Last update: Oct 2026

Cost of Living Comparison Between Graz and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,204 in Graz, rent and utilities included – about $15,200 less a year. Rent and utilities account for about half of the difference.

107

Cost of Living Index in Graz
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Graz Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Graz

🇦🇹 Austria

$2,204

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Graz and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Graz and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,204 in Graz versus $934 in Cebu.

Graz $2,204
Cebu $934

Estimated couple costs with rent: $3,268 in Graz versus $1,415 in Cebu.

Graz $3,268
Cebu $1,415

Monthly costs for a family of three with rent: $4,332 in Graz versus $1,896 in Cebu.

Graz $4,332
Cebu $1,896

Living in Graz is roughly 136% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Graz is 64% above, Cebu is 30% below.

Meal at Budget Restaurant

$16.76 €14.96

$3.03 ₱190

453.14%

Three-Course Dinner for Two, Mid-Range

$59.5 €53.1

$23.48 ₱1,473

153.24%

Fast Food Meal (McDonalds, etc)

$13.66 €12.19

$4.09 ₱256

233.99%

Cappuccino

$4.32 €3.86

$2.52 ₱158

71.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.94 €3.52

$1.54 ₱96.9

155.84%

Water (0.33 liter bottle)

$2.77 €2.47

$0.49 ₱30.98

465.31%

Local Beer (0.5 liter draught)

$5.76 €5.14

$1.79 ₱112

221.79%

Imported Beer (0.33 liter bottle)

$5.51 €4.91

$2.26 ₱142

143.81%

Milk (1 liter)

$1.78 €1.59

$1.95 ₱122

-8.72%

White Bread (500g)

$2.86 €2.55

$1.43 ₱89.7

100.00%

Rice (white) (1kg)

$2.83 €2.53

$1.02 ₱63.8

177.45%

Eggs

$5.03 €4.49

$2.06 ₱129

144.17%

Local Cheese (1kg)

$24.53 €21.89

$9.81 ₱615

150.05%

Chicken Fillets (1kg)

$15.10 €13.48

$4.61 ₱289

227.55%

Beef Round Steak (1kg)

$23.42 €20.90

$7.70 ₱483

204.16%

Apples (1kg)

$2.92 €2.60

$3.31 ₱207

-11.78%

Banana (1kg)

$2.47 €2.20

$1.45 ₱90.9

70.34%

Oranges (1kg)

$3.11 €2.78

$2.36 ₱148

31.78%

Tomato (1kg)

$3.71 €3.31

$1.54 ₱96.4

140.91%

Potato (1kg)

$1.97 €1.76

$2.36 ₱148

-16.53%

Onion (1kg)

$2.05 €1.83

$1.99 ₱125

3.02%

Lettuce (1 head)

$1.94 €1.74

$1.15 ₱72.1

68.70%

Water (1.5 liter bottle)

$0.95 €0.85

$0.67 ₱42.15

41.79%

Cigarettes 20 Pack (Marlboro, Camel)

$7.89 €7.04

$3.00 ₱188

163.00%

Wine (Bottle)

$9.17 €8.19

$6.35 ₱398

44.41%

Local Beer (0.5 liter bottle)

$1.58 €1.41

$1.31 ₱81.9

20.61%

Imported Beer (0.33 liter bottle)

$2.27 €2.03

$1.73 ₱108

31.21%

One-way Ticket (Public Transport)

$3.64 €3.25

$0.25 ₱15.78

1356.00%

Public Transport Monthly Pass (Regular Price)

$75.3 €67.2

$12.65 ₱793

495.26%

Taxi Start (Normal Tariff)

$5.39 €4.81

$0.74 ₱46.32

628.38%

Taxi (Normal Tariff) (1km)

$2.64 €2.36

$0.21 ₱13.11

1157.14%

Taxi 1hour Waiting (Normal Tariff)

$35.10 €31.33

$4.33 ₱271

710.62%

Gasoline (1 liter)

$1.99 €1.78

$1.33 ₱83.5

49.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K €26.7K

$21.8K ₱1.4M

37.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K €24.8K

$19.4K ₱1.2M

43.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$376 €336

$121 ₱7,563

211.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.76 €12.28

$14.45 ₱907

-4.78%

Internet (50+ Mbps, Unlimited Data)

$35.59 €31.76

$28.29 ₱1,774

25.80%

Gym Membership (Monthly)

$38.86 €34.68

$32.68 ₱2,050

18.91%

Tennis Court (1 Hour on Weekend)

$21.97 €19.61

$6.39 ₱401

243.82%

Cinema Ticket

$13.34 €11.91

$5.46 ₱342

144.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$519 €463

$273 ₱17.1K

89.84%

International Primary School, 1 Child (Yearly)

$5,618 €5,013

$8,156 ₱511.5K

-31.12%

Jeans (Levis 501 Or Similar)

$105 €94.1

$49.57 ₱3,109

112.63%

Summer Dress (H&M, Zara, etc)

$42.03 €37.50

$24.87 ₱1,560

69.00%

Sport Shoes (Adidas, Nike)

$113 €101

$76.6 ₱4,804

47.25%

Men's Leather Business Shoes

$168 €150

$59.3 ₱3,717

184.10%

1-bedroom Apartment, City Center (Monthly)

$831 €742

$506 ₱31.7K

64.34%

1-bedroom Apartment, Outside City Center (Monthly)

$689 €615

$309 ₱19.4K

122.60%

3-bedroom Apartment, City Center (Monthly)

$1,452 €1,296

$1,052 ₱66.0K

38.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,164 €1,039

$619 ₱38.8K

88.03%

Buy Apartment in City Center (m2)

$5,864 €5,233

$2,915 ₱182.9K

101.14%

Buy Apartment Outside City Center (m2)

$3,250 €2,900

$1,867 ₱117.1K

74.07%

Average Monthly Net Salary (After Tax)

$3,155 €2,815

$341 ₱21.4K

824.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.58

7.2

-50.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Graz: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Graz

$689 31.4%

Cebu

$309 33.5% 55.1% $379

Monthly Utilities & Internet

Graz

$426 19.4%

Cebu

$163 17.7% 61.6% $262

Groceries & Markets

Graz

$418 19.1%

Cebu

$210 22.7% 49.6% $207

Eating Out

Graz

$294 13.4%

Cebu

$88 9.6% 69.9% $205

Clothing & Footwear

Graz

$193 8.8%

Cebu

$95 10.2% 50.9% $98

Getting Around

Graz

$108 5%

Cebu

$15 1.7% 85.8% $93

Sport & Entertainment

Graz

$66 3%

Cebu

$44 4.7% 33.5% $22

Cost Breakdown

A one-bedroom apartment in the center runs $831 in Graz and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Graz pays 825% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Graz vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $418 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇦🇹 Graz

🇵🇭 Cebu

🕒 Local time

07:23 7:23 AM

13:23 1:23 PM

6 h ahead of Graz

🌤 Weather

👥 Population

331,359

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Graz Cebu 10,530 km ≈ 14 h nonstop flight

From you

Graz
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Graz vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 136% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 825% higher in Graz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $831 in Graz versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,204 per month in Graz versus $934 in Cebu – a 136% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 495% less than in Graz. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $2,204 in Graz, a $1,500 budget is realistic in Cebu but tight or insufficient in Graz. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Graz, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Graz and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 136% less than in Graz. Beyond cost, consider language, visa policies, and how big the international community is in each city.