Last update: Oct 2026

Cost of Living Comparison Between Geel and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,052 in Geel, rent and utilities included – about $13,600 less a year. Rent and utilities account for about half of the difference.

99

Cost of Living Index in Geel
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Geel Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Geel

🇧🇪 Belgium

$2,052

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Geel and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Geel and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,052 in Geel versus $918 in Cebu.

Geel $2,052
Cebu $918

Estimated couple costs with rent: $2,931 in Geel versus $1,409 in Cebu.

Geel $2,931
Cebu $1,409

Monthly costs for a family of three with rent: $3,810 in Geel versus $1,900 in Cebu.

Geel $3,810
Cebu $1,900

Living in Geel is roughly 124% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Geel is 52% above, Cebu is 32% below.

Meal at Budget Restaurant

$18.72 €16.65

$3.09 ₱194

505.83%

Three-Course Dinner for Two, Mid-Range

$75.6 €67.2

$24.22 ₱1,525

212.10%

Fast Food Meal (McDonalds, etc)

$10.77 €9.58

$3.92 ₱247

174.74%

Cappuccino

$3.84 €3.42

$2.51 ₱158

52.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 €2.33

$1.59 ₱100

64.78%

Water (0.33 liter bottle)

$3.05 €2.71

$0.53 ₱33.43

475.47%

Local Beer (0.5 liter draught)

$4.43 €3.94

$1.78 ₱112

148.88%

Imported Beer (0.33 liter bottle)

$3.30 €2.93

$2.17 ₱137

52.07%

Milk (1 liter)

$1.35 €1.20

$1.92 ₱121

-29.69%

White Bread (500g)

$2.70 €2.40

$1.36 ₱85.4

98.53%

Rice (white) (1kg)

$2.69 €2.39

$1.01 ₱63.5

166.34%

Eggs

$5.17 €4.60

$2.03 ₱128

154.68%

Local Cheese (1kg)

$17.98 €16.00

$9.86 ₱621

82.35%

Chicken Fillets (1kg)

$13.36 €11.88

$4.39 ₱277

204.33%

Beef Round Steak (1kg)

$21.62 €19.23

$7.60 ₱479

184.47%

Apples (1kg)

$2.98 €2.65

$3.30 ₱208

-9.70%

Banana (1kg)

$2.35 €2.09

$1.39 ₱87.8

69.06%

Oranges (1kg)

$2.82 €2.51

$2.33 ₱147

21.03%

Tomato (1kg)

$4.07 €3.62

$1.50 ₱94.3

171.33%

Potato (1kg)

$2.47 €2.20

$2.36 ₱149

4.66%

Onion (1kg)

$2.13 €1.90

$1.90 ₱119

12.11%

Lettuce (1 head)

$1.82 €1.62

$1.19 ₱74.9

52.94%

Water (1.5 liter bottle)

$0.76 €0.67

$0.63 ₱39.71

20.63%

Cigarettes 20 Pack (Marlboro, Camel)

$13.24 €11.78

$3.00 ₱189

341.33%

Wine (Bottle)

$8.68 €7.72

$6.03 ₱379

43.95%

Local Beer (0.5 liter bottle)

$2.59 €2.30

$1.23 ₱77.7

110.57%

Imported Beer (0.33 liter bottle)

$3.10 €2.75

$1.75 ₱110

77.14%

One-way Ticket (Public Transport)

$3.39 €3.01

$0.25 ₱15.86

1256.00%

Public Transport Monthly Pass (Regular Price)

$70.4 €62.6

$12.64 ₱796

456.57%

Taxi Start (Normal Tariff)

$2.87 €2.55

$0.77 ₱48.62

272.73%

Taxi (Normal Tariff) (1km)

$2.23 €1.98

$0.23 ₱14.53

869.57%

Taxi 1hour Waiting (Normal Tariff)

$39.84 €35.44

$4.46 ₱281

793.27%

Gasoline (1 liter)

$1.79 €1.60

$1.31 ₱82.8

36.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K €21.2K

$21.2K ₱1.3M

12.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.1K €30.3K

$19.1K ₱1.2M

78.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 €151

$120 ₱7,569

40.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.76 €19.36

$14.00 ₱882

55.43%

Internet (50+ Mbps, Unlimited Data)

$52.5 €46.69

$27.54 ₱1,734

90.60%

Gym Membership (Monthly)

$39.54 €35.17

$32.33 ₱2,035

22.30%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$16.73 €14.88

$5.65 ₱356

196.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,615 €1,437

$275 ₱17.3K

486.75%

International Primary School, 1 Child (Yearly)

$36.1K €32.1K

$7,918 ₱498.5K

355.42%

Jeans (Levis 501 Or Similar)

$100 €89.3

$49.33 ₱3,106

103.43%

Summer Dress (H&M, Zara, etc)

$45.86 €40.79

$25.24 ₱1,589

81.70%

Sport Shoes (Adidas, Nike)

$110 €98.0

$77.0 ₱4,846

43.13%

Men's Leather Business Shoes

$144 €128

$57.2 ₱3,601

151.54%

1-bedroom Apartment, City Center (Monthly)

$1,037 €923

$500 ₱31.5K

107.63%

1-bedroom Apartment, Outside City Center (Monthly)

$795 €708

$309 ₱19.4K

157.58%

3-bedroom Apartment, City Center (Monthly)

$1,042 €927

$1,078 ₱67.9K

-3.32%

3-bedroom Apartment, Outside City Center (Monthly)

$950 €845

$615 ₱38.7K

54.34%

Buy Apartment in City Center (m2)

$3,922 €3,488

$2,886 ₱181.7K

35.88%

Buy Apartment Outside City Center (m2)

$3,388 €3,014

$1,917 ₱120.7K

76.78%

Average Monthly Net Salary (After Tax)

$2,410 €2,144

$346 ₱21.8K

596.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-58.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Geel: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Geel

$795 38.8%

Cebu

$309 33.6% 61.2% $487

Groceries & Markets

Geel

$383 18.7%

Cebu

$206 22.4% 46.2% $177

Eating Out

Geel

$280 13.6%

Cebu

$88 9.6% 68.4% $191

Monthly Utilities & Internet

Geel

$244 11.9%

Cebu

$162 17.6% 33.6% $82

Clothing & Footwear

Geel

$180 8.8%

Cebu

$94 10.2% 47.8% $86

Getting Around

Geel

$98 4.8%

Cebu

$16 1.7% 84.1% $82

Sport & Entertainment

Geel

$73 3.6%

Cebu

$44 4.8% 40.3% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,037 in Geel and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Geel pays 597% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Geel vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $383 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇪 Geel

🇵🇭 Cebu

🕒 Local time

21:49 9:49 PM

03:49 3:49 AM

6 h ahead of Geel

🌤 Weather

👥 Population

40,781

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Geel Cebu 11,030 km ≈ 14 h nonstop flight

From you

Geel
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Geel vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 124% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 597% higher in Geel, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,037 in Geel versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,052 per month in Geel versus $918 in Cebu – a 124% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 457% less than in Geel. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,052 in Geel, a $1,500 budget is realistic in Cebu but tight or insufficient in Geel. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Geel, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Geel and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 124% less than in Geel. Beyond cost, consider language, visa policies, and how big the international community is in each city.