Last update: Nov 2026

Cost of Living Comparison Between Hai Duong and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Hai Duong: $791 a month against $850 in Ho Chi Minh City (Saigon), rent and utilities included – about $710 less a year. Other living expenses account for most of the difference.

37

Cost of Living Index in Hai Duong
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Hai Duong Living Index
41

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index

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Hai Duong

🇻🇳 Vietnam

$791

/mo nomad

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$850

/mo nomad

Monthly Cost of Living

How much you'll spend in Hai Duong and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hai Duong and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

A single person spends $791 per month in Hai Duong vs $850 in Ho Chi Minh City (Saigon), rent included.

Hai Duong $791
Ho Chi Minh City (Saigon) $850

A couple spends around $1,252 per month in Hai Duong vs $1,386 in Ho Chi Minh City (Saigon), rent included.

Hai Duong $1,252
Ho Chi Minh City (Saigon) $1,386

A family of three spends $1,712 per month in Hai Duong vs $1,921 in Ho Chi Minh City (Saigon), rent included.

Hai Duong $1,712
Ho Chi Minh City (Saigon) $1,921

Hai Duong is about 7% cheaper than Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in clothing.

Both Hai Duong and Ho Chi Minh City (Saigon) are more affordable than the global median – Hai Duong 41% lower, Ho Chi Minh City (Saigon) 37% lower.

Meal at Budget Restaurant

$1.86 ₫48.0K

$2.13 ₫54.8K

-12.68%

Three-Course Dinner for Two, Mid-Range

$20.69 ₫533.0K

$23.43 ₫603.7K

-11.69%

Fast Food Meal (McDonalds, etc)

$4.69 ₫120.8K

$4.55 ₫117.1K

3.08%

Cappuccino

$1.46 ₫37.5K

$1.78 ₫45.9K

-17.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₫11.1K

$0.53 ₫13.6K

-18.87%

Water (0.33 liter bottle)

$0.28 ₫7,240

$0.32 ₫8,213

-12.50%

Local Beer (0.5 liter draught)

$0.81 ₫20.8K

$1.08 ₫27.8K

-25.00%

Imported Beer (0.33 liter bottle)

$1.33 ₫34.3K

$1.69 ₫43.6K

-21.30%

Milk (1 liter)

$1.56 ₫40.3K

$1.66 ₫42.8K

-6.02%

White Bread (500g)

$0.91 ₫23.4K

$1.19 ₫30.6K

-23.53%

Rice (white) (1kg)

$0.74 ₫19.1K

$1.03 ₫26.4K

-28.16%

Eggs

$1.43 ₫36.9K

$1.67 ₫43.1K

-14.37%

Local Cheese (1kg)

$13.23 ₫340.7K

$12.24 ₫315.2K

8.09%

Chicken Fillets (1kg)

$4.20 ₫108.2K

$3.54 ₫91.1K

18.64%

Beef Round Steak (1kg)

$10.89 ₫280.4K

$10.25 ₫264.1K

6.24%

Apples (1kg)

$2.54 ₫65.5K

$3.11 ₫80.2K

-18.33%

Banana (1kg)

$1.01 ₫25.9K

$1.22 ₫31.5K

-17.21%

Oranges (1kg)

$1.25 ₫32.1K

$1.43 ₫37.0K

-12.59%

Tomato (1kg)

$0.98 ₫25.1K

$1.22 ₫31.5K

-19.67%

Potato (1kg)

$0.86 ₫22.2K

$1.20 ₫30.9K

-28.33%

Onion (1kg)

$1.20 ₫31.0K

Lettuce (1 head)

$0.56 ₫14.5K

$0.73 ₫18.8K

-23.29%

Water (1.5 liter bottle)

$0.62 ₫16.0K

$0.52 ₫13.5K

19.23%

Cigarettes 20 Pack (Marlboro, Camel)

$1.27 ₫32.8K

$1.23 ₫31.6K

3.25%

Wine (Bottle)

$6.82 ₫175.6K

$11.55 ₫297.6K

-40.95%

Local Beer (0.5 liter bottle)

$0.97 ₫24.9K

$0.93 ₫24.0K

4.30%

Imported Beer (0.33 liter bottle)

$1.45 ₫37.2K

$1.48 ₫38.0K

-2.03%

One-way Ticket (Public Transport)

$0.36 ₫9,167

$0.28 ₫7,233

28.57%

Public Transport Monthly Pass (Regular Price)

$7.84 ₫202.0K

$11.62 ₫299.2K

-32.53%

Taxi Start (Normal Tariff)

$0.87 ₫22.5K

$0.76 ₫19.5K

14.47%

Taxi (Normal Tariff) (1km)

$0.66 ₫17.1K

$0.62 ₫15.8K

6.45%

Taxi 1hour Waiting (Normal Tariff)

$2.35 ₫60.5K

$3.12 ₫80.3K

-24.68%

Gasoline (1 liter)

$1.00 ₫25.7K

$0.90 ₫23.3K

11.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K ₫895.5M

$30.9K ₫796.1M

12.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K ₫732.6M

$29.6K ₫762.3M

-3.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.9 ₫2.0M

$99.8 ₫2.6M

-21.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.13 ₫132.2K

$5.75 ₫148.1K

-10.78%

Internet (50+ Mbps, Unlimited Data)

$9.55 ₫246.0K

$10.29 ₫265.0K

-7.19%

Gym Membership (Monthly)

$22.02 ₫567.2K

$18.18 ₫468.3K

21.12%

Tennis Court (1 Hour on Weekend)

$7.81 ₫201.2K

$12.16 ₫313.2K

-35.77%

Cinema Ticket

$3.54 ₫91.1K

$3.90 ₫100.4K

-9.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$362 ₫9.3M

$530 ₫13.7M

-31.71%

International Primary School, 1 Child (Yearly)

$16.1K ₫413.7M

$26.6K ₫686.2M

-39.71%

Jeans (Levis 501 Or Similar)

$41.54 ₫1.1M

$52.8 ₫1.4M

-21.27%

Summer Dress (H&M, Zara, etc)

$29.75 ₫766.3K

$34.88 ₫898.5K

-14.71%

Sport Shoes (Adidas, Nike)

$73.3 ₫1.9M

$95.1 ₫2.5M

-22.95%

Men's Leather Business Shoes

$65.5 ₫1.7M

$95.5 ₫2.5M

-31.38%

1-bedroom Apartment, City Center (Monthly)

$403 ₫10.4M

$617 ₫15.9M

-34.74%

1-bedroom Apartment, Outside City Center (Monthly)

$314 ₫8.1M

$297 ₫7.7M

5.55%

3-bedroom Apartment, City Center (Monthly)

$582 ₫15.0M

$1,311 ₫33.8M

-55.65%

3-bedroom Apartment, Outside City Center (Monthly)

$650 ₫16.8M

$708 ₫18.2M

-8.17%

Buy Apartment in City Center (m2)

$2,316 ₫59.7M

$4,430 ₫114.1M

-47.72%

Buy Apartment Outside City Center (m2)

$1,382 ₫35.6M

$2,011 ₫51.8M

-31.30%

Average Monthly Net Salary (After Tax)

$505 ₫13.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.17

8.64

-5.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hai Duong: November 2, 2026

Last update for Ho Chi Minh City (Saigon): October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hai Duong

$314 39.7%

Ho Chi Minh City (Saigon)

$297 35% 5.3% $17

Groceries & Markets

Hai Duong

$191 24.2%

Ho Chi Minh City (Saigon)

$205 24.1% 7.2% $14

Clothing & Footwear

Hai Duong

$95 12%

Ho Chi Minh City (Saigon)

$125 14.7% 32.4% $31

Monthly Utilities & Internet

Hai Duong

$93 11.7%

Ho Chi Minh City (Saigon)

$116 13.6% 25.2% $23

Eating Out

Hai Duong

$56 7.1%

Ho Chi Minh City (Saigon)

$64 7.6% 14.6% $8.2

Sport & Entertainment

Hai Duong

$29 3.7%

Ho Chi Minh City (Saigon)

$26 3.1% 10.7% $3.1

Getting Around

Hai Duong

$13 1.7%

Ho Chi Minh City (Saigon)

$17 2% 23.2% $3.1

Cost Breakdown

A central one-bedroom costs $403 in Hai Duong versus $617 in Ho Chi Minh City (Saigon). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $21 in Hai Duong versus $23 in Ho Chi Minh City (Saigon). Monthly groceries follow the same trend: $191 vs $205 – making Hai Duong the more affordable choice for daily food spending.

Good to know

🇻🇳 Hai Duong

🇻🇳 Ho Chi Minh City (Saigon)

🕒 Local time

02:54 2:54 AM

Same time as Hai Duong

🌤 Weather

👥 Population

312,606

9,456,700

💱 Currency

Vietnamese Dong VND ₫

📈 Exchange rate

100,000 VND = 3.88 USD

100,000 VND = 3.45 EUR

100,000 VND = 3.88 USD

100,000 VND = 3.45 EUR

Exchange rates and currency converter

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Between locations

Hai Duong Ho Chi Minh City (Saigon) 1,130 km ≈ 2 h nonstop flight

From you

Hai Duong
Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hai Duong vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions

Yes – Ho Chi Minh City (Saigon) is pricier by about 7%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $1,186 per month in Hai Duong and $1,275 in Ho Chi Minh City (Saigon). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hai Duong, especially for central apartments: a one-bedroom in the center costs $403 there versus $617 in Ho Chi Minh City (Saigon).

Kindergarten costs $362 per month in Hai Duong and $530 in Ho Chi Minh City (Saigon). For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 7% more in Ho Chi Minh City (Saigon), though the gap depends on what you buy.

$1,000 covers both cities comfortably – all-in costs are $791 in Hai Duong and $850 in Ho Chi Minh City (Saigon), leaving budget for savings and extras in both cases.

Families tend to lean toward Hai Duong – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Hai Duong is the easier option financially – housing and daily costs are lower, and overall it costs about 7% less, which matters a lot on a fixed budget or early-career salary.