Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Georgetown, KY

For one person, living is cheaper in Georgetown, KY: $2,318 a month against $2,698 in Austin, TX, rent and utilities included – about $4,600 less a year. Other living expenses account for most of the difference.

129

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index
112

Cost of Living Index in Georgetown, KY
Learn more

Georgetown, KY Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Georgetown, KY

🇺🇸 United States

$2,318

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Georgetown, KY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Georgetown, KY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $2,318 in Georgetown, KY.

Austin, TX $2,698
Georgetown, KY $2,318

Estimated couple costs with rent: $4,160 in Austin, TX versus $3,201 in Georgetown, KY.

Austin, TX $4,160
Georgetown, KY $3,201

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $4,084 in Georgetown, KY.

Austin, TX $5,622
Georgetown, KY $4,084

Living in Austin, TX is roughly 16% more expensive than in Georgetown, KY, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 99% above, Georgetown, KY 71% above.

Meal at Budget Restaurant

$20.63 $20.63

$13.17 $13.17

56.64%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$56.2 $56.2

50.59%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$9.04 $9.04

33.52%

Cappuccino

$5.48 $5.48

$4.23 $4.23

29.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$2.42 $2.42

57.02%

Water (0.33 liter bottle)

$2.47 $2.47

$1.85 $1.85

33.51%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.10 $5.10

57.84%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$5.86 $5.86

51.54%

Milk (1 liter)

$1.11 $1.11

$0.78 $0.78

42.31%

White Bread (500g)

$3.72 $3.72

$2.70 $2.70

37.78%

Rice (white) (1kg)

$3.37 $3.37

$3.90 $3.90

-13.59%

Eggs

$4.32 $4.32

$3.54 $3.54

22.03%

Local Cheese (1kg)

$13.13 $13.13

$10.38 $10.38

26.49%

Chicken Fillets (1kg)

$14.15 $14.15

$10.28 $10.28

37.65%

Beef Round Steak (1kg)

$16.33 $16.33

$14.59 $14.59

11.93%

Apples (1kg)

$4.55 $4.55

$5.59 $5.59

-18.60%

Banana (1kg)

$1.46 $1.46

Oranges (1kg)

$4.71 $4.71

$5.77 $5.77

-18.37%

Tomato (1kg)

$4.15 $4.15

$4.36 $4.36

-4.82%

Potato (1kg)

$2.58 $2.58

$2.60 $2.60

-0.77%

Onion (1kg)

$2.35 $2.35

$3.09 $3.09

-23.95%

Lettuce (1 head)

$1.77 $1.77

$2.17 $2.17

-18.43%

Water (1.5 liter bottle)

$2.14 $2.14

$2.70 $2.70

-20.74%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$9.14 $9.14

10.50%

Wine (Bottle)

$15.19 $15.19

$12.75 $12.75

19.14%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.70 $1.70

65.88%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$4.19 $4.19

-17.90%

One-way Ticket (Public Transport)

$1.54 $1.54

$2.07 $2.07

-25.60%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$2.80 $2.80

$4.95 $4.95

-43.43%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.68 $1.68

-4.76%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$29.23 $29.23

17.48%

Gasoline (1 liter)

$0.94 $0.94

$0.98 $0.98

-4.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$27.3K $27.3K

24.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.6K $26.6K

0.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$193 $193

15.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$50.4 $50.4

16.82%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$58.1 $58.1

21.48%

Gym Membership (Monthly)

$57.7 $57.7

$40.55 $40.55

42.29%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

$25.02 $25.02

-33.93%

Cinema Ticket

$14.26 $14.26

$15.09 $15.09

-5.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$542 $542

178.77%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$6,537 $6,537

219.55%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$39.51 $39.51

29.76%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$30.96 $30.96

42.67%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$70.8 $70.8

22.90%

Men's Leather Business Shoes

$104 $104

$124 $124

-15.55%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$1,799 $1,799

7.85%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$1,197 $1,197

9.94%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,402 $2,402

52.58%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$1,651 $1,651

55.39%

Buy Apartment in City Center (m2)

$7,354 $7,354

$2,749 $2,749

167.57%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$2,606 $2,606

20.05%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$5,416 $5,416

-2.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.74

0.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Georgetown, KY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Georgetown, KY

$1.2K 51.7% 9% $119

Groceries & Markets

Austin, TX

$406 15.1%

Georgetown, KY

$370 16% 8.9% $36

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Georgetown, KY

$302 13% 14.3% $50

Eating Out

Austin, TX

$350 13%

Georgetown, KY

$238 10.3% 32.1% $112

Clothing & Footwear

Austin, TX

$129 4.8%

Georgetown, KY

$119 5.1% 7.7% $9.9

Sport & Entertainment

Austin, TX

$86 3.2%

Georgetown, KY

$71 3.1% 18% $15

Getting Around

Austin, TX

$58 2.2%

Georgetown, KY

$22 * 0.9% 62.6% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $1,799 in Georgetown, KY. Housing cost is often the main lever when comparing two cities.

Georgetown, KY pays 2% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85.0 in Austin, TX vs $56.0 in Georgetown, KY for a mid-range dinner for two. Groceries echo the gap at $406 vs $370 per month, with Georgetown, KY cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Georgetown, KY

🕒 Local time

03:08 3:08 AM

04:08 4:08 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

67,176

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Georgetown, KY 1,500 km ≈ 2 h 15 min nonstop flight

From you

Austin, TX
Georgetown, KY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Georgetown, KY: Cost of Living - Frequently Asked Questions

Georgetown, KY wins on cost – living expenses run 16% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Georgetown, KY the obvious pick if budget is a priority.

On paper, salaries run 2% lower in Georgetown, KY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,940 in Austin, TX versus $1,799 in Georgetown, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,511 in Austin, TX versus $542 in Georgetown, KY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Georgetown, KY – a meal for two runs $56.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Georgetown, KY is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Georgetown, KY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Georgetown, KY gentler on the wallet – expenses run 16% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.