Last update: Oct 2026

Cost of Living Comparison Between Guildford and Toronto

For one person, living is cheaper in Toronto: $2,589 a month against $3,168 in Guildford, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

152

Cost of Living Index in Guildford
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Guildford Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Guildford

🇬🇧 United Kingdom

$3,168

/mo nomad

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Guildford and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Guildford and in Toronto actually costs, broken down by who's living it.

A single person spends $3,168 per month in Guildford vs $2,589 in Toronto, rent included.

Guildford $3,168
Toronto $2,589

A couple spends around $4,474 per month in Guildford vs $3,710 in Toronto, rent included.

Guildford $4,474
Toronto $3,710

A family of three spends $5,779 per month in Guildford vs $4,831 in Toronto, rent included.

Guildford $5,779
Toronto $4,831

Guildford costs about 22% more than Toronto, and outside of rent the biggest gap is in eating out.

Both Guildford and Toronto sit above the global median – Guildford by 133%, Toronto by 90%.

Meal at Budget Restaurant

$29.72 £22.37

$17.60 CA$24.70

68.86%

Three-Course Dinner for Two, Mid-Range

$93.3 £70.2

$77.8 CA$109

19.91%

Fast Food Meal (McDonalds, etc)

$11.23 £8.45

$10.59 CA$14.86

6.04%

Cappuccino

$5.04 £3.79

$4.16 CA$5.83

21.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 £2.04

$2.04 CA$2.87

32.84%

Water (0.33 liter bottle)

$1.56 £1.17

$1.75 CA$2.46

-10.86%

Local Beer (0.5 liter draught)

$8.56 £6.44

$6.58 CA$9.23

30.09%

Imported Beer (0.33 liter bottle)

$6.84 £5.14

$7.11 CA$9.98

-3.80%

Milk (1 liter)

$1.55 £1.16

$2.53 CA$3.56

-38.74%

White Bread (500g)

$1.33 £1.00

$2.70 CA$3.79

-50.74%

Rice (white) (1kg)

$1.97 £1.48

$2.24 CA$3.14

-12.05%

Eggs

$4.36 £3.28

$3.48 CA$4.89

25.29%

Local Cheese (1kg)

$13.56 £10.20

$9.38 CA$13.16

44.56%

Chicken Fillets (1kg)

$10.24 £7.71

$11.60 CA$16.28

-11.72%

Beef Round Steak (1kg)

$16.16 £12.16

$14.68 CA$20.61

10.08%

Apples (1kg)

$3.54 £2.66

$3.74 CA$5.26

-5.35%

Banana (1kg)

$2.12 £1.60

$1.22 CA$1.72

73.77%

Oranges (1kg)

$3.73 £2.81

$3.48 CA$4.88

7.18%

Tomato (1kg)

$5.43 £4.08

$4.32 CA$6.07

25.69%

Potato (1kg)

$1.93 £1.45

$1.85 CA$2.60

4.32%

Onion (1kg)

$1.44 £1.08

$1.69 CA$2.37

-14.79%

Lettuce (1 head)

$1.15 £0.86

$2.23 CA$3.13

-48.43%

Water (1.5 liter bottle)

$1.48 £1.12

$1.28 CA$1.79

15.62%

Cigarettes 20 Pack (Marlboro, Camel)

$24.07 £18.12

$14.04 CA$19.71

71.44%

Wine (Bottle)

$11.95 £9.00

$14.43 CA$20.25

-17.19%

Local Beer (0.5 liter bottle)

$2.50 £1.88

$2.16 CA$3.03

15.74%

Imported Beer (0.33 liter bottle)

$3.06 £2.30

$2.52 CA$3.54

21.43%

One-way Ticket (Public Transport)

$3.13 £2.36

$2.37 CA$3.32

32.07%

Public Transport Monthly Pass (Regular Price)

$94.2 £70.9

$112 CA$158

-16.26%

Taxi Start (Normal Tariff)

$4.60 £3.47

$3.04 CA$4.27

51.32%

Taxi (Normal Tariff) (1km)

$2.02 £1.52

$1.24 CA$1.74

62.90%

Taxi 1hour Waiting (Normal Tariff)

$40.80 £30.70

$22.55 CA$31.65

80.93%

Gasoline (1 liter)

$2.04 £1.53

$1.24 CA$1.75

64.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.2K £29.5K

$26.9K CA$37.8K

45.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.1K £30.9K

$21.4K CA$30.0K

92.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$398 £299

$125 CA$175

219.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.59 £15.50

$33.05 CA$46.39

-37.70%

Internet (50+ Mbps, Unlimited Data)

$46.34 £34.88

$47.96 CA$67.3

-3.38%

Gym Membership (Monthly)

$51.7 £38.91

$36.69 CA$51.5

40.91%

Tennis Court (1 Hour on Weekend)

$23.05 £17.35

$23.67 CA$33.22

-2.62%

Cinema Ticket

$10.51 £7.91

$13.08 CA$18.35

-19.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,390 £1,799

$759 CA$1,065

214.97%

International Primary School, 1 Child (Yearly)

$24.5K £18.4K

$23.8K CA$33.4K

2.91%

Jeans (Levis 501 Or Similar)

$111 £83.4

$53.5 CA$75.1

107.00%

Summer Dress (H&M, Zara, etc)

$66.8 £50.3

$40.44 CA$56.8

65.16%

Sport Shoes (Adidas, Nike)

$118 £88.8

$100 CA$141

17.41%

Men's Leather Business Shoes

$127 £95.7

$125 CA$176

1.56%

1-bedroom Apartment, City Center (Monthly)

$1,946 £1,465

$1,630 CA$2,287

19.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,573 £1,184

$1,416 CA$1,987

11.13%

3-bedroom Apartment, City Center (Monthly)

$2,908 £2,189

$2,694 CA$3,781

7.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,363 £1,778

$2,101 CA$2,949

12.47%

Buy Apartment in City Center (m2)

$7,969 £5,998

$7,551 CA$10.6K

5.54%

Buy Apartment Outside City Center (m2)

$6,803 £5,120

$6,674 CA$9,366

1.94%

Average Monthly Net Salary (After Tax)

$3,678 £2,768

$3,543 CA$4,973

3.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.13

4.45

15.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Guildford: October 27, 2026

Last update for Toronto: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Guildford

$1.6K 49.7%

Toronto

$1.4K 54.7% 10% $158

Monthly Utilities & Internet

Guildford

$465 14.7%

Toronto

$206 7.9% 55.7% $259

Eating Out

Guildford

$405 12.8%

Toronto

$285 11% 29.8% $121

Groceries & Markets

Guildford

$340 10.7%

Toronto

$345 13.3% 1.3% $4.5

Clothing & Footwear

Guildford

$190 6%

Toronto

$144 5.6% 24.4% $46

Getting Around

Guildford

$121 3.8%

Toronto

$131 5.1% 8% $9.8

Sport & Entertainment

Guildford

$73 2.3%

Toronto

$63 2.4% 13.6% $9.9

Cost Breakdown

A central one-bedroom costs $1,946 in Guildford versus $1,630 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Guildford, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $93 in Guildford versus $78 in Toronto. Groceries tell a different story – $340 in Guildford vs $345 in Toronto – so Guildford wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 Guildford

🇨🇦 Toronto

🕒 Local time

18:40 6:40 PM

14:40 2:40 PM

4 h behind Guildford

🌤 Weather

👥 Population

66,773

2,731,571

💱 Currency

British Pound GBP £

Canadian Dollar CAD $

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

CAD, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 28, 2026: 1 USD = 0.753 GBP (1 GBP = 1.33 USD). 1 EUR = 0.838 GBP (1 GBP = 1.19 EUR).

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

USD to GBP in detail →

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Between locations

Guildford Toronto 5,700 km ≈ 8 h nonstop flight

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Guildford vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Guildford is pricier by about 22%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,752 per month in Guildford and $3,883 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments: a one-bedroom in the center costs $1,630 there versus $1,946 in Guildford.

A mid-range dinner for two costs $93 in Guildford and $78 in Toronto. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 16% less in Guildford. For daily commuters, that gap adds up to noticeable savings over a year.

$2,500 is a stretch for both – monthly costs hit $3,168 in Guildford and $2,589 in Toronto. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Guildford makes more sense. Both are solid long-term options with distinct trade-offs.