52.90%

Banana (1kg)

$2.10 ¥336

$1.18 ฿38.42

77.97%

Oranges (1kg)

$3.40 ¥544

$1.64 ฿53.5

107.32%

Tomato (1kg)

$4.26 ¥682

$1.52 ฿49.51

180.26%

Potato (1kg)

$3.40 ¥543

$1.38 ฿45.10

146.38%

Onion (1kg)

$4.18 ¥668

$1.19 ฿38.84

251.26%

Lettuce (1 head)

$1.40 ¥223

$0.70 ฿22.86

100.00%

Water (1.5 liter bottle)

$0.88 ¥140

$0.56 ฿18.13

57.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.52 ¥563

$4.58 ฿149

-23.14%

Wine (Bottle)

$9.40 ¥1,504

$16.56 ฿539

-43.24%

Local Beer (0.5 liter bottle)

$1.77 ¥284

$1.83 ฿59.5

-3.28%

Imported Beer (0.33 liter bottle)

$2.07 ¥331

$3.20 ฿104

-35.31%

One-way Ticket (Public Transport)

$1.01 ¥162

$0.88 ฿28.56

14.77%

Public Transport Monthly Pass (Regular Price)

$54.8 ¥8,770

$18.72 ฿610

192.95%

Taxi Start (Normal Tariff)

$3.39 ¥542

$1.36 ฿44.16

149.26%

Taxi (Normal Tariff) (1km)

$2.93 ¥468

$1.34 ฿43.65

118.66%

Taxi 1hour Waiting (Normal Tariff)

$22.59 ¥3,613

$7.84 ฿256

188.14%

Gasoline (1 liter)

$1.21 ¥193

$1.23 ฿39.92

-1.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ¥3.3M

$21.6K ฿704.3K

-3.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.0K ¥2.2M

$22.5K ฿734.3K

-37.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 ¥17.4K

$70.5 ฿2,298

54.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.72 ¥1,554

$13.68 ฿445

-28.95%

Internet (50+ Mbps, Unlimited Data)

$21.01 ¥3,360

$17.45 ฿568

20.40%

Gym Membership (Monthly)

$105 ¥16.8K

$41.33 ฿1,346

153.54%

Tennis Court (1 Hour on Weekend)

$18.77 ¥3,002

$6.96 ฿227

169.68%

Cinema Ticket

$13.50 ¥2,160

$5.77 ฿188

133.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$278 ¥44.5K

$307 ฿10.0K

-9.49%

International Primary School, 1 Child (Yearly)

$14.1K ¥2.3M

$14.6K ฿475.9K

-3.45%

Jeans (Levis 501 Or Similar)

$42.38 ¥6,778

$55.8 ฿1,817

-24.04%

Summer Dress (H&M, Zara, etc)

$27.81 ¥4,448

$26.21 ฿854

6.10%

Sport Shoes (Adidas, Nike)

$54.6 ¥8,737

$85.8 ฿2,793

-36.30%

Men's Leather Business Shoes

$106 ¥16.9K

$72.2 ฿2,353

46.32%

1-bedroom Apartment, City Center (Monthly)

$376 ¥60.2K

$430 ฿14.0K

-12.43%

1-bedroom Apartment, Outside City Center (Monthly)

$245 ¥39.1K

$239 ฿7,774

2.48%

3-bedroom Apartment, City Center (Monthly)

$871 ¥139.3K

$817 ฿26.6K

6.59%

3-bedroom Apartment, Outside City Center (Monthly)

$581 ¥92.9K

$511 ฿16.6K

13.69%

Buy Apartment in City Center (m2)

$7,573 ¥1.2M

$1,983 ฿64.6K

281.88%

Buy Apartment Outside City Center (m2)

$5,304 ¥848.4K

$1,484 ฿48.3K

257.46%

Average Monthly Net Salary (After Tax)

$1,248 ¥199.6K

$619 ฿20.2K

101.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

0.95

-81.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamamatsu: June 8, 2026

Last update for Chiang Mai: June 7, 2026

Cost Breakdown

A central one-bedroom costs $376 in Hamamatsu versus $430 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 102% higher in Hamamatsu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $41.00 in Hamamatsu versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $302 vs $241 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamamatsu vs Chiang Mai: Cost of Living - Frequently Asked Questions

Hamamatsu costs about 28% more than Chiang Mai, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,664 per month in Hamamatsu and $1,303 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $278 per month in Hamamatsu and $307 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 25% more in Hamamatsu, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $869, than in Hamamatsu at $1,109. In Chiang Mai it covers expenses comfortably, while in Hamamatsu it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $869 versus $1,109 in Hamamatsu. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamamatsu makes more sense. Both are solid long-term options with distinct trade-offs.