Cost of Living Comparison Between Guayaquil and Cumbaya Cost of Living Comparison Between Guayaquil and Cumbaya

Monthly Cost of Living

A single person spends $1,114 per month in Guayaquil vs $816 in Cumbaya, rent included.

A couple spends around $1,782 per month in Guayaquil vs $1,385 in Cumbaya, rent included.

A family of three spends $2,451 per month in Guayaquil vs $1,954 in Cumbaya, rent included.

Guayaquil costs about 37% more than Cumbaya, driven mainly by Eating Out.

Both Guayaquil and Cumbaya are more affordable than the global median – Guayaquil 19% lower, Cumbaya 41% lower.

Meal at Budget Restaurant

$3.90 $3.90

$5.02 $5.02

-22.31%

Three-Course Dinner for Two, Mid-Range

$53.1 $53.1

$53.0 $53.0

0.06%

Fast Food Meal (McDonalds, etc)

$8.90 $8.90

$7.52 $7.52

18.35%

Cappuccino

$2.81 $2.81

$3.46 $3.46

-18.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 $0.84

$1.41 $1.41

-40.43%

Water (0.33 liter bottle)

$0.71 $0.71

$1.17 $1.17

-39.32%

Local Beer (0.5 liter draught)

$3.04 $3.04

$3.44 $3.44

-11.63%

Imported Beer (0.33 liter bottle)

$4.46 $4.46

$4.95 $4.95

-9.90%

Milk (1 liter)

$1.18 $1.18

$1.14 $1.14

3.51%

White Bread (500g)

$1.97 $1.97

$1.62 $1.62

21.60%

Rice (white) (1kg)

$1.45 $1.45

$1.52 $1.52

-4.61%

Eggs

$2.04 $2.04

$2.09 $2.09

-2.39%

Local Cheese (1kg)

$6.79 $6.79

$6.58 $6.58

3.19%

Chicken Fillets (1kg)

$5.21 $5.21

$5.59 $5.59

-6.80%

Beef Round Steak (1kg)

$9.24 $9.24

$7.84 $7.84

17.86%

Apples (1kg)

$1.53 $1.53

$2.32 $2.32

-34.05%

Banana (1kg)

$1.19 $1.19

Oranges (1kg)

$1.03 $1.03

$1.33 $1.33

-22.56%

Tomato (1kg)

$0.89 $0.89

$1.08 $1.08

-17.59%

Potato (1kg)

$1.23 $1.23

$1.20 $1.20

2.50%

Onion (1kg)

$0.99 $0.99

$1.03 $1.03

-3.88%

Lettuce (1 head)

$0.87 $0.87

$0.85 $0.85

2.35%

Water (1.5 liter bottle)

$1.00 $1.00

$1.05 $1.05

-4.76%

Cigarettes 20 Pack (Marlboro, Camel)

$5.97 $5.97

$5.89 $5.89

1.36%

Wine (Bottle)

$11.95 $11.95

$9.82 $9.82

21.69%

Local Beer (0.5 liter bottle)

$1.49 $1.49

$1.56 $1.56

-4.49%

Imported Beer (0.33 liter bottle)

$2.13 $2.13

$3.06 $3.06

-30.39%

One-way Ticket (Public Transport)

$0.36 $0.36

Public Transport Monthly Pass (Regular Price)

$19.97 $19.97

$20.40 $20.40

-2.11%

Taxi Start (Normal Tariff)

$2.83 $2.83

$1.53 $1.53

84.97%

Taxi (Normal Tariff) (1km)

$1.80 $1.80

$1.48 $1.48

21.62%

Taxi 1hour Waiting (Normal Tariff)

$12.12 $12.12

$9.93 $9.93

22.05%

Gasoline (1 liter)

$0.85 $0.85

$0.80 $0.80

6.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K $21.1K

$20.8K $20.8K

1.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.8K $30.8K

$28.3K $28.3K

8.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$129 $129

$28.32 $28.32

356.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.71 $14.71

$18.02 $18.02

-18.37%

Internet (50+ Mbps, Unlimited Data)

$25.71 $25.71

$28.57 $28.57

-10.01%

Gym Membership (Monthly)

$46.37 $46.37

$29.88 $29.88

55.19%

Tennis Court (1 Hour on Weekend)

$26.43 $26.43

$16.49 $16.49

60.28%

Cinema Ticket

$7.60 $7.60

$6.78 $6.78

12.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$393 $393

$215 $215

83.05%

International Primary School, 1 Child (Yearly)

$6,078 $6,078

$9,041 $9,041

-32.78%

Jeans (Levis 501 Or Similar)

$64.6 $64.6

$64.8 $64.8

-0.34%

Summer Dress (H&M, Zara, etc)

$40.67 $40.67

$49.01 $49.01

-17.02%

Sport Shoes (Adidas, Nike)

$127 $127

$115 $115

9.84%

Men's Leather Business Shoes

$91.7 $91.7

$110 $110

-16.53%

1-bedroom Apartment, City Center (Monthly)

$468 $468

$301 $301

55.36%

1-bedroom Apartment, Outside City Center (Monthly)

$393 $393

$189 $189

107.68%

3-bedroom Apartment, City Center (Monthly)

$813 $813

$665 $665

22.23%

3-bedroom Apartment, Outside City Center (Monthly)

$739 $739

$417 $417

77.02%

Buy Apartment in City Center (m2)

$2,257 $2,257

$1,200 $1,200

88.07%

Buy Apartment Outside City Center (m2)

$1,425 $1,425

$764 $764

86.68%

Average Monthly Net Salary (After Tax)

$614 $614

20-Year Fixed Mortgage Interest Rate (Annual %)

10.05

10.12

-0.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Guayaquil: September 7, 2026

Last update for Cumbaya: September 6, 2026

Cost Breakdown

A central one-bedroom costs $468 in Guayaquil versus $301 in Cumbaya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $53.0 in Guayaquil versus $53.0 in Cumbaya. Groceries tell a different story – $200 in Guayaquil vs $198 in Cumbaya – so Cumbaya wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Guayaquil vs Cumbaya: Cost of Living - Frequently Asked Questions

Guayaquil costs about 37% more than Cumbaya, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,671 per month in Guayaquil and $1,224 in Cumbaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cumbaya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 2% less in Cumbaya. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $393 per month in Guayaquil and $215 in Cumbaya. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Cumbaya, where all-in costs run around $816, than in Guayaquil at $1,114. In Cumbaya it covers expenses comfortably, while in Guayaquil it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cumbaya costs $816 versus $1,114 in Guayaquil. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cumbaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Guayaquil makes more sense. Both are solid long-term options with distinct trade-offs.