Last update: Oct 2026

Cost of Living Comparison Between Gizycko and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,325 in Gizycko, rent and utilities included – about $4,900 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Gizycko
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Gizycko Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Gizycko

🇵🇱 Poland

$1,325

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Gizycko and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gizycko and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,325 in Gizycko versus $918 in Cebu.

Gizycko $1,325
Cebu $918

Estimated couple costs with rent: $1,892 in Gizycko versus $1,409 in Cebu.

Gizycko $1,892
Cebu $1,409

Monthly costs for a family of three with rent: $2,458 in Gizycko versus $1,900 in Cebu.

Gizycko $2,458
Cebu $1,900

Living in Gizycko is roughly 44% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Gizycko 2% lower, Cebu 32% lower.

Meal at Budget Restaurant

$10.06 zł 39.07

$3.09 ₱194

225.57%

Three-Course Dinner for Two, Mid-Range

$38.21 zł 148

$24.22 ₱1,525

57.76%

Fast Food Meal (McDonalds, etc)

$8.77 zł 34.05

$3.92 ₱247

123.72%

Cappuccino

$3.36 zł 13.04

$2.51 ₱158

33.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 zł 7.82

$1.59 ₱100

26.42%

Water (0.33 liter bottle)

$1.59 zł 6.17

$0.53 ₱33.43

200.00%

Local Beer (0.5 liter draught)

$2.57 zł 9.97

$1.78 ₱112

44.38%

Imported Beer (0.33 liter bottle)

$4.12 zł 16.00

$2.17 ₱137

89.86%

Milk (1 liter)

$0.86 zł 3.34

$1.92 ₱121

-55.21%

White Bread (500g)

$1.18 zł 4.58

$1.36 ₱85.4

-13.24%

Rice (white) (1kg)

$0.73 zł 2.85

$1.01 ₱63.5

-27.72%

Eggs

$2.94 zł 11.44

$2.03 ₱128

44.83%

Local Cheese (1kg)

$8.09 zł 31.42

$9.86 ₱621

-17.95%

Chicken Fillets (1kg)

$6.03 zł 23.42

$4.39 ₱277

37.36%

Beef Round Steak (1kg)

$10.06 zł 39.10

$7.60 ₱479

32.37%

Apples (1kg)

$0.95 zł 3.70

$3.30 ₱208

-71.21%

Banana (1kg)

$1.56 zł 6.06

$1.39 ₱87.8

12.23%

Oranges (1kg)

$1.57 zł 6.11

$2.33 ₱147

-32.62%

Tomato (1kg)

$3.31 zł 12.86

$1.50 ₱94.3

120.67%

Potato (1kg)

$0.74 zł 2.87

$2.36 ₱149

-68.64%

Onion (1kg)

$0.86 zł 3.34

$1.90 ₱119

-54.74%

Lettuce (1 head)

$0.66 zł 2.55

$1.19 ₱74.9

-44.54%

Water (1.5 liter bottle)

$0.53 zł 2.06

$0.63 ₱39.71

-15.87%

Cigarettes 20 Pack (Marlboro, Camel)

$4.65 zł 18.05

$3.00 ₱189

55.00%

Wine (Bottle)

$5.01 zł 19.45

$6.03 ₱379

-16.92%

Local Beer (0.5 liter bottle)

$1.00 zł 3.87

$1.23 ₱77.7

-18.70%

Imported Beer (0.33 liter bottle)

$1.28 zł 4.99

$1.75 ₱110

-26.86%

One-way Ticket (Public Transport)

$1.05 zł 4.07

$0.25 ₱15.86

320.00%

Public Transport Monthly Pass (Regular Price)

$29.88 zł 116

$12.64 ₱796

136.39%

Taxi Start (Normal Tariff)

$1.30 zł 5.06

$0.77 ₱48.62

68.83%

Taxi (Normal Tariff) (1km)

$1.00 zł 3.90

$0.23 ₱14.53

334.78%

Taxi 1hour Waiting (Normal Tariff)

$12.90 zł 50.1

$4.46 ₱281

189.24%

Gasoline (1 liter)

$1.51 zł 5.88

$1.31 ₱82.8

15.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K zł 121.4K

$21.2K ₱1.3M

47.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K zł 104.5K

$19.1K ₱1.2M

40.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 zł 729

$120 ₱7,569

56.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.33 zł 40.13

$14.00 ₱882

-26.21%

Internet (50+ Mbps, Unlimited Data)

$12.87 zł 49.99

$27.54 ₱1,734

-53.27%

Gym Membership (Monthly)

$38.67 zł 150

$32.33 ₱2,035

19.61%

Tennis Court (1 Hour on Weekend)

$21.45 zł 83.3

$6.65 ₱419

222.56%

Cinema Ticket

$5.16 zł 20.06

$5.65 ₱356

-8.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$246 zł 956

$275 ₱17.3K

-10.58%

International Primary School, 1 Child (Yearly)

$4,999 zł 19.4K

$7,918 ₱498.5K

-36.86%

Jeans (Levis 501 Or Similar)

$77.0 zł 299

$49.33 ₱3,106

56.17%

Summer Dress (H&M, Zara, etc)

$32.61 zł 127

$25.24 ₱1,589

29.20%

Sport Shoes (Adidas, Nike)

$62.6 zł 243

$77.0 ₱4,846

-18.66%

Men's Leather Business Shoes

$56.9 zł 221

$57.2 ₱3,601

-0.54%

1-bedroom Apartment, City Center (Monthly)

$545 zł 2,119

$500 ₱31.5K

9.18%

1-bedroom Apartment, Outside City Center (Monthly)

$553 zł 2,147

$309 ₱19.4K

78.92%

3-bedroom Apartment, City Center (Monthly)

$989 zł 3,842

$1,078 ₱67.9K

-8.26%

3-bedroom Apartment, Outside City Center (Monthly)

$806 zł 3,133

$615 ₱38.7K

31.08%

Buy Apartment in City Center (m2)

$2,593 zł 10.1K

$2,886 ₱181.7K

-10.15%

Buy Apartment Outside City Center (m2)

$3,350 zł 13.0K

$1,917 ₱120.7K

74.79%

Average Monthly Net Salary (After Tax)

$907 zł 3,524

$346 ₱21.8K

162.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

7.2

-13.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gizycko: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gizycko

$553 41.7%

Cebu

$309 33.6% 44.1% $244

Monthly Utilities & Internet

Gizycko

$211 15.9%

Cebu

$162 17.6% 23.2% $49

Groceries & Markets

Gizycko

$187 14.1%

Cebu

$206 22.4% 10% $19

Eating Out

Gizycko

$182 13.8%

Cebu

$88 9.6% 51.6% $94

Clothing & Footwear

Gizycko

$103 7.8%

Cebu

$94 10.2% 8.9% $9.2

Sport & Entertainment

Gizycko

$49 3.7%

Cebu

$44 4.8% 11% $5.4

Getting Around

Gizycko

$40 3.1%

Cebu

$16 1.7% 61.5% $25

Cost Breakdown

A one-bedroom apartment in the center runs $545 in Gizycko and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Gizycko pays 162% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38.00 in Gizycko vs $24.00 in Cebu. Groceries flip the comparison at $187 vs $206, with Gizycko cheaper for home cooking.

Good to know

🇵🇱 Gizycko

🇵🇭 Cebu

🕒 Local time

03:11 3:11 AM

09:11 9:11 AM

6 h ahead of Gizycko

🌤 Weather

👥 Population

28,803

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Gizycko Cebu 9,860 km ≈ 13 h nonstop flight

From you

Gizycko
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gizycko vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and leisure. The 44% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 162% higher in Gizycko, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $545 in Gizycko versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,325 per month in Gizycko versus $918 in Cebu – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 136% less than in Gizycko. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,325 in Gizycko, a $1,500 budget is realistic in Cebu but tight or insufficient in Gizycko. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gizycko, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gizycko and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 44% less than in Gizycko. Beyond cost, consider language, visa policies, and how big the international community is in each city.