Cost of Living Comparison Between Toronto and Guildford Cost of Living Comparison Between Toronto and Guildford

Monthly Cost of Living

A single person spends $2,754 per month in Toronto vs $3,222 in Guildford, rent included.

A couple spends around $4,024 per month in Toronto vs $4,479 in Guildford, rent included.

A family of three spends $5,294 per month in Toronto vs $5,735 in Guildford, rent included.

Toronto is about 15% cheaper than Guildford, driven mainly by Groceries & Markets.

Both Toronto and Guildford sit above the global median – Toronto by 106%, Guildford by 141%.

Meal at Budget Restaurant

$18.87 CA$25.86

$20.57 £15.22

-8.26%

Three-Course Dinner for Two, Mid-Range

$82.6 CA$113

$88.3 £65.4

-6.52%

Fast Food Meal (McDonalds, etc)

$11.19 CA$15.33

$11.34 £8.39

-1.32%

Cappuccino

$3.83 CA$5.25

$4.72 £3.49

-18.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.00

$2.63 £1.95

-16.73%

Water (0.33 liter bottle)

$1.63 CA$2.24

$1.86 £1.38

-12.37%

Local Beer (0.5 liter draught)

$5.73 CA$7.85

$8.30 £6.14

-30.96%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.01

$6.88 £5.09

-4.36%

Milk (1 liter)

$2.80 CA$3.83

$1.61 £1.19

73.91%

White Bread (500g)

$2.77 CA$3.80

$1.04 £0.77

166.35%

Rice (white) (1kg)

$3.55 CA$4.86

$1.81 £1.34

96.13%

Eggs

$3.46 CA$4.75

$4.52 £3.34

-23.45%

Local Cheese (1kg)

$13.39 CA$18.35

$14.84 £10.98

-9.77%

Chicken Fillets (1kg)

$12.88 CA$17.64

$10.28 £7.60

25.29%

Beef Round Steak (1kg)

$16.36 CA$22.42

$16.13 £11.94

1.43%

Apples (1kg)

$4.14 CA$5.67

$3.66 £2.71

13.11%

Banana (1kg)

$1.14 CA$1.56

$2.19 £1.62

-47.95%

Oranges (1kg)

$3.39 CA$4.65

$4.40 £3.25

-22.95%

Tomato (1kg)

$4.05 CA$5.55

$4.94 £3.65

-18.02%

Potato (1kg)

$2.53 CA$3.47

$1.79 £1.33

41.34%

Onion (1kg)

$2.82 CA$3.87

$1.45 £1.07

94.48%

Lettuce (1 head)

$2.46 CA$3.38

$1.08 £0.80

127.78%

Water (1.5 liter bottle)

$1.97 CA$2.70

$1.22 £0.90

61.48%

Cigarettes 20 Pack (Marlboro, Camel)

$14.78 CA$20.25

$20.14 £14.90

-26.61%

Wine (Bottle)

$14.57 CA$19.96

$13.52 £10.00

7.77%

Local Beer (0.5 liter bottle)

$2.67 CA$3.66

$2.44 £1.81

9.43%

Imported Beer (0.33 liter bottle)

$3.19 CA$4.37

$3.51 £2.60

-9.12%

One-way Ticket (Public Transport)

$2.41 CA$3.30

$2.92 £2.16

-17.47%

Public Transport Monthly Pass (Regular Price)

$113 CA$154

$94.5 £70.0

19.17%

Taxi Start (Normal Tariff)

$3.59 CA$4.92

$6.74 £4.99

-46.74%

Taxi (Normal Tariff) (1km)

$1.35 CA$1.84

$1.59 £1.18

-15.09%

Taxi 1hour Waiting (Normal Tariff)

$25.88 CA$35.45

$23.17 £17.15

11.70%

Gasoline (1 liter)

$1.10 CA$1.51

$1.92 £1.42

-42.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K CA$34.4K

$37.7K £27.9K

-33.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$29.7K

$40.9K £30.3K

-46.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 CA$159

$391 £289

-70.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.49 CA$51.4

$17.08 £12.64

119.50%

Internet (50+ Mbps, Unlimited Data)

$55.1 CA$75.4

$41.49 £30.70

32.68%

Gym Membership (Monthly)

$57.0 CA$78.1

$71.6 £53.0

-20.35%

Tennis Court (1 Hour on Weekend)

$20.45 CA$28.01

$16.55 £12.24

23.56%

Cinema Ticket

$11.83 CA$16.20

$16.69 £12.35

-29.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,121 CA$1,536

$2,111 £1,562

-46.91%

International Primary School, 1 Child (Yearly)

$18.5K CA$25.3K

$24.7K £18.3K

-25.16%

Jeans (Levis 501 Or Similar)

$56.8 CA$77.8

$83.9 £62.1

-32.26%

Summer Dress (H&M, Zara, etc)

$38.87 CA$53.3

$67.1 £49.64

-42.05%

Sport Shoes (Adidas, Nike)

$89.4 CA$123

$95.0 £70.3

-5.83%

Men's Leather Business Shoes

$114 CA$157

$124 £92.1

-8.09%

1-bedroom Apartment, City Center (Monthly)

$1,844 CA$2,526

$1,856 £1,373

-0.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,557 CA$2,133

$1,647 £1,218

-5.44%

3-bedroom Apartment, City Center (Monthly)

$2,940 CA$4,027

$2,682 £1,985

9.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,432 CA$3,332

$2,490 £1,843

-2.32%

Buy Apartment in City Center (m2)

$8,557 CA$11.7K

$7,764 £5,745

10.21%

Buy Apartment Outside City Center (m2)

$6,919 CA$9,479

$7,138 £5,282

-3.07%

Average Monthly Net Salary (After Tax)

$3,596 CA$4,927

$3,665 £2,712

-1.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.24

-17.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: April 27, 2026

Last update for Guildford: April 27, 2026

Cost Breakdown

A central one-bedroom costs $1,844 in Toronto versus $1,856 in Guildford. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Guildford, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $83.0 in Toronto versus $88.0 in Guildford. Groceries tell a different story – $394 in Toronto vs $343 in Guildford – so Guildford wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Guildford: Cost of Living - Frequently Asked Questions

Yes – Guildford is pricier by about 17%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,132 per month in Toronto and $4,834 in Guildford. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 15% cheaper in Guildford – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $83.0 in Toronto and $88.0 in Guildford. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,754 in Toronto and $3,222 in Guildford. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Guildford makes more sense. Both are solid long-term options with distinct trade-offs.