Last update: Oct 2026

Cost of Living Comparison Between Gharb and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $2,217 in Gharb, rent and utilities included – about $15,400 less a year. Rent and utilities account for most of the difference.

Gharb, Malta
Chiang Mai, Thailand
Gharb
🇲🇹 Malta
$2,217
/mo nomad
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Monthly Cost of Living

How much you'll spend in Gharb and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gharb and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $2,217 per month in Gharb vs $936 in Chiang Mai, rent included.

  • Gharb $2,217
  • Chiang Mai $936

A couple spends around $3,242 per month in Gharb vs $1,457 in Chiang Mai, rent included.

  • Gharb $3,242
  • Chiang Mai $1,457

A family of three spends $4,267 per month in Gharb vs $1,979 in Chiang Mai, rent included.

  • Gharb $4,267
  • Chiang Mai $1,979

Gharb costs about 137% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Gharb sits 63% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Gharb
Chiang Mai
Difference
Meal at Budget Restaurant
$22.16 €19.86
$2.24 ฿75.6
889.29%
Three-Course Dinner for Two, Mid-Range
$89.5 €80.2
$19.00 ฿641
371.11%
Fast Food Meal (McDonalds, etc)
$13.17 €11.80
$5.55 ฿187
137.30%
Cappuccino
$3.26 €2.92
$1.67 ฿56.5
95.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.34 €2.10
$0.64 ฿21.55
265.62%
Water (0.33 liter bottle)
$1.92 €1.72
$0.31 ฿10.31
519.35%
Local Beer (0.5 liter draught)
$5.55 €4.97
$2.36 ฿79.6
135.17%
Imported Beer (0.33 liter bottle)
$6.59 €5.90
$3.66 ฿124
80.05%
🛒 Groceries & Markets
Gharb
Chiang Mai
Difference
Milk (1 liter)
$1.32 €1.18
$1.95 ฿65.8
-32.31%
White Bread (500g)
$1.41 €1.26
$1.44 ฿48.48
-2.08%
Rice (white) (1kg)
$3.51 €3.15
$1.33 ฿45.04
163.91%
Eggs
$4.38 €3.92
$2.28 ฿77.1
92.11%
Local Cheese (1kg)
$10.14 €9.08
$16.45 ฿555
-38.36%
Chicken Fillets (1kg)
$12.11 €10.85
$2.78 ฿93.9
335.61%
Beef Round Steak (1kg)
$18.36 €16.46
$9.31 ฿314
97.21%
Apples (1kg)
$3.68 €3.30
$2.35 ฿79.4
56.60%
Banana (1kg)
$2.73 €2.44
$0.97 ฿32.80
181.44%
Oranges (1kg)
$3.79 €3.40
$1.60 ฿53.9
136.88%
Tomato (1kg)
$3.81 €3.42
$1.50 ฿50.6
154.00%
Potato (1kg)
$1.83 €1.64
$1.28 ฿43.12
42.97%
Onion (1kg)
$3.33 €2.98
$1.10 ฿37.19
202.73%
Lettuce (1 head)
$2.28 €2.05
$0.71 ฿23.82
221.13%
Water (1.5 liter bottle)
$1.48 €1.33
$0.49 ฿16.37
202.04%
Cigarettes 20 Pack (Marlboro, Camel)
$6.29 €5.64
$4.14 ฿140
51.93%
Wine (Bottle)
$6.05 €5.42
$17.52 ฿591
-65.47%
Local Beer (0.5 liter bottle)
$2.43 €2.17
$1.61 ฿54.5
50.93%
Imported Beer (0.33 liter bottle)
$2.38 €2.14
$2.78 ฿94.0
-14.39%
🚌 Getting Around
Gharb
Chiang Mai
Difference
One-way Ticket (Public Transport)
$2.21 €1.98
$0.87 ฿29.31
154.02%
Public Transport Monthly Pass (Regular Price)
-
$54.1 ฿1,826
-
Taxi Start (Normal Tariff)
$3.82 €3.43
$1.16 ฿39.06
229.31%
Taxi (Normal Tariff) (1km)
$1.81 €1.62
$0.53 ฿17.80
241.51%
Taxi 1hour Waiting (Normal Tariff)
$32.93 €29.51
$2.42 ฿81.8
1260.74%
Gasoline (1 liter)
$1.52 €1.36
$1.45 ฿48.90
4.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K €24.7K
$21.1K ฿710.7K
30.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.7K €34.7K
$26.9K ฿909.3K
43.70%
🧾 Monthly Utilities & Internet
Gharb
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$154 €138
$62.2 ฿2,098
147.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.85 €27.65
$12.17 ฿411
153.49%
Internet (50+ Mbps, Unlimited Data)
$29.18 €26.14
$20.12 ฿679
45.03%
🎉 Sport & Entertainment
Gharb
Chiang Mai
Difference
Gym Membership (Monthly)
$69.5 €62.3
$37.31 ฿1,259
86.20%
Tennis Court (1 Hour on Weekend)
-
$3.77 ฿127
-
Cinema Ticket
$11.14 €9.98
$6.49 ฿219
71.65%
🧸 Childcare & Education
Gharb
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$283 €253
$736 ฿24.8K
-61.62%
International Primary School, 1 Child (Yearly)
$12.4K €11.1K
$14.8K ฿498.3K
-16.11%
👕👟 Clothing & Footwear
Gharb
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$56.4 €50.6
$53.4 ฿1,801
5.70%
Summer Dress (H&M, Zara, etc)
$69.1 €61.9
$24.64 ฿831
180.48%
Sport Shoes (Adidas, Nike)
$112 €100
$91.5 ฿3,087
22.14%
Men's Leather Business Shoes
$128 €115
$71.9 ฿2,428
78.52%
🏠 Accommodation & Living
Gharb
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$975 €874
$482 ฿16.3K
102.14%
1-bedroom Apartment, Outside City Center (Monthly)
$1,070 €959
$309 ฿10.4K
246.27%
3-bedroom Apartment, City Center (Monthly)
$1,644 €1,473
$1,006 ฿33.9K
63.43%
3-bedroom Apartment, Outside City Center (Monthly)
$1,532 €1,373
$633 ฿21.4K
141.93%
Buy Apartment in City Center (m2)
$4,033 €3,614
$2,363 ฿79.8K
70.67%
Buy Apartment Outside City Center (m2)
$3,039 €2,723
$1,589 ฿53.6K
91.23%
💵 Salaries & Financials
Gharb
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$590 ฿19.9K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.05
5.57
-27.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gharb: October 25, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Gharb
$1.1K
Chiang Mai
$309 71.1% $761
Groceries & Markets
Gharb
$342
Chiang Mai
$234 31.5% $108
Eating Out
Gharb
$314
Chiang Mai
$78 75.3% $236
Monthly Utilities & Internet
Gharb
$214
Chiang Mai
$94 55.8% $119
Clothing & Footwear
Gharb
$165
Chiang Mai
$109 34% $56
Sport & Entertainment
Gharb
$92
Chiang Mai
$50 45.2% $41
Getting Around
Gharb
$22 *
Chiang Mai
$61 183% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $975 in Gharb versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $90 in Gharb versus $19 in Chiang Mai. Monthly groceries follow the same trend: $342 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇲🇹 Gharb
🇹🇭 Chiang Mai
🕒 Local time
19:16 7:16 PM
01:16 1:16 AM
6 h ahead of Gharb
🌤 Weather
👥 Population
1,500
127,240
💱 Currency
Euro EUR €
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD to EUR – Euro Converter

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.66 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Gharb Chiang Mai 8,340 km ≈ 11 h nonstop flight
From you
  • Gharb
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gharb vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Gharb or Chiang Mai?
Gharb costs about 137% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Gharb and in Chiang Mai?
For a comfortable life, plan on about $3,326 per month in Gharb and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Gharb or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $975 in Gharb.
How do dining costs compare in Gharb and in Chiang Mai?
A mid-range dinner for two costs $90 in Gharb and $19 in Chiang Mai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Gharb or in Chiang Mai?
Groceries cost about 46% more in Gharb, though the gap depends on what you buy.
Can you live on $800/month in Gharb or in Chiang Mai?
$800 is a stretch for both – monthly costs hit $2,217 in Gharb and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Gharb or Chiang Mai?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $2,217 in Gharb. Climate, culture, job market, and personal taste all factor in.
How safe is Gharb compared to Chiang Mai?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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