Cost of Living Comparison Between Garowe and Ubud, Bali Cost of Living Comparison Between Garowe and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $524 in Garowe versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $705 in Garowe versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $885 in Garowe versus $3,273 in Ubud, Bali.

Living in Garowe costs roughly 62% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Garowe is 62% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$3.37 Rp 59.5K

Three-Course Dinner for Two, Mid-Range

$8.89 SOS 5,051

$38.59 Rp 680.3K

-76.96%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

Cappuccino

$3.02 SOS 1,717

$2.64 Rp 46.6K

14.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 SOS 877

$1.67 Rp 29.5K

-7.78%

Water (0.33 liter bottle)

$0.19 SOS 106

$0.77 Rp 13.6K

-75.32%

Local Beer (0.5 liter draught)

$32.86 SOS 18.7K

$2.63 Rp 46.4K

1149.43%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

Milk (1 liter)

$1.55 Rp 27.3K

White Bread (500g)

$2.22 Rp 39.2K

Rice (white) (1kg)

$1.13 Rp 19.8K

Eggs

$2.09 Rp 36.8K

Local Cheese (1kg)

$17.39 Rp 306.6K

Chicken Fillets (1kg)

$3.87 Rp 68.2K

Beef Round Steak (1kg)

$12.55 Rp 221.2K

Apples (1kg)

$3.62 Rp 63.8K

Banana (1kg)

$1.56 Rp 27.5K

Oranges (1kg)

$2.35 Rp 41.5K

Tomato (1kg)

$2.06 Rp 36.2K

Potato (1kg)

$1.90 Rp 33.5K

Onion (1kg)

$2.34 Rp 41.2K

Lettuce (1 head)

$1.03 Rp 18.2K

Water (1.5 liter bottle)

$1.27 SOS 722

$0.55 Rp 9,779

130.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

Wine (Bottle)

$23.81 Rp 419.7K

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

One-way Ticket (Public Transport)

$0.31 SOS 178

$0.27 Rp 4,802

14.81%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

Taxi Start (Normal Tariff)

$1.54 SOS 875

$0.48 Rp 8,489

220.83%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

Taxi 1hour Waiting (Normal Tariff)

$4.90 SOS 2,781

$5.72 Rp 100.8K

-14.34%

Gasoline (1 liter)

$0.76 Rp 13.4K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 SOS 68.9K

$83.6 Rp 1.5M

45.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.99 SOS 5,673

$6.46 Rp 113.8K

54.64%

Internet (50+ Mbps, Unlimited Data)

$49.73 SOS 28.2K

$18.99 Rp 334.8K

161.87%

Gym Membership (Monthly)

$19.78 SOS 11.2K

$56.0 Rp 986.8K

-64.66%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$4.28 Rp 75.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$34.59 SOS 19.6K

$487 Rp 8.6M

-92.89%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

Jeans (Levis 501 Or Similar)

$20.17 SOS 11.5K

$45.56 Rp 803.2K

-55.73%

Summer Dress (H&M, Zara, etc)

$29.82 SOS 16.9K

$36.38 Rp 641.4K

-18.03%

Sport Shoes (Adidas, Nike)

$14.91 SOS 8,471

$82.0 Rp 1.4M

-81.81%

Men's Leather Business Shoes

$80.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$88.5 SOS 50.3K

$1,117 Rp 19.7M

-92.08%

1-bedroom Apartment, Outside City Center (Monthly)

$59.0 SOS 33.5K

$701 Rp 12.4M

-91.59%

3-bedroom Apartment, City Center (Monthly)

$356 SOS 202.4K

$3,537 Rp 62.4M

-89.93%

3-bedroom Apartment, Outside City Center (Monthly)

$177 SOS 100.6K

$1,762 Rp 31.1M

-89.95%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

Average Monthly Net Salary (After Tax)

$397 SOS 225.2K

$170 Rp 3.0M

133.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Garowe: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $88.5 in Garowe and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Garowe pays 134% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $9.00 in Garowe vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $15.00 vs $293 per month, with Garowe cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Garowe vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Garowe is cheaper overall, especially in Clothing & Footwear, Sport & Entertainment, Groceries & Markets, Getting Around. The 166% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 134% higher in Garowe, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $88.5 in Garowe versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $34.59 in Garowe versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Garowe – a meal for two runs $9.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $524 in Garowe versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Garowe but tight or insufficient in Ubud, Bali. The gap between the two cities makes Garowe the clear choice for anyone on this budget.

For families, Garowe is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Garowe and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Garowe gentler on the wallet – expenses run 166% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.