Cost of Living Comparison Between Guildford and Toronto Cost of Living Comparison Between Guildford and Toronto

Monthly Cost of Living

A single person spends $3,222 per month in Guildford vs $2,754 in Toronto, rent included.

A couple spends around $4,479 per month in Guildford vs $4,024 in Toronto, rent included.

A family of three spends $5,735 per month in Guildford vs $5,294 in Toronto, rent included.

Guildford costs about 17% more than Toronto, driven mainly by Groceries & Markets.

Both Guildford and Toronto sit above the global median – Guildford by 141%, Toronto by 106%.

Meal at Budget Restaurant

$20.57 £15.22

$18.87 CA$25.86

9.01%

Three-Course Dinner for Two, Mid-Range

$88.3 £65.4

$82.6 CA$113

6.98%

Fast Food Meal (McDonalds, etc)

$11.34 £8.39

$11.19 CA$15.33

1.34%

Cappuccino

$4.72 £3.49

$3.83 CA$5.25

23.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 £1.95

$2.19 CA$3.00

20.09%

Water (0.33 liter bottle)

$1.86 £1.38

$1.63 CA$2.24

14.11%

Local Beer (0.5 liter draught)

$8.30 £6.14

$5.73 CA$7.85

44.85%

Imported Beer (0.33 liter bottle)

$6.88 £5.09

$6.58 CA$9.01

4.56%

Milk (1 liter)

$1.61 £1.19

$2.80 CA$3.83

-42.50%

White Bread (500g)

$1.04 £0.77

$2.77 CA$3.80

-62.45%

Rice (white) (1kg)

$1.81 £1.34

$3.55 CA$4.86

-49.01%

Eggs

$4.52 £3.34

$3.46 CA$4.75

30.64%

Local Cheese (1kg)

$14.84 £10.98

$13.39 CA$18.35

10.83%

Chicken Fillets (1kg)

$10.28 £7.60

$12.88 CA$17.64

-20.19%

Beef Round Steak (1kg)

$16.13 £11.94

$16.36 CA$22.42

-1.41%

Apples (1kg)

$3.66 £2.71

$4.14 CA$5.67

-11.59%

Banana (1kg)

$2.19 £1.62

$1.14 CA$1.56

92.11%

Oranges (1kg)

$4.40 £3.25

$3.39 CA$4.65

29.79%

Tomato (1kg)

$4.94 £3.65

$4.05 CA$5.55

21.98%

Potato (1kg)

$1.79 £1.33

$2.53 CA$3.47

-29.25%

Onion (1kg)

$1.45 £1.07

$2.82 CA$3.87

-48.58%

Lettuce (1 head)

$1.08 £0.80

$2.46 CA$3.38

-56.10%

Water (1.5 liter bottle)

$1.22 £0.90

$1.97 CA$2.70

-38.07%

Cigarettes 20 Pack (Marlboro, Camel)

$20.14 £14.90

$14.78 CA$20.25

36.27%

Wine (Bottle)

$13.52 £10.00

$14.57 CA$19.96

-7.21%

Local Beer (0.5 liter bottle)

$2.44 £1.81

$2.67 CA$3.66

-8.61%

Imported Beer (0.33 liter bottle)

$3.51 £2.60

$3.19 CA$4.37

10.03%

One-way Ticket (Public Transport)

$2.92 £2.16

$2.41 CA$3.30

21.16%

Public Transport Monthly Pass (Regular Price)

$94.5 £70.0

$113 CA$154

-16.09%

Taxi Start (Normal Tariff)

$6.74 £4.99

$3.59 CA$4.92

87.74%

Taxi (Normal Tariff) (1km)

$1.59 £1.18

$1.35 CA$1.84

17.78%

Taxi 1hour Waiting (Normal Tariff)

$23.17 £17.15

$25.88 CA$35.45

-10.47%

Gasoline (1 liter)

$1.92 £1.42

$1.10 CA$1.51

74.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.7K £27.9K

$25.1K CA$34.4K

49.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.3K

$21.7K CA$29.7K

88.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$391 £289

$116 CA$159

235.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.08 £12.64

$37.49 CA$51.4

-54.44%

Internet (50+ Mbps, Unlimited Data)

$41.49 £30.70

$55.1 CA$75.4

-24.63%

Gym Membership (Monthly)

$71.6 £53.0

$57.0 CA$78.1

25.55%

Tennis Court (1 Hour on Weekend)

$16.55 £12.24

$20.45 CA$28.01

-19.07%

Cinema Ticket

$16.69 £12.35

$11.83 CA$16.20

41.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,111 £1,562

$1,121 CA$1,536

88.37%

International Primary School, 1 Child (Yearly)

$24.7K £18.3K

$18.5K CA$25.3K

33.63%

Jeans (Levis 501 Or Similar)

$83.9 £62.1

$56.8 CA$77.8

47.63%

Summer Dress (H&M, Zara, etc)

$67.1 £49.64

$38.87 CA$53.3

72.58%

Sport Shoes (Adidas, Nike)

$95.0 £70.3

$89.4 CA$123

6.19%

Men's Leather Business Shoes

$124 £92.1

$114 CA$157

8.81%

1-bedroom Apartment, City Center (Monthly)

$1,856 £1,373

$1,844 CA$2,526

0.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,647 £1,218

$1,557 CA$2,133

5.76%

3-bedroom Apartment, City Center (Monthly)

$2,682 £1,985

$2,940 CA$4,027

-8.76%

3-bedroom Apartment, Outside City Center (Monthly)

$2,490 £1,843

$2,432 CA$3,332

2.37%

Buy Apartment in City Center (m2)

$7,764 £5,745

$8,557 CA$11.7K

-9.26%

Buy Apartment Outside City Center (m2)

$7,138 £5,282

$6,919 CA$9,479

3.17%

Average Monthly Net Salary (After Tax)

$3,665 £2,712

$3,596 CA$4,927

1.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.24

5.16

20.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Guildford: April 27, 2026

Last update for Toronto: April 27, 2026

Cost Breakdown

A central one-bedroom costs $1,856 in Guildford versus $1,844 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Guildford, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $88.0 in Guildford versus $83.0 in Toronto. Groceries tell a different story – $343 in Guildford vs $394 in Toronto – so Guildford wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Guildford vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Guildford is pricier by about 17%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,834 per month in Guildford and $4,132 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 15% cheaper in Guildford – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $88.0 in Guildford and $83.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,500 is a stretch for both – monthly costs hit $3,222 in Guildford and $2,754 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Guildford makes more sense. Both are solid long-term options with distinct trade-offs.