Last update: Oct 2026

Cost of Living Comparison Between Guayaquil and Montanita

For one person, living is cheaper in Montanita: $893 a month against $1,235 in Guayaquil, rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

Guayaquil, Ecuador
Montanita, Ecuador
Guayaquil
🇪🇨 Ecuador
$1,235
/mo nomad
Montanita
🇪🇨 Ecuador
$893
/mo nomad
Monthly Cost of Living

How much you'll spend in Guayaquil and in Montanita

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Guayaquil and in Montanita actually costs, broken down by who's living it.

A single person spends $1,235 per month in Guayaquil vs $893 in Montanita, rent included.

  • Guayaquil $1,235
  • Montanita $893

A couple spends around $1,918 per month in Guayaquil vs $1,344 in Montanita, rent included.

  • Guayaquil $1,918
  • Montanita $1,344

A family of three spends $2,600 per month in Guayaquil vs $1,796 in Montanita, rent included.

  • Guayaquil $2,600
  • Montanita $1,796

Guayaquil costs about 38% more than Montanita, and outside of rent the biggest gap is in clothing.

Both Guayaquil and Montanita are more affordable than the global median – Guayaquil 9% lower, Montanita 34% lower.

Currency
🍽 Eating Out
Guayaquil
Montanita
Difference
Meal at Budget Restaurant
$3.91 $3.91
$3.44 $3.44
13.66%
Three-Course Dinner for Two, Mid-Range
$53.3 $53.3
$27.67 $27.67
92.66%
Fast Food Meal (McDonalds, etc)
$8.76 $8.76
$7.30 $7.30
20.00%
Cappuccino
$2.82 $2.82
$2.40 $2.40
17.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.94 $0.94
$0.85 $0.85
10.59%
Water (0.33 liter bottle)
$0.68 $0.68
$0.63 $0.63
7.94%
Local Beer (0.5 liter draught)
$3.03 $3.03
$1.96 $1.96
54.59%
Imported Beer (0.33 liter bottle)
$4.35 $4.35
$3.59 $3.59
21.17%
🛒 Groceries & Markets
Guayaquil
Montanita
Difference
Milk (1 liter)
$1.22 $1.22
$1.13 $1.13
7.96%
White Bread (500g)
$1.93 $1.93
$1.71 $1.71
12.87%
Rice (white) (1kg)
$1.45 $1.45
$1.50 $1.50
-3.33%
Eggs
$2.06 $2.06
$2.10 $2.10
-1.90%
Local Cheese (1kg)
$7.02 $7.02
$5.40 $5.40
30.00%
Chicken Fillets (1kg)
$5.23 $5.23
$5.45 $5.45
-4.04%
Beef Round Steak (1kg)
$9.29 $9.29
$6.40 $6.40
45.16%
Apples (1kg)
$1.48 $1.48
$2.10 $2.10
-29.52%
Banana (1kg)
$1.15 $1.15
$1.22 $1.22
-5.74%
Oranges (1kg)
$0.98 $0.98
$1.09 $1.09
-10.09%
Tomato (1kg)
$0.90 $0.90
$1.09 $1.09
-17.43%
Potato (1kg)
$1.23 $1.23
$1.43 $1.43
-13.99%
Onion (1kg)
$0.93 $0.93
$1.02 $1.02
-8.82%
Lettuce (1 head)
$0.81 $0.81
$0.49 $0.49
65.31%
Water (1.5 liter bottle)
$0.97 $0.97
$1.02 $1.02
-4.90%
Cigarettes 20 Pack (Marlboro, Camel)
$5.90 $5.90
$6.10 $6.10
-3.28%
Wine (Bottle)
$12.15 $12.15
$9.82 $9.82
23.73%
Local Beer (0.5 liter bottle)
$1.56 $1.56
$1.52 $1.52
2.63%
Imported Beer (0.33 liter bottle)
$2.15 $2.15
$2.55 $2.55
-15.69%
🚌 Getting Around
Guayaquil
Montanita
Difference
One-way Ticket (Public Transport)
$0.34 $0.34
$0.36 $0.36
-5.56%
Public Transport Monthly Pass (Regular Price)
$20.71 $20.71
$23.56 $23.56
-12.10%
Taxi Start (Normal Tariff)
$2.72 $2.72
$1.53 $1.53
77.78%
Taxi (Normal Tariff) (1km)
$1.72 $1.72
$1.02 $1.02
68.63%
Taxi 1hour Waiting (Normal Tariff)
$12.07 $12.07
$10.03 $10.03
20.34%
Gasoline (1 liter)
$0.84 $0.84
$0.62 $0.62
35.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.1K $23.1K
$24.9K $24.9K
-7.02%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.8K $30.8K
$28.3K $28.3K
9.06%
🧾 Monthly Utilities & Internet
Guayaquil
Montanita
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$128 $128
$40.55 $40.55
216.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.99 $14.99
$13.96 $13.96
7.38%
Internet (50+ Mbps, Unlimited Data)
$25.69 $25.69
$30.87 $30.87
-16.78%
🎉 Sport & Entertainment
Guayaquil
Montanita
Difference
Gym Membership (Monthly)
$44.63 $44.63
$29.86 $29.86
49.46%
Tennis Court (1 Hour on Weekend)
$26.98 $26.98
$14.43 $14.43
86.97%
Cinema Ticket
$7.55 $7.55
$7.33 $7.33
3.00%
🧸 Childcare & Education
Guayaquil
Montanita
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$370 $370
$256 $256
44.46%
International Primary School, 1 Child (Yearly)
$5,607 $5,607
$5,690 $5,690
-1.46%
👕👟 Clothing & Footwear
Guayaquil
Montanita
Difference
Jeans (Levis 501 Or Similar)
$64.1 $64.1
$55.5 $55.5
15.59%
Summer Dress (H&M, Zara, etc)
$40.54 $40.54
$42.86 $42.86
-5.41%
Sport Shoes (Adidas, Nike)
$126 $126
$101 $101
25.47%
Men's Leather Business Shoes
$93.4 $93.4
$74.8 $74.8
24.86%
🏠 Accommodation & Living
Guayaquil
Montanita
Difference
1-bedroom Apartment, City Center (Monthly)
$656 $656
$336 $336
95.16%
1-bedroom Apartment, Outside City Center (Monthly)
$505 $505
$321 $321
57.31%
3-bedroom Apartment, City Center (Monthly)
$1,001 $1,001
$622 $622
61.08%
3-bedroom Apartment, Outside City Center (Monthly)
$929 $929
$503 $503
84.70%
Buy Apartment in City Center (m2)
$2,039 $2,039
$1,245 $1,245
63.80%
Buy Apartment Outside City Center (m2)
$1,205 $1,205
$1,013 $1,013
18.93%
💵 Salaries & Financials
Guayaquil
Montanita
Difference
Average Monthly Net Salary (After Tax)
$622 $622
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
10.05
10
0.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Guayaquil: October 27, 2026

Last update for Montanita: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Guayaquil
$505
Montanita
$321 36.4% $184
Groceries & Markets
Guayaquil
$200
Montanita
$186 7.1% $14
Monthly Utilities & Internet
Guayaquil
$169
Montanita
$85 49.5% $84
Clothing & Footwear
Guayaquil
$146
Montanita
$123 15.6% $23
Eating Out
Guayaquil
$122
Montanita
$101 16.9% $21
Sport & Entertainment
Guayaquil
$60
Montanita
$45 25.5% $15
Getting Around
Guayaquil
$33
Montanita
$32 5.2% $1.7

Cost Breakdown

A central one-bedroom costs $656 in Guayaquil versus $336 in Montanita. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $53 in Guayaquil versus $28 in Montanita. Monthly groceries follow the same trend: $200 vs $186 – making Montanita the more affordable choice for daily food spending.

Good to know
🇪🇨 Guayaquil
🇪🇨 Montanita
🕒 Local time
14:05 2:05 PM
14:05 2:05 PM
Same time as Guayaquil
🌤 Weather
👥 Population
3,500,000
5,000
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

On the map
Between locations
  • Guayaquil Montanita 89 km
From you
  • Guayaquil
  • Montanita

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Guayaquil vs Montanita: Cost of Living - Frequently Asked Questions
Is Montanita cheaper than Guayaquil?
Yes – Guayaquil is pricier by about 38%, and outside of rent the gap shows up most in clothing.
What income do you need for each city?
For a comfortable life, plan on about $1,852 per month in Guayaquil and $1,339 in Montanita. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montanita, especially for central apartments: a one-bedroom in the center costs $336 there versus $656 in Guayaquil.
Which city has cheaper kindergarten?
Kindergarten costs $370 per month in Guayaquil and $256 in Montanita. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Guayaquil and in Montanita?
Groceries cost about 8% more in Guayaquil, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for living in Guayaquil or in Montanita?
A $1,000 monthly budget goes further in Montanita, where all-in costs run around $893, than in Guayaquil at $1,235. In Montanita it covers expenses comfortably, while in Guayaquil it requires careful planning or may not stretch far enough.
Is Guayaquil or Montanita more family-friendly?
Families tend to lean toward Montanita – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

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