Cost of Living Comparison Between Garowe and Ubud, Bali Cost of Living Comparison Between Garowe and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $518 in Garowe versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $758 in Garowe versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $998 in Garowe versus $3,660 in Ubud, Bali.

Living in Garowe costs roughly 63% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Garowe is 61% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$1.94 SOS 1,104

$3.56 Rp 63.9K

-45.51%

Three-Course Dinner for Two, Mid-Range

$8.91 SOS 5,061

$32.73 Rp 586.8K

-72.78%

Fast Food Meal (McDonalds, etc)

$3.07 SOS 1,746

$4.95 Rp 88.7K

-37.98%

Cappuccino

$2.18 SOS 1,240

$2.71 Rp 48.6K

-19.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.47 SOS 836

$1.34 Rp 24.1K

9.70%

Water (0.33 liter bottle)

$0.22 SOS 123

$0.70 Rp 12.5K

-68.57%

Local Beer (0.5 liter draught)

$14.23 SOS 8,083

$2.92 Rp 52.3K

387.33%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

Milk (1 liter)

$1.02 SOS 580

$1.81 Rp 32.4K

-43.65%

White Bread (500g)

$0.41 SOS 234

$2.52 Rp 45.1K

-83.73%

Rice (white) (1kg)

$0.86 SOS 490

$1.16 Rp 20.8K

-25.86%

Eggs

$2.33 SOS 1,326

$2.46 Rp 44.1K

-5.28%

Local Cheese (1kg)

$14.71 Rp 263.7K

Chicken Fillets (1kg)

$2.98 SOS 1,694

$4.32 Rp 77.4K

-31.02%

Beef Round Steak (1kg)

$3.90 SOS 2,215

$12.14 Rp 217.5K

-67.87%

Apples (1kg)

$1.95 SOS 1,105

$3.84 Rp 68.8K

-49.22%

Banana (1kg)

$1.53 SOS 870

$1.56 Rp 27.9K

-1.92%

Oranges (1kg)

$1.22 SOS 695

$2.83 Rp 50.8K

-56.89%

Tomato (1kg)

$0.89 SOS 505

$2.33 Rp 41.7K

-61.80%

Potato (1kg)

$0.67 SOS 378

$1.91 Rp 34.3K

-64.92%

Onion (1kg)

$0.71 SOS 406

$2.20 Rp 39.5K

-67.73%

Lettuce (1 head)

$0.83 SOS 473

$1.01 Rp 18.2K

-17.82%

Water (1.5 liter bottle)

$0.92 SOS 522

$0.78 Rp 13.9K

17.95%

Cigarettes 20 Pack (Marlboro, Camel)

$0.98 SOS 559

$3.32 Rp 59.4K

-70.48%

Wine (Bottle)

$23.74 Rp 425.5K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

One-way Ticket (Public Transport)

$0.31 SOS 177

$0.27 Rp 4,819

14.81%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

Taxi Start (Normal Tariff)

$1.47 SOS 836

$0.46 Rp 8,181

219.57%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

Taxi 1hour Waiting (Normal Tariff)

$4.97 SOS 2,822

$6.10 Rp 109.3K

-18.52%

Gasoline (1 liter)

$0.79 Rp 14.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 SOS 67.9K

$79.9 Rp 1.4M

49.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.99 SOS 5,674

$4.06 Rp 72.9K

146.06%

Internet (50+ Mbps, Unlimited Data)

$49.08 SOS 27.9K

$23.52 Rp 421.6K

108.67%

Gym Membership (Monthly)

$19.94 SOS 11.3K

$98.7 Rp 1.8M

-79.80%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

Cinema Ticket

$4.15 Rp 74.3K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$34.75 SOS 19.7K

$304 Rp 5.4M

-88.57%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

Jeans (Levis 501 Or Similar)

$20.22 SOS 11.5K

$55.5 Rp 995.6K

-63.59%

Summer Dress (H&M, Zara, etc)

$30.47 SOS 17.3K

$38.31 Rp 686.7K

-20.46%

Sport Shoes (Adidas, Nike)

$15.16 SOS 8,611

$88.6 Rp 1.6M

-82.89%

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$90.6 SOS 51.5K

$1,006 Rp 18.0M

-91.00%

1-bedroom Apartment, Outside City Center (Monthly)

$61.0 SOS 34.7K

$675 Rp 12.1M

-90.96%

3-bedroom Apartment, City Center (Monthly)

$352 SOS 199.7K

$3,442 Rp 61.7M

-89.79%

3-bedroom Apartment, Outside City Center (Monthly)

$180 SOS 102.5K

$2,039 Rp 36.6M

-91.15%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

Average Monthly Net Salary (After Tax)

$398 SOS 226.2K

$165 Rp 3.0M

141.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Garowe: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $90.6 in Garowe and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Garowe pays 141% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $9.00 in Garowe vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $100 vs $302 per month, with Garowe cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Garowe vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Garowe is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 174% gap adds up to real monthly savings that compound significantly over time.

Garowe pays 141% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $90.6 in Garowe versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $34.75 in Garowe versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Garowe – a meal for two runs $9.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $518 in Garowe versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Garowe but tight or insufficient in Ubud, Bali. The gap between the two cities makes Garowe the clear choice for anyone on this budget.

For families, Garowe is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Garowe and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Garowe gentler on the wallet – expenses run 174% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.