Cost of Living Comparison Between Austin, TX and Hagerstown, MD Cost of Living Comparison Between Austin, TX and Hagerstown, MD

Monthly Cost of Living

Monthly costs for one person with rent: $2,695 in Austin, TX versus $2,419 in Hagerstown, MD.

Estimated couple costs with rent: $4,184 in Austin, TX versus $3,654 in Hagerstown, MD.

Monthly costs for a family of three with rent: $5,674 in Austin, TX versus $4,890 in Hagerstown, MD.

Living in Austin, TX is roughly 11% more expensive than in Hagerstown, MD, driven mainly by Eating Out.

Both cities are pricier than the global median: Austin, TX 96% above, Hagerstown, MD 76% above.

Meal at Budget Restaurant

$19.82 $19.82

$17.77 $17.77

11.54%

Three-Course Dinner for Two, Mid-Range

$83.9 $83.9

$76.6 $76.6

9.59%

Fast Food Meal (McDonalds, etc)

$12.30 $12.30

$10.68 $10.68

15.17%

Cappuccino

$5.48 $5.48

$5.33 $5.33

2.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.21 $2.21

68.33%

Water (0.33 liter bottle)

$2.36 $2.36

$1.70 $1.70

38.82%

Local Beer (0.5 liter draught)

$7.76 $7.76

$6.17 $6.17

25.77%

Imported Beer (0.33 liter bottle)

$9.14 $9.14

$7.78 $7.78

17.48%

Milk (1 liter)

$1.13 $1.13

$0.88 $0.88

28.41%

White Bread (500g)

$3.75 $3.75

$3.63 $3.63

3.31%

Rice (white) (1kg)

$3.43 $3.43

$4.24 $4.24

-19.10%

Eggs

$4.35 $4.35

$4.89 $4.89

-11.04%

Local Cheese (1kg)

$13.14 $13.14

$6.90 $6.90

90.43%

Chicken Fillets (1kg)

$14.39 $14.39

$12.62 $12.62

14.03%

Beef Round Steak (1kg)

$17.20 $17.20

$18.32 $18.32

-6.11%

Apples (1kg)

$4.49 $4.49

$4.42 $4.42

1.58%

Banana (1kg)

$1.44 $1.44

$1.11 $1.11

29.73%

Oranges (1kg)

$4.67 $4.67

$3.94 $3.94

18.53%

Tomato (1kg)

$4.97 $4.97

$2.62 $2.62

89.69%

Potato (1kg)

$3.00 $3.00

$2.45 $2.45

22.45%

Onion (1kg)

$2.69 $2.69

$2.77 $2.77

-2.89%

Lettuce (1 head)

$1.85 $1.85

$2.42 $2.42

-23.55%

Water (1.5 liter bottle)

$2.18 $2.18

$2.33 $2.33

-6.44%

Cigarettes 20 Pack (Marlboro, Camel)

$9.45 $9.45

$12.30 $12.30

-23.17%

Wine (Bottle)

$15.11 $15.11

$15.52 $15.52

-2.64%

Local Beer (0.5 liter bottle)

$2.89 $2.89

$2.67 $2.67

8.24%

Imported Beer (0.33 liter bottle)

$3.49 $3.49

$3.95 $3.95

-11.65%

One-way Ticket (Public Transport)

$1.64 $1.64

Public Transport Monthly Pass (Regular Price)

$40.44 $40.44

$60.4 $60.4

-33.01%

Taxi Start (Normal Tariff)

$2.81 $2.81

$1.76 $1.76

59.66%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.39 $1.39

13.67%

Taxi 1hour Waiting (Normal Tariff)

$35.18 $35.18

$24.43 $24.43

44.00%

Gasoline (1 liter)

$0.90 $0.90

$0.86 $0.86

4.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K $35.9K

$36.3K $36.3K

-1.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$24.5K $24.5K

13.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 $222

$183 $183

21.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.3 $58.3

$65.9 $65.9

-11.58%

Internet (50+ Mbps, Unlimited Data)

$69.1 $69.1

$88.6 $88.6

-21.99%

Gym Membership (Monthly)

$66.2 $66.2

$49.00 $49.00

35.02%

Tennis Court (1 Hour on Weekend)

$14.76 $14.76

$18.18 $18.18

-18.81%

Cinema Ticket

$13.78 $13.78

$15.19 $15.19

-9.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,526 $1,526

$1,972 $1,972

-22.59%

International Primary School, 1 Child (Yearly)

$21.2K $21.2K

$9,895 $9,895

114.20%

Jeans (Levis 501 Or Similar)

$54.6 $54.6

$53.0 $53.0

2.85%

Summer Dress (H&M, Zara, etc)

$44.01 $44.01

$20.20 $20.20

117.87%

Sport Shoes (Adidas, Nike)

$89.7 $89.7

$93.9 $93.9

-4.38%

Men's Leather Business Shoes

$109 $109

$113 $113

-4.12%

1-bedroom Apartment, City Center (Monthly)

$1,942 $1,942

$1,132 $1,132

71.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,258 $1,258

$1,171 $1,171

7.49%

3-bedroom Apartment, City Center (Monthly)

$3,762 $3,762

$1,856 $1,856

102.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,592 $2,592

$1,985 $1,985

30.56%

Buy Apartment in City Center (m2)

$7,403 $7,403

$2,006 $2,006

269.03%

Buy Apartment Outside City Center (m2)

$3,203 $3,203

$2,041 $2,041

56.97%

Average Monthly Net Salary (After Tax)

$5,085 $5,085

$5,446 $5,446

-6.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.13

5.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: August 31, 2026

Last update for Hagerstown, MD: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,942 in Austin, TX and $1,132 in Hagerstown, MD. Housing cost is often the main lever when comparing two cities.

Hagerstown, MD pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $84.0 in Austin, TX vs $77.0 in Hagerstown, MD for a mid-range dinner for two. Groceries echo the gap at $417 vs $381 per month, with Hagerstown, MD cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Hagerstown, MD: Cost of Living - Frequently Asked Questions

Hagerstown, MD wins on cost – living expenses run 11% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Hagerstown, MD the obvious pick if budget is a priority.

On paper, salaries run 7% lower in Hagerstown, MD. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,942 in Austin, TX versus $1,132 in Hagerstown, MD. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,695 per month in Austin, TX versus $2,419 in Hagerstown, MD – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Hagerstown, MD runs roughly 49% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,419 in Hagerstown, MD versus $2,695 in Austin, TX, a $2,000 budget is realistic in Hagerstown, MD but tight or insufficient in Austin, TX. The gap between the two cities makes Hagerstown, MD the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Hagerstown, MD gentler on the wallet – expenses run 11% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.