Last update: Oct 2026

Cost of Living Comparison Between Gilbert, AZ and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $2,781 in Gilbert, AZ, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

133

Cost of Living Index in Gilbert, AZ
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Gilbert, AZ Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Gilbert, AZ

🇺🇸 United States

$2,781

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Gilbert, AZ and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gilbert, AZ and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,781 in Gilbert, AZ versus $2,059 in Montreal.

Gilbert, AZ $2,781
Montreal $2,059

Estimated couple costs with rent: $3,931 in Gilbert, AZ versus $3,123 in Montreal.

Gilbert, AZ $3,931
Montreal $3,123

Monthly costs for a family of three with rent: $5,082 in Gilbert, AZ versus $4,187 in Montreal.

Gilbert, AZ $5,082
Montreal $4,187

Living in Gilbert, AZ is roughly 35% more expensive than in Montreal, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Gilbert, AZ 105% above, Montreal 52% above.

Meal at Budget Restaurant

$19.72 $19.72

$18.84 CA$26.63

4.67%

Three-Course Dinner for Two, Mid-Range

$76.2 $76.2

$73.2 CA$104

4.12%

Fast Food Meal (McDonalds, etc)

$11.32 $11.32

$10.54 CA$14.90

7.40%

Cappuccino

$4.95 $4.95

$3.97 CA$5.61

24.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 $2.66

$1.94 CA$2.74

37.11%

Water (0.33 liter bottle)

$1.72 $1.72

$1.57 CA$2.22

9.55%

Local Beer (0.5 liter draught)

$6.36 $6.36

$6.42 CA$9.08

-0.93%

Imported Beer (0.33 liter bottle)

$6.31 $6.31

$7.20 CA$10.19

-12.36%

Milk (1 liter)

$1.01 $1.01

$2.32 CA$3.28

-56.47%

White Bread (500g)

$3.34 $3.34

$3.19 CA$4.51

4.70%

Rice (white) (1kg)

$5.23 $5.23

$3.19 CA$4.50

63.95%

Eggs

$3.76 $3.76

$3.68 CA$5.20

2.17%

Local Cheese (1kg)

$11.83 $11.83

$13.24 CA$18.72

-10.65%

Chicken Fillets (1kg)

$11.05 $11.05

$11.69 CA$16.53

-5.47%

Beef Round Steak (1kg)

$13.38 $13.38

$13.98 CA$19.76

-4.29%

Apples (1kg)

$4.49 $4.49

$3.14 CA$4.44

42.99%

Banana (1kg)

$1.97 $1.97

$1.45 CA$2.05

35.86%

Oranges (1kg)

$3.93 $3.93

$3.38 CA$4.78

16.27%

Tomato (1kg)

$4.21 $4.21

$3.11 CA$4.40

35.37%

Potato (1kg)

$2.54 $2.54

$1.93 CA$2.72

31.61%

Onion (1kg)

$1.84 $1.84

$1.83 CA$2.58

0.55%

Lettuce (1 head)

$1.96 $1.96

$2.36 CA$3.34

-16.95%

Water (1.5 liter bottle)

$2.15 $2.15

$1.50 CA$2.12

43.33%

Cigarettes 20 Pack (Marlboro, Camel)

$10.37 $10.37

$11.12 CA$15.73

-6.74%

Wine (Bottle)

$13.74 $13.74

$10.60 CA$14.98

29.62%

Local Beer (0.5 liter bottle)

$2.12 $2.12

$2.22 CA$3.14

-4.50%

Imported Beer (0.33 liter bottle)

$3.32 $3.32

$2.84 CA$4.01

16.90%

One-way Ticket (Public Transport)

$0.98 $0.98

$2.62 CA$3.71

-62.60%

Public Transport Monthly Pass (Regular Price)

$32.52 $32.52

$79.1 CA$112

-58.91%

Taxi Start (Normal Tariff)

$2.72 $2.72

$3.23 CA$4.56

-15.79%

Taxi (Normal Tariff) (1km)

$1.40 $1.40

$1.48 CA$2.10

-5.41%

Taxi 1hour Waiting (Normal Tariff)

$36.46 $36.46

$32.22 CA$45.55

13.16%

Gasoline (1 liter)

$0.98 $0.98

$1.36 CA$1.92

-27.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K $36.2K

$27.6K CA$39.1K

31.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$21.2K CA$30.0K

26.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 $183

$77.0 CA$109

137.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.6 $62.6

$34.14 CA$48.26

83.33%

Internet (50+ Mbps, Unlimited Data)

$73.1 $73.1

$42.19 CA$59.7

73.33%

Gym Membership (Monthly)

$60.8 $60.8

$30.81 CA$43.56

97.37%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$11.96 $11.96

$11.47 CA$16.22

4.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$708 $708

$506 CA$716

39.87%

International Primary School, 1 Child (Yearly)

$15.6K $15.6K

$16.2K CA$23.0K

-3.69%

Jeans (Levis 501 Or Similar)

$50.4 $50.4

$57.3 CA$81.0

-11.98%

Summer Dress (H&M, Zara, etc)

$44.03 $44.03

$38.10 CA$53.9

15.56%

Sport Shoes (Adidas, Nike)

$89.0 $89.0

$91.9 CA$130

-3.18%

Men's Leather Business Shoes

$116 $116

$110 CA$155

5.33%

1-bedroom Apartment, City Center (Monthly)

$1,726 $1,726

$1,237 CA$1,748

39.58%

1-bedroom Apartment, Outside City Center (Monthly)

$1,512 $1,512

$977 CA$1,381

54.80%

3-bedroom Apartment, City Center (Monthly)

$2,827 $2,827

$2,180 CA$3,082

29.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,282 $2,282

$1,608 CA$2,273

41.90%

Buy Apartment in City Center (m2)

$5,296 $5,296

$5,113 CA$7,228

3.57%

Buy Apartment Outside City Center (m2)

$4,683 $4,683

$3,744 CA$5,293

25.08%

Average Monthly Net Salary (After Tax)

$5,336 $5,336

$2,957 CA$4,180

80.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

4.48

43.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gilbert, AZ: October 20, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gilbert, AZ

$1.5K 54.4%

Montreal

$977 47.4% 35.4% $535

Groceries & Markets

Gilbert, AZ

$371 13.3%

Montreal

$351 17.1% 5.4% $20

Monthly Utilities & Internet

Gilbert, AZ

$319 11.5%

Montreal

$153 7.5% 51.9% $166

Eating Out

Gilbert, AZ

$313 11.3%

Montreal

$290 14.1% 7.2% $23

Clothing & Footwear

Gilbert, AZ

$135 4.8%

Montreal

$134 6.5% 0.7% $0.9

Sport & Entertainment

Gilbert, AZ

$85 3.1%

Montreal

$54 2.6% 36.5% $31

Getting Around

Gilbert, AZ

$46 1.7%

Montreal

$100 4.9% 117% $54

Cost Breakdown

A one-bedroom apartment in the center runs $1,726 in Gilbert, AZ and $1,237 in Montreal. Housing cost is often the main lever when comparing two cities.

Gilbert, AZ pays 80% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Gilbert, AZ vs $73.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $371 vs $351 per month, with Montreal cheaper across the board.

Good to know

🇺🇸 Gilbert, AZ

🇨🇦 Montreal

🕒 Local time

09:58 9:58 AM

12:58 12:58 PM

3 h ahead of Gilbert, AZ

🌤 Weather

👥 Population

208,453

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Gilbert, AZ Montreal 3,510 km ≈ 5 h nonstop flight

From you

Gilbert, AZ
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gilbert, AZ vs Montreal: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 35% lower than in Gilbert, AZ. Housing and daily spending are where you'll feel the difference most, making Montreal the obvious pick if budget is a priority.

Average pay runs 80% higher in Gilbert, AZ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,726 in Gilbert, AZ versus $1,237 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Montreal – a meal for two runs $73.0 versus $76.0 in Gilbert, AZ. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,781 per month in Gilbert, AZ versus $2,059 in Montreal – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,059 in Montreal versus $2,781 in Gilbert, AZ, a $2,000 budget is realistic in Montreal but tight or insufficient in Gilbert, AZ. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both work as nomad bases, but Montreal delivers better value – similar infrastructure at $2,059 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montreal hard to pass up.

Safety-wise, Gilbert, AZ and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 35% less than in Gilbert, AZ. Beyond cost, consider language, visa policies, and how big the international community is in each city.