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Cost of Living Comparison Between Gisborne and Ubud, Bali Cost of Living Comparison Between Gisborne and Ubud, Bali

😐 Solo nomad: Gisborne is 98.5% more expensive than Ubud, Bali without rent, and 165.8% more expensive with rent.
😐 Family of 3: Gisborne is 88.3% more expensive than Ubud, Bali without rent, and 150.2% more expensive with rent.
Currency
🍽 Eating Out
Gisborne
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.25 NZ$26.62
$2.85 Rp 47.5K
435.09%
Three-Course Dinner for Two, Mid-Range
$79.1 NZ$138
$12.26 Rp 204.3K
545.35%
Fast Food Meal (McDonalds, etc)
$9.41 NZ$16.43
$3.28 Rp 54.6K
186.89%
Cappuccino
$3.56 NZ$6.21
$2.3 Rp 38.3K
54.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.25 NZ$3.93
$1.11 Rp 18.5K
102.70%
Water (0.33 liter bottle)
$2.08 NZ$3.62
$0.26 Rp 4,324
700.00%
Local Beer (0.5 liter draught)
$7.03 NZ$12.28
$2.4 Rp 40K
192.92%
Imported Beer (0.33 liter bottle)
$6.45 NZ$11.26
$3.15 Rp 52.5K
104.76%
🛒 Groceries & Markets
Gisborne
Ubud, Bali
Difference
Milk (1 liter)
$1.8 NZ$3.14
$1.49 Rp 24.9K
20.81%
White Bread (500g)
$1.91 NZ$3.33
$1.65 Rp 27.5K
15.76%
Rice (white) (1kg)
$1.91 NZ$3.33
$1.13 Rp 18.9K
69.03%
Eggs
$6.17 NZ$10.77
$2.33 Rp 38.9K
164.81%
Local Cheese (1kg)
$8.31 NZ$14.5
$13.7 Rp 228.3K
-39.34%
Chicken Fillets (1kg)
$9.66 NZ$16.87
$3.97 Rp 66.2K
143.32%
Beef Round Steak (1kg)
$12.93 NZ$22.57
$11.22 Rp 187K
15.24%
Apples (1kg)
$2.68 NZ$4.69
$3.48 Rp 57.9K
-22.99%
Banana (1kg)
$2.25 NZ$3.93
$1.5 Rp 25K
50.00%
Oranges (1kg)
$3.09 NZ$5.39
$2.68 Rp 44.6K
15.30%
Tomato (1kg)
$4.67 NZ$8.15
$1.35 Rp 22.5K
245.93%
Potato (1kg)
$1.99 NZ$3.47
$1.57 Rp 26.2K
26.75%
Onion (1kg)
$1.95 NZ$3.41
$2.1 Rp 34.9K
-7.14%
Lettuce (1 head)
$2.17 NZ$3.79
$1.03 Rp 17.1K
110.68%
Water (1.5 liter bottle)
$1.11 NZ$1.94
$0.57 Rp 9,488
94.74%
Cigarettes 20 Pack (Marlboro, Camel)
$24.38 NZ$42.58
$2.31 Rp 38.5K
955.41%
Wine (Bottle)
$9.43 NZ$16.47
$15.21 Rp 253.5K
-38.00%
Local Beer (0.5 liter bottle)
$2.48 NZ$4.33
$2.49 Rp 41.5K
-0.40%
Imported Beer (0.33 liter bottle)
$3.72 NZ$6.5
$2.66 Rp 44.3K
39.85%
🚌 Getting Around
Gisborne
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.15 NZ$3.76
$0.29 Rp 4,911
641.38%
Public Transport Monthly Pass (Regular Price)
$63.1 NZ$110
$10.03 Rp 167.1K
529.11%
Taxi Start (Normal Tariff)
$2.77 NZ$4.83
$0.45 Rp 7,480
515.56%
Taxi (Normal Tariff) (1km)
$1.83 NZ$3.2
$0.34 Rp 5,748
438.24%
Taxi 1hour Waiting (Normal Tariff)
$35.09 NZ$61.3
$5.97 Rp 99.4K
487.77%
Gasoline (1 liter)
$1.67 NZ$2.92
$0.75 Rp 12.4K
122.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.8K NZ$48.6K
$25.8K Rp 430.2M
7.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.4K NZ$39.1K
$31.7K Rp 528.9M
-29.37%
🧾 Monthly Utilities & Internet
Gisborne
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$143 NZ$249
$64.6 Rp 1.1M
120.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.67 NZ$62.3
$4.14 Rp 69K
761.59%
Internet (50+ Mbps, Unlimited Data)
$51 NZ$89.1
$23.99 Rp 399.7K
112.63%
🎉 Sport & Entertainment
Gisborne
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.47 NZ$65.4
$23.29 Rp 388.1K
60.88%
Tennis Court (1 Hour on Weekend)
$11.95 NZ$20.87
$6.19 Rp 103.1K
93.05%
Cinema Ticket
$10.94 NZ$19.11
$3.45 Rp 57.5K
217.10%
🧸 Childcare & Education
Gisborne
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$726 NZ$1,268
$91.9 Rp 1.5M
689.88%
International Primary School, 1 Child (Yearly)
$11.9K NZ$20.8K
$5,912 Rp 98.5M
101.84%
👕👟 Clothing & Footwear
Gisborne
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$68.9 NZ$120
$51.5 Rp 857.6K
33.86%
Summer Dress (H&M, Zara, etc)
$37.55 NZ$65.6
$24.45 Rp 407.3K
53.58%
Sport Shoes (Adidas, Nike)
$94.5 NZ$165
$84.4 Rp 1.4M
12.03%
Men's Leather Business Shoes
$118 NZ$205
$74.3 Rp 1.2M
58.32%
🏠 Accommodation & Living
Gisborne
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$951 NZ$1,660
$261 Rp 4.4M
263.82%
1-bedroom Apartment, Outside City Center (Monthly)
$884 NZ$1,544
$160 Rp 2.7M
454.30%
3-bedroom Apartment, City Center (Monthly)
$1,450 NZ$2,531
$585 Rp 9.7M
147.81%
3-bedroom Apartment, Outside City Center (Monthly)
$1,345 NZ$2,348
$328 Rp 5.5M
309.54%
Buy Apartment in City Center (m2)
$4,210 NZ$7,351
$985 Rp 16.4M
327.37%
Buy Apartment Outside City Center (m2)
$3,380 NZ$5,902
$847 Rp 14.1M
299.15%
💵 Salaries & Financials
Gisborne
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,370 NZ$7,631
$178 Rp 3M
2356.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.74
13.28
-49.25%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gisborne: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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