Last update: Oct 2026

Cost of Living Comparison Between Gradiska and Cebu

For one person, living is cheaper in Gradiska: $774 a month against $918 in Cebu, rent and utilities included – about $1,700 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

38

Cost of Living Index in Gradiska
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Gradiska Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Gradiska

🇧🇦 Bosnia and Herzegovina

$774

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Gradiska and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gradiska and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $774 in Gradiska versus $918 in Cebu.

Gradiska $774
Cebu $918

Estimated couple costs with rent: $1,267 in Gradiska versus $1,409 in Cebu.

Gradiska $1,267
Cebu $1,409

Monthly costs for a family of three with rent: $1,760 in Gradiska versus $1,900 in Cebu.

Gradiska $1,760
Cebu $1,900

Living in Gradiska costs roughly 16% less than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Gradiska 43% lower, Cebu 32% lower.

Meal at Budget Restaurant

$5.86 BAM 10.19

$3.09 ₱194

89.64%

Three-Course Dinner for Two, Mid-Range

$37.72 BAM 65.6

$24.22 ₱1,525

55.74%

Fast Food Meal (McDonalds, etc)

$6.69 BAM 11.63

$3.92 ₱247

70.66%

Cappuccino

$1.68 BAM 2.93

$2.51 ₱158

-33.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 BAM 3.01

$1.59 ₱100

8.81%

Water (0.33 liter bottle)

$1.18 BAM 2.06

$0.53 ₱33.43

122.64%

Local Beer (0.5 liter draught)

$1.73 BAM 3.00

$1.78 ₱112

-2.81%

Imported Beer (0.33 liter bottle)

$2.34 BAM 4.07

$2.17 ₱137

7.83%

Milk (1 liter)

$1.29 BAM 2.25

$1.92 ₱121

-32.81%

White Bread (500g)

$1.11 BAM 1.94

$1.36 ₱85.4

-18.38%

Rice (white) (1kg)

$1.71 BAM 2.97

$1.01 ₱63.5

69.31%

Eggs

$3.44 BAM 5.98

$2.03 ₱128

69.46%

Local Cheese (1kg)

$7.06 BAM 12.28

$9.86 ₱621

-28.40%

Chicken Fillets (1kg)

$7.05 BAM 12.26

$4.39 ₱277

60.59%

Beef Round Steak (1kg)

$15.01 BAM 26.11

$7.60 ₱479

97.50%

Apples (1kg)

$1.06 BAM 1.84

$3.30 ₱208

-67.88%

Banana (1kg)

$1.43 BAM 2.49

$1.39 ₱87.8

2.88%

Oranges (1kg)

$1.21 BAM 2.11

$2.33 ₱147

-48.07%

Tomato (1kg)

$1.60 BAM 2.78

$1.50 ₱94.3

6.67%

Potato (1kg)

$1.39 BAM 2.41

$2.36 ₱149

-41.10%

Onion (1kg)

$0.82 BAM 1.42

$1.90 ₱119

-56.84%

Lettuce (1 head)

$1.61 BAM 2.81

$1.19 ₱74.9

35.29%

Water (1.5 liter bottle)

$0.81 BAM 1.41

$0.63 ₱39.71

28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$3.71 BAM 6.45

$3.00 ₱189

23.67%

Wine (Bottle)

$8.81 BAM 15.31

$6.03 ₱379

46.10%

Local Beer (0.5 liter bottle)

$1.00 BAM 1.73

$1.23 ₱77.7

-18.70%

Imported Beer (0.33 liter bottle)

$1.05 BAM 1.82

$1.75 ₱110

-40.00%

One-way Ticket (Public Transport)

$2.92 BAM 5.07

$0.25 ₱15.86

1068.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.68 BAM 2.91

$0.77 ₱48.62

118.18%

Taxi (Normal Tariff) (1km)

$1.15 BAM 2.00

$0.23 ₱14.53

400.00%

Taxi 1hour Waiting (Normal Tariff)

$10.09 BAM 17.55

$4.46 ₱281

126.23%

Gasoline (1 liter)

$1.53 BAM 2.66

$1.31 ₱82.8

16.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K BAM 54.0K

$21.2K ₱1.3M

46.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K BAM 36.2K

$19.1K ₱1.2M

8.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.3 BAM 150

$120 ₱7,569

-28.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.50 BAM 32.17

$14.00 ₱882

32.14%

Internet (50+ Mbps, Unlimited Data)

$22.68 BAM 39.44

$27.54 ₱1,734

-17.65%

Gym Membership (Monthly)

$24.95 BAM 43.39

$32.33 ₱2,035

-22.83%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$2.81 BAM 4.88

$5.65 ₱356

-50.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$134 BAM 233

$275 ₱17.3K

-51.40%

International Primary School, 1 Child (Yearly)

$18.6K BAM 32.3K

$7,918 ₱498.5K

134.80%

Jeans (Levis 501 Or Similar)

$57.0 BAM 99.0

$49.33 ₱3,106

15.45%

Summer Dress (H&M, Zara, etc)

$28.60 BAM 49.73

$25.24 ₱1,589

13.31%

Sport Shoes (Adidas, Nike)

$72.1 BAM 125

$77.0 ₱4,846

-6.30%

Men's Leather Business Shoes

$115 BAM 200

$57.2 ₱3,601

101.57%

1-bedroom Apartment, City Center (Monthly)

$169 BAM 294

$500 ₱31.5K

-66.16%

1-bedroom Apartment, Outside City Center (Monthly)

$142 BAM 247

$309 ₱19.4K

-53.95%

3-bedroom Apartment, City Center (Monthly)

$366 BAM 636

$1,078 ₱67.9K

-66.06%

3-bedroom Apartment, Outside City Center (Monthly)

$314 BAM 545

$615 ₱38.7K

-49.03%

Buy Apartment in City Center (m2)

$1,410 BAM 2,453

$2,886 ₱181.7K

-51.13%

Buy Apartment Outside City Center (m2)

$1,243 BAM 2,162

$1,917 ₱120.7K

-35.12%

Average Monthly Net Salary (After Tax)

$673 BAM 1,170

$346 ₱21.8K

94.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.3

7.2

-40.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gradiska: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Gradiska

$220 28.4%

Cebu

$206 22.4% 6.2% $14

Accommodation & Living

Gradiska

$142 18.4%

Cebu

$309 33.6% 117% $167

Monthly Utilities & Internet

Gradiska

$127 16.5%

Cebu

$162 17.6% 26.9% $34

Clothing & Footwear

Gradiska

$123 15.9%

Cebu

$94 10.2% 23.5% $29

Eating Out

Gradiska

$112 14.5%

Cebu

$88 9.6% 21.3% $24

Sport & Entertainment

Gradiska

$31 4%

Cebu

$44 4.8% 42.7% $13

Getting Around

Gradiska

$19 * 2.5%

Cebu

$16 1.7% 18.5% $3.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $169 in Gradiska and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Gradiska pays 95% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $38.00 in Gradiska vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $220 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇦 Gradiska

🇵🇭 Cebu

🕒 Local time

18:41 6:41 PM

00:41 12:41 AM

6 h ahead of Gradiska

🌤 Weather

👥 Population

14,368

964,169

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Philippine Peso PHP ₱

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BAM in detail →

On the map

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Highest

Between locations

Gradiska Cebu 10,470 km ≈ 14 h nonstop flight

From you

Gradiska
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gradiska vs Cebu: Cost of Living - Frequently Asked Questions

Gradiska is cheaper overall, especially in utilities and leisure. The 19% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 95% higher in Gradiska, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $169 in Gradiska versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Cebu pay roughly 7% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $774 per month in Gradiska versus $918 in Cebu – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Gradiska gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Gradiska is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gradiska and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gradiska gentler on the wallet – expenses run 19% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.