Last update: Oct 2026

Cost of Living Comparison Between Germany and New Zealand

Name: New Zealand
Address: NZ

For one person, living costs are similar in Germany and in New Zealand: $2,080 and $2,096 a month, rent and utilities included.

100

Cost of Living Index in Germany
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Germany Living Index
101

Cost of Living Index in New Zealand
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New Zealand Living Index

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🇩🇪 Germany

$2,080

/mo nomad

🇳🇿 New Zealand

$2,096

/mo nomad

Monthly Cost of Living

How much you'll spend in Germany and in New Zealand

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Germany and in New Zealand actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,080 in Germany versus $2,096 in New Zealand.

Germany $2,080
New Zealand $2,096

Estimated couple costs with rent: $3,130 in Germany versus $3,101 in New Zealand.

Germany $3,130
New Zealand $3,101

Monthly costs for a family of three with rent: $4,180 in Germany versus $4,106 in New Zealand.

Germany $4,180
New Zealand $4,106

Germany ($1,337–$2,681) and New Zealand ($841–$2,421) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.

Living in Germany costs about 1% less than in New Zealand on average.

Both countries sit above the global median: Germany 53% above, New Zealand 54% above.

Meal at Budget Restaurant

$16.60 €14.92

$14.33 NZ$25.21

15.84%

Three-Course Dinner for Two, Mid-Range

$71.8 €64.5

$68.4 NZ$120

5.05%

Fast Food Meal (McDonalds, etc)

$12.12 €10.89

$9.17 NZ$16.14

32.17%

Cappuccino

$3.96 €3.56

$3.32 NZ$5.84

19.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.36 €3.02

$2.21 NZ$3.90

52.04%

Water (0.33 liter bottle)

$2.89 €2.60

$1.97 NZ$3.47

46.70%

Local Beer (0.5 liter draught)

$5.07 €4.55

$6.68 NZ$11.75

-24.10%

Imported Beer (0.33 liter bottle)

$4.50 €4.05

$6.67 NZ$11.73

-32.53%

Milk (1 liter)

$1.26 €1.13

$1.78 NZ$3.13

-29.21%

White Bread (500g)

$2.20 €1.97

$1.88 NZ$3.31

17.02%

Rice (white) (1kg)

$3.54 €3.18

$1.74 NZ$3.07

103.45%

Eggs

$3.88 €3.49

$6.03 NZ$10.62

-35.66%

Local Cheese (1kg)

$14.24 €12.79

$8.01 NZ$14.10

77.78%

Chicken Fillets (1kg)

$11.90 €10.69

$9.55 NZ$16.81

24.61%

Beef Round Steak (1kg)

$20.68 €18.58

$14.49 NZ$25.50

42.72%

Apples (1kg)

$3.28 €2.95

$2.73 NZ$4.81

20.15%

Banana (1kg)

$2.05 €1.84

$2.12 NZ$3.73

-3.30%

Oranges (1kg)

$2.31 €2.08

$2.96 NZ$5.21

-21.96%

Tomato (1kg)

$4.29 €3.85

$5.02 NZ$8.83

-14.54%

Potato (1kg)

$1.53 €1.38

$1.98 NZ$3.49

-22.73%

Onion (1kg)

$1.50 €1.34

$1.52 NZ$2.67

-1.32%

Lettuce (1 head)

$1.64 €1.47

$2.06 NZ$3.62

-20.39%

Water (1.5 liter bottle)

$1.02 €0.91

$1.11 NZ$1.95

-8.11%

Cigarettes 20 Pack (Marlboro, Camel)

$9.69 €8.71

$24.38 NZ$42.90

-60.25%

Wine (Bottle)

$6.01 €5.40

$8.82 NZ$15.52

-31.86%

Local Beer (0.5 liter bottle)

$1.12 €1.01

$3.17 NZ$5.59

-64.67%

Imported Beer (0.33 liter bottle)

$1.56 €1.41

$3.35 NZ$5.89

-53.43%

One-way Ticket (Public Transport)

$3.85 €3.46

$2.02 NZ$3.56

90.59%

Public Transport Monthly Pass (Regular Price)

$69.7 €62.6

$114 NZ$200

-38.78%

Taxi Start (Normal Tariff)

$5.34 €4.79

$2.33 NZ$4.11

129.18%

Taxi (Normal Tariff) (1km)

$2.81 €2.52

$1.94 NZ$3.41

44.85%

Taxi 1hour Waiting (Normal Tariff)

$38.83 €34.89

$32.85 NZ$57.8

18.20%

Gasoline (1 liter)

$2.13 €1.91

$1.78 NZ$3.13

19.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K €29.3K

$27.9K NZ$49.1K

16.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.7K €33.9K

$23.3K NZ$41.0K

62.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$342 €307

$154 NZ$272

121.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.87 €22.35

$32.00 NZ$56.3

-22.28%

Internet (50+ Mbps, Unlimited Data)

$48.49 €43.57

$50.2 NZ$88.4

-3.43%

Gym Membership (Monthly)

$39.42 €35.42

$33.74 NZ$59.4

16.83%

Tennis Court (1 Hour on Weekend)

$27.47 €24.69

$14.70 NZ$25.87

86.87%

Cinema Ticket

$14.65 €13.17

$11.18 NZ$19.69

31.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$611 €549

$870 NZ$1,531

-29.80%

International Primary School, 1 Child (Yearly)

$17.3K €15.5K

$16.4K NZ$28.8K

5.56%

Jeans (Levis 501 Or Similar)

$89.1 €80.0

$68.9 NZ$121

29.29%

Summer Dress (H&M, Zara, etc)

$42.07 €37.80

$36.42 NZ$64.1

15.51%

Sport Shoes (Adidas, Nike)

$98.3 €88.3

$93.4 NZ$164

5.28%

Men's Leather Business Shoes

$131 €117

$117 NZ$205

11.93%

1-bedroom Apartment, City Center (Monthly)

$934 €839

$1,117 NZ$1,965

-16.33%

1-bedroom Apartment, Outside City Center (Monthly)

$718 €645

$965 NZ$1,699

-25.58%

3-bedroom Apartment, City Center (Monthly)

$1,704 €1,531

$1,762 NZ$3,100

-3.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,294 €1,162

$1,554 NZ$2,736

-16.77%

Buy Apartment in City Center (m2)

$5,944 €5,341

$5,530 NZ$9,732

7.49%

Buy Apartment Outside City Center (m2)

$3,958 €3,556

$3,778 NZ$6,650

4.75%

Average Monthly Net Salary (After Tax)

$3,290 €2,956

$2,758 NZ$4,855

19.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

6.27

-36.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: October 25, 2026

Last update for New Zealand: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Germany

$718 34.6%

New Zealand

$965 46.1% 34.4% $247

Monthly Utilities & Internet

Germany

$415 20%

New Zealand

$236 11.3% 43.1% $179

Groceries & Markets

Germany

$335 16.1%

New Zealand

$317 15.1% 5.4% $18

Eating Out

Germany

$276 13.3%

New Zealand

$245 11.7% 11.1% $31

Clothing & Footwear

Germany

$162 7.8%

New Zealand

$142 6.8% 12.4% $20

Getting Around

Germany

$104 5%

New Zealand

$134 6.4% 28.3% $30

Sport & Entertainment

Germany

$69 3.3%

New Zealand

$56 2.7% 18.3% $13

Cost Breakdown

National rent averages: $812 in Germany, $999 in New Zealand. Capital cities: $1,407 in Berlin vs $1,143 in Wellington.

National salary averages: $3,107 in Germany, $2,922 in New Zealand. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 23% higher in New Zealand.

Public transport is 51% more expensive in New Zealand.

Good to know

🇩🇪 Germany

🇳🇿 New Zealand

🕒 Local time

03:39 3:39 AM

15:39 3:39 PM

12 h ahead of Germany

🌤 Weather

👥 Population

84,358,845

5,118,700

💱 Currency

Euro EUR €

New Zealand Dollar NZD $

📈 Exchange rate

1 EUR = 1.11 USD

1 NZD = 0.568 USD

1 NZD = 0.51 EUR

Exchange rates and currency converter

NZD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

New Zealand Dollar exchange rates as of October 28, 2026: 1 USD = 1.76 NZD (1 NZD = 0.568 USD). 1 EUR = 1.96 NZD (1 NZD = 0.51 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Germany New Zealand 18,140 km ≈ 23 h nonstop flight

From you

Germany
New Zealand

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Germany vs New Zealand: Cost of Living - Frequently Asked Questions

At $2,080 per month in Germany and $2,096 in New Zealand, there’s a 1% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Rent for a central one-bedroom averages $999 in New Zealand and $812 in Germany. Rents vary a lot between cities, so the gap depends on where you settle.

It depends on what you’re after: Germany wins on affordability; New Zealand may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.