Cost of Living Comparison Between Guayaquil and Loja Cost of Living Comparison Between Guayaquil and Loja

😐 Solo nomad: Guayaquil is 30.5% more expensive than Loja without rent, and 46.5% more expensive with rent.
😐 Family of 3: Guayaquil is 33.4% more expensive than Loja without rent, and 57.4% more expensive with rent.
Currency
🍽 Eating Out
Guayaquil
Loja
Difference
Meal at Budget Restaurant
$3.6 $3.6
$3.08 $3.08
16.88%
Three-Course Dinner for Two, Mid-Range
$48.28 $48.28
$19.79 $19.79
143.96%
Fast Food Meal (McDonalds, etc)
$7.88 $7.88
$7.03 $7.03
12.09%
Cappuccino
$2.52 $2.52
$1.88 $1.88
34.04%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.89 $0.89
$0.64 $0.64
39.06%
Water (0.33 liter bottle)
$0.62 $0.62
$0.46 $0.46
34.78%
Local Beer (0.5 liter draught)
$3.07 $3.07
$0.98 $0.98
213.27%
Imported Beer (0.33 liter bottle)
$4.42 $4.42
$1.97 $1.97
124.37%
πŸ›’ Groceries & Markets
Guayaquil
Loja
Difference
Milk (1 liter)
$1.09 $1.09
$0.97 $0.97
12.37%
White Bread (500g)
$1.77 $1.77
$1.38 $1.38
28.26%
Rice (white) (1kg)
$1.78 $1.78
$1.5 $1.5
18.67%
Eggs
$2.63 $2.63
$1.86 $1.86
41.40%
Local Cheese (1kg)
$6.12 $6.12
$5.43 $5.43
12.71%
Chicken Fillets (1kg)
$5.22 $5.22
$4.4 $4.4
18.64%
Beef Round Steak (1kg)
$6.21 $6.21
$6.02 $6.02
3.16%
Apples (1kg)
$2.07 $2.07
$1.35 $1.35
53.33%
Banana (1kg)
$1.52 $1.52
$0.95 $0.95
60.00%
Oranges (1kg)
$1.05 $1.05
$0.98 $0.98
7.14%
Tomato (1kg)
$1.16 $1.16
$1.03 $1.03
12.62%
Potato (1kg)
$1.82 $1.82
$0.73 $0.73
149.32%
Onion (1kg)
$1.42 $1.42
$0.8 $0.8
77.50%
Lettuce (1 head)
$0.69 $0.69
$0.47 $0.47
46.81%
Water (1.5 liter bottle)
$0.98 $0.98
$1.03 $1.03
-4.85%
Cigarettes 20 Pack (Marlboro, Camel)
$5.84 $5.84
$5.76 $5.76
1.39%
Wine (Bottle)
$9.97 $9.97
$6.19 $6.19
61.07%
Local Beer (0.5 liter bottle)
$1.57 $1.57
$1.49 $1.49
5.37%
Imported Beer (0.33 liter bottle)
$2.14 $2.14
$2.78 $2.78
-23.02%
🚌 Getting Around
Guayaquil
Loja
Difference
One-way Ticket (Public Transport)
$0.34 $0.34
$0.31 $0.31
9.68%
Public Transport Monthly Pass (Regular Price)
$20.65 $20.65
$40.02 $40.02
-48.40%
Taxi Start (Normal Tariff)
$2.71 $2.71
$0.62 $0.62
337.10%
Taxi (Normal Tariff) (1km)
$2.67 $2.67
$1.01 $1.01
164.36%
Taxi 1hour Waiting (Normal Tariff)
$10.13 $10.13
$13.53 $13.53
-25.13%
Gasoline (1 liter)
$0.67 $0.67
$0.63 $0.63
6.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K $25.1K
$14.9K $14.9K
69.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.8K $29.8K
$29.2K $29.2K
2.25%
🧾 Monthly Utilities & Internet
Guayaquil
Loja
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$110 $110
$19.62 $19.62
462.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.63 $13.63
$10.59 $10.59
28.71%
Internet (50+ Mbps, Unlimited Data)
$31.44 $31.44
$28.62 $28.62
9.85%
πŸŽ‰ Sport & Entertainment
Guayaquil
Loja
Difference
Gym Membership (Monthly)
$36.19 $36.19
$33.5 $33.5
8.03%
Tennis Court (1 Hour on Weekend)
$47.11 $47.11
$14.44 $14.44
226.25%
Cinema Ticket
$7.53 $7.53
$7.59 $7.59
-0.79%
🧸 Childcare & Education
Guayaquil
Loja
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$317 $317
$180 $180
76.06%
International Primary School, 1 Child (Yearly)
$5,894 $5,894
$1,975 $1,975
198.47%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Guayaquil
Loja
Difference
Jeans (Levis 501 Or Similar)
$53.2 $53.2
$57 $57
-6.72%
Summer Dress (H&M, Zara, etc)
$42.69 $42.69
$49.82 $49.82
-14.31%
Sport Shoes (Adidas, Nike)
$102 $102
$85.9 $85.9
18.21%
Men's Leather Business Shoes
$112 $112
$65.2 $65.2
72.12%
🏠 Accommodation & Living
Guayaquil
Loja
Difference
1-bedroom Apartment, City Center (Monthly)
$341 $341
$288 $288
18.34%
1-bedroom Apartment, Outside City Center (Monthly)
$368 $368
$231 $231
59.43%
3-bedroom Apartment, City Center (Monthly)
$524 $524
$433 $433
21.05%
3-bedroom Apartment, Outside City Center (Monthly)
$708 $708
$327 $327
116.46%
Buy Apartment in City Center (m2)
$1,265 $1,265
$651 $651
94.26%
Buy Apartment Outside City Center (m2)
$1,663 $1,663
$498 $498
233.66%
πŸ’΅ Salaries & Financials
Guayaquil
Loja
Difference
Average Monthly Net Salary (After Tax)
$579 $579
$432 $432
34.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.35
10
-6.50%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Guayaquil: October 27, 2025

Last update for Loja: October 27, 2025

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