Last update: Oct 2026

Cost of Living Comparison Between Toronto and Guildford

For one person, living is cheaper in Toronto: $2,589 a month against $3,168 in Guildford, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
152

Cost of Living Index in Guildford
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Guildford Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Guildford

🇬🇧 United Kingdom

$3,168

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Guildford

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Guildford actually costs, broken down by who's living it.

A single person spends $2,589 per month in Toronto vs $3,168 in Guildford, rent included.

Toronto $2,589
Guildford $3,168

A couple spends around $3,710 per month in Toronto vs $4,474 in Guildford, rent included.

Toronto $3,710
Guildford $4,474

A family of three spends $4,831 per month in Toronto vs $5,779 in Guildford, rent included.

Toronto $4,831
Guildford $5,779

Toronto is about 18% cheaper than Guildford, and outside of rent the biggest gap is in eating out.

Both Toronto and Guildford sit above the global median – Toronto by 90%, Guildford by 133%.

Meal at Budget Restaurant

$17.60 CA$24.70

$29.72 £22.37

-40.78%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$93.3 £70.2

-16.60%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.86

$11.23 £8.45

-5.70%

Cappuccino

$4.16 CA$5.83

$5.04 £3.79

-17.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.87

$2.71 £2.04

-24.72%

Water (0.33 liter bottle)

$1.75 CA$2.46

$1.56 £1.17

12.18%

Local Beer (0.5 liter draught)

$6.58 CA$9.23

$8.56 £6.44

-23.13%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.98

$6.84 £5.14

3.95%

Milk (1 liter)

$2.53 CA$3.56

$1.55 £1.16

63.23%

White Bread (500g)

$2.70 CA$3.79

$1.33 £1.00

103.01%

Rice (white) (1kg)

$2.24 CA$3.14

$1.97 £1.48

13.71%

Eggs

$3.48 CA$4.89

$4.36 £3.28

-20.18%

Local Cheese (1kg)

$9.38 CA$13.16

$13.56 £10.20

-30.83%

Chicken Fillets (1kg)

$11.60 CA$16.28

$10.24 £7.71

13.28%

Beef Round Steak (1kg)

$14.68 CA$20.61

$16.16 £12.16

-9.16%

Apples (1kg)

$3.74 CA$5.26

$3.54 £2.66

5.65%

Banana (1kg)

$1.22 CA$1.72

$2.12 £1.60

-42.45%

Oranges (1kg)

$3.48 CA$4.88

$3.73 £2.81

-6.70%

Tomato (1kg)

$4.32 CA$6.07

$5.43 £4.08

-20.44%

Potato (1kg)

$1.85 CA$2.60

$1.93 £1.45

-4.15%

Onion (1kg)

$1.69 CA$2.37

$1.44 £1.08

17.36%

Lettuce (1 head)

$2.23 CA$3.13

$1.15 £0.86

93.91%

Water (1.5 liter bottle)

$1.28 CA$1.79

$1.48 £1.12

-13.51%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.71

$24.07 £18.12

-41.67%

Wine (Bottle)

$14.43 CA$20.25

$11.95 £9.00

20.75%

Local Beer (0.5 liter bottle)

$2.16 CA$3.03

$2.50 £1.88

-13.60%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.54

$3.06 £2.30

-17.65%

One-way Ticket (Public Transport)

$2.37 CA$3.32

$3.13 £2.36

-24.28%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$94.2 £70.9

19.42%

Taxi Start (Normal Tariff)

$3.04 CA$4.27

$4.60 £3.47

-33.91%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.74

$2.02 £1.52

-38.61%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.65

$40.80 £30.70

-44.73%

Gasoline (1 liter)

$1.24 CA$1.75

$2.04 £1.53

-39.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.8K

$39.2K £29.5K

-31.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$30.0K

$41.1K £30.9K

-47.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$175

$398 £299

-68.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.39

$20.59 £15.50

60.51%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.3

$46.34 £34.88

3.50%

Gym Membership (Monthly)

$36.69 CA$51.5

$51.7 £38.91

-29.03%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.22

$23.05 £17.35

2.69%

Cinema Ticket

$13.08 CA$18.35

$10.51 £7.91

24.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,065

$2,390 £1,799

-68.25%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.4K

$24.5K £18.4K

-2.83%

Jeans (Levis 501 Or Similar)

$53.5 CA$75.1

$111 £83.4

-51.69%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.8

$66.8 £50.3

-39.45%

Sport Shoes (Adidas, Nike)

$100 CA$141

$118 £88.8

-14.83%

Men's Leather Business Shoes

$125 CA$176

$127 £95.7

-1.53%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,287

$1,946 £1,465

-16.25%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,987

$1,573 £1,184

-10.01%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,781

$2,908 £2,189

-7.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,949

$2,363 £1,778

-11.08%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$7,969 £5,998

-5.25%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,366

$6,803 £5,120

-1.90%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,973

$3,678 £2,768

-3.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

5.13

-13.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Guildford: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Guildford

$1.6K 49.7% 11.1% $158

Groceries & Markets

Toronto

$345 13.3%

Guildford

$340 10.7% 1.3% $4.5

Eating Out

Toronto

$285 11%

Guildford

$405 12.8% 42.4% $121

Monthly Utilities & Internet

Toronto

$206 7.9%

Guildford

$465 14.7% 126% $259

Clothing & Footwear

Toronto

$144 5.6%

Guildford

$190 6% 32.2% $46

Getting Around

Toronto

$131 5.1%

Guildford

$121 3.8% 7.4% $9.8

Sport & Entertainment

Toronto

$63 2.4%

Guildford

$73 2.3% 15.7% $9.9

Cost Breakdown

A central one-bedroom costs $1,630 in Toronto versus $1,946 in Guildford. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Guildford, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78 in Toronto versus $93 in Guildford. Groceries tell a different story – $345 in Toronto vs $340 in Guildford – so Guildford wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇬🇧 Guildford

🕒 Local time

16:26 4:26 PM

20:26 8:26 PM

4 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

66,773

💱 Currency

Canadian Dollar CAD $

British Pound GBP £

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

British Pound exchange rates as of October 28, 2026: 1 USD = 0.753 GBP (1 GBP = 1.33 USD). 1 EUR = 0.838 GBP (1 GBP = 1.19 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Guildford 5,700 km ≈ 8 h nonstop flight

From you

Toronto
Guildford

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Guildford: Cost of Living - Frequently Asked Questions

Yes – Guildford is pricier by about 22%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,883 per month in Toronto and $4,752 in Guildford. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments: a one-bedroom in the center costs $1,630 there versus $1,946 in Guildford.

A mid-range dinner for two costs $78 in Toronto and $93 in Guildford. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 16% less in Guildford. For daily commuters, that gap adds up to noticeable savings over a year.

$2,500 is a stretch for both – monthly costs hit $2,589 in Toronto and $3,168 in Guildford. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Toronto. If higher salaries or specific career opportunities are the priority, Guildford makes more sense. Both are solid long-term options with distinct trade-offs.