Cost of Living Comparison Between Gütersloh and Ubud, Bali Cost of Living Comparison Between Gütersloh and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,075 in Gütersloh versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $3,133 in Gütersloh versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,190 in Gütersloh versus $3,275 in Ubud, Bali.

Living in Gütersloh is roughly 51% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Gütersloh 50% above, Ubud, Bali 0% above.

Currency
🍽 Eating Out
Gütersloh
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.76 €17.90
$3.33 Rp 58.7K
523.42%
Three-Course Dinner for Two, Mid-Range
$81.5 €70.2
$35.82 Rp 630.7K
127.39%
Fast Food Meal (McDonalds, etc)
$13.98 €12.05
$5.63 Rp 99.1K
148.31%
Cappuccino
$4.08 €3.52
$2.82 Rp 49.7K
44.68%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.30 €2.85
$1.75 Rp 30.8K
88.57%
Water (0.33 liter bottle)
$2.31 €1.99
$0.80 Rp 14.0K
188.75%
Local Beer (0.5 liter draught)
$5.26 €4.54
$3.04 Rp 53.6K
73.03%
Imported Beer (0.33 liter bottle)
$4.76 €4.10
$4.30 Rp 75.7K
10.70%
🛒 Groceries & Markets
Gütersloh
Ubud, Bali
Difference
Milk (1 liter)
$1.34 €1.16
$1.61 Rp 28.3K
-16.77%
White Bread (500g)
$2.15 €1.85
$2.27 Rp 39.9K
-5.29%
Rice (white) (1kg)
$3.42 €2.94
$1.17 Rp 20.6K
192.31%
Eggs
$3.72 €3.21
$2.17 Rp 38.2K
71.43%
Local Cheese (1kg)
$14.96 €12.90
$17.63 Rp 310.5K
-15.14%
Chicken Fillets (1kg)
$10.91 €9.40
$4.05 Rp 71.4K
169.38%
Beef Round Steak (1kg)
$19.57 €16.87
$12.18 Rp 214.5K
60.67%
Apples (1kg)
$3.32 €2.86
$3.62 Rp 63.7K
-8.29%
Banana (1kg)
$2.09 €1.80
$1.64 Rp 28.8K
27.44%
Oranges (1kg)
$2.24 €1.93
$2.31 Rp 40.6K
-3.03%
Tomato (1kg)
$4.24 €3.66
$1.96 Rp 34.5K
116.33%
Potato (1kg)
$1.35 €1.17
$1.84 Rp 32.5K
-26.63%
Onion (1kg)
$1.36 €1.17
$2.37 Rp 41.7K
-42.62%
Lettuce (1 head)
$1.59 €1.37
$1.05 Rp 18.5K
51.43%
Water (1.5 liter bottle)
$1.05 €0.90
$0.54 Rp 9,560
94.44%
Cigarettes 20 Pack (Marlboro, Camel)
$9.91 €8.54
$2.30 Rp 40.6K
330.87%
Wine (Bottle)
$5.63 €4.85
$23.08 Rp 406.4K
-75.61%
Local Beer (0.5 liter bottle)
$1.14 €0.99
$2.34 Rp 41.2K
-51.28%
Imported Beer (0.33 liter bottle)
$1.52 €1.31
$3.07 Rp 54.0K
-50.49%
🚌 Getting Around
Gütersloh
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.30 €3.71
$0.25 Rp 4,365
1620.00%
Public Transport Monthly Pass (Regular Price)
$75.3 €64.9
$9.42 Rp 165.9K
699.15%
Taxi Start (Normal Tariff)
$5.09 €4.39
$0.49 Rp 8,631
938.78%
Taxi (Normal Tariff) (1km)
$2.38 €2.05
$0.47 Rp 8,349
406.38%
Taxi 1hour Waiting (Normal Tariff)
$38.06 €32.81
$5.60 Rp 98.6K
579.64%
Gasoline (1 liter)
$2.20 €1.90
$0.81 Rp 14.2K
171.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.2K €29.5K
$25.0K Rp 440.3M
36.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.8K €34.3K
$31.1K Rp 547.0M
28.22%
🧾 Monthly Utilities & Internet
Gütersloh
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$313 €270
$82.7 Rp 1.5M
278.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.45 €30.56
$6.49 Rp 114.2K
446.22%
Internet (50+ Mbps, Unlimited Data)
$47.35 €40.82
$18.79 Rp 330.8K
152.00%
🎉 Sport & Entertainment
Gütersloh
Ubud, Bali
Difference
Gym Membership (Monthly)
$40.71 €35.09
$55.2 Rp 972.6K
-26.30%
Tennis Court (1 Hour on Weekend)
$26.42 €22.77
$18.21 Rp 320.6K
45.09%
Cinema Ticket
$15.99 €13.78
$4.30 Rp 75.7K
271.86%
🧸 Childcare & Education
Gütersloh
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$481 €415
$494 Rp 8.7M
-2.68%
International Primary School, 1 Child (Yearly)
$9,969 €8,593
$5,917 Rp 104.2M
68.47%
👕👟 Clothing & Footwear
Gütersloh
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$58.7 €50.6
$46.28 Rp 814.8K
26.79%
Summer Dress (H&M, Zara, etc)
$46.75 €40.30
$36.44 Rp 641.6K
28.29%
Sport Shoes (Adidas, Nike)
$113 €97.6
$80.7 Rp 1.4M
40.22%
Men's Leather Business Shoes
$142 €122
$78.8 Rp 1.4M
79.82%
🏠 Accommodation & Living
Gütersloh
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$998 €860
$1,114 Rp 19.6M
-10.45%
1-bedroom Apartment, Outside City Center (Monthly)
$710 €612
$693 Rp 12.2M
2.47%
3-bedroom Apartment, City Center (Monthly)
$1,514 €1,305
$3,639 Rp 64.1M
-58.38%
3-bedroom Apartment, Outside City Center (Monthly)
$1,179 €1,016
$1,712 Rp 30.1M
-31.15%
Buy Apartment in City Center (m2)
$5,249 €4,524
$2,761 Rp 48.6M
90.13%
Buy Apartment Outside City Center (m2)
$3,540 €3,052
$2,293 Rp 40.4M
54.41%
💵 Salaries & Financials
Gütersloh
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,430 €2,095
$167 Rp 2.9M
1354.47%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.95
13.78
-71.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gütersloh: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $998 in Gütersloh and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gütersloh pays 1354% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81.0 in Gütersloh vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $327 vs $294 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gütersloh vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Gütersloh?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 51% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Gütersloh or Ubud, Bali?
Average pay runs 1354% higher in Gütersloh, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Gütersloh and Ubud, Bali?
Rent for a central apartment: $998 in Gütersloh versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $481 in Gütersloh versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Gütersloh and in Ubud, Bali?
Supermarket bills run roughly 11% higher in Gütersloh. For households that cook at home regularly, that difference adds up over a month.
Is $1,000 a realistic budget for living in Gütersloh or in Ubud, Bali?
At $1,378 in Ubud, Bali versus $2,075 in Gütersloh, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gütersloh. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Gütersloh or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Gütersloh, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Gütersloh or Ubud, Bali?
Safety-wise, Gütersloh and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 51% less than in Gütersloh. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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