Last update: Oct 2026

Cost of Living Comparison Between Geraardsbergen and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,028 in Geraardsbergen, rent and utilities included – about $13,300 less a year. Rent and utilities account for about half of the difference.

95

Cost of Living Index in Geraardsbergen
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Geraardsbergen Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Geraardsbergen

🇧🇪 Belgium

$2,028

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Geraardsbergen and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Geraardsbergen and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,028 in Geraardsbergen versus $918 in Cebu.

Geraardsbergen $2,028
Cebu $918

Estimated couple costs with rent: $2,942 in Geraardsbergen versus $1,409 in Cebu.

Geraardsbergen $2,942
Cebu $1,409

Monthly costs for a family of three with rent: $3,856 in Geraardsbergen versus $1,900 in Cebu.

Geraardsbergen $3,856
Cebu $1,900

Living in Geraardsbergen is roughly 121% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Geraardsbergen is 50% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.02 €19.59

$3.09 ₱194

612.62%

Three-Course Dinner for Two, Mid-Range

$71.2 €63.3

$24.22 ₱1,525

193.89%

Fast Food Meal (McDonalds, etc)

$8.19 €7.28

$3.92 ₱247

108.93%

Cappuccino

$4.42 €3.93

$2.51 ₱158

76.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 €2.01

$1.59 ₱100

42.14%

Water (0.33 liter bottle)

$2.25 €2.00

$0.53 ₱33.43

324.53%

Local Beer (0.5 liter draught)

$3.05 €2.71

$1.78 ₱112

71.35%

Imported Beer (0.33 liter bottle)

$3.28 €2.92

$2.17 ₱137

51.15%

Milk (1 liter)

$1.37 €1.22

$1.92 ₱121

-28.65%

White Bread (500g)

$2.70 €2.40

$1.36 ₱85.4

98.53%

Rice (white) (1kg)

$2.14 €1.90

$1.01 ₱63.5

111.88%

Eggs

$3.60 €3.20

$2.03 ₱128

77.34%

Local Cheese (1kg)

$16.84 €14.98

$9.86 ₱621

70.79%

Chicken Fillets (1kg)

$11.68 €10.39

$4.39 ₱277

166.06%

Beef Round Steak (1kg)

$22.94 €20.40

$7.60 ₱479

201.84%

Apples (1kg)

$2.90 €2.58

$3.30 ₱208

-12.12%

Banana (1kg)

$2.40 €2.13

$1.39 ₱87.8

72.66%

Oranges (1kg)

$2.57 €2.29

$2.33 ₱147

10.30%

Tomato (1kg)

$3.26 €2.90

$1.50 ₱94.3

117.33%

Potato (1kg)

$2.48 €2.21

$2.36 ₱149

5.08%

Onion (1kg)

$1.94 €1.73

$1.90 ₱119

2.11%

Lettuce (1 head)

$1.46 €1.30

$1.19 ₱74.9

22.69%

Water (1.5 liter bottle)

$1.01 €0.90

$0.63 ₱39.71

60.32%

Cigarettes 20 Pack (Marlboro, Camel)

$13.00 €11.57

$3.00 ₱189

333.33%

Wine (Bottle)

$9.02 €8.02

$6.03 ₱379

49.59%

Local Beer (0.5 liter bottle)

$1.71 €1.52

$1.23 ₱77.7

39.02%

Imported Beer (0.33 liter bottle)

$2.01 €1.78

$1.75 ₱110

14.86%

One-way Ticket (Public Transport)

$3.13 €2.79

$0.25 ₱15.86

1152.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$5.53 €4.92

$0.77 ₱48.62

618.18%

Taxi (Normal Tariff) (1km)

$2.71 €2.41

$0.23 ₱14.53

1078.26%

Taxi 1hour Waiting (Normal Tariff)

$24.61 €21.89

$4.46 ₱281

451.79%

Gasoline (1 liter)

$2.07 €1.84

$1.31 ₱82.8

58.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K €31.4K

$21.2K ₱1.3M

66.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K €27.1K

$19.1K ₱1.2M

59.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 €121

$120 ₱7,569

12.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.11 €17.00

$14.00 ₱882

36.50%

Internet (50+ Mbps, Unlimited Data)

$39.58 €35.21

$27.54 ₱1,734

43.72%

Gym Membership (Monthly)

$34.96 €31.10

$32.33 ₱2,035

8.13%

Tennis Court (1 Hour on Weekend)

$20.28 €18.04

$6.65 ₱419

204.96%

Cinema Ticket

$15.26 €13.58

$5.65 ₱356

170.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,597 €1,421

$275 ₱17.3K

480.09%

International Primary School, 1 Child (Yearly)

$32.8K €29.2K

$7,918 ₱498.5K

314.86%

Jeans (Levis 501 Or Similar)

$110 €98.0

$49.33 ₱3,106

123.21%

Summer Dress (H&M, Zara, etc)

$51.2 €45.56

$25.24 ₱1,589

102.93%

Sport Shoes (Adidas, Nike)

$100 €89.3

$77.0 ₱4,846

30.39%

Men's Leather Business Shoes

$169 €151

$57.2 ₱3,601

196.01%

1-bedroom Apartment, City Center (Monthly)

$912 €811

$500 ₱31.5K

82.55%

1-bedroom Apartment, Outside City Center (Monthly)

$892 €793

$309 ₱19.4K

188.82%

3-bedroom Apartment, City Center (Monthly)

$1,410 €1,254

$1,078 ₱67.9K

30.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,184 €1,053

$615 ₱38.7K

92.42%

Buy Apartment in City Center (m2)

$4,576 €4,071

$2,886 ₱181.7K

58.57%

Buy Apartment Outside City Center (m2)

$3,290 €2,927

$1,917 ₱120.7K

71.67%

Average Monthly Net Salary (After Tax)

$2,445 €2,175

$346 ₱21.8K

606.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.4

7.2

-52.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Geraardsbergen: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Geraardsbergen

$892 44%

Cebu

$309 33.6% 65.4% $583

Groceries & Markets

Geraardsbergen

$357 17.6%

Cebu

$206 22.4% 42.3% $151

Eating Out

Geraardsbergen

$294 14.5%

Cebu

$88 9.6% 69.9% $205

Monthly Utilities & Internet

Geraardsbergen

$194 9.6%

Cebu

$162 17.6% 16.7% $32

Clothing & Footwear

Geraardsbergen

$194 9.6%

Cebu

$94 10.2% 51.6% $100

Sport & Entertainment

Geraardsbergen

$65 3.2%

Cebu

$44 4.8% 33.4% $22

Getting Around

Geraardsbergen

$32 * 1.6%

Cebu

$16 1.7% 50.8% $16

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $912 in Geraardsbergen and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Geraardsbergen pays 607% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Geraardsbergen vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $357 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇪 Geraardsbergen

🇵🇭 Cebu

🕒 Local time

07:47 7:47 AM

13:47 1:47 PM

6 h ahead of Geraardsbergen

🌤 Weather

👥 Population

33,204

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Geraardsbergen Cebu 11,110 km ≈ 14 h nonstop flight

From you

Geraardsbergen
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Geraardsbergen vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 121% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 607% higher in Geraardsbergen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $912 in Geraardsbergen versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 73% higher in Geraardsbergen. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,028 per month in Geraardsbergen versus $918 in Cebu – a 121% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,028 in Geraardsbergen, a $1,500 budget is realistic in Cebu but tight or insufficient in Geraardsbergen. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Geraardsbergen, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Geraardsbergen and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 121% less than in Geraardsbergen. Beyond cost, consider language, visa policies, and how big the international community is in each city.