Last update: Oct 2026

Cost of Living Comparison Between Gracanica and Cebu

For one person, living is cheaper in Cebu: $918 a month against $966 in Gracanica, rent and utilities included – about $580 less a year. The total is higher in Gracanica despite lower rent and utilities.

46

Cost of Living Index in Gracanica
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Gracanica Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Gracanica

🇧🇦 Bosnia and Herzegovina

$966

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Gracanica and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gracanica and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $966 in Gracanica versus $918 in Cebu.

Gracanica $966
Cebu $918

Estimated couple costs with rent: $1,463 in Gracanica versus $1,409 in Cebu.

Gracanica $1,463
Cebu $1,409

Monthly costs for a family of three with rent: $1,959 in Gracanica versus $1,900 in Cebu.

Gracanica $1,959
Cebu $1,900

Living in Gracanica is roughly 5% more expensive than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Gracanica 28% lower, Cebu 32% lower.

Meal at Budget Restaurant

$6.84 BAM 11.89

$3.09 ₱194

121.36%

Three-Course Dinner for Two, Mid-Range

$36.51 BAM 63.5

$24.22 ₱1,525

50.74%

Fast Food Meal (McDonalds, etc)

$6.67 BAM 11.59

$3.92 ₱247

70.15%

Cappuccino

$1.65 BAM 2.86

$2.51 ₱158

-34.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 BAM 3.29

$1.59 ₱100

18.87%

Water (0.33 liter bottle)

$1.18 BAM 2.06

$0.53 ₱33.43

122.64%

Local Beer (0.5 liter draught)

$2.34 BAM 4.06

$1.78 ₱112

31.46%

Imported Beer (0.33 liter bottle)

$2.26 BAM 3.92

$2.17 ₱137

4.15%

Milk (1 liter)

$1.40 BAM 2.44

$1.92 ₱121

-27.08%

White Bread (500g)

$1.45 BAM 2.52

$1.36 ₱85.4

6.62%

Rice (white) (1kg)

$2.45 BAM 4.26

$1.01 ₱63.5

142.57%

Eggs

$3.17 BAM 5.51

$2.03 ₱128

56.16%

Local Cheese (1kg)

$10.31 BAM 17.92

$9.86 ₱621

4.56%

Chicken Fillets (1kg)

$7.26 BAM 12.62

$4.39 ₱277

65.38%

Beef Round Steak (1kg)

$14.39 BAM 25.02

$7.60 ₱479

89.34%

Apples (1kg)

$1.11 BAM 1.94

$3.30 ₱208

-66.36%

Banana (1kg)

$1.66 BAM 2.88

$1.39 ₱87.8

19.42%

Oranges (1kg)

$1.49 BAM 2.59

$2.33 ₱147

-36.05%

Tomato (1kg)

$1.68 BAM 2.92

$1.50 ₱94.3

12.00%

Potato (1kg)

$1.05 BAM 1.83

$2.36 ₱149

-55.51%

Onion (1kg)

$1.10 BAM 1.91

$1.90 ₱119

-42.11%

Lettuce (1 head)

$1.11 BAM 1.94

$1.19 ₱74.9

-6.72%

Water (1.5 liter bottle)

$0.99 BAM 1.72

$0.63 ₱39.71

57.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.83 BAM 6.66

$3.00 ₱189

27.67%

Wine (Bottle)

$8.64 BAM 15.02

$6.03 ₱379

43.28%

Local Beer (0.5 liter bottle)

$1.16 BAM 2.01

$1.23 ₱77.7

-5.69%

Imported Beer (0.33 liter bottle)

$1.26 BAM 2.19

$1.75 ₱110

-28.00%

One-way Ticket (Public Transport)

$1.14 BAM 1.98

$0.25 ₱15.86

356.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.68 BAM 2.93

$0.77 ₱48.62

118.18%

Taxi (Normal Tariff) (1km)

$1.12 BAM 1.95

$0.23 ₱14.53

386.96%

Taxi 1hour Waiting (Normal Tariff)

$10.39 BAM 18.07

$4.46 ₱281

132.96%

Gasoline (1 liter)

$1.56 BAM 2.72

$1.31 ₱82.8

19.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K BAM 53.7K

$21.2K ₱1.3M

45.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K BAM 37.3K

$19.1K ₱1.2M

12.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.3 BAM 159

$120 ₱7,569

-24.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.13 BAM 31.53

$14.00 ₱882

29.50%

Internet (50+ Mbps, Unlimited Data)

$28.70 BAM 49.91

$27.54 ₱1,734

4.21%

Gym Membership (Monthly)

$34.84 BAM 60.6

$32.33 ₱2,035

7.76%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.57 BAM 9.68

$5.65 ₱356

-1.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$134 BAM 233

$275 ₱17.3K

-51.26%

International Primary School, 1 Child (Yearly)

$3,880 BAM 6,747

$7,918 ₱498.5K

-51.00%

Jeans (Levis 501 Or Similar)

$59.4 BAM 103

$49.33 ₱3,106

20.41%

Summer Dress (H&M, Zara, etc)

$32.28 BAM 56.1

$25.24 ₱1,589

27.89%

Sport Shoes (Adidas, Nike)

$94.4 BAM 164

$77.0 ₱4,846

22.70%

Men's Leather Business Shoes

$130 BAM 227

$57.2 ₱3,601

128.02%

1-bedroom Apartment, City Center (Monthly)

$364 BAM 633

$500 ₱31.5K

-27.09%

1-bedroom Apartment, Outside City Center (Monthly)

$266 BAM 463

$309 ₱19.4K

-13.80%

3-bedroom Apartment, City Center (Monthly)

$443 BAM 770

$1,078 ₱67.9K

-58.92%

3-bedroom Apartment, Outside City Center (Monthly)

$389 BAM 676

$615 ₱38.7K

-36.78%

Buy Apartment in City Center (m2)

$2,717 BAM 4,724

$2,886 ₱181.7K

-5.87%

Buy Apartment Outside City Center (m2)

$1,879 BAM 3,267

$1,917 ₱120.7K

-1.98%

Average Monthly Net Salary (After Tax)

$561 BAM 976

$346 ₱21.8K

62.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.3

7.2

-40.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gracanica: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gracanica

$266 27.6%

Cebu

$309 33.6% 16% $43

Groceries & Markets

Gracanica

$238 24.7%

Cebu

$206 22.4% 13.7% $33

Clothing & Footwear

Gracanica

$142 14.8%

Cebu

$94 10.2% 34.1% $49

Monthly Utilities & Internet

Gracanica

$138 14.3%

Cebu

$162 17.6% 17.1% $24

Eating Out

Gracanica

$123 12.7%

Cebu

$88 9.6% 28.2% $35

Sport & Entertainment

Gracanica

$46 4.8%

Cebu

$44 4.8% 5.1% $2.4

Getting Around

Gracanica

$12 * 1.2%

Cebu

$16 1.7% 31.4% $3.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $364 in Gracanica and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Gracanica pays 62% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $37.00 in Gracanica vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $238 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇦 Gracanica

🇵🇭 Cebu

🕒 Local time

03:36 3:36 AM

09:36 9:36 AM

6 h ahead of Gracanica

🌤 Weather

👥 Population

12,882

964,169

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Philippine Peso PHP ₱

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BAM in detail →

On the map

Lowest

Highest

Between locations

Gracanica Cebu 10,400 km ≈ 14 h nonstop flight

From you

Gracanica
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gracanica vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 5% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 62% higher in Gracanica, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $364 in Gracanica versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 16% higher in Gracanica. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $966 per month in Gracanica versus $918 in Cebu – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gracanica, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gracanica and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 5% less than in Gracanica. Beyond cost, consider language, visa policies, and how big the international community is in each city.