Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Hagerstown, MD

For one person, living is cheaper in Hagerstown, MD: $2,498 a month against $2,698 in Austin, TX, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
121

Cost of Living Index in Hagerstown, MD
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Hagerstown, MD Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Hagerstown, MD

🇺🇸 United States

$2,498

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Hagerstown, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Hagerstown, MD actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $2,498 in Hagerstown, MD.

Austin, TX $2,698
Hagerstown, MD $2,498

Estimated couple costs with rent: $4,160 in Austin, TX versus $3,658 in Hagerstown, MD.

Austin, TX $4,160
Hagerstown, MD $3,658

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $4,819 in Hagerstown, MD.

Austin, TX $5,622
Hagerstown, MD $4,819

Living in Austin, TX is roughly 8% more expensive than in Hagerstown, MD, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 99% above, Hagerstown, MD 84% above.

Meal at Budget Restaurant

$20.63 $20.63

$14.81 $14.81

39.30%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$75.6 $75.6

11.82%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$11.03 $11.03

9.43%

Cappuccino

$5.48 $5.48

$6.01 $6.01

-8.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$2.14 $2.14

77.57%

Water (0.33 liter bottle)

$2.47 $2.47

$2.36 $2.36

4.66%

Local Beer (0.5 liter draught)

$8.05 $8.05

$6.65 $6.65

21.05%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$8.68 $8.68

2.30%

Milk (1 liter)

$1.11 $1.11

$0.85 $0.85

30.59%

White Bread (500g)

$3.72 $3.72

$3.91 $3.91

-4.86%

Rice (white) (1kg)

$3.37 $3.37

$4.46 $4.46

-24.44%

Eggs

$4.32 $4.32

$3.70 $3.70

16.76%

Local Cheese (1kg)

$13.13 $13.13

$7.15 $7.15

83.64%

Chicken Fillets (1kg)

$14.15 $14.15

$13.48 $13.48

4.97%

Beef Round Steak (1kg)

$16.33 $16.33

$22.92 $22.92

-28.75%

Apples (1kg)

$4.55 $4.55

$4.45 $4.45

2.25%

Banana (1kg)

$1.46 $1.46

$1.12 $1.12

30.36%

Oranges (1kg)

$4.71 $4.71

$3.99 $3.99

18.05%

Tomato (1kg)

$4.15 $4.15

$2.64 $2.64

57.20%

Potato (1kg)

$2.58 $2.58

$2.41 $2.41

7.05%

Onion (1kg)

$2.35 $2.35

$3.87 $3.87

-39.28%

Lettuce (1 head)

$1.77 $1.77

$2.29 $2.29

-22.71%

Water (1.5 liter bottle)

$2.14 $2.14

$2.46 $2.46

-13.01%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$9.68 $9.68

4.34%

Wine (Bottle)

$15.19 $15.19

$14.91 $14.91

1.88%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$2.74 $2.74

2.92%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$2.85 $2.85

20.70%

One-way Ticket (Public Transport)

$1.54 $1.54

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

$58.9 $58.9

-30.41%

Taxi Start (Normal Tariff)

$2.80 $2.80

$4.03 $4.03

-30.52%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.20 $1.20

33.33%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$25.42 $25.42

35.09%

Gasoline (1 liter)

$0.94 $0.94

$0.87 $0.87

8.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$28.6K $28.6K

18.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$24.2K $24.2K

10.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$163 $163

36.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$50.7 $50.7

16.10%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$62.8 $62.8

12.37%

Gym Membership (Monthly)

$57.7 $57.7

$50.9 $50.9

13.29%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

$17.64 $17.64

-6.29%

Cinema Ticket

$14.26 $14.26

$10.11 $10.11

41.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$1,622 $1,622

-6.83%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$10.2K $10.2K

104.94%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$54.4 $54.4

-5.82%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$19.76 $19.76

123.53%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$96.4 $96.4

-9.77%

Men's Leather Business Shoes

$104 $104

$161 $161

-35.35%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$1,390 $1,390

39.63%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$1,240 $1,240

6.11%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,941 $1,941

88.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$1,991 $1,991

28.85%

Buy Apartment in City Center (m2)

$7,354 $7,354

$1,990 $1,990

269.48%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$2,014 $2,014

55.41%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$5,353 $5,353

-1.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.49

4.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Hagerstown, MD: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Hagerstown, MD

$1.2K 49.7% 5.8% $76

Groceries & Markets

Austin, TX

$406 15.1%

Hagerstown, MD

$399 16% 1.8% $7.2

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Hagerstown, MD

$277 11.1% 21.4% $76

Eating Out

Austin, TX

$350 13%

Hagerstown, MD

$292 11.7% 16.5% $58

Clothing & Footwear

Austin, TX

$129 4.8%

Hagerstown, MD

$149 6% 15.8% $20

Sport & Entertainment

Austin, TX

$86 3.2%

Hagerstown, MD

$71 2.9% 17.5% $15

Getting Around

Austin, TX

$58 2.2%

Hagerstown, MD

$69 * 2.8% 19.1% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $1,390 in Hagerstown, MD. Housing cost is often the main lever when comparing two cities.

Hagerstown, MD pays 1% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85.0 in Austin, TX vs $76.0 in Hagerstown, MD for a mid-range dinner for two. Groceries echo the gap at $406 vs $399 per month, with Hagerstown, MD cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Hagerstown, MD

🕒 Local time

15:30 3:30 PM

16:30 4:30 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

39,008

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Austin, TX Hagerstown, MD 2,090 km ≈ 3 h nonstop flight

From you

Austin, TX
Hagerstown, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Hagerstown, MD: Cost of Living - Frequently Asked Questions

Hagerstown, MD wins on cost – living expenses run 8% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Hagerstown, MD the obvious pick if budget is a priority.

On paper, salaries run 1% lower in Hagerstown, MD. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,940 in Austin, TX versus $1,390 in Hagerstown, MD. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,698 per month in Austin, TX versus $2,498 in Hagerstown, MD – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Hagerstown, MD runs roughly 44% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,498 in Hagerstown, MD versus $2,698 in Austin, TX, a $2,000 budget is realistic in Hagerstown, MD but tight or insufficient in Austin, TX. The gap between the two cities makes Hagerstown, MD the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Hagerstown, MD gentler on the wallet – expenses run 8% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.