Last update: Oct 2026

Cost of Living Comparison Between Grudziadz and Bansko

For one person, living is cheaper in Bansko: $956 a month against $1,596 in Grudziadz, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Grudziadz
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Grudziadz Living Index
47

Cost of Living Index in Bansko
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Bansko Living Index

Jump to prices

Grudziadz

🇵🇱 Poland

$1,596

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Grudziadz and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Grudziadz and in Bansko actually costs, broken down by who's living it.

A single person spends $1,596 per month in Grudziadz vs $956 in Bansko, rent included.

Grudziadz $1,596
Bansko $956

A couple spends around $2,309 per month in Grudziadz vs $1,467 in Bansko, rent included.

Grudziadz $2,309
Bansko $1,467

A family of three spends $3,022 per month in Grudziadz vs $1,979 in Bansko, rent included.

Grudziadz $3,022
Bansko $1,979

Grudziadz costs about 67% more than Bansko, and outside of rent the biggest gap is in clothing.

Grudziadz sits 18% above the global median, while Bansko is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.78 zł 49.64

$8.66 BGN 15.06

47.58%

Three-Course Dinner for Two, Mid-Range

$49.42 zł 192

$44.94 BGN 78.2

9.97%

Fast Food Meal (McDonalds, etc)

$8.81 zł 34.22

$8.78 BGN 15.28

0.34%

Cappuccino

$3.44 zł 13.37

$2.33 BGN 4.05

47.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 zł 9.38

$1.57 BGN 2.74

53.50%

Water (0.33 liter bottle)

$1.87 zł 7.28

$0.82 BGN 1.43

128.05%

Local Beer (0.5 liter draught)

$3.14 zł 12.19

$1.68 BGN 2.92

86.90%

Imported Beer (0.33 liter bottle)

$3.92 zł 15.23

$1.98 BGN 3.45

97.98%

Milk (1 liter)

$1.07 zł 4.16

$1.73 BGN 3.00

-38.15%

White Bread (500g)

$1.29 zł 5.03

$0.80 BGN 1.40

61.25%

Rice (white) (1kg)

$1.42 zł 5.53

$1.44 BGN 2.51

-1.39%

Eggs

$3.90 zł 15.15

$2.36 BGN 4.10

65.25%

Local Cheese (1kg)

$9.64 zł 37.44

$9.39 BGN 16.34

2.66%

Chicken Fillets (1kg)

$7.26 zł 28.19

$6.41 BGN 11.15

13.26%

Beef Round Steak (1kg)

$14.87 zł 57.8

$8.48 BGN 14.76

75.35%

Apples (1kg)

$1.24 zł 4.82

$1.31 BGN 2.28

-5.34%

Banana (1kg)

$1.59 zł 6.18

$1.62 BGN 2.82

-1.85%

Oranges (1kg)

$1.80 zł 6.99

$1.73 BGN 3.01

4.05%

Tomato (1kg)

$3.52 zł 13.66

$1.94 BGN 3.38

81.44%

Potato (1kg)

$0.78 zł 3.03

$0.94 BGN 1.63

-17.02%

Onion (1kg)

$1.18 zł 4.58

$0.76 BGN 1.32

55.26%

Lettuce (1 head)

$1.32 zł 5.11

$0.55 BGN 0.95

140.00%

Water (1.5 liter bottle)

$0.67 zł 2.61

$0.59 BGN 1.02

13.56%

Cigarettes 20 Pack (Marlboro, Camel)

$5.65 zł 21.97

$3.25 BGN 5.66

73.85%

Wine (Bottle)

$7.71 zł 29.94

$5.20 BGN 9.05

48.27%

Local Beer (0.5 liter bottle)

$1.13 zł 4.40

$1.09 BGN 1.89

3.67%

Imported Beer (0.33 liter bottle)

$1.55 zł 6.04

$1.68 BGN 2.92

-7.74%

One-way Ticket (Public Transport)

$1.11 zł 4.32

$0.84 BGN 1.45

32.14%

Public Transport Monthly Pass (Regular Price)

$30.41 zł 118

$27.06 BGN 47.09

12.38%

Taxi Start (Normal Tariff)

$2.07 zł 8.04

$1.34 BGN 2.34

54.48%

Taxi (Normal Tariff) (1km)

$0.79 zł 3.08

$0.65 BGN 1.14

21.54%

Taxi 1hour Waiting (Normal Tariff)

$10.28 zł 39.95

$10.06 BGN 17.51

2.19%

Gasoline (1 liter)

$1.59 zł 6.17

$1.48 BGN 2.57

7.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K zł 125.4K

$29.1K BGN 50.7K

10.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.8K zł 111.8K

$20.9K BGN 36.4K

37.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$338 zł 1,313

$92.4 BGN 161

265.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.88 zł 38.39

$14.52 BGN 25.26

-31.96%

Internet (50+ Mbps, Unlimited Data)

$18.84 zł 73.2

$12.32 BGN 21.43

52.92%

Gym Membership (Monthly)

$38.74 zł 151

$31.70 BGN 55.2

22.21%

Tennis Court (1 Hour on Weekend)

$19.58 zł 76.1

$8.53 BGN 14.84

129.54%

Cinema Ticket

$8.67 zł 33.70

$5.62 BGN 9.78

54.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$163 zł 635

$230 BGN 401

-29.05%

International Primary School, 1 Child (Yearly)

$8,073 zł 31.4K

$2,268 BGN 3,947

255.87%

Jeans (Levis 501 Or Similar)

$99.6 zł 387

$30.10 BGN 52.4

231.03%

Summer Dress (H&M, Zara, etc)

$47.48 zł 184

$19.62 BGN 34.13

142.00%

Sport Shoes (Adidas, Nike)

$99.8 zł 388

$45.86 BGN 79.8

117.66%

Men's Leather Business Shoes

$103 zł 400

$47.69 BGN 83.0

115.81%

1-bedroom Apartment, City Center (Monthly)

$603 zł 2,343

$518 BGN 902

16.38%

1-bedroom Apartment, Outside City Center (Monthly)

$527 zł 2,046

$357 BGN 621

47.56%

3-bedroom Apartment, City Center (Monthly)

$927 zł 3,600

$614 BGN 1,069

50.86%

3-bedroom Apartment, Outside City Center (Monthly)

$849 zł 3,298

$569 BGN 990

49.21%

Buy Apartment in City Center (m2)

$3,038 zł 11.8K

$1,191 BGN 2,073

154.99%

Buy Apartment Outside City Center (m2)

$2,502 zł 9,720

$959 BGN 1,669

160.80%

Average Monthly Net Salary (After Tax)

$1,704 BGN 2,965

20-Year Fixed Mortgage Interest Rate (Annual %)

7.52

2.99

151.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Grudziadz: October 11, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Grudziadz

$527 33%

Bansko

$357 37.3% 32.2% $170

Monthly Utilities & Internet

Grudziadz

$367 23%

Bansko

$119 12.5% 67.5% $247

Groceries & Markets

Grudziadz

$237 14.9%

Bansko

$192 20.1% 19.2% $46

Eating Out

Grudziadz

$211 13.2%

Bansko

$145 15.2% 30.9% $65

Clothing & Footwear

Grudziadz

$157 9.9%

Bansko

$64 6.7% 59.1% $93

Sport & Entertainment

Grudziadz

$56 3.5%

Bansko

$43 4.5% 23.4% $13

Getting Around

Grudziadz

$41 2.6%

Bansko

$35 3.7% 14.4% $5.9

Cost Breakdown

A central one-bedroom costs $603 in Grudziadz versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $49.00 in Grudziadz versus $45.00 in Bansko. Monthly groceries follow the same trend: $237 vs $192 – making Bansko the more affordable choice for daily food spending.

Good to know

🇵🇱 Grudziadz

🇧🇬 Bansko

🕒 Local time

03:56 3:56 AM

04:56 4:56 AM

1 h ahead of Grudziadz

🌤 Weather

👥 Population

92,552

8,000

💱 Currency

Polish Złoty PLN zł

Bulgarian Lev BGN лв.

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Grudziadz Bansko 1,340 km ≈ 2 h 15 min nonstop flight

From you

Grudziadz
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Grudziadz vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,596 in Grudziadz, $956 in Bansko – roughly 67% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,394 per month in Grudziadz and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $49.00 in Grudziadz and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,596 in Grudziadz and $956 in Bansko. That's a gap of about 67%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Grudziadz at $1,596. In Bansko it covers expenses comfortably, while in Grudziadz it requires careful planning or may not stretch far enough.

It depends on your priorities. Grudziadz has an edge in some lifestyle areas, with costs from $956 in Bansko to $1,596 in Grudziadz. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Grudziadz makes more sense. Both are solid long-term options with distinct trade-offs.