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Cost of Living Comparison Between Guayaquil and Loja Cost of Living Comparison Between Guayaquil and Loja

๐Ÿ˜ Solo nomad: Guayaquil is 21.8% more expensive than Loja without rent, and 45.2% more expensive with rent.
๐Ÿ˜ Family of 3: Guayaquil is 44% more expensive than Loja without rent, and 54.8% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Guayaquil
Loja
Difference
Meal at Budget Restaurant
$3.40 $3.40
$3.06 $3.06
11.11%
Three-Course Dinner for Two, Mid-Range
$48.13 $48.13
$20.33 $20.33
136.74%
Fast Food Meal (McDonalds, etc)
$8.11 $8.11
$6.91 $6.91
17.37%
Cappuccino
$2.61 $2.61
$1.85 $1.85
41.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.89 $0.89
$0.61 $0.61
45.90%
Water (0.33 liter bottle)
$0.62 $0.62
$0.46 $0.46
34.78%
Local Beer (0.5 liter draught)
$3.01 $3.01
$1.02 $1.02
195.10%
Imported Beer (0.33 liter bottle)
$4.40 $4.40
$1.95 $1.95
125.64%
๐Ÿ›’ Groceries & Markets
Guayaquil
Loja
Difference
Milk (1 liter)
$1.13 $1.13
$1.03 $1.03
9.71%
White Bread (500g)
$1.77 $1.77
$1.38 $1.38
28.26%
Rice (white) (1kg)
$1.72 $1.72
$1.49 $1.49
15.44%
Eggs
$2.59 $2.59
$1.95 $1.95
32.82%
Local Cheese (1kg)
$5.95 $5.95
$5.33 $5.33
11.63%
Chicken Fillets (1kg)
$5.14 $5.14
$4.53 $4.53
13.47%
Beef Round Steak (1kg)
$6.30 $6.30
$5.93 $5.93
6.24%
Apples (1kg)
$2.02 $2.02
$1.31 $1.31
54.20%
Banana (1kg)
$1.48 $1.48
$0.94 $0.94
57.45%
Oranges (1kg)
$1.10 $1.10
$1.03 $1.03
6.80%
Tomato (1kg)
$1.19 $1.19
$1.07 $1.07
11.21%
Potato (1kg)
$1.83 $1.83
$0.80 $0.80
128.75%
Onion (1kg)
$1.40 $1.40
$0.86 $0.86
62.79%
Lettuce (1 head)
$0.68 $0.68
$0.47 $0.47
44.68%
Water (1.5 liter bottle)
$1.02 $1.02
$1.03 $1.03
-0.97%
Cigarettes 20 Pack (Marlboro, Camel)
$6.05 $6.05
$5.86 $5.86
3.24%
Wine (Bottle)
$11.90 $11.90
$6.42 $6.42
85.36%
Local Beer (0.5 liter bottle)
$1.57 $1.57
$1.44 $1.44
9.03%
Imported Beer (0.33 liter bottle)
$2.11 $2.11
$2.76 $2.76
-23.55%
๐ŸšŒ Getting Around
Guayaquil
Loja
Difference
One-way Ticket (Public Transport)
$0.36 $0.36
$0.29 $0.29
24.14%
Public Transport Monthly Pass (Regular Price)
$21.24 $21.24
$40.11 $40.11
-47.05%
Taxi Start (Normal Tariff)
$2.67 $2.67
$0.67 $0.67
298.51%
Taxi (Normal Tariff) (1km)
$2.79 $2.79
$1.01 $1.01
176.24%
Taxi 1hour Waiting (Normal Tariff)
$9.86 $9.86
$13.26 $13.26
-25.64%
Gasoline (1 liter)
$0.69 $0.69
$0.64 $0.64
7.81%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.3K $25.3K
$14.9K $14.9K
69.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.2K $29.2K
$29.1K $29.1K
0.25%
๐Ÿงพ Monthly Utilities & Internet
Guayaquil
Loja
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$111 $111
$20.27 $20.27
445.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.91 $13.91
$10.41 $10.41
33.62%
Internet (50+ Mbps, Unlimited Data)
$32.21 $32.21
$27.77 $27.77
15.99%
๐ŸŽ‰ Sport & Entertainment
Guayaquil
Loja
Difference
Gym Membership (Monthly)
$35.23 $35.23
$34.33 $34.33
2.62%
Tennis Court (1 Hour on Weekend)
$47.28 $47.28
$14.21 $14.21
232.72%
Cinema Ticket
$7.53 $7.53
$7.23 $7.23
4.15%
๐Ÿงธ Childcare & Education
Guayaquil
Loja
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$311 $311
$178 $178
74.57%
International Primary School, 1 Child (Yearly)
$5,773 $5,773
$2,006 $2,006
187.84%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Guayaquil
Loja
Difference
Jeans (Levis 501 Or Similar)
$53.0 $53.0
$57.1 $57.1
-7.10%
Summer Dress (H&M, Zara, etc)
$43.67 $43.67
$50.5 $50.5
-13.47%
Sport Shoes (Adidas, Nike)
$105 $105
$84.1 $84.1
24.99%
Men's Leather Business Shoes
$113 $113
$65.0 $65.0
74.66%
๐Ÿ  Accommodation & Living
Guayaquil
Loja
Difference
1-bedroom Apartment, City Center (Monthly)
$345 $345
$288 $288
19.77%
1-bedroom Apartment, Outside City Center (Monthly)
$365 $365
$231 $231
58.43%
3-bedroom Apartment, City Center (Monthly)
$513 $513
$423 $423
21.44%
3-bedroom Apartment, Outside City Center (Monthly)
$711 $711
$326 $326
118.24%
Buy Apartment in City Center (m2)
$2,363 $2,363
$655 $655
260.52%
Buy Apartment Outside City Center (m2)
$1,398 $1,398
$491 $491
184.58%
๐Ÿ’ต Salaries & Financials
Guayaquil
Loja
Difference
Average Monthly Net Salary (After Tax)
$545 $545
$432 $432
26.20%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.35
10
-6.50%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Guayaquil: January 12, 2026

Last update for Loja: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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