Cost of Living Comparison Between Ha Dong and Ho Chi Minh City (Saigon) Cost of Living Comparison Between Ha Dong and Ho Chi Minh City (Saigon)

Monthly Cost of Living

A single person spends $726 per month in Ha Dong vs $825 in Ho Chi Minh City (Saigon), rent included.

A couple spends around $1,164 per month in Ha Dong vs $1,301 in Ho Chi Minh City (Saigon), rent included.

A family of three spends $1,603 per month in Ha Dong vs $1,778 in Ho Chi Minh City (Saigon), rent included.

Ha Dong is about 12% cheaper than Ho Chi Minh City (Saigon), driven mainly by Clothing & Footwear.

Both Ha Dong and Ho Chi Minh City (Saigon) are more affordable than the global median – Ha Dong 46% lower, Ho Chi Minh City (Saigon) 39% lower.

Meal at Budget Restaurant

$1.97 ₫51.7K

Three-Course Dinner for Two, Mid-Range

$26.70 ₫700.9K

$23.39 ₫614.1K

14.15%

Fast Food Meal (McDonalds, etc)

$4.49 ₫117.7K

$4.69 ₫123.1K

-4.26%

Cappuccino

$1.81 ₫47.5K

$1.77 ₫46.4K

2.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 ₫12.7K

$0.48 ₫12.5K

Water (0.33 liter bottle)

$0.27 ₫7,111

$0.28 ₫7,237

-3.57%

Local Beer (0.5 liter draught)

$0.94 ₫24.6K

$0.99 ₫26.1K

-5.05%

Imported Beer (0.33 liter bottle)

$1.94 ₫51.0K

$1.56 ₫40.9K

24.36%

Milk (1 liter)

$1.41 ₫37.1K

$1.51 ₫39.5K

-6.62%

White Bread (500g)

$0.99 ₫26.0K

$0.98 ₫25.7K

1.02%

Rice (white) (1kg)

$0.86 ₫22.7K

$0.96 ₫25.2K

-10.42%

Eggs

$1.50 ₫39.4K

$1.47 ₫38.6K

2.04%

Local Cheese (1kg)

$9.17 ₫240.6K

$11.89 ₫312.1K

-22.88%

Chicken Fillets (1kg)

$3.78 ₫99.3K

$3.56 ₫93.6K

6.18%

Beef Round Steak (1kg)

$9.41 ₫247.1K

$10.61 ₫278.6K

-11.31%

Apples (1kg)

$3.24 ₫85.0K

$2.67 ₫70.2K

21.35%

Banana (1kg)

$1.03 ₫27.0K

$1.15 ₫30.2K

-10.43%

Oranges (1kg)

$1.64 ₫43.2K

$1.36 ₫35.6K

20.59%

Tomato (1kg)

$1.12 ₫29.3K

$1.18 ₫31.0K

-5.08%

Potato (1kg)

$1.03 ₫27.1K

$1.15 ₫30.2K

-10.43%

Onion (1kg)

$1.01 ₫26.6K

$1.23 ₫32.4K

-17.89%

Lettuce (1 head)

$0.56 ₫14.7K

$0.74 ₫19.5K

-24.32%

Water (1.5 liter bottle)

$0.54 ₫14.1K

$0.47 ₫12.4K

14.89%

Cigarettes 20 Pack (Marlboro, Camel)

$1.36 ₫35.8K

$1.28 ₫33.6K

6.25%

Wine (Bottle)

$13.04 ₫342.2K

$12.69 ₫333.2K

2.76%

Local Beer (0.5 liter bottle)

$0.94 ₫24.7K

$0.85 ₫22.4K

10.59%

Imported Beer (0.33 liter bottle)

$1.75 ₫46.1K

$1.47 ₫38.6K

19.05%

One-way Ticket (Public Transport)

$0.34 ₫8,934

$0.26 ₫6,796

30.77%

Public Transport Monthly Pass (Regular Price)

$6.49 ₫170.3K

$10.74 ₫281.9K

-39.57%

Taxi Start (Normal Tariff)

$0.75 ₫19.7K

$0.67 ₫17.7K

11.94%

Taxi (Normal Tariff) (1km)

$0.57 ₫14.9K

$0.63 ₫16.6K

-9.52%

Taxi 1hour Waiting (Normal Tariff)

$1.60 ₫42.1K

$3.13 ₫82.0K

-48.88%

Gasoline (1 liter)

$0.91 ₫23.8K

$0.82 ₫21.5K

10.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.8K ₫992.9M

$38.2K ₫1.0B

-0.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K ₫826.3M

$34.0K ₫893.7M

-7.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.2 ₫2.1M

$85.0 ₫2.2M

-6.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.15 ₫135.2K

$5.85 ₫153.6K

-11.97%

Internet (50+ Mbps, Unlimited Data)

$8.68 ₫228.0K

$9.10 ₫238.9K

-4.62%

Gym Membership (Monthly)

$21.42 ₫562.3K

$20.54 ₫539.1K

4.28%

Tennis Court (1 Hour on Weekend)

$7.52 ₫197.5K

$9.70 ₫254.5K

-22.47%

Cinema Ticket

$3.87 ₫101.6K

$4.31 ₫113.1K

-10.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$269 ₫7.1M

$274 ₫7.2M

-1.71%

International Primary School, 1 Child (Yearly)

$11.8K ₫309.8M

$14.1K ₫371.0M

-16.49%

Jeans (Levis 501 Or Similar)

$44.92 ₫1.2M

$42.11 ₫1.1M

6.67%

Summer Dress (H&M, Zara, etc)

$23.28 ₫611.0K

$27.32 ₫717.0K

-14.79%

Sport Shoes (Adidas, Nike)

$89.1 ₫2.3M

$96.4 ₫2.5M

-7.64%

Men's Leather Business Shoes

$72.0 ₫1.9M

$86.6 ₫2.3M

-16.89%

1-bedroom Apartment, City Center (Monthly)

$360 ₫9.5M

$535 ₫14.0M

-32.64%

1-bedroom Apartment, Outside City Center (Monthly)

$250 ₫6.6M

$310 ₫8.1M

-19.33%

3-bedroom Apartment, City Center (Monthly)

$685 ₫18.0M

$1,093 ₫28.7M

-37.39%

3-bedroom Apartment, Outside City Center (Monthly)

$464 ₫12.2M

$650 ₫17.1M

-28.61%

Buy Apartment in City Center (m2)

$3,793 ₫99.6M

$4,532 ₫119.0M

-16.31%

Buy Apartment Outside City Center (m2)

$1,697 ₫44.5M

$1,820 ₫47.8M

-6.79%

Average Monthly Net Salary (After Tax)

$505 ₫13.3M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.1

9.14

-0.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ha Dong: June 7, 2026

Last update for Ho Chi Minh City (Saigon): June 9, 2026

Cost Breakdown

A central one-bedroom costs $360 in Ha Dong versus $535 in Ho Chi Minh City (Saigon). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $27.00 in Ha Dong versus $23.00 in Ho Chi Minh City (Saigon). Groceries tell a different story – $191 in Ha Dong vs $199 in Ho Chi Minh City (Saigon) – so Ha Dong wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ha Dong vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions

Ho Chi Minh City (Saigon) costs about 14% more than Ha Dong, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,089 per month in Ha Dong and $1,237 in Ho Chi Minh City (Saigon). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ha Dong, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $27.00 in Ha Dong and $23.00 in Ho Chi Minh City (Saigon). That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $726 in Ha Dong and $825 in Ho Chi Minh City (Saigon). The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ha Dong, where all-in costs run around $726, than in Ho Chi Minh City (Saigon) at $825. In Ha Dong it covers expenses comfortably, while in Ho Chi Minh City (Saigon) it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ha Dong costs $726 versus $825 in Ho Chi Minh City (Saigon). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ha Dong. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ho Chi Minh City (Saigon) makes more sense. Both are solid long-term options with distinct trade-offs.