Last update: Oct 2026

Cost of Living Comparison Between Goulburn and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,474 in Goulburn, rent and utilities included – about $18,700 less a year. Rent and utilities account for most of the difference.

112

Cost of Living Index in Goulburn
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Goulburn Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Goulburn

🇦🇺 Australia

$2,474

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Goulburn and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Goulburn and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,474 in Goulburn versus $918 in Cebu.

Goulburn $2,474
Cebu $918

Estimated couple costs with rent: $3,599 in Goulburn versus $1,409 in Cebu.

Goulburn $3,599
Cebu $1,409

Monthly costs for a family of three with rent: $4,725 in Goulburn versus $1,900 in Cebu.

Goulburn $4,725
Cebu $1,900

Living in Goulburn is roughly 170% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Goulburn is 83% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.65 A$25.39

$3.09 ₱194

471.20%

Three-Course Dinner for Two, Mid-Range

$89.7 A$129

$24.22 ₱1,525

270.44%

Fast Food Meal (McDonalds, etc)

$8.58 A$12.35

$3.92 ₱247

118.88%

Cappuccino

$3.17 A$4.57

$2.51 ₱158

26.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 A$4.10

$1.59 ₱100

79.25%

Water (0.33 liter bottle)

$2.23 A$3.21

$0.53 ₱33.43

320.75%

Local Beer (0.5 liter draught)

$7.56 A$10.89

$1.78 ₱112

324.72%

Imported Beer (0.33 liter bottle)

$7.15 A$10.29

$2.17 ₱137

229.49%

Milk (1 liter)

$0.99 A$1.43

$1.92 ₱121

-48.44%

White Bread (500g)

$1.69 A$2.44

$1.36 ₱85.4

24.26%

Rice (white) (1kg)

$2.23 A$3.21

$1.01 ₱63.5

120.79%

Eggs

$5.11 A$7.35

$2.03 ₱128

151.72%

Local Cheese (1kg)

$12.04 A$17.33

$9.86 ₱621

22.11%

Chicken Fillets (1kg)

$9.04 A$13.01

$4.39 ₱277

105.92%

Beef Round Steak (1kg)

$16.55 A$23.81

$7.60 ₱479

117.76%

Apples (1kg)

$3.08 A$4.43

$3.30 ₱208

-6.67%

Banana (1kg)

$1.73 A$2.48

$1.39 ₱87.8

24.46%

Oranges (1kg)

$1.77 A$2.55

$2.33 ₱147

-24.03%

Tomato (1kg)

$3.43 A$4.93

$1.50 ₱94.3

128.67%

Potato (1kg)

$2.48 A$3.57

$2.36 ₱149

5.08%

Onion (1kg)

$1.34 A$1.93

$1.90 ₱119

-29.47%

Lettuce (1 head)

$1.42 A$2.04

$1.19 ₱74.9

19.33%

Water (1.5 liter bottle)

$1.02 A$1.47

$0.63 ₱39.71

61.90%

Cigarettes 20 Pack (Marlboro, Camel)

$44.56 A$64.1

$3.00 ₱189

1385.33%

Wine (Bottle)

$8.12 A$11.68

$6.03 ₱379

34.66%

Local Beer (0.5 liter bottle)

$4.08 A$5.87

$1.23 ₱77.7

231.71%

Imported Beer (0.33 liter bottle)

$3.93 A$5.65

$1.75 ₱110

124.57%

One-way Ticket (Public Transport)

$2.51 A$3.62

$0.25 ₱15.86

904.00%

Public Transport Monthly Pass (Regular Price)

$79.9 A$115

$12.64 ₱796

532.12%

Taxi Start (Normal Tariff)

$2.82 A$4.06

$0.77 ₱48.62

266.23%

Taxi (Normal Tariff) (1km)

$1.58 A$2.27

$0.23 ₱14.53

586.96%

Taxi 1hour Waiting (Normal Tariff)

$40.05 A$57.6

$4.46 ₱281

797.98%

Gasoline (1 liter)

$1.44 A$2.08

$1.31 ₱82.8

9.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K A$41.9K

$21.2K ₱1.3M

37.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.3K A$42.1K

$19.1K ₱1.2M

52.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$106 A$152

$120 ₱7,569

-12.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.03 A$38.90

$14.00 ₱882

93.07%

Internet (50+ Mbps, Unlimited Data)

$56.5 A$81.3

$27.54 ₱1,734

105.23%

Gym Membership (Monthly)

$61.2 A$88.1

$32.33 ₱2,035

89.30%

Tennis Court (1 Hour on Weekend)

$16.67 A$23.98

$6.65 ₱419

150.68%

Cinema Ticket

$8.10 A$11.66

$5.65 ₱356

43.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,202 A$3,168

$275 ₱17.3K

699.70%

International Primary School, 1 Child (Yearly)

$28.7K A$41.3K

$7,918 ₱498.5K

262.74%

Jeans (Levis 501 Or Similar)

$77.3 A$111

$49.33 ₱3,106

56.66%

Summer Dress (H&M, Zara, etc)

$70.8 A$102

$25.24 ₱1,589

180.35%

Sport Shoes (Adidas, Nike)

$112 A$162

$77.0 ₱4,846

46.14%

Men's Leather Business Shoes

$132 A$190

$57.2 ₱3,601

131.15%

1-bedroom Apartment, City Center (Monthly)

$1,365 A$1,964

$500 ₱31.5K

173.25%

1-bedroom Apartment, Outside City Center (Monthly)

$1,343 A$1,932

$309 ₱19.4K

334.82%

3-bedroom Apartment, City Center (Monthly)

$2,029 A$2,919

$1,078 ₱67.9K

88.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,019 A$2,905

$615 ₱38.7K

228.11%

Buy Apartment in City Center (m2)

$5,255 A$7,563

$2,886 ₱181.7K

82.10%

Buy Apartment Outside City Center (m2)

$4,288 A$6,171

$1,917 ₱120.7K

123.75%

Average Monthly Net Salary (After Tax)

$3,998 A$5,753

$346 ₱21.8K

1055.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

7.2

-18.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Goulburn: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Goulburn

$1.3K 54.3%

Cebu

$309 33.6% 77% $1K

Groceries & Markets

Goulburn

$310 12.5%

Cebu

$206 22.4% 33.5% $104

Eating Out

Goulburn

$277 11.2%

Cebu

$88 9.6% 68.2% $189

Monthly Utilities & Internet

Goulburn

$189 7.7%

Cebu

$162 17.6% 14.5% $27

Clothing & Footwear

Goulburn

$177 7.1%

Cebu

$94 10.2% 46.9% $83

Getting Around

Goulburn

$101 4.1%

Cebu

$16 1.7% 84.5% $85

Sport & Entertainment

Goulburn

$77 3.1%

Cebu

$44 4.8% 43.7% $34

Cost Breakdown

A one-bedroom apartment in the center runs $1,365 in Goulburn and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Goulburn pays 1056% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $90.0 in Goulburn vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $310 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇦🇺 Goulburn

🇵🇭 Cebu

🕒 Local time

05:57 5:57 AM

02:57 2:57 AM

3 h behind Goulburn

🌤 Weather

👥 Population

23,963

964,169

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to AUD in detail →

On the map

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Between locations

Goulburn Cebu 5,700 km ≈ 8 h nonstop flight

From you

Goulburn
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Goulburn vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 170% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1056% higher in Goulburn, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,365 in Goulburn versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,474 per month in Goulburn versus $918 in Cebu – a 170% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 532% less than in Goulburn. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,474 in Goulburn, a $1,500 budget is realistic in Cebu but tight or insufficient in Goulburn. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Goulburn, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Goulburn and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 170% less than in Goulburn. Beyond cost, consider language, visa policies, and how big the international community is in each city.