Last update: Oct 2026

Cost of Living Comparison Between Germany and Jersey

Name: Jersey
Address: JE

For one person, living is cheaper in Germany: $2,080 a month against $3,422 in Jersey, rent and utilities included – about $16,100 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Germany
Learn more

Germany Living Index
164

Cost of Living Index in Jersey
Learn more

Jersey Living Index

Jump to prices

🇩🇪 Germany

$2,080

/mo nomad

🇯🇪 Jersey

$3,422

/mo nomad

Monthly Cost of Living

How much you'll spend in Germany and in Jersey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Germany and in Jersey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,080 in Germany versus $3,422 in Jersey.

Germany $2,080
Jersey $3,422

Estimated couple costs with rent: $3,130 in Germany versus $5,161 in Jersey.

Germany $3,130
Jersey $5,161

Monthly costs for a family of three with rent: $4,180 in Germany versus $6,900 in Jersey.

Germany $4,180
Jersey $6,900

Internal cost variation is higher in Germany: monthly costs span $1,337 to $2,681, compared to $3,179–$3,856 in Jersey. City choice carries more weight in Germany.

Living in Germany costs about 39% less than in Jersey on average.

Both countries sit above the global median: Germany 53% above, Jersey 151% above.

Meal at Budget Restaurant

$16.60 €14.84

$37.08 JEP 27.85

-55.23%

Three-Course Dinner for Two, Mid-Range

$71.8 €64.2

$133 JEP 99.9

-46.00%

Fast Food Meal (McDonalds, etc)

$12.12 €10.84

$10.80 JEP 8.11

12.22%

Cappuccino

$3.96 €3.54

$5.11 JEP 3.84

-22.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.36 €3.00

$3.55 JEP 2.66

-5.35%

Water (0.33 liter bottle)

$2.89 €2.59

$2.65 JEP 1.99

9.06%

Local Beer (0.5 liter draught)

$5.07 €4.53

$8.24 JEP 6.19

-38.47%

Imported Beer (0.33 liter bottle)

$4.50 €4.03

$7.22 JEP 5.42

-37.67%

Milk (1 liter)

$1.26 €1.13

$2.21 JEP 1.66

-42.99%

White Bread (500g)

$2.20 €1.96

$2.56 JEP 1.93

-14.06%

Rice (white) (1kg)

$3.54 €3.16

$3.50 JEP 2.63

1.14%

Eggs

$3.88 €3.47

$6.31 JEP 4.74

-38.51%

Local Cheese (1kg)

$14.24 €12.73

$8.94 JEP 6.72

59.28%

Chicken Fillets (1kg)

$11.90 €10.64

$11.82 JEP 8.88

0.68%

Beef Round Steak (1kg)

$20.68 €18.48

$18.98 JEP 14.26

8.96%

Apples (1kg)

$3.28 €2.93

$4.31 JEP 3.24

-23.90%

Banana (1kg)

$2.05 €1.83

$2.28 JEP 1.71

-10.09%

Oranges (1kg)

$2.31 €2.07

$4.22 JEP 3.17

-45.26%

Tomato (1kg)

$4.29 €3.83

$4.49 JEP 3.37

-4.45%

Potato (1kg)

$1.53 €1.37

$2.82 JEP 2.12

-45.74%

Onion (1kg)

$1.50 €1.34

$2.95 JEP 2.22

-49.15%

Lettuce (1 head)

$1.64 €1.46

$1.90 JEP 1.43

-13.68%

Water (1.5 liter bottle)

$1.02 €0.91

$2.54 JEP 1.91

-59.84%

Cigarettes 20 Pack (Marlboro, Camel)

$9.69 €8.66

$18.10 JEP 13.59

-46.46%

Wine (Bottle)

$6.01 €5.37

$10.73 JEP 8.06

-43.99%

Local Beer (0.5 liter bottle)

$1.12 €1.00

$4.54 JEP 3.41

-75.33%

Imported Beer (0.33 liter bottle)

$1.56 €1.40

$8.00 JEP 6.01

-80.50%

One-way Ticket (Public Transport)

$3.85 €3.44

$3.51 JEP 2.63

9.69%

Public Transport Monthly Pass (Regular Price)

$69.7 €62.3

$70.9 JEP 53.3

-1.66%

Taxi Start (Normal Tariff)

$5.34 €4.77

$5.16 JEP 3.87

3.49%

Taxi (Normal Tariff) (1km)

$2.81 €2.51

$2.51 JEP 1.88

11.95%

Taxi 1hour Waiting (Normal Tariff)

$38.83 €34.72

$53.5 JEP 40.19

-27.45%

Gasoline (1 liter)

$2.13 €1.90

$2.03 JEP 1.52

4.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K €29.1K

$36.8K JEP 27.6K

-11.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.7K €33.7K

$37.1K JEP 27.8K

1.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$342 €306

$341 JEP 256

0.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.87 €22.23

$53.0 JEP 39.77

-53.04%

Internet (50+ Mbps, Unlimited Data)

$48.49 €43.35

$81.3 JEP 61.0

-40.34%

Gym Membership (Monthly)

$39.42 €35.24

$77.8 JEP 58.4

-49.34%

Tennis Court (1 Hour on Weekend)

$27.47 €24.56

$31.72 JEP 23.82

-13.40%

Cinema Ticket

$14.65 €13.10

$17.79 JEP 13.36

-17.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$611 €546

$2,341 JEP 1,758

-73.92%

International Primary School, 1 Child (Yearly)

$17.3K €15.4K

$15.4K JEP 11.6K

12.07%

Jeans (Levis 501 Or Similar)

$89.1 €79.6

$106 JEP 79.7

-16.07%

Summer Dress (H&M, Zara, etc)

$42.07 €37.61

$72.4 JEP 54.3

-41.86%

Sport Shoes (Adidas, Nike)

$98.3 €87.9

$127 JEP 95.0

-22.31%

Men's Leather Business Shoes

$131 €117

$205 JEP 154

-36.22%

1-bedroom Apartment, City Center (Monthly)

$934 €835

$1,914 JEP 1,438

-51.20%

1-bedroom Apartment, Outside City Center (Monthly)

$718 €642

$1,613 JEP 1,211

-55.45%

3-bedroom Apartment, City Center (Monthly)

$1,704 €1,523

$3,222 JEP 2,420

-47.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,294 €1,157

$2,792 JEP 2,097

-53.67%

Buy Apartment in City Center (m2)

$5,944 €5,314

$11.7K JEP 8,765

-49.07%

Buy Apartment Outside City Center (m2)

$3,958 €3,538

$10.3K JEP 7,714

-61.47%

Average Monthly Net Salary (After Tax)

$3,290 €2,941

$4,028 JEP 3,025

-18.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

4.08

-2.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: October 25, 2026

Last update for Jersey: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Germany

$718 34.6%

Jersey

$1.6K 47.1% 125% $894

Monthly Utilities & Internet

Germany

$415 20%

Jersey

$476 13.9% 14.5% $60

Groceries & Markets

Germany

$335 16.1%

Jersey

$417 12.2% 24.5% $82

Eating Out

Germany

$276 13.3%

Jersey

$471 13.8% 70.5% $195

Clothing & Footwear

Germany

$162 7.8%

Jersey

$229 6.7% 41.6% $67

Getting Around

Germany

$104 5%

Jersey

$103 3% 1.8% $1.9

Sport & Entertainment

Germany

$69 3.3%

Jersey

$113 3.3% 65% $45

Cost Breakdown

National rent averages: $812 in Germany, $1,812 in Jersey. Capital cities: $1,407 in Berlin vs $1,873 in Saint Helier.

National salary averages: $3,107 in Germany, $4,623 in Jersey. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 123% higher in Jersey.

Dining out costs 68% more in Jersey.

Salaries are 49% higher in Jersey, and purchasing power comes out stronger in Germany.

Good to know

🇩🇪 Germany

🇯🇪 Jersey

🕒 Local time

14:38 2:38 PM

13:38 1:38 PM

1 h behind Germany

🌤 Weather

👥 Population

84,358,845

105,500

💱 Currency

Euro EUR €

Jersey Pound JEP £

📈 Exchange rate

1 EUR = 1.12 USD

1 JEP = 1.33 USD

1 JEP = 1.19 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Germany Jersey 1,150 km ≈ 2 h nonstop flight

From you

Germany
Jersey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Germany vs Jersey: Cost of Living - Frequently Asked Questions

At $2,080 per month in Germany and $3,422 in Jersey, Germany comes out about 39% cheaper. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is cheaper in Germany: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent for a central one-bedroom averages $1,812 in Jersey and $812 in Germany. Rents vary a lot between cities, so the gap depends on where you settle.

It depends on what you’re after: Germany wins on affordability, while salaries, visas, language, and lifestyle can tip the balance either way.