Cost of Living Comparison Between Graz and Ubud, Bali Cost of Living Comparison Between Graz and Ubud, Bali

Monthly Cost of Living

A single person spends $2,228 per month in Graz vs $1,378 in Ubud, Bali, rent included.

A couple spends around $3,278 per month in Graz vs $2,327 in Ubud, Bali, rent included.

A family of three spends $4,327 per month in Graz vs $3,275 in Ubud, Bali, rent included.

Graz costs about 62% more than Ubud, Bali, driven mainly by Eating Out.

Both Graz and Ubud, Bali sit above the global median – Graz by 62%, Ubud, Bali by 0%.

Currency
🍽 Eating Out
Graz
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.54 €15.08
$3.33 Rp 58.8K
426.73%
Three-Course Dinner for Two, Mid-Range
$62.1 €53.4
$35.82 Rp 631.6K
73.23%
Fast Food Meal (McDonalds, etc)
$14.21 €12.21
$5.63 Rp 99.3K
152.40%
Cappuccino
$4.49 €3.86
$2.82 Rp 49.7K
59.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.21 €3.62
$1.75 Rp 30.8K
140.57%
Water (0.33 liter bottle)
$2.95 €2.54
$0.80 Rp 14.1K
268.75%
Local Beer (0.5 liter draught)
$5.90 €5.07
$3.04 Rp 53.7K
94.08%
Imported Beer (0.33 liter bottle)
$5.33 €4.58
$4.30 Rp 75.8K
23.95%
🛒 Groceries & Markets
Graz
Ubud, Bali
Difference
Milk (1 liter)
$1.81 €1.55
$1.61 Rp 28.4K
12.42%
White Bread (500g)
$2.80 €2.40
$2.27 Rp 40.0K
23.35%
Rice (white) (1kg)
$3.11 €2.67
$1.17 Rp 20.6K
165.81%
Eggs
$5.25 €4.51
$2.17 Rp 38.2K
141.94%
Local Cheese (1kg)
$23.12 €19.87
$17.63 Rp 310.9K
31.14%
Chicken Fillets (1kg)
$15.31 €13.16
$4.05 Rp 71.5K
278.02%
Beef Round Steak (1kg)
$24.07 €20.70
$12.18 Rp 214.8K
97.62%
Apples (1kg)
$3.14 €2.70
$3.62 Rp 63.8K
-13.26%
Banana (1kg)
$2.52 €2.17
$1.64 Rp 28.8K
53.66%
Oranges (1kg)
$3.25 €2.79
$2.31 Rp 40.6K
40.69%
Tomato (1kg)
$3.73 €3.21
$1.96 Rp 34.5K
90.31%
Potato (1kg)
$1.99 €1.71
$1.84 Rp 32.5K
8.15%
Onion (1kg)
$2.10 €1.80
$2.37 Rp 41.8K
-11.39%
Lettuce (1 head)
$1.91 €1.64
$1.05 Rp 18.5K
81.90%
Water (1.5 liter bottle)
$0.95 €0.81
$0.54 Rp 9,573
75.93%
Cigarettes 20 Pack (Marlboro, Camel)
$7.97 €6.85
$2.30 Rp 40.6K
246.52%
Wine (Bottle)
$9.40 €8.08
$23.08 Rp 406.9K
-59.27%
Local Beer (0.5 liter bottle)
$1.61 €1.39
$2.34 Rp 41.2K
-31.20%
Imported Beer (0.33 liter bottle)
$2.35 €2.02
$3.07 Rp 54.1K
-23.45%
🚌 Getting Around
Graz
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.74 €3.21
$0.25 Rp 4,371
1396.00%
Public Transport Monthly Pass (Regular Price)
$78.8 €67.8
$9.42 Rp 166.1K
736.94%
Taxi Start (Normal Tariff)
$5.78 €4.97
$0.49 Rp 8,643
1079.59%
Taxi (Normal Tariff) (1km)
$2.71 €2.33
$0.47 Rp 8,361
476.60%
Taxi 1hour Waiting (Normal Tariff)
$36.46 €31.34
$5.60 Rp 98.8K
551.07%
Gasoline (1 liter)
$1.96 €1.68
$0.81 Rp 14.2K
141.98%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3K €26.1K
$25.0K Rp 441.0M
21.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.8K €24.7K
$31.1K Rp 547.7M
-7.39%
🧾 Monthly Utilities & Internet
Graz
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$398 €342
$82.7 Rp 1.5M
381.50%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.63 €12.58
$6.49 Rp 114.4K
125.42%
Internet (50+ Mbps, Unlimited Data)
$35.30 €30.35
$18.79 Rp 331.3K
87.87%
🎉 Sport & Entertainment
Graz
Ubud, Bali
Difference
Gym Membership (Monthly)
$39.52 €33.98
$55.2 Rp 974.0K
-28.46%
Tennis Court (1 Hour on Weekend)
$22.55 €19.39
$18.21 Rp 321.1K
23.83%
Cinema Ticket
$13.78 €11.85
$4.30 Rp 75.8K
220.47%
🧸 Childcare & Education
Graz
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$537 €462
$494 Rp 8.7M
8.62%
International Primary School, 1 Child (Yearly)
$5,862 €5,040
$5,917 Rp 104.3M
-0.93%
👕👟 Clothing & Footwear
Graz
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$109 €94.0
$46.28 Rp 816.0K
136.11%
Summer Dress (H&M, Zara, etc)
$42.78 €36.79
$36.44 Rp 642.5K
17.40%
Sport Shoes (Adidas, Nike)
$112 €96.0
$80.7 Rp 1.4M
38.34%
Men's Leather Business Shoes
$175 €151
$78.8 Rp 1.4M
122.60%
🏠 Accommodation & Living
Graz
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$851 €731
$1,114 Rp 19.6M
-23.64%
1-bedroom Apartment, Outside City Center (Monthly)
$707 €608
$693 Rp 12.2M
2.02%
3-bedroom Apartment, City Center (Monthly)
$1,505 €1,294
$3,639 Rp 64.2M
-58.63%
3-bedroom Apartment, Outside City Center (Monthly)
$1,178 €1,013
$1,712 Rp 30.2M
-31.21%
Buy Apartment in City Center (m2)
$6,144 €5,282
$2,761 Rp 48.7M
122.55%
Buy Apartment Outside City Center (m2)
$3,399 €2,922
$2,293 Rp 40.4M
48.26%
💵 Salaries & Financials
Graz
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,276 €2,817
$167 Rp 2.9M
1860.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.62
13.78
-73.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Graz: September 5, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $851 in Graz versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1861% higher in Graz, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62.0 in Graz versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $421 vs $294 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Graz vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Graz?
Yes – Graz is pricier by about 62%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,342 per month in Graz and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Graz and in Ubud, Bali?
Groceries cost about 43% more in Graz, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Graz or in Ubud, Bali?
A mid-range dinner for two costs $62.0 in Graz and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,000 a realistic budget for living in Graz or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Graz at $2,228. In Ubud, Bali it covers expenses comfortably, while in Graz it requires careful planning or may not stretch far enough.
Is Graz or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Graz or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Graz makes more sense. Both are solid long-term options with distinct trade-offs.

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