Last update: Oct 2026

Cost of Living Comparison Between Graz and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,209 in Graz, rent and utilities included – about $10,300 less a year. Other living expenses account for most of the difference.

Graz
🇦🇹 Austria
$2,209
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Monthly Cost of Living

How much you'll spend in Graz and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Graz and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,209 per month in Graz vs $1,353 in Ubud, Bali, rent included.

  • Graz $2,209
  • Ubud, Bali $1,353

A couple spends around $3,267 per month in Graz vs $2,297 in Ubud, Bali, rent included.

  • Graz $3,267
  • Ubud, Bali $2,297

A family of three spends $4,326 per month in Graz vs $3,241 in Ubud, Bali, rent included.

  • Graz $4,326
  • Ubud, Bali $3,241

Graz costs about 63% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Graz and Ubud, Bali sit above the global median – Graz by 63%, Ubud, Bali by 0%.

Currency
🍽 Eating Out
Graz
Ubud, Bali
Difference
Meal at Budget Restaurant
$16.75 €14.90
$3.23 Rp 58.1K
418.58%
Three-Course Dinner for Two, Mid-Range
$63.2 €56.3
$34.88 Rp 627.8K
81.31%
Fast Food Meal (McDonalds, etc)
$13.69 €12.18
$5.70 Rp 102.5K
140.18%
Cappuccino
$4.22 €3.76
$2.62 Rp 47.1K
61.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.83 €3.40
$1.72 Rp 31.0K
122.67%
Water (0.33 liter bottle)
$2.91 €2.58
$0.81 Rp 14.6K
259.26%
Local Beer (0.5 liter draught)
$5.77 €5.13
$2.65 Rp 47.7K
117.74%
Imported Beer (0.33 liter bottle)
$5.52 €4.91
$4.37 Rp 78.6K
26.32%
🛒 Groceries & Markets
Graz
Ubud, Bali
Difference
Milk (1 liter)
$1.84 €1.64
$1.57 Rp 28.3K
17.20%
White Bread (500g)
$3.09 €2.75
$2.19 Rp 39.5K
41.10%
Rice (white) (1kg)
$2.97 €2.64
$1.18 Rp 21.2K
151.69%
Eggs
$5.10 €4.53
$2.16 Rp 38.8K
136.11%
Local Cheese (1kg)
$24.23 €21.55
$17.65 Rp 317.7K
37.28%
Chicken Fillets (1kg)
$15.13 €13.46
$3.78 Rp 68.0K
300.26%
Beef Round Steak (1kg)
$24.00 €21.35
$11.95 Rp 215.1K
100.84%
Apples (1kg)
$3.09 €2.75
$3.60 Rp 64.8K
-14.17%
Banana (1kg)
$2.51 €2.23
$1.59 Rp 28.6K
57.86%
Oranges (1kg)
$3.26 €2.90
$2.31 Rp 41.6K
41.13%
Tomato (1kg)
$3.71 €3.30
$1.91 Rp 34.3K
94.24%
Potato (1kg)
$2.00 €1.78
$1.78 Rp 32.1K
12.36%
Onion (1kg)
$2.05 €1.82
$2.33 Rp 41.9K
-12.02%
Lettuce (1 head)
$1.98 €1.76
$1.00 Rp 18.0K
98.00%
Water (1.5 liter bottle)
$0.92 €0.82
$0.53 Rp 9,509
73.58%
Cigarettes 20 Pack (Marlboro, Camel)
$7.74 €6.89
$2.29 Rp 41.1K
237.99%
Wine (Bottle)
$9.19 €8.17
$22.07 Rp 397.3K
-58.36%
Local Beer (0.5 liter bottle)
$1.52 €1.35
$2.35 Rp 42.2K
-35.32%
Imported Beer (0.33 liter bottle)
$2.20 €1.96
$2.98 Rp 53.6K
-26.17%
🚌 Getting Around
Graz
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.63 €3.23
$0.23 Rp 4,112
1478.26%
Public Transport Monthly Pass (Regular Price)
$73.5 €65.3
$8.90 Rp 160.2K
725.28%
Taxi Start (Normal Tariff)
$5.55 €4.93
$0.47 Rp 8,466
1080.85%
Taxi (Normal Tariff) (1km)
$2.64 €2.35
$0.43 Rp 7,737
513.95%
Taxi 1hour Waiting (Normal Tariff)
$36.03 €32.05
$5.47 Rp 98.4K
558.68%
Gasoline (1 liter)
$2.08 €1.85
$0.83 Rp 14.9K
150.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.0K €26.6K
$23.9K Rp 429.8M
25.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.9K €26.6K
$32.8K Rp 590.1M
-8.86%
🧾 Monthly Utilities & Internet
Graz
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$385 €343
$80.0 Rp 1.4M
381.50%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.03 €12.48
$6.56 Rp 118.1K
113.87%
Internet (50+ Mbps, Unlimited Data)
$35.89 €31.92
$18.60 Rp 334.8K
92.96%
🎉 Sport & Entertainment
Graz
Ubud, Bali
Difference
Gym Membership (Monthly)
$41.03 €36.50
$54.1 Rp 974.1K
-24.19%
Tennis Court (1 Hour on Weekend)
$23.22 €20.66
$18.28 Rp 329.0K
27.02%
Cinema Ticket
$13.47 €11.98
$4.25 Rp 76.5K
216.94%
🧸 Childcare & Education
Graz
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$516 €459
$493 Rp 8.9M
4.67%
International Primary School, 1 Child (Yearly)
$5,749 €5,114
$5,597 Rp 100.7M
2.72%
👕👟 Clothing & Footwear
Graz
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$105 €93.2
$45.58 Rp 820.4K
129.95%
Summer Dress (H&M, Zara, etc)
$41.00 €36.47
$34.96 Rp 629.4K
17.28%
Sport Shoes (Adidas, Nike)
$113 €101
$77.7 Rp 1.4M
45.93%
Men's Leather Business Shoes
$162 €144
$78.5 Rp 1.4M
106.80%
🏠 Accommodation & Living
Graz
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$835 €742
$1,131 Rp 20.4M
-26.25%
1-bedroom Apartment, Outside City Center (Monthly)
$693 €616
$673 Rp 12.1M
2.98%
3-bedroom Apartment, City Center (Monthly)
$1,471 €1,309
$3,613 Rp 65.0M
-59.28%
3-bedroom Apartment, Outside City Center (Monthly)
$1,174 €1,044
$1,702 Rp 30.6M
-31.00%
Buy Apartment in City Center (m2)
$5,920 €5,266
$2,717 Rp 48.9M
117.87%
Buy Apartment Outside City Center (m2)
$3,183 €2,832
$2,241 Rp 40.3M
42.04%
💵 Salaries & Financials
Graz
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,122 €2,777
$166 Rp 3.0M
1776.43%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.59
13.78
-73.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Graz: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Graz
$693
Ubud, Bali
$673 2.9% $20
Monthly Utilities & Internet
Graz
$435
Ubud, Bali
$105 75.8% $330
Groceries & Markets
Graz
$423
Ubud, Bali
$287 32.2% $136
Eating Out
Graz
$293
Ubud, Bali
$106 63.6% $186
Clothing & Footwear
Graz
$190
Ubud, Bali
$107 43.8% $83
Getting Around
Graz
$107
Ubud, Bali
$12 88.4% $94
Sport & Entertainment
Graz
$68
Ubud, Bali
$63 7.9% $5.4

Cost Breakdown

A central one-bedroom costs $835 in Graz versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1776% higher in Graz, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63.0 in Graz versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $423 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇦🇹 Graz
🇮🇩 Ubud, Bali
🕒 Local time
23:32 11:32 PM
05:32 5:32 AM
6 h ahead of Graz
🌤 Weather
👥 Population
331,359
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of October 23, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Graz Ubud, Bali 11,440 km ≈ 15 h nonstop flight
From you
  • Graz
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Graz vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Graz?
Yes – Graz is pricier by about 63%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $3,313 per month in Graz and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Graz and in Ubud, Bali?
Groceries cost about 47% more in Graz, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Graz or in Ubud, Bali?
A mid-range dinner for two costs $63.0 in Graz and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,000 a realistic budget for living in Graz or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Graz at $2,209. In Ubud, Bali it covers expenses comfortably, while in Graz it requires careful planning or may not stretch far enough.
Is Graz or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Graz or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Graz makes more sense. Both are solid long-term options with distinct trade-offs.

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